Jefferson Capital Systems, LLC

January 8, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on January 8, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 16, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mrs [redacted] concerning the above-referenced account We have verified Mr [redacted] ’s deployment to active military duty Jefferson Capital Systems, LLC acquired the [redacted] Wireless account on or about June 5, We regret any difficulties Mrs [redacted] encountered in trying to reach us On June 8, the account was paid in full via phone This letter confirms that we have notified the bureaus to delete our trade line from Mr [redacted] ’s credit file Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

October 18, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] & [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Ms [redacted] on October 18, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response / [redacted] (1000, 5, 2016/02/29) */ February 29, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning the account referenced above Our records indicate the [redacted] account was opened in September and charged off in August Jefferson Capital Systems, LLC, purchased the account with a balance of $in October A request for validation of the debt was received on February 24th and Mr [redacted] telephoned on February 25th stating he never had a [redacted] accountTo resolve the matter, we have closed our file and terminated collection actionWe are also requesting the credit bureaus to delete our trade line from his credit bureau fileThe account will not be sold or transferred Thank you for the opportunity to respond Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2016/03/02) */ (The consumer indicated he/she ACCEPTED the response from the business.) Thank you, I appreciate the quick responsewhen is this going to get removed, or when do you usually send the request to delete off of the reports?

I am rejecting this response because: This is not my collections accountNo idea what it has to do withIt is under [redacted] and it needs to be removed from my record now

July 8, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Our records indicate the [redacted] account was opened on January 14, and was charged off on September 27, with a balance of $ Jefferson Capital Systems, LLC acquired the account on or about April 4, To resolve Ms***’ matter, we have terminated further collection efforts and closed our file We have also notified the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

February 6, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Ms [redacted] We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] account, reflecting a balance of $417.21, on or about October 1, To resolve Ms [redacted] ’s dispute, we have terminated further collection efforts and closed our file This letter confirms that Jefferson Capital Systems, LLC has not reported any information pertaining to this account to the credit bureaus Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

June 24, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,on or around October 7, In response to your communication, we researched this matter with [redacted] Wireless and the account is being returned to [redacted] Wireless This letter will confirm we have closed our file, terminated collection efforts and have requested the credit bureaus to delete our trade line from Mr [redacted] ’s credit file We appreciate the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to meAs long as it is removed from my credit as stated and I do not have to pay anything as stated

Initial Business Response / [redacted] (1000, 5, 2016/02/17) */ February 17, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / Case number [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $1,in March We have no record of Mr [redacted] requesting verification of the debtTo resolve Mr [redacted] 's dispute, we have terminated further collection efforts and closed our fileWe are also notifying the bureaus to delete our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (866) [redacted]

April 25, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around February 1, Based on Ms [redacted] ’s dispute that she previously paid this account in full before we acquired it, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit fileThis letter will confirm the account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response / [redacted] (1000, 6, 2015/06/03) */ June 3, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / Case number [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning his above-referenced account Mr [redacted] 's [redacted] account was opened on May 15, The FTC Ruling he referenced affected accounts that were opened on or before December Therefore, Mr [redacted] 's account was not included in the settlement Jefferson Capital Systems, LLC purchased the [redacted] account in June and subsequently placed the account with [redacted] for collection purposesTo resolve Mr [redacted] 's dispute, we have recalled the account, terminated further collection efforts and closed our fileWe are also notifying the bureaus to delete our trade line from his credit fileThe account will not be sold or forward to another agency Thank you for the opportunity to respond Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (320) [redacted] Initial Consumer Rebuttal / [redacted] (2000, 8, 2015/06/03) */ (The consumer indicated he/she ACCEPTED the response from the business.) Thank you, I accept the the response because Jefferson Capitol Systems has agreed to recall the account, terminate further collection efforts and close the file, and that they are also notifying the bureaus to delete their trade line from my credit file, and that the account will not be sold or forwarded to another agency

March 1, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $Pursuant to his request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

May 9, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Ms [redacted] on May 9, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 21, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Colleges Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] Colleges account and balance of $1,on or around March 17, Upon review of Ms [redacted] telephone conversation with our representative, she was advised we could arrange a payment plan but the representative advised Ms [redacted] she did not know how she could get her college transcripts Our representative then transferred the call to another department for assistance, however, it appears Ms [redacted] was placed on hold and she subsequently disconnected the call To resolve this matter, we have terminated collection efforts and have requested the credit bureaus to delete our trade line from her credit file We appreciate the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 13, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around June 5, We subsequently placed the account with [redacted] for collection efforts and they received payment for the balance In regards to Mr [redacted] ’s claim he was advised the account would be deleted from his credit bureau file, we researched the matter with [redacted] ***, and were advised he was informed Jefferson Capital Systems, LLC would update the account accordingly However, to resolve his dispute, we have requested the credit bureaus delete our trade line from his credit bureau file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 1, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your additional correspondence sent on behalf of Ms [redacted] concerning the above-referenced account On February 21, 2018, a letter was sent to Ms [redacted] offering resolution to the matter Unfortunately, Ms [redacted] has not allowed enough time to receive our response Attached is a copy of our response We believe the actions referenced in that letter have resolved the matter satisfactorily Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

January 31, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** This letter will confirm we have responded directly to Ms [redacted] on January 31, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 10, 2017 Ms. [redacted] RevDex.com 220 S River Ridge Circle Burnsville, MN 55337 Re: [redacted] ... Jefferson Capital Systems, LLC Account Number: [redacted] Original Creditor: [redacted] Wireless Complaint ID#: [redacted] Dear Ms. [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] . Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,604.32 on or around August 3, 2015. A letter was sent to Mr. [redacted] on August 24, 2015 introducing Jefferson Capital Systems, LLC as the owner and current creditor of the debt. Although a balance remains on the account, based on his dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 15, 2017 Ms. [redacted] RevDex.com 220 S River Ridge Circle Burnsville, MN 55337 Re: [redacted] ***... Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms. [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] ***. This letter will confirm we have responded directly to Ms. [redacted] on December 15, 2017. Ms. [redacted] should allow 7-10 days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####