our claim number is [redacted].We have now closed this account as disputed and have notified [redacted] that we will take no further action against Brad's Automotive Rep.We have not reported this matter to any credit bureau.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
This gentleman is a complete and utter liar. We were told by his sales representative (IE Lindsay) that once they began operations on our debts we would see the money come in and we would pay them at that time. As of yet nothing has happened. They are complete frauds. They never had any permission from me or my company to enter my business account and made up their own document to remove funds from it. A total illegal act and the police have been notified as has the banks attorneys. Mr F[redacted] as their representative was brought in and was questioned by the [redacted] The police officer spoke to the Owner of the company several times and he had his attorney speak to [redacted] and has yet to receive a call back as of Friday. The bank has returned most of the money to me as this was done as a fraudulent act by them. I have the contract here if you would like to see it. On the question of whether or not to let them enter my account no information was given and neither was my signature as required. If this is the quality of your members I definitely will steer clear of any Revdex.com members.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Tell us why here... Our salesman (James F[redacted]), a close friend of [redacted], along with our local manager, struck a deal with [redacted]’s business to collect accounts. The deal was for $8000 with a deposit of $1000. The rest of the money was to be paid in equal monthly payments. We drafted...
a check on [redacted]’s business account as per the terms of the deal and paid the sales commission to Mr. F[redacted]. We also sent an invoice (by fax) to [redacted] to confirm the payments. Meanwhile [redacted] placed accounts with us online and we have been working to collect these accounts. With each successive payment, we paid the commission. No one from [redacted] complained until the final payment. As per the Agreement, the contract specifies ( reverse side page 2 of 2) “Client authorizes NCS to process any Client credit card and or ACH information on file in payment of any fees that may become due and payable as a result of Primary Phase Services and /or Phase Two American Credit Management (ACM) Services rendered herein.”Today at approximately 5pm, our President, Christopher R[redacted], called [redacted] to explain our position. [redacted] told us his bank reversed the charges to his account. We are still working the accounts he placed for collection and incurring expenses associated with that work including postage, ink, paper, telephone charges, and salaries. Also, we are now out the commissions we paid. We would like that money returned but will have to seek restitution from his friend James F[redacted]. We believe that [redacted] was dissatisfied because we haven’t collected any money for him yet and has decided to renege on our deal.
Prior to filing this complaint, neither [redacted] contacted our company regarding this matter. It is our policy to cease collection and close and return to our clients accounts that have made complaints to the Revdex.com.Therefore, our account is now closed.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
[Your Answer Here]
First off NCSPLus still offers no explanation of why they have stated many times my letter was undated yet the proof they themselves submitted shows that there is indeed a date. Second just because the creditor adds interest to an alleged debt and assigns a new account number to it, does not make it a new alleged debt or a different account, so yes they were trying to collect the same alleged with the new letter. I urge the Revdex.com to post this complaint on their website so others are not intimidated by these practices. Since NCRPlus also wanted to add a slight threat by saying they recommended the creditor take this to court, I will not withdraw my complaint to the FTC and will follow through with it no matter how long it takes.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
We have sent an email message to [redacted] attorney and have asked him to confirm that he represents her and for proof of the bankruptcy filing. Once we receive proof that our client is listed as a creditor, we will delete our reference from [redacted] credit reports.To date, neither we nor our client has been provided with any proof, nor have we received any communication from an attorney representing [redacted].
The information in our files indicates that the name of the debtor is:[redacted]
[redacted]
[redacted]
[redacted]...
**
[redacted]
[redacted]
[redacted] [redacted]It is our policy to cease collection and close and return to our clients accounts that have made complaints to the Revdex.com.Therefore, our account is closed.
We received an undated letter from the consumer wherein she disputed the account. We ceased collection efforts at that time. When we received supporting documentation from our client we forwarded it to the consumer. To date the only communication between us and the consumer is our initial written...
demand for payment, her letter of dispute, and our reply to her along with our client's documentation.We have closed this account and returned it to NYU as disputed. This has not been reported to the credit bureaus.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
its funny that they informed the police that they were reimbursing the money then changed their mind this group is s farce and went into my account without my permission they knowingly did wrong
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
[redacted]
We have notified Equifax to delete our reference from [redacted]s file. [redacted] should also dispute the item on his report directly with Equifax. Their webite is: [redacted]When Equifax contacts us to veritfy the dispute, we will instruct them to delete it from their...
Re: Our claim # [redacted].We have closed this account as disputed and have returned it to our client. We will take no further collection action against Riverbluff Church.
Initial Business Response /* (1000, 5, 2015/08/21) */
The work contracted with [redacted] was for vinyl siding for garage. Replace rotten wood corners of garage.Install matching vinyl soffit and fascia. We also installed new gutters and downspouts for garage.She later requested for our company to...
cap with aluminum capping two doors and one window. The price we charged her was perfectly in line with industry standards. The contract was clearly written out. The customer who is very alert and lucid understood the conditions of contract, including the ability to cancel within three working days of signing contract.
Itemized costs:
1) Vinyl siding with insulation 700 sq ft $3.00 per sq ft=Total $2100.00
2) Soffit and fascia and replace rotten wood 80 linner ft. $20.00 per ft= Total $1600.00
3) Aluminum gutters and downspouts 100 linier ft
$8.00 per ft= total $800.00
4) Cap overhead service door-$150.00 service door-$100.00 (1) window $50.00
GRAND TOTAL-$4800.00
If customer has significantly lower prices from a licensed, bonded and insured corporation please have her forward those prices to our company.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
It was paid and the creditor said it would be removed from my file. I again spoke with them about this today. They said they would as a courtesy remove this from my file. I had never even received a final bill from the creditor.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Re:[redacted]
[redacted]
On 1/**/15 we notified our client, [redacted], that this matter was disputed. At that...
time we ceased collection efforts. Our client has not responded to our requests for documents to support their claim. Therefore, we are closing our file.
[redacted] is framing her complaint to appear as though she is the debtor which she knows is not true. On 8/**/16 we received a dispute signed by [redacted] along with a copy of the only letter we sent to her company [redacted] - [redacted]. Her name never appeared on our letter nor...
is it in our database.Upon receipt of her letter, we stopped all collection activity. We will notify our client, generalyellowpages.com that a complaint has been made to the Revdex.com. Our policy is to cease collection activity and return accounts to our clients when consumers file complaints with the Revdex.com.As for [redacted]' claim that our business is closed, I called ###-###-#### and our telephone number works just fine, we did receive her letter, and we stopped collection. We never sent a letter to [redacted] and she was never the object of our collection attempts.This is not a consumer debt and therefore not subject to FDCPA or Seniors versus Crime Project despite [redacted] wishful thinking.
This consumer also filed a complaint with the CFPB. The consumer is not telling the truth. Our system notes indicate that he was sent an initial demand for payment on 5/**/14 with full disclosure of his rights, and that he called our office to discuss this matter on 8/*/14 and another of our...
representatives spoke with him again on 3-**-15. This consumer never sent us any dispute regarding this claim nor did he dispute the claim when he spoke with our representatives.We have referred this matter to an attorney. We have instructed the credit bureaus to delete our reference from the consumer's records. Our client has been advised of this matter.
Our client, Polk County, instructed us to mark this account as paid in full and to notify the credit bureaus that it is paid in full. A letter from Polk County is attached.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
[redacted]
our claim number is [redacted].We have now closed this account as disputed and have notified [redacted] that we will take no further action against Brad's Automotive Rep.We have not reported this matter to any credit bureau.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
This gentleman is a complete and utter liar. We were told by his sales representative (IE Lindsay) that once they began operations on our debts we would see the money come in and we would pay them at that time. As of yet nothing has happened. They are complete frauds. They never had any permission from me or my company to enter my business account and made up their own document to remove funds from it. A total illegal act and the police have been notified as has the banks attorneys. Mr F[redacted] as their representative was brought in and was questioned by the [redacted] The police officer spoke to the Owner of the company several times and he had his attorney speak to [redacted] and has yet to receive a call back as of Friday. The bank has returned most of the money to me as this was done as a fraudulent act by them. I have the contract here if you would like to see it. On the question of whether or not to let them enter my account no information was given and neither was my signature as required. If this is the quality of your members I definitely will steer clear of any Revdex.com members.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Tell us why here... Our salesman (James F[redacted]), a close friend of [redacted], along with our local manager, struck a deal with [redacted]’s business to collect accounts. The deal was for $8000 with a deposit of $1000. The rest of the money was to be paid in equal monthly payments. We drafted...
a check on [redacted]’s business account as per the terms of the deal and paid the sales commission to Mr. F[redacted]. We also sent an invoice (by fax) to [redacted] to confirm the payments. Meanwhile [redacted] placed accounts with us online and we have been working to collect these accounts. With each successive payment, we paid the commission. No one from [redacted] complained until the final payment. As per the Agreement, the contract specifies ( reverse side page 2 of 2) “Client authorizes NCS to process any Client credit card and or ACH information on file in payment of any fees that may become due and payable as a result of Primary Phase Services and /or Phase Two American Credit Management (ACM) Services rendered herein.”Today at approximately 5pm, our President, Christopher R[redacted], called [redacted] to explain our position. [redacted] told us his bank reversed the charges to his account. We are still working the accounts he placed for collection and incurring expenses associated with that work including postage, ink, paper, telephone charges, and salaries. Also, we are now out the commissions we paid. We would like that money returned but will have to seek restitution from his friend James F[redacted]. We believe that [redacted] was dissatisfied because we haven’t collected any money for him yet and has decided to renege on our deal.
We are unable to locate this consumer in our database. Please have the consumer provide us with our claim number or the exact name of the creditor.
Prior to filing this complaint, neither [redacted] contacted our company regarding this matter. It is our policy to cease collection and close and return to our clients accounts that have made complaints to the Revdex.com.Therefore, our account is now closed.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
[Your Answer Here]
First off NCSPLus still offers no explanation of why they have stated many times my letter was undated yet the proof they themselves submitted shows that there is indeed a date. Second just because the creditor adds interest to an alleged debt and assigns a new account number to it, does not make it a new alleged debt or a different account, so yes they were trying to collect the same alleged with the new letter. I urge the Revdex.com to post this complaint on their website so others are not intimidated by these practices. Since NCRPlus also wanted to add a slight threat by saying they recommended the creditor take this to court, I will not withdraw my complaint to the FTC and will follow through with it no matter how long it takes.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
We have sent an email message to [redacted] attorney and have asked him to confirm that he represents her and for proof of the bankruptcy filing. Once we receive proof that our client is listed as a creditor, we will delete our reference from [redacted] credit reports.To date, neither we nor our client has been provided with any proof, nor have we received any communication from an attorney representing [redacted].
The information in our files indicates that the name of the debtor is:[redacted]
[redacted]
[redacted]
[redacted]...
**
[redacted]
[redacted]
[redacted] [redacted]It is our policy to cease collection and close and return to our clients accounts that have made complaints to the Revdex.com.Therefore, our account is closed.
We received an undated letter from the consumer wherein she disputed the account. We ceased collection efforts at that time. When we received supporting documentation from our client we forwarded it to the consumer. To date the only communication between us and the consumer is our initial written...
demand for payment, her letter of dispute, and our reply to her along with our client's documentation.We have closed this account and returned it to NYU as disputed. This has not been reported to the credit bureaus.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
its funny that they informed the police that they were reimbursing the money then changed their mind this group is s farce and went into my account without my permission they knowingly did wrong
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
[redacted]
We have notified Equifax to delete our reference from [redacted]s file. [redacted] should also dispute the item on his report directly with Equifax. Their webite is: [redacted]When Equifax contacts us to veritfy the dispute, we will instruct them to delete it from their...
records if they have not already done so.
Re: Our claim # [redacted].We have closed this account as disputed and have returned it to our client. We will take no further collection action against Riverbluff Church.
Initial Business Response /* (1000, 5, 2015/08/21) */
The work contracted with [redacted] was for vinyl siding for garage. Replace rotten wood corners of garage.Install matching vinyl soffit and fascia. We also installed new gutters and downspouts for garage.She later requested for our company to...
cap with aluminum capping two doors and one window. The price we charged her was perfectly in line with industry standards. The contract was clearly written out. The customer who is very alert and lucid understood the conditions of contract, including the ability to cancel within three working days of signing contract.
Itemized costs:
1) Vinyl siding with insulation 700 sq ft $3.00 per sq ft=Total $2100.00
2) Soffit and fascia and replace rotten wood 80 linner ft. $20.00 per ft= Total $1600.00
3) Aluminum gutters and downspouts 100 linier ft
$8.00 per ft= total $800.00
4) Cap overhead service door-$150.00 service door-$100.00 (1) window $50.00
GRAND TOTAL-$4800.00
If customer has significantly lower prices from a licensed, bonded and insured corporation please have her forward those prices to our company.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:
It was paid and the creditor said it would be removed from my file. I again spoke with them about this today. They said they would as a courtesy remove this from my file. I had never even received a final bill from the creditor.
In order for the Revdex.com to appropriately process your response, you MUST answer the question above.
Sincerely,
[redacted]
Re:[redacted]
[redacted]
On 1/**/15 we notified our client, [redacted], that this matter was disputed. At that...
time we ceased collection efforts. Our client has not responded to our requests for documents to support their claim. Therefore, we are closing our file.
[redacted] is framing her complaint to appear as though she is the debtor which she knows is not true. On 8/**/16 we received a dispute signed by [redacted] along with a copy of the only letter we sent to her company [redacted] - [redacted]. Her name never appeared on our letter nor...
is it in our database.Upon receipt of her letter, we stopped all collection activity. We will notify our client, generalyellowpages.com that a complaint has been made to the Revdex.com. Our policy is to cease collection activity and return accounts to our clients when consumers file complaints with the Revdex.com.As for [redacted]' claim that our business is closed, I called ###-###-#### and our telephone number works just fine, we did receive her letter, and we stopped collection. We never sent a letter to [redacted] and she was never the object of our collection attempts.This is not a consumer debt and therefore not subject to FDCPA or Seniors versus Crime Project despite [redacted] wishful thinking.
This consumer also filed a complaint with the CFPB. The consumer is not telling the truth. Our system notes indicate that he was sent an initial demand for payment on 5/**/14 with full disclosure of his rights, and that he called our office to discuss this matter on 8/*/14 and another of our...
representatives spoke with him again on 3-**-15. This consumer never sent us any dispute regarding this claim nor did he dispute the claim when he spoke with our representatives.We have referred this matter to an attorney. We have instructed the credit bureaus to delete our reference from the consumer's records. Our client has been advised of this matter.
Our client, Polk County, instructed us to mark this account as paid in full and to notify the credit bureaus that it is paid in full. A letter from Polk County is attached.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
[redacted]