Peoples Credit Company Inc

PEOPLES CREDIT COMPANY IS IN THE BUSINESS OF PURCHASING EXISTING RETAIL INSTALLMENT CONTRACTS FROM AUTOMOBILE DEALERSIT DOES NOT NOW, OR EVER HAS, SELL MOTOR VEHICLESIT THEREFORE HAS NO "STORE CREDIT" TO OFFERA THOROUGH REVIEW OF THE ACCOUNT HISTORY REVEALS THAT FACTUAL INFORMATION HAS BEEN
REPORTED TO THE CRA'STHE ACTION THAT PEOPLES CREDIT COMPANY TOOK, THAT THE CUSTOMER MENTIONS, WAS INDEED TAKEN ON 10/10/THE STATEMENT THAT THE ACTION WAS TAKEN IN DECEMBER IS INACCURATEI WOULD SUGGEST THAT THE CONSUMER CONTACT PEOPLES CREDIT COMPANY (800-531-X 118) FOR CLARIFICATION

I did speak with *** ** *** before filing the complaint They are the ones who suggested I take this route Peoples credit personnel continued to say they " did not know hiw" to do a rereprensentation, as suggested by *** ** *** so they could get the original monies They were to busy calling and hounding the about paying the amount because interest was being "added daily" I will also contact MasterCard and see if I can address the situation ** their associate business not "knowing" how to conduct a business transaction Again I would like people's credit to reimburse me the Monies that is owed and daily interest every day that they wait !
Complaint: ***I am rejecting this response because:Sincerely,*** ***

After a search of our records, no account can be found in the name of this individualMore information from the individual will be required such as any aliases used or the SSI # that is being reported to the CRA's

Complaint: ***I am rejecting this response because: When we pull up our credit report it say People Credit and also it say it was closed on 10/31/When my husband tried to pull up the credit to see could he get a ride to get me back and forward to the doctorThey said the only thing was stopping him was people credit because it's showing in the credit history that it was just picked up in December Also I disputed this with creditkamra it's showing in both of *** *** and *** *** credit history Sincerely,*** ***

Complaint: ***I am rejecting this response because:
PLEASE SEE ATTACHMENT
Sincerely,*** ***

I did speak with *** ** *** before filing the complaint They are the ones who suggested I take this route Peoples credit personnel continued to say they " did not know hiw" to do a rereprensentation, as suggested by *** ** *** so they could get the original monies They were to busy calling and hounding the about paying the amount because interest was being "added daily" I will also contact MasterCard and see if I can address the situation ** their associate business not "knowing" how to conduct a business transaction Again I would like people's credit to reimburse me the Monies that is owed and daily interest every day that they wait !
Complaint: ***I am rejecting this response because:Sincerely,*** ***

Complaint: ***I am rejecting this response because: There is an amount ** $that was deposited to People's Credit account with Mastercard that is in "their" account that needs to be retrieved and reimbursed back. Their mastercard *** account has this money in it and People's Credit needs to withdraw it (if they do not know how, they need to contact Mastercard and figure it out) and the monies needs to be reimbursed back to myself. This company continiously called Mr*** and "Hounded" him on repaying the account after they were informed that the money was in the account. It is NOT the clients problem that this company does not know how to fulfill their obligations to their Mastercard account. Peoples Credit OWES ME $and I would like that money asap. ThanksSincerely,*** ***

Company states: We spoke with the consumer when they told us about the issuesThere were two adults and kids in the roomWe did waive extra charges for about seven days since they reserved one adultThey were happy with the resolution that we were giving at that time which was not charging for
the second adultIf there is a continual issue then why did they not bring this to our attention while they were hereThis was also booked *** or *** which a refund would need to be addressed with them

PEOPLES CREDIT COMPANY IS IN THE BUSINESS OF PURCHASING EXISTING RETAIL INSTALLMENT CONTRACTS FROM AUTOMOBILE DEALERSIT DOES NOT NOW, OR EVER HAS, SELL MOTOR VEHICLESIT THEREFORE HAS NO "STORE CREDIT" TO OFFERA THOROUGH REVIEW OF THE ACCOUNT HISTORY REVEALS THAT FACTUAL INFORMATION HAS BEEN
REPORTED TO THE CRA'STHE ACTION THAT PEOPLES CREDIT COMPANY TOOK, THAT THE CUSTOMER MENTIONS, WAS INDEED TAKEN ON 10/10/THE STATEMENT THAT THE ACTION WAS TAKEN IN DECEMBER IS INACCURATEI WOULD SUGGEST THAT THE CONSUMER CONTACT PEOPLES CREDIT COMPANY (800-531-X 118) FOR CLARIFICATION

With the SSI# that has been supplied, an account under the name of *** *** was identifiedPeoples Credit Company had already sent notice to the CRA's to delete the trade line from the consumer's credit fileIf this has not been completed, I would suggest the consumer to contact the individual CRA'sNotice had also been sent to AWA to close the account

THERE IS NO JUSTIFICATION TO REMOVE THE ACCOUNT FROM THE CONSUMERS' CREDIT REPORTTHE RETAIL INSTALLMENT CONTRACT WAS SECURED BY THE NISSAN MURANOTHE VEHICLE WAS REPOSSESSED DUE TO CONTRACTUAL PAYMENT DEFAULTTHE VEHICLE WAS DISPOSED OF AT A COMMERCIAL REASONABLE SALE AND THE CONSUMERS ARE OBLIGATED TO THE CONTRACTUAL DEFICIENCY BALANCE

Complaint: ***I am rejecting this response because: When we pull up our credit report it say People Credit and also it say it was closed on 10/31/When my husband tried to pull up the credit to see could he get a ride to get me back and forward to the doctorThey said the only thing was stopping him was people credit because it's showing in the credit history that it was just picked up in December Also I disputed this with creditkamra it's showing in both of *** *** and *** *** credit history Sincerely,*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Sincerely,
*** ***

With the SSI# that has been supplied, an account under the name of *** *** was identifiedPeoples Credit Company had already sent notice to the CRA's to delete the trade line from the consumer's credit fileIf this has not been completed, I would suggest the consumer to contact the individual CRA'sNotice had also been sent to AWA to close the account

THE FUNDS, FOR THE PAYMENT IN QUESTION, WERE DEDUCTED FROM THE ACCOUNT ** PEOPLES CREDIT COMPANY BY THE CONSUMER'S FINANCIAL INSTITUTIONTHIS WAS IN RESPONSE TO A FRAUDULENT PAYMENT COMPLAINT LODGED BY THE CONSUMERWHEN THE COMPLAINT WAS RETRACTED THE CONSUMER ADVISED PEOPLES CREDIT COMPANY TO
REPROCESS THE PAYMENTTO INSURE CONSUMER PRIVACY, PEOPLES CREDIT COMPANY DOES NOT STORE PAYMENT INSTRUMENT INFORMATIONTHIS WAS EXPLAINED TO THE CONSUMER AND THAT THE CONSUMER WOULD NEED TO RE-SUBMIT THE PAYMENTTHE ACCOUNT BALANCE WAS FULLY SATISFIED 10/29/PEOPLES CREDIT COMPANY DOES NOT HOLD ANY CONSUMER FUNDS AS INDICATED BY THE COMPLAINTANY INTEREST THAT ACCRUED WAS AS SPECIFIED BY THE SIMPLE INTEREST RETAIL INSTALLMENT CONTRACT

THE FUNDS, FOR THE PAYMENT IN QUESTION, WERE DEDUCTED FROM THE ACCOUNT ** PEOPLES CREDIT COMPANY BY THE CONSUMER'S FINANCIAL INSTITUTIONTHIS WAS IN RESPONSE TO A FRAUDULENT PAYMENT COMPLAINT LODGED BY THE CONSUMERWHEN THE COMPLAINT WAS RETRACTED THE CONSUMER ADVISED PEOPLES CREDIT COMPANY TO
REPROCESS THE PAYMENTTO INSURE CONSUMER PRIVACY, PEOPLES CREDIT COMPANY DOES NOT STORE PAYMENT INSTRUMENT INFORMATIONTHIS WAS EXPLAINED TO THE CONSUMER AND THAT THE CONSUMER WOULD NEED TO RE-SUBMIT THE PAYMENTTHE ACCOUNT BALANCE WAS FULLY SATISFIED 10/29/PEOPLES CREDIT COMPANY DOES NOT HOLD ANY CONSUMER FUNDS AS INDICATED BY THE COMPLAINTANY INTEREST THAT ACCRUED WAS AS SPECIFIED BY THE SIMPLE INTEREST RETAIL INSTALLMENT CONTRACT

THE ACCOUNTING STAFF ** PEOPLES CREDIT COMPANY HAS REVIEWED THE NECESSARY FINANCIAL RECORDS AND THERE ARE NO UN-RECONCILED FUNDSI SUGGEST THE CONSUMER HAVE HER FINANCIAL INSTITUTION REPRESENTATIVE CONTACT PEOPLES CREDIT COMPANY TO DESCRIBE HOW AND WHEN THE RE-DEPOSIT ** THE FUNDS TOOK PLACETHAT WAY THE CONSUMER'S CONCERN MAY BE MORE ADEQUATELY ADDRESSED

THE CONSUMER PURCHASED A NISSAN ALTIMA FROM PAYLESS AUTO MART ON 10/23/
PEOPLES CREDIT COMPANY PURCHASED THE RETAIL INSTALLMENT CONTRACT WHICH WAS SECURED BY THE VEHICLE FROM PAYLESS AUTO MARTPEOPLES CREDIT COMPANY DOES NOT SELL MOTOR VEHICLES, WE ONLY PURCHASE EXISTING RETAIL INSTALLMENT
CONTRACTS
THE CONSUMER DID INITIALLY MAKE THE PRESCRIBED PAYMENTS, BUT WHEN THE ACCOUNT WENT INTO CONTRACTUAL DEFAULT, REPOSSESSION OF THE VEHICLE WAS ATTEMPTED UNSUCCESSFULLYTHE VEHICLE COULD NOT BE LOCATED AND PEOPLES CREDIT COMPANY WAS NEVER ABLE TO TAKE POSSESSION OF THE VEHICLE
THE ACCOUNT HAS BEEN ACCRUING INTEREST AT THE STATED CONTRACT RATE SINCE THE TIME OF THE LAST PAYMENT RECEIVED ON 05/05/
?

THERE IS NO JUSTIFICATION TO REMOVE THE ACCOUNT FROM THE CONSUMERS' CREDIT REPORT. THE RETAIL INSTALLMENT CONTRACT WAS SECURED BY THE 2004 NISSAN MURANO. THE VEHICLE WAS REPOSSESSED DUE TO CONTRACTUAL PAYMENT DEFAULT. THE VEHICLE WAS DISPOSED OF AT A COMMERCIAL REASONABLE SALE AND THE CONSUMERS ARE OBLIGATED TO THE CONTRACTUAL DEFICIENCY BALANCE.

THE CONSUMER PURCHASED A 2005 NISSAN ALTIMA FROM PAYLESS AUTO MART ON 10/23/12.
PEOPLES CREDIT COMPANY PURCHASED THE RETAIL INSTALLMENT CONTRACT WHICH WAS SECURED BY THE VEHICLE FROM PAYLESS AUTO MART. PEOPLES CREDIT COMPANY DOES NOT SELL MOTOR VEHICLES, WE ONLY PURCHASE EXISTING RETAIL INSTALLMENT...

CONTRACTS.
THE CONSUMER DID INITIALLY MAKE THE PRESCRIBED PAYMENTS, BUT WHEN THE ACCOUNT WENT INTO CONTRACTUAL DEFAULT, REPOSSESSION OF THE VEHICLE WAS ATTEMPTED UNSUCCESSFULLY. THE VEHICLE COULD NOT BE LOCATED AND PEOPLES CREDIT COMPANY WAS NEVER ABLE TO TAKE POSSESSION OF THE VEHICLE.
THE ACCOUNT HAS BEEN ACCRUING INTEREST AT THE STATED CONTRACT RATE SINCE THE TIME OF THE LAST PAYMENT RECEIVED ON 05/05/14.