Jefferson Capital Systems, LLC

July 7, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / Your ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the account with a balance of $1,on or about December 1, Enclosed is a copy of Ms***’s final billing statement from [redacted] As the statement shows, the address on the billing statement is the same as the address on her complaint to your office Although we disagree with the merits of Ms***’s complaint, in order to resolve this matter we are terminating collection action on the account We have also notified the bureaus to delete our trade line from her credit file This letter will confirm that this account will not be sold or transferred Thank you for the opportunity to respond Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

March 14, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] *** This letter will confirm we have responded directly to Mr [redacted] on March 14, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 21, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Financial Service Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Financial Service account and balance of $23,on or around May 31, Based on the information Mr [redacted] provided, we have confirmed the judgment related to this account was satisfied in We have terminated collection efforts and regret this situation occurred We apologize for any inconvenience it may have caused Mr [redacted] Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 21, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,on or about August 3, Enclosed is a copy of the final billing statement To resolve Ms [redacted] ’s dispute, we have terminated further collection efforts and closed our file We have also notified the bureaus to delete our trade line from her credit file The account will not be sold or forwarded for further collection efforts Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response / [redacted] (1000, 5, 2016/01/26) */ January 26, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account The [redacted] account was opened in April and charged off in January Jefferson Capital Systems, LLC purchased the account and balance of $1,in March After researching Mr [redacted] 's complaint with [redacted] , Jefferson Capital Systems, LLC nor Verizon have any record of receiving a previous complaint or a dispute from Mr [redacted] However, to resolve this matter, we have terminated collection efforts and we are requesting the credit bureaus to delete our trade line from Mr [redacted] 's credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account on or around October 7, and subsequently placed the account with [redacted] for collection efforts Payment was received of $on May 31, and we have verified with [redacted] this payment was to satisfy the balance Based on Mr [redacted] ’s dispute and to resolve this matter, we have requested the credit bureau delete our trade line from his credit file Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

February 5, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Ms [redacted] on February 5, Ms [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response / [redacted] (1000, 5, 2015/09/22) */ September 22, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning her [redacted] account Jefferson Capital Systems, LLC, purchased the [redacted] account in June with a balance of $in June and on July 24th sent a letter advising we were the current owners of the accountIn response to Ms***'s communication, we researched the matter with [redacted] and they confirmed Ms***'s settlement payment of $and the payment is being forwarded to usAlthough it is not our policy to delete the trade lines on settled-in-full accounts, this letter confirms the credit bureaus are being notified to delete the Jefferson Capital Systems, LLC, trade line from Ms***'s credit bureau file We appreciate the opportunity to address the matter Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/09/23) */ (The consumer indicated he/she ACCEPTED the response from the business.) This is the outcome to my complaint

July 6, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired Ms [redacted] ’s [redacted] Wireless account, reflecting a balance of $91.33, on or about February 1, As the enclosed statement from [redacted] indicates, one of the phone numbers they were providing service for was ###-###-#### This is also the phone number Ms [redacted] acknowledges as her day time phone in her complaint to your office Although we disagree with the merits of Ms [redacted] ’s dispute, in order to resolve this matter, we have terminated further collection efforts and closed our file We have also notified the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure:

March 8, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $2,on or around November 19, Pursuant to Mr***’s request for validation of this debt, enclosed is a Student Ledger Although a balance is due, to resolve this matter we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

February 14, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning the above-referenced account This letter will confirm that on February 14, we responded directly to Mr*** Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved the matter satisfactorily Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

November 21, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,on or around August 1, In researching the matter with [redacted] Wireless, we were informed there were no prior disputes received regarding the account However, in order to resolve this matter we have terminated collection efforts Additionally we have requested the credit bureaus delete our trade line from Mr***’s credit file Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response / [redacted] (1000, 5, 2016/01/21) */ January 21, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Our Client: [redacted] (FPB) Original Creditor: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced [redacted] (FPB) account The account was placed with us by our client on January 8, for collection effortsOur records indicate we terminated collection action in December Based on the communication received, we are notifying our client of the dispute and forwarding a copy of the complaint to them for review This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus and we have no control over the reporting decisions for [redacted] (FPB) Thank you for the opportunity to address the matter Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

I am rejecting this response because:The provided response is the first time I have been informed of any other alleged debts purchased by Jefferson Capitol Systems, LLC I again want to request that if any other lawsuits or courts cases have been filed against me in regards to either of these alleged debts, that they be dropped immediately!Jefferson Capitol Systems, LLC has also neglected to provide any original proof of purchase documentation for these alleged debts As there are numerous recent Revdex.com and online complaints against this company and their practices, I request this documentation be provided to further guard against possible fraud

July 7, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account numbers: [redacted] , [redacted] and [redacted] Debt Description: [redacted] Wireless Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced accounts Jefferson Capital Systems, LLC acquired the account [redacted] with a balance of $on or about August 3, 2015; account [redacted] with a balance of $on or about December 1, 2015; and account [redacted] with a balance of $1,on or about December 1, In order to resolve Ms [redacted] ’ dispute, we have terminated further collection efforts and closed our files We have also notified the bureaus to delete our trade lines This letter will also confirm that these accounts will not be sold or transferred Thank you for the opportunity to respond Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 4, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account Number: [redacted] Debt Description: [redacted] Complaint ID: [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account The [redacted] account was acquired by Jefferson Capital Systems, LLC in July and the balance is currently $The original [redacted] account number is [redacted] Based on Ms***’s stated dispute, we have terminated collections and are requesting the credit bureaus to delete our trade line from her credit file for the above-referenced account Thank you for the opportunity to be of serviceSincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 14, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Complaint ID: [redacted] Dear Mr [redacted] : We acknowledge receipt of your additional correspondence sent on behalf of Ms [redacted] concerning the account referenced aboveThis communication confirms the above-referenced account will not be sold or transferredWe appreciate the opportunity to respondSincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

July 25, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] MasterCard Complaint ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account The [redacted] account was placed in our office by our client for collection efforts A settlement agreement was made with Ms [redacted] and payment of $was received on July 18, A settled in full confirmation letter was faxed on July 21, 2016, as requestedWe will advise our client of the settlement As the servicer of the account, Jefferson Capital Systems, LLC has not reported this account to the credit reporting agencies If there is a trade line on her credit file in reference to this account Ms [redacted] should dispute the trade line with the credit bureaus We appreciate the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response / [redacted] (1000, 5, 2015/04/28) */ April 28, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $from [redacted] , in February In response to Ms [redacted] 's communication, we are notifying the credit bureaus to delete our trade line from her credit bureau filePlease allow days for the credit bureaus to update their records We appreciate being of service to your office Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/04/28) */ (The consumer indicated he/she ACCEPTED the response from the business.) I requested that they remove this item from the credit bureau reporting agencies and to my understanding they are going to do soI would appreciate notification of when this is completed

July 17, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] *** Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,on or around June 7, Electronic disputes were received from the credit bureaus which we verified Pursuant to Ms***’ request for validation of this debt, enclosed is a copy of the final [redacted] Wireless statementAlthough we disagree with the merits of her dispute, to resolve this matter, we have terminated collection efforts Additionally we have requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferredThank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure: