Jefferson Capital Systems, LLC

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to meThank you both Revdex.com and Jefferson Capital for the quick response and getting this resolved in a timely manner

Initial Business Response / [redacted] (1000, 5, 2016/03/16) */ March 16, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account The [redacted] account was opened in May and charged off for collections in January Jefferson Capital Systems, LLC purchased the account and balance of $1,in March [redacted] has confirmed they have not received a written or verbal request for validation of this debt, nor has Jefferson Capital Systems, LLCPursuant to Ms***'s request for validation, enclosed is the final [redacted] statement dated October 12, The Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debtTo resolve this matter, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from Ms***'s credit fileThis letter will also confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure: Initial Consumer Rebuttal / [redacted] (2000, 7, 2016/03/17) */ (The consumer indicated he/she ACCEPTED the response from the business.)

August 25, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,on or around June 7, Enclosed is a copy of the final [redacted] Wireless statement Please note the address on the statement matches the address Ms [redacted] provided in her correspondence Although we disagree with the merits of her dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

February 17, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $4,on or around June 7, Pursuant to Mr [redacted] ’s request for validation of this debt, enclosed is a copy of the final [redacted] billing statement Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response / [redacted] (1000, 7, 2015/06/19) */ June 19, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / Case number [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning your above-referenced account Jefferson Capital Systems, LLC purchased Ms [redacted] 's [redacted] account, reflecting a balance of $1,564.51, in April Although we disagree with the merits of Ms [redacted] 's dispute, we have terminated further collection efforts and closed our fileWe are also notifying the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon S [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (866) [redacted] Initial Consumer Rebuttal / [redacted] (2000, 9, 2015/06/19) */ (The consumer indicated he/she ACCEPTED the response from the business.)

November 15, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on November 15, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### re

June 2, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Original Creditor: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around March 20, In researching the matter with [redacted] Wireless, we were informed there were no prior disputes received regarding the account Jefferson Capital Systems also has no record of receiving a previous dispute However, based on Ms [redacted] ’s stated dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 4, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around June 5, Based on Mr [redacted] ’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 18, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Direct Marketing Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on December 18, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 14, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] (***) Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Wireless Case ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the account referenced above Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around August 1, 2016, with a balance of $1, According to the notes on the account, Ms [redacted] called several times on October 31st She initially stated she never had an account with [redacted] Wireless and wanted information removed from her credit file She called back to state she remembered she co-signed for a friend and did not want to continue to dispute the debt and what options there were to settle the matter Her complaint to the Revdex.com dated November 7th again states she never had a [redacted] Wireless account In researching the matter with [redacted] Wireless, we were provided with a copy of the Customer Agreement which bears the same home telephone number as on her complaint and they advised there were no prior disputes received on the account in their officeThey also advised her boyfriend was added as an account manager in May Enclosed also are reprints of three billing statement pertaining to the balance Although we feel the balance is rightfully due, in order to resolve the matter, we have terminated collection action We are also requesting the credit bureaus to delete our trade line from Ms [redacted] ’s credit bureau file We appreciate the opportunity to clarify the matter Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

December 26, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on December 26, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

June 12, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Original Creditor: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around February 1, A Right to Dispute letter was sent to Mr [redacted] on September 15, Based on Mr [redacted] ’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 15, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your additional correspondence sent on behalf of [redacted] Pursuant to Mr [redacted] request, enclosed are copies of the [redacted] Wireless statements dated September 6, through December 22, This letter will confirm Jefferson Capital Systems, LLC has terminated collection efforts and the credit bureaus have deleted/suppressed the Jefferson Capital Systems, LLC trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosures:

April 25, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around August 1, We have no record of receiving a previous dispute from Mr [redacted] *** Payment was received on February 16, which resulted in the account being paid in full Based on Mr [redacted] ***’s dispute, we have requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 21, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account #’s: [redacted] and [redacted] Debt Description: [redacted] and [redacted] Complaint ID: [redacted] Dear Mr [redacted] : We are in receipt of your additional correspondence sent on behalf of Mr [redacted] concerning the accounts referenced aboveWhen we were initially contacted, Mr [redacted] made reference to the [redacted] account In response, we provided the account information and advised payment was received in the amount of $316.37, paying the account in full We also advised the credit bureaus were requested to delete our trade line for the accountWith regards to the payment of $533.63, please allow me to clarify Jefferson Capital Systems, LLC, also purchased the [redacted] account in November with a balance of $ This account was placed with Allied Interstate, LLC, for collection efforts in February They received Mr [redacted] ’s payment and subsequently returned the account to us This account is paid in full as of March 23, and has been updated accordingly We have also requested the credit bureaus to delete our trade line for this account from Mr [redacted] ’s credit bureau file Mr [redacted] can present this letter to his creditors as proof of the actions being takenThank you for the opportunity to respondSincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 20, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on June 20, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 23, Mr [redacted] ***Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Ms [redacted] on May 23, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response / [redacted] (1000, 5, 2015/06/12) */ June 12, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning the above-referenced account which we purchased in December from [redacted] Enclosed is the Promissory Note provided by [redacted] with regard to the accountThe current balance is $The account charged off in December and is within the applicable credit reporting periodJefferson Capital Systems, LLC, is willing to accept $432.11, representing a 50% savings, as full and final satisfaction of the debtPlease advise Mr [redacted] to call our toll-free number, [redacted] , to make payment arrangements As a courtesy, we have notified the credit bureaus to delete our trade line from Mr [redacted] 's credit bureau file We appreciate the opportunity to be of service Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure:

April 25, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Original Creditor: [redacted] Direct Marketing Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Direct Marketing account and balance of $on or around October 15, Based on Ms [redacted] ’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me