Jefferson Capital Systems

This company has erroneous information on my credit report, and they refuse to prove that the debt is mine. I have asked for proof multiple times, and I have received nothing. The law says they are required to prove that I owe this debt. I have been looking into hiring an attorney

This company has reported on my credit report without providing verification. I have asked for previously, in which, I never received a response. I don't agree with this account in collections and believe the company to be reporting incorrect information on my credit reports.

Jefferson Capital Systems is unable to provide me with proper validation of the alleged debt owed.

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me.

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

I am an active duty marine who is currently deployed and this fraudulent company filed a false collection of $299 against.me, saying I owe Verizon money. I spoke with Verizon wireless and they said my account is in great standing and I have never missed a payment. When I called the collection company numerous times, they refused to send me a letter stating what I owed them the money for. They refused to mail me a settlement amount or what the settlement was even for. Only reason I even know its for Verizon Wireless is because they always call and harass me even though I am serving my country. This is a fraudulent claim and they harass me everyday.

Jefferson Capital added a collection to my credit reports without my knowledge or my understanding! I checked & can't verify their registration in Texas! BOTH are FDCA violations! Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me FIRST!!. Plus there is NO verification from the Louisiana Secretary of State OR the "S.O.S. Direct" website that they are registered in Louisiana which is also against the FDCPA. respectfully request that Jefferson Capitol System verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed bearing my WET SIGNATURE! 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law. If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs. Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law. and why??..because the account is NOT MINE it belongs to another person with same name or similar name.This need to be removed.

In August of this year, a collection was added to my account from Jefferson Capital. The account is listed as Verizon Wireless. I have no knowledge of this account and do not believe it belongs to me. I was not given notice that the collection was being added to my account, which is a FDCPA violation. I am requesting the following information:

1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

I also was not given the 30 day period to respond before the collection was added, which is a right guaranteed to me by law.
If the above mentioned information cannot be verified, the collection must be deleted from all 3 credit reporting agencies. I truly hope we can resolve this issue quickly.

Thank you

They added collection to my credit reports without my knowledge! I checked & can't verify their registration in Connecticut! BOTH are FDCPA violations!

Jefferson Capital put collection on my credit reports without my knowledge and in doing so, this violated the FDCPA Collection Practice by placing a collection account on my credit report without sending a letter to me. Plus there is NO verification from the CT Secretary of State that they are registered in Connecticut which is also against the FDCPA!

I request that Jefferson Capitol verify the following information.
1. Full original Account Number
2. Date original Account was opened
3. Any written agreements between myself and the original creditor stating this debt is owed
4. Full account summary and itemized calculation of alleged debt
5. Date of the first delinquency
6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency, and so proving that these calls were made in the times governed by FDCPA law.

If Jefferson Capital Systems is unable to provide the above identifying account information, this account must be deleted from all CRAs.

Jefferson Capital Systems also failed to follow FDCPA by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law.

I have received a letter in the mail stating that I owe First Bank and Trust 1161.84. This letter is from Jefferson Capital Systems, LLC. So I call them up and they tell me that I had an account with the bank in 2006 or so. It was charged off in 2010 due to non payment. I go to tell this man who is indian or some descent other than english, that I never had an account with this bank. He keeps telling me that I did and it was charged off. I called the bank to ask them if they ever affiliate themselves with any other outside bank that offers credit cards under a different name and they told me no. So I am going into the bank here in southwest florida to find out more about this debt that has been placed under my name. I will monitor my credit closely.

Jefferson Capital Systems re-aged a debt I had from *** from 2015 and sent it to the credit bureau as a new debt, so now it is makes it seem as if the FCRA Compliance Date of First Delinquency is newer ( April 3, 2019) than what it actually is. By law, this is illegal and it has affected my credit again when the debt had already been on my CR’s for a few years. I have already spoken with legal counsel regarding best next steps and was told to first file complaints and dispute with the creditor for resolution and deletion. I have also disputed with the CRA’s as well. I am asking for this account to be removed and deleted or I will take the next steps to pursue legal action regarding the re- aging of the account.

This company alleges that I opened an account in 2012 that I have no account of. I checked my credit report and saw this account. I called and told them that I have no recollection of this account and they still continue to ask for a settlement. Why would I settle on an account that does not belong to me.

Just got around to checking my credit report. to my surprise I have a account that's in collections from a Verizon account that I was not made aware of. This has really taken a toll on my credit and I Have not been properly made aware of this being on my credit report. I request that Jefferson Capitol verify the following information. 1. Full original Account Number 2. Date original Account was opened 3. Any written agreements between myself and the original creditor stating this debt is owed 4. Full account summary and itemized calculation of alleged debt 5. Date of the first delinquency 6. Dates and times of any phone calls made and to what number in attempt to contact me concerning the alleged debt before it was reported to an agency.

Reporting a collection for Verizon wireless. Refuse to validate debt, debt is not mine

Jefferson Capital is on my credit report as a collection due to an unpaid Fingerhut account. However I NEVER received a notice or account number info from Jefferson Capital. I only knew that they had the claim when I saw it on my credit report and called Fingerhut to confirm. I was not given any info to pay the claim or make payment arrangements. I reached out to Jefferson Capital by phone to get an account number and to see if we could work out a payment arrangement. The first time the agent just kept asking the same questions and transferred me and the line was disconnected. The second time, he advised me I had to call another company who was handling it. He did not give me their name, account number or contact info. I then wrote them a letter asking for what I owed, my account number and how we could resolve it. I gave them an email address, phone number and my address. I have not received any calls, emails or letters and I sent my letter in the beginning of October 2019. It is extremely hard to resolve a debt and to clear my credit report if they will not respond to me or give me the pertinent information.

This company is currently reporting an account that is not mine on my credit report. I have attempted to contact them prior and resolve this issue, but I keep getting the run around. I have filed disputes requesting that they provide proof of debt ownership, but haven’t received any type of follow up.

I received a alert from my credit bureau on Monday telling me that I had a a bad debt with verizion wireless, This is not my debt I have disputed it with the credit bureau in the pass and they verified it was not my debt . I have had my identity stolen in the pass so they have police report on file. Please have them to forward a executed contract with my signature to prove it is my debt. this was open with your company on 8/1/2019 in the amount of $2,587.00. please have this removed immediately. If this matter is not removed an a timely manner, I will have my attorney to type of a Cease and desist letter if this is not complete soon.

I was never contacted by this company via phone or mail, and I received an email from my credit monitoring report that an account was opened in my name form this company. As stated I have never received contact from them or were aware of who they were and did not give permission to use my information to open an account.

Having all 3 of my credit reports pulled, noticed a collection from Jefferson stating was originally Verizon wireless. I have had US cellular since 1994, the only account I can think is that this was my ex wife’s. The open date on each bureau is different date and different information. This is the first I have seen of this and needs to be removed from all three of my reports as I do not owe this debt. I have no contract with Verizon or Jefferson-Capital. I’m sure this is some sort of violation to just ding someone’s credit

This particular collection agency is violating the law in the manner of how they go about contacting the people they are seeking debt from. They have called my workplace many times, and many times after hours on my personal phone

I just received a notice that this company put a negative collection for an alleged old debt with ***. I neither received any written communications about this alleged debt which is required by law before marking up a persons credit file. Had they followed the law they would know that this was resolved with *** as they credited my payment to the wrong account after the account was closed and this has been sold from one *** debt company to another over the last number of years, all of which I have connected with to advise, provide my documentation and get resolved. This is the first time they dinged my credit without so much as a letter in the mail of notice which is straight up illegal. It seems their tactic is to shoot first and ask questions later by ruining people’s credit, well not happening here.