Paul Michael Marketing Service, Inc.

Review: This company is collecting a [redacted] account. I never had done business with [redacted]. I want this removed from my report.Desired Settlement: This company is reporting a [redacted] debt. I never done business with this company ([redacted]). Also I was never notified about this collection. If I was notified this would off been taken care of. And they would see that this debt is not mines. I want this account validated, and I want it off all my credit reports. Thank you

their filed #[redacted]

Business

Response:

I have reviewed [redacted]'s account and would like to share the notes. On November **, 2008 our client gave us this account for collections after several attempts to collect on their own.

On November **, 2008 our first letter went out. On this letter in accordance with the Fair Debt Collection Act, it stated that [redacted] had 30 days to dispute this debt or it would be considered valid.

Our second letter went out December **, 2008 stating that we did not hear back and that the debt was considered valid and to please contact our office.

On January **, 2009 our third letter went out letting [redacted] know that we still had not heard from her and that her account would be reported to the credit bureaus.

On February **, 2009 her account was reported to the credit bureaus.

On November *, 2013 her mother called and requested a bill. We mailed the bill November *, 2013.

On November *, 2013 we were asked to fax the bill to ###-###-#### which we did

.

After that there was no additional correspondence from either [redacted] or her mother. Neither disputed the account. The request for a bill was acknowledged and provided as proof of debt. The key issue here is that the paitent is a [redacted] was the responsible party for payment. I have listed her account as disputed and notified the credit bureaus as well. This may take up to 30 days to be reflected by the credit bureaus. If [redacted] would like to speak to someone here directly, she may call ###-###-#### and Joyce will be able to review her file. Please note that this complaint was filed with the Revdex.com yet she has not called into our office to review any information. If the paitent was covered at the time by any insurance or she was not responsible and show something in writing to support that, I would remove her account from our data base.

Thank you

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID# [redacted], and have determined that my complaint has NOT been resolved because:

I never been to the doctor you are collecting for. You mention in your responce that the bill is a paitent name [redacted]. I dont know a [redacted]. I dont appreciate [redacted] marketing pursuing a fraudulent account. Please provided me with documents that have my signature, Please tell me what kind of account is this. If we can not resolve this I will have to respectfully seek the counsel of [redacted]

Im not responsible for this account and I want this taken off my report, I also want my information and name off this account. I went to the police to make a id theft report and the police told me that I would have to get a copies of all documents which should be provided by [redacted] company. So please provided me with all documents that have my fraudulent signature.

I already submitted a id theft report with the FTC.

In order for the Revdex.com to appropriately process your response, you MUST answer the question above.

Sincerely,

Business

Response:

[redacted]

Thank you for the additional information. Please note that we will put your account in for removal. This may take up to 30 days to be reflected. I would have been happy to resolve this matter in a more timely fashion had you called our office and spoke to me directly. I think the resolution could have been quicker had you reached out to us prior to filing a complaint with Revdex.com. I have documented your file and hope you have an enjoyable weekend

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me and the matter has been resolved.

Sincerely,

Review: I called Paul Michael Associates , Informing of my dispute of services/contract made in my name. I was told by that my account would be corrected and taken off my report. And I never was contacted by Paul Michael Associates about this matter again.Desired Settlement: correct credit report and remove any collections of this fraudulent account I never approved any party to open in my name.

Business

Response:

I have researched the information. [redacted] does not state when he contacted our office or who he spoke with here. I have reviewed the account. Letters were mailed October **, 2009 and November **, 2009. This was reported to the credit bureaus 12/**/2009. From that date forward I have no record of [redacted] contacting our office. [redacted] has not contacted our office as far as I can tell and in fact owes $105.00. I have contacted our client and they have agreed to write off the balance. We are closing out the account on our end. We are doing a mass credit removal on 12/**/2015. While this will remove the account in its entirety from our system that morning, the information is electronically given to the credit reporting agencies at the same time. It will be gone from our system but may take up to 30 days to reflect through the credit bureaus. I hope that this resolves the issue. I implore [redacted] to provide me with the agents name that he spoke with so I may document his file correctly and review proper procedure with that person to avoid this happening with any other consumer.Should there be any additional questions that I can answer for you, please contact me.Thank you[redacted]

Review: I am writing a complaint on this company because they placed a collection on my credit file that I do not recognize. I have never had a relationship with the original creditor they are claiming I owe the debt to. I have contacted the original creditor and they do not have any records of me in their system. I have written several letters to [redacted] Marketing and have proof that they have received my letters and they fail to provide me with the documentation that I have requested which are as follows. *Itemized statement of all charges and credits on the above mentioned account from the date the account was allegedly opened to current date to substantiate the amount that you are attempting to collect *Proof of assignment of the alleged debt from the original creditor, or proof of your purchase of alleged debt from the original creditor *Statement confirming that no part of this debt was paid by an insurance claim or used as a write off for taxation purposes *Provide a copy of an original executed contract that contains my signature, where I agreed to this debt. * Hippa Authorization Form My social security number is [redacted]Desired Settlement: To immediately remove this account from my credit file

Consumer

Response:

At this time, I have not been contacted by [redacted] Marketing Service Inc. regarding complaint ID [redacted].

Sincerely,

Business

Response:

We cancel both a/c in our system. Also we advice the three credit bureau. To remove a/c from their credit profile.