JVC Processing

This company has been trying to get me to pay on a very old payday loan that they claim I never repaidMy first response was that the claim was nothing more than a scam, and I asked them to stop calling meThey continued to call, but also began calling the cell phones of my brother, my husband, and my son (who is a minor.) I became frustrated with the constant calls and automated messages that did not leave any useful informationWhen I called them back, the woman on the phone provided me with details that made me think it was possible for this claim to be true! She did not have my correct last name (she used my maiden name) or my email address (it was an email that was closed by the provider as a safeguard against hackers.) She did have my correct mailing address, phone number, and even my current checking account number! I began to get suspicious, however, when she started getting a little irritated that I wanted to ask so many questions about the debtShe did not know the original payday loan service or the date of the original transaction, but that it was an automatic deposit sent to my bank accountWhen I asked for the details to be sent to me in writing, she said that the only thing she could do is send something via emailThe woman insisted multiple times that I needed to pay this debt, and that action will be taken against me if I don'tI explained to her that I was not comfortable with doing that over the phone until I verify that this was a legitimate claimShe became angry and HUNG UP ON ME! I had to call back in order to get the name of the company and other information that I needed to verify the claimI called my bank and spoke to a representative that stayed on the line with me while she looked through my bank records for that account for a two year period prior to the date given to me by the company (the charge off date when the claim was sent to them.) I also checked my credit report and any other legal and financial paperwork I had to try and locate this payday loan depositThere was NO record of it ANYWHERE! I filed a formal complaint against the company, and will be changing my checking account number as soon as possibleHowever, I am very concerned at how they were able to obtain all of this information in the first placeNow, I have to worry about my identity being used and my finances being screwed up until my new account can be finalized!

I do not have a current address or phone number for the company The phone numbers I called are ###-###-####, ###-###-####, ###-###-#### and anyone who answers will not give me additional information except to say I owe them for a Payday Loan from JVC Processing I searched the internet and couldn't find anything current for this company either

Revdex.com:At this time, I have not been contacted by JVC Processing regarding complaint ID ***.Sincerely,*** ***

I tried to research the company that is the only address and phone number I could find

Revdex.com:At this time, I have not been contacted by JVC Processing regarding complaint ID [redacted].Sincerely,[redacted]

I do not have an address but I do have a phone number. ###-###-####

This company has been trying to get me to pay on a very old payday loan that they claim I never repaid. My first response was that the claim was nothing more than a scam, and I asked them to stop calling me. They continued to call, but also began calling the cell phones of my brother, my husband, and my son (who is a minor.) I became frustrated with the constant calls and automated messages that did not leave any useful information. When I called them back, the woman on the phone provided me with details that made me think it was possible for this claim to be true! She did not have my correct last name (she used my maiden name) or my email address (it was an email that was closed by the provider as a safeguard against hackers.) She did have my correct mailing address, phone number, and even my current checking account number!
I began to get suspicious, however, when she started getting a little irritated that I wanted to ask so many questions about the debt. She did not know the original payday loan service or the date of the original transaction, but that it was an automatic deposit sent to my bank account. When I asked for the details to be sent to me in writing, she said that the only thing she could do is send something via email. The woman insisted multiple times that I needed to pay this debt, and that action will be taken against me if I don't. I explained to her that I was not comfortable with doing that over the phone until I verify that this was a legitimate claim. She became angry and HUNG UP ON ME!
I had to call back in order to get the name of the company and other information that I needed to verify the claim. I called my bank and spoke to a representative that stayed on the line with me while she looked through my bank records for that account for a two year period prior to the date given to me by the company (the charge off date when the claim was sent to them.) I also checked my credit report and any other legal and financial paperwork I had to try and locate this payday loan deposit. There was NO record of it ANYWHERE!
I filed a formal complaint against the company, and will be changing my checking account number as soon as possible. However, I am very concerned at how they were able to obtain all of this information in the first place. Now, I have to worry about my identity being used and my finances being screwed up until my new account can be finalized!

I do not have a current address or phone number for the company.  The phone numbers I called are ###-###-####, ###-###-####, ###-###-#### and anyone who answers will not give me additional information except to say I owe them for a Payday Loan from JVC Processing.  I searched the internet...

and couldn't find anything current for this company either.

Review: This company has called me and my family for the past two weeks. Every time that I call back, they tell me I have a loan from 2011 and now the company is filing 4 frauds against me. I have never had a payday loan and the bank they claim it was put in I didn't even have in 2011. The people are very rude, and try to belittle and bully you into paying. When I asked for proof that I owe this money, they claim that they are not able to send out anything, but insist on a payment.Desired Settlement: I would like to know if this is a scam and if there are charges against me.

Review: JVC Processing is claiming I took out a loan in 2012 in a [redacted] bank account for 390$. I called the bank to investigate and they told I have only had my account since 2014. I just received my credit report and did a bankruptcy and when I started the process they didn't appear and when I recently got my credit report they weren't there. The only loans I have are student loans and I am not sure why this is happening but I want it to stop.Desired Settlement: My phone number is ###-###-####. I want a explanation as to why you are trying to scam the poorest person I know and I know a lot of people. I have never taken out a personal loan or anything other than a student loan. Please give me a call.

Review: This company calls my phone repeatedly. They never leave a message. And when you call back, they do not state who they are unless you ask. They are beyond rude and I have asked them to stop calling my phone numerous times. And the telephone number that is being used my them is a local number. Not an out of state number. This has to stop!!Desired Settlement: I do not want this company contacting me at all!!!!

Review: I received a call from someone stating they were with MCO and they were an arbitration firm acting on behalf of a payday lender. The rep stated that I owed $300 from a payday loan supposedly taken in 2011 and that I can resolve the matter by arranging payment through them. I said that I do not recall taking any loan at that time and requested that they provide me details regarding the loan. The rep then listed a past address, an email, the bank account to where the loan was funded and even my SS#. I did not confirm any information to the rep other than to say that I haven't had an account with the institution to where the funds were sent since well before 2011 and that I want to see verification of this debt. He then said he would email me the verification of the loan. Although I did receive the promised email, there was no information provided to validate the loan. The letter was basically a written threat for payment and that I needed to respond to them in writing within 30 days to dispute the loan, to obtain a copy of the judgment against me and/or to obtain the name and address of the original creditor. The only other information included was that the creditor was JVC Processing and that the original loan was $300 and current due is $480. There was no address provided for me to dispute the loan or obtain the verification of the loan.

Doing a quick [redacted] search and review of the Revdex.com complaints it's clear that these companies are running a scam. In almost all cases that I have seen they claim that the individual took a payday loan in 2011. They use some personal information readily obtainable online and possibly some information fraudulently obtained (like an SS#) to scare unsuspecting victims to pay on a loan that they never obtained.Desired Settlement: JVC Processing and MCO need to be reported to the Consumer Protections Agency and be prosecuted for fraud.

Review: I have received numerous calls stating that I owe $300.00 to this company! I did not EVER take out a pay-day-loan through them! From 2002 - 2007, I did use Cash Advance Servicing abut 6 different times for cash advance loans locally. During 2007, my financial status changed for the better and I no longer needed that service and never used it again. According to the collector calling me on a regular basis, I took out the loan on line!!! That is NOT TRUE!! They even have the incorrect email!!!

Thank you for your help in this matter.Desired Settlement: I would like for this business to stop contacting me and for this to come off of my credit report1

Review: This company calls constantly from ###-###-#### (and probably other numbers that I don't answer). Today I finally answered and spoke to a Mr. Steve W[redacted]. (After the recording threatening legal action) I asked at least four times for the name of the company he was calling from. He finally said JVC Processing.

He stated I owed a web loan (of which I don't), which is the same 'loan' that the last three companies I have spoken to have claimed. This needs to stop!!!Desired Settlement: This company needs to be put out of business for threats via telephone.

Review: I was contacted on September **, 2015 at 11:04 am, but JVC Processing. They stated I had a unpaid payday loan. They did not give me the amount owed, the name of the payday company, or details of my case. They stated they are a legal firm collecting on behave of their client. This is the second company that has called me in 2 days about a payday loan. I told him in 2009, that I did not have a payday loan. Interesting as the other company stated I had one in 2010. Anyway, this is crazy and these companies should be shut down. They are bothering people in the middle of the day and do not have clear facts. To me it is a bully tactive to get money.Desired Settlement: I want the paperwork to verify that I borrowed this money. If this can not be provided, I wanted them to stop calling me or I will contact an attorney and sue.

Review: I received a call(didn't recognize the number) from JVC Processing supposed credit handlers(or whatever they call themselves) and I was not able to answer, so of course I called back. They told me owe them money in the amount of $620 for a payday loan I took out. They have all of my information and I want to know how. The first person said I have been working for my employer for four years. When I told her that information is wrong and that I've only been there for two years, she claimed she didn't say that. She then told me my email address and when I told her that it was only a year old, she seemed to panic and transferred me to someone else. I have read other similar complaints and I saw their grade from the Revdex.com. It is an "F". Why are people still being allowed to do business? They also told me that this account had been released from collections in August of 2015. It was never reported to collections because it doesn't exist. These people are frauds.Desired Settlement: I also want written proof of their claim.

Review: Someone Calls me demanding payments on a Loan or products that I was to have requested from 20 ?? couldn't really tell me any information about where, when, how or what I was to have received I have NO information and they couldn't provide any information So I don't even know what it is I am to be paying for. All I know is that I must set up payments arrangements or else. I am hoping you can help me in this matter I have know where to go

Thank You [redacted] ###-###-####Desired Settlement: I would just like to know what it is that I have to pay for (Not sure what JVC processing is ) When it happened and how much that I was to owe

Consumer

Response:

I tried to research the company that is the only address and phone number I could find.

Consumer

Response:

At this time, I have not been contacted by JVC Processing regarding complaint ID [redacted].Sincerely,[redacted]

Review: I received a call from someone stating they were with JVC Processing and they were an arbitration firm acting on behalf of a Payday Lender. The rep stated that I owed $755 from a loan dating back to 2011 I took from a payday loan company for $400 and that if I didn't pay immediately then I would receive a summons to appear in court. I know for a fact that I never took out a loan in 2011 and despite the claims of the person on the phone I was never contacted through mail or by phone previously. They couldn't tell me the name of the lender or why they had failed to get in contact with me previously despite having the correct phone number and email address and claiming to have called and emailed me many times.

The rep continued to insist if I didn't pay today then I would have to appear in court. I declined to pay over the phone and insisted on receiving written notification by mail and email which I have yet to receive. Ironically the rep had an old address but never asked for an updated mailing address even though he insisted that he was mailing out a summons to appear in court immediately to my address. I know for a fact that I never took out a payday loan in 2011 so I know this is a scam.Desired Settlement: To stop contact from this business

Review: JVC PROCCESSING: PHONE NUMBER ###-###-####THIS IS COMPLETE SCAM. THEY STOLE YOUR I.D. AND THE PERSON'S PHONE NUMBER AND NAME THAT YOU LEFT ON A APP OR DR.'S OFFICE FILE, AND ARE USING IT TO TRY TO GET YOU TO PAY THEM FOR A DEBT YOU DO NOT OWE!!!!!Desired Settlement: THE ENTIRE COUNTRY MUST BE ALERTED TO THIS SCAM. RVC STOLE MY WIFE'S SSN, AND ALL OTHER CONFIDENTIAL INFORMATION RELATED TO HER IDENTITY. THEY CALLED HER, ACCUSING HER OF WRITING A BAD CHECK TO AN ONLINE CHECK CASHING COMPANY (THAT THEY CAN NOT IDENTIFY). THEY EVEN STOLE MY WIFE'S SISTER'S PHONE NUMBER AND CONTACTED HER TO TRY TO FIND MY WIFE'S PHONE NUMBER AND ADDRESS.

I WANT THE Revdex.com TO PUT OUT A NATIONAL ALERT. YOU WILL FIND COMPLAINTS ABOUT JVC ALL OVER THE INTERNET. BUT VICTIMS, AS NAIVE AS THEY ARE, ARE TRYING TO SEND THEM MONEY. IT HAS TO STOP NOW!!!!

Review: I received a phone call from First Recovery and Associates on behalf of JVC Processing stating that I owed 390.00 on a 300.00 pay day loan taken out around 2010. They refused to give me any supporting loan documentation or even an exact date that the loan was taken out. When I requested actual supporting documents with exact loan dates so that I could request the statements from my bank she told me I should already have my own documentation records and she couldn't give me any other information. She said she would email me a loan verification document which I received which was nothing more than a typed letter from her saying yes you owe us money and if you don't pay we'll sue you. It had nothing from the company that I supposedly took out a loan from. I asked for the phone number of the original lender and she said she couldn't give me that info because it was a conflict of interest. I said again than how am I suppose to look up and find the loan information. If I owe them money I will gladly pay by money order or cashiers check once I have the loan info. Her response was no we only take money over the phone. I said well then give me the original loan info she said she could only tell be it was sometime a year or so prior to 6/2011 and she couldn't tell me any more than that. I refused to give her money over the phone to which her response was your not doing me any favors and we'll take you to court. I said ok send me the information in the mail. she said no the company told us they already sent you all the "mails" they were going to send that was why they hired us. I've never received anything from any loan company stating I owe them money.

They also called my fathers house and my husbands phone. They never mailed me anything.Desired Settlement: If I owe them money I want original loan documentation sent to me in the mail showing when I took out the loan and when I supposedly didn't pay them back with exact dates so that I can go back through my banking records.

If you can't prove to me when I took the loan and when I didn't pay you back. Stop harasing me and my family