Jefferson Capital Systems, LLC

April 30, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence sent
on behalf of Ms*** This letter will confirm that on April 30, 2018, we responded directly to Ms***. She should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and I have a few questions before I accept....With the letter that they sent me do I still need to respond back to them within days or it this cleared up?Can they please send me a letter stating that they will be terminating collection efforts and their tradeline will be delted from my credit so I can have it for my record and send that information to the credit bureaus to request removal?

March 27, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around October 12, 2016. We have no record of receiving any previous attempts to reach us by telephone from the telephone number Ms*** provided in her correspondence. Based on her dispute and to resolve this matter, we have terminated collection efforts are requesting the credit bureaus delete our trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 18, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital Systems,
LLC, Account Number: *** Debt Description: *** Wireless Complaint ID: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account. The *** Wireless account was opened in September and charged off in October Jefferson Capital Systems, LLC acquired the account and balance of $in December 2015. A Right to Dispute letter was sent to Mr*** on January 11, 2016. We have no record of receiving a written or verbal request for validation of this debt from Mr***. Although we disagree with the merits of his dispute, to resolve this matter we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from Mr***’s credit fileThank you for the opportunity to be of serviceSincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 12, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Our Client: *** *** *** Debt Description: *** *** ** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning her above-referenced account Ms***’s above-referenced account was placed with Jefferson Capital Systems, LLC for collections by our client in May Based on Ms***’s dispute, we have closed our file and terminated collection action. We have also notified our client regarding the dispute This letter confirms Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 4, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital Systems, LLC,
Account Number: *** Debt Description: Verizon Wireless Complaint ID: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account. The Verizon Wireless account was opened in April and charged off in January Jefferson Capital Systems, LLC acquired the account and balance of $1,in April and subsequently placed the account with two agencies for collection efforts. A Right to Dispute letter was sent to Mr*** on June 9, and July 14, 2015. Pursuant to Mr***’ request for validation of this debt, enclosed is a copy of the final Verizon Wireless billing statement dated January 3, 2013. To resolve this matter we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit file. This letter will confirm the account will not be sold or transferredThank you for the opportunity to be of serviceSincerely, *** *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector 866-516-Enclosure:

September 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** & *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on September 26, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 11, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 10, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, 2015. We have no record of receiving a previous written request for validation of the debt. Pursuant to Ms***’s request for validation of this debt, enclosed is the final *** Wireless statement dated March 21, 2013. Although a balance remains on the account, to resolve this matter, we have terminated collection efforts. We are also requesting the credit bureaus delete our trade line from Ms***’s credit file. We appreciate the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

July 18, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #*** Debt Description: *** *** Case ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of Ms*** concerning her *** *** account Jefferson Capital Systems, LLC, acquired the *** *** account on or around April 4, 2016, with a remaining balance of $1,162.82. Enclosed please find reprints of Ms***’ last two billing statements provided by *** ***. In researching the matter with *** ***, we were advised Ms*** spoke with a representative in May at which time she was advised charges were from early termination fees and she agreed to set up payments. Although we show a balance is still due, in order to resolve this matter, we have closed our file and terminated collection action. We have also requested the credit bureaus to delete our trade line from Ms***’ credit bureau file We appreciate the opportunity to address the matter Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/10/30) */
October 30,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the*** account
Jefferson Capital Systems, LLC, purchased the*** account and balance of $in November Enclosed please find a copy of the statement regarding the balance which was provided by***The account was subsequently placed with *** (RSE) in April In researching the matter with RSE, we were advised that on April 21st Mr*** was sent a letter advising the account had been referred to their office and Mr*** had days to dispute the validity of the debtOn September 9th, RSE filed suit on our behalf regarding this debtMr*** should contact them by calling toll-free *** or at the address of ***, Brookfield, WI
Thank you for the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:
Initial Consumer Rebuttal /* (3000, 7, 2015/10/30) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I did not ever have a Fingerhut accountHow can this be attributed to me, when I have not lived in the home to which these letters were apparently sent, since early 2013? I will not be responsible for purchases that were not made by me I will come to court with my proof that I left this home long before May You can purchase debt that's been charged off without a persons knowledge and I find that practice reprehensible at best
Final Business Response /* (4000, 9, 2015/11/05) */
November 5,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case #***
Dear Mr***:
We are in receipt of your additional correspondence sent on behalf of Mr*** concerning the*** account
In response to Mr***' communication, we contacted*** for further information regarding the accountWe were advised the application for the account was completed on line in December The order for which the balance remains was placed in April and was delivered to the same address as the prior orders; ***, Odessa, TX 79764, the address listed as the consumer information on the complaint we receivedWe were also advised payments were received up until May 24, from a checking account in the same name and address from a checking account ending in *** are continuing to handle the account on our behalf and Mr*** should contact them toll-free at ***
We appreciate the opportunity to reply
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

April 12, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on April 12, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/18) */
February 18,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC account number: ***
Debt Description:
***.com
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning her above-referenced account
After review of Ms***'s collection file, including correspondence and account statements, Jefferson Capital Systems, LLC ("Jefferson") acted lawfully and appropriately in the collection of her past due accountOn August 4, 2015, a Validation Notice was sent to Ms***'s current addressSee attached copyPrior to this complaint, no request for verification or any communication has been received by Jefferson from Ms***We have no records of any settlement letters being sent to Ms*** in connection to this account, nor do we have any record of any payments being made by Ms***
In response to this complaint received, Jefferson is providing verification of the debt to Ms***Upon receipt, Jefferson would encourage Ms*** to contact our offices regarding this account at ***
Thank you for the opportunity to respond
Sincerely,
Katherine R.***, Esq
Assistant Managing Counsel
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Initial Consumer Rebuttal /* (3000, 7, 2016/02/18) */
(The consumer indicated he/she DID NOT accept the response from the business.)
As for the settlement mentioned in my claim, it was for another accountI know this now! However, I do not understand why I received an option, in the mail, to settle that account (which I did!) for that one but not this one
It's interesting that *apparently* only a verification letter was sentNothing else
Please don't lie about not having contactI have asked for account information verification through Transunion and Equifax and have received nothing from this companyI have attached screen shots of my disputes asking for information through TransunionI have not received *ANYTHING* in the mail eitherI answered the other account, because I RECEIVED SOMETHING!
I don't care if verification has been sent nowI have asked for it through other channels and got nothingIt took a complaint to the Revdex.com to get them to do anything
This needs to be closedMy next steps if this doesn't get resolved is contacting my state attorney general and my personal attorney
Final Business Response /* (4000, 9, 2016/02/26) */
February 26,
Revdex.com
Attention: *** ***
SRiver Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC account number: ***
Debt Description: ***.com
Dear Mr***:
We acknowledge receipt of additional correspondence sent on behalf of Ms*** concerning her above-referenced account
After review of Ms***'s collection file, including correspondence and account statements, Jefferson Capital Systems, LLC ("Jefferson") acted lawfully and appropriately in the collection of her past due account that is at issue in this Complaint, as previously noted in our February 18, response
Without further information and clarification, Jefferson cannot appropriately respond to Ms***'s other allegationsMs*** has indicated in her reply that she was confusing the above-reference account with "another account."
As noted in our February 18, response, no request for verification or any communication has been received by Jefferson from Ms*** regarding the account specified aboveJefferson is not able to appropriately respond to requests that were not addressed or sent to JeffersonVerification of this account was sent to Ms*** on or about February 18, in response to the original complaint
Again, Jefferson would encourage Ms*** to contact our offices regarding this account at ***
Thank you for the opportunity to respond
Sincerely,
Katherine R.***, Esq
Assistant Managing Counsel
On behalf of Jefferson Capital Systems, LLC, A Debt Collector

January 16, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 16, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

May 10, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 10, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 18, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** (***) *** / ID *** Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** *** Dear Ms***: We acknowledge receipt of your additional correspondence sent on behalf of Ms*** concerning the above-referenced account. We have no record of receiving Ms***’s mailed in documentation of her change of name. On April 10, 2017, Ms*** called our office. During the conversation, we agreed to accept a copy of her work ID and a copy of her personal check as verification of her name. Ms*** was going to fax the information directly to our office. We have no record of receipt. In order to process Ms***’s request for the new card, we will require documentation of her name change. Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

July 27, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning his above-referenced account Jefferson Capital Systems, LLC acquired Mr***’s *** *** account and balance of $on or around March 20, 2015. Enclosed is a copy of his August 10, billing statement pertaining to the balance. No additional payments were applied to the account and the account was charged off on December 20, 2012. Although we believe the balance is owed, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from Mr***’s credit file. The account will not be sold or forwarded for further collection purposes Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

March 16, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around April 4, 2016. Payment of $was received on February 27, 2017, which resulted in his account being updated as settled in full. Our records do not indicate we agreed to delete our trade line when agreeing to accept $as settlement for this account. However, in response to his dispute, we are requesting the bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on October 11, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 9, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Thank you for forwarding Ms***’s correspondence indicating this is not her account and is reflected on her credit file. Based on her correspondence, we have requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####