Jefferson Capital Systems, LLC

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to meThere is no address listed in the response, but I am assuming that would be the address listed on the Jefferson Capital website of McLeland Rd, StCloud, MN

January 11, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on January 11, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response / [redacted] (1000, 5, 2015/05/01) */ May 1, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Mr [redacted] concerning the [redacted] accountPrior to April 28, 2015, we show no prior written requests for validation of the debt Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $in February Although we disagree with the merits of Mr [redacted] 's dispute, we have closed our file and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from Mr [redacted] 's credit bureau file Thank you for the opportunity to respond Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/05/01) */ (The consumer indicated he/she ACCEPTED the response from the business.) Satisfied if the debt is to be removed within the next -days

Initial Business Response / [redacted] (1000, 5, 2015/08/04) */ August 4, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning her credit bureau file and the account referenced above Jefferson Capital Systems, LLC, purchased the [redacted] account with a balance of $and sent the Right to Dispute letter to Ms [redacted] on April 8, There is no record of receiving any previous written disputes regarding the accountAlthough we disagree with the merits of her dispute, we are notifying the credit bureaus to delete our trade line from her credit bureau filePlease allow the credit bureaus days to update their records We appreciate the opportunity to respond Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/08/04) */ (The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response / [redacted] (1000, 5, 2015/05/20) */ May 20, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the account referenced aboveWe do not show any prior written requests received for validation of the debt Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $5,in July According to our records, the account was opened in October and charged off in October In response to Ms [redacted] 's stated dispute and financial hardship, we have closed our file and terminated collection efforts Thank you for the opportunity to respond Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

Initial Business Response / [redacted] (1000, 5, 2016/02/25) */ February 25, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account The [redacted] account was opened in October and charged off in January Jefferson Capital Systems, LLC purchased the account and balance of $1,in December Pursuant to Mr [redacted] 's request for validation of this debt, enclosed is the final [redacted] statement dated December 15, Although we disagree with the merits of Mr [redacted] 's dispute, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit files Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure: Initial Consumer Rebuttal / [redacted] (2000, 7, 2016/02/25) */ (The consumer indicated he/she ACCEPTED the response from the business.) If they hold true to the deletion from my credit bureaus I will be satisfied

December 6, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,on or around April 4, In researching the matter with [redacted] Wireless, they provided us with a copy of the Confirmation Letter that was sent to Ms [redacted] ’ at the time the account was opened We have also enclosed a copy of the final [redacted] Wireless billing statement dated December 22, Although a balance remains on the account, to resolve this matter, we have terminated collection efforts Additionally we have requested the credit bureaus delete our trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

March 3, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] We regret the problems Mr [redacted] encountered when attempting to reach us by telephone Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $1,on or around September 26, and subsequently placed the account with [redacted] agency for collection efforts We have no record of receiving an e-mail from Mr [redacted] To resolve this matter we have recalled the account, terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 10, Mr [redacted] ***Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] *** Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] *** This letter will confirm we have responded directly to Ms [redacted] on May 10, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response / [redacted] (1000, 6, 2015/09/04) */ September 4, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced [redacted] account Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $1,in June and subsequently placed the account with Receivable Performance Management (RPM) for collectionsRPM sent a Right to Dispute letter to Mr [redacted] on July 9, Mr [redacted] stated this account belonged to his fatherOur representative requested Mr [redacted] provide documentation reflecting the account was his fathers and he stated he would provide this information via facsimileWe have not received this documentationTo resolve this matter, we have recalled the account and terminated collections effortsAdditionally, we have notified the credit bureaus to delete our trade line from his credit report Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 8, 2015/09/08) */ (The consumer indicated he/she ACCEPTED the response from the business.) I never received a letter but learned of the collection on my credit reportAll in All the end result is satisfactoryThank you Revdex.com

September 19, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,on or around October 7, Based on Mr***’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement Although a balance remains, based on Mr***’s dispute, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

April 23, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on April 23, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me.Thank you so much for handling this stressful matter for meI am very pleased with the outcomeMERRY Christmas and Happy New Year!

January 20, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,on or around February 1, and subsequently placed the account with [redacted] (DRS) for collection efforts Our research concerning the calls Ms [redacted] had with DRS indicates that they did not advise her that the account was going to be sold as her complaint alleges Rather they advised if their company was unable to make payment arrangements the account may be returned to us DRS also verified that the final payment received from Ms [redacted] of $on January 13, 2017, was authorized In their final communication with Ms [redacted] with prior to the payment she indicated that she would contact DRS if her financial situation would not allow for it to be withdrawn as scheduled However, in consideration of Ms [redacted] ’s financial situation we are refunding the $payment, which she will receive under separate cover shortly and are terminating collection efforts on her remaining balance Additionally we have requested the credit bureaus delete our trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 28, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning her above-referenced account We also received a similar complaint from the Consumer Financial Protection Bureau Jefferson Capital Systems, LLC acquired Ms [redacted] ’ [redacted] account and balance of $2,on or about April 4, To resolve Ms [redacted] ’ dispute, we have terminated further collection efforts and closed our file This letter will confirm that the bureaus have deleted our trade line from her credit file The account will not be sold or forwarded for further collection efforts Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau case number: [redacted]

Thank you for your correspondence sent on behalf of Ms [redacted] concerning an [redacted] automobile account Attached is a copy of our response

June 15, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID: [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $on or around October 7, On March 30, 2016, Jefferson Capital Systems, LLC sent a settlement letter that included the Right to Dispute notice Although we disagree with the merits of Mr***’s dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus to delete our trade line from his credit file This letter will confirm the account will not be sold or transferred We appreciate the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 24, Mr [redacted] ***Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on April 24, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

June 6, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Original Creditor: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,on or around December 5, We have no record of receiving a previous request for validation of this debt Pursuant to your current request, enclosed is a copy of the final [redacted] Wireless statement Based on Ms [redacted] ’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferredThank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

April 6, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Complaint ID: [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account We apologize for any confusion that occurred when Ms [redacted] spoke to a representative from Jefferson Capital Systems, LLCJefferson Capital Systems, LLC purchased the [redacted] account and balance of $9,in August This letter will confirm we have agreed to accept monthly payments of $through January 29, 2020, totaling $4,720.00, as settlement on her accountAs long as payments are made each month when they come due, this account will not be sold or transferredThank you for the opportunity to be of serviceSincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####