Hello, On 11/3/2015 Second Round mailed Mrs. [redacted] acknowledgement of her dispute along with documents supporting our claims to the addressed provided by her 10/27/2015. If this address is incorrect please ask her to contact us. Our number is [redacted]. We have updated her credit bureau as...
Complaint: [redacted]
I am rejecting this response because:
Second Round LP continues to violate my the Truth in Lending Act, Fair Credit Billing Act, Fair and Credit Report Act.THIS DEBT BEING REPORTING TO THE CREDIT BUREAUS IS NOT MINE.I demand Second Round LP:1) Provide the actual credit card contract collecting debt for.2) Provide the original or copy of the account agreement that states interest rate, grace period, finance charge, assignment, and specifically the State Laws that the agreement and account are governed plus other facts.3) Provide an itemized account of all transactions and receipts. 4) Provide copies of the amount paid and/or the consideration due for the alleged contract/account.5) Provide evidence of authorization of Second Round LP to do business, collect debts and/or operate in the Texas.6) Provide any and all notices sent in regards to this account demanding payment.7) Provide copies of all statements generated while this alleged account was open.8) Provide a complete and accurate history of the interest charged on this alleged account. Show the exact dates those interest rates changed and list the various rates that were charged during this debt and the exact method of amortization.9) Provide the original dunning letter that was sent.10) Provide all notices sent to in regards to account announcing transfer and/or assignment of credit card account from [redacted] to Second Round LP11) Provide copy of agreement with [redacted] that grants Second Round LP the authority to collect this alleged debt.Let this serve as your 30 day notice to provide debt validation.
Regards,
[redacted]
Second Round is in receipt of the Revdex.com complaint Rejection from Ms. [redacted]. Second Round is confident we have provided all information required by the FDCPA. Second Round has met all the requirements of the FCRA. If Ms. [redacted] has any information indicating the account is fraud or identity theft we ask that she provide any documentation she has and we will be happy to review and investigate her claim with the original creditor.
Complaint: [redacted]
I am rejecting this response because: That is not my residence. That is my old residence and mail was returned for that reason, that is where my children leave I do not. Therefore if mail was returned then actual letters to me were less then the ones specified being I did not receive all of them. Therefore I'm willing to negotiate a settlement or payment arrangement but I need for the civil suit to be dropped and negotiations to be made within us. I made several attempts to reach Santander for settlement and they did not accept. I can request phone records to show those calls from the past and I can surely furnish the proof showing the calls I made to second round. This civil suit needs to be dropped on the grounds that SUCCESFUL letters reached to me where done and several attempts to settle were done. If I did not receive letters I was not aware of the matter therefore I feel there should be one last and final attempt to solve this matter out of court.
Regards,
[redacted]
Second Round is in receipt of the complaint by Mr. [redacted] and we have investigated the matter. After reviewing the complaint we have decided to close his account in our office, and delete our entry from the credit report.
Second Round LP is in receipt of complaint by [redacted]. [redacted] andwe are investigating the matter. Second Round LP takes pride in the fact wetreat all consumers with respect and dignity. Our staff is well trained and hasa strong commitment to customer service. We take every consumer communicationas an...
opportunity to build bridges and provide real solutions. Second Round LPstaff members are responsible for assuring each consumer interaction ispositive and constructive. We work diligently daily to apply and live by allregulatory rules and laws that govern our industry.We are reviewing your claim and we are providing you statementsfor your records. We are also going to contact the original creditor to see ifthey can provide documentation around the returned items. We have on recordsyour requests to have our company investigate identity theft but received nodocuments. If you have any fraud affidavits, policereports, or identify theft documents please forward so that we may quicklyresolve this issue.
Second Round is in receipt of the complaint by [redacted] and we have investigated the matter. Second Round takes pride in the fact we treat all consumers with respect and dignity. Our staff is well trained and has a strong commitment to customer service. We work diligently daily to apply and...
live by all regulatory rules and laws that govern our industry. After reviewing the calls recordings it was found that he was initially offered a settlement amount of $1222.34 to be paid in 12 monthly payments of $101.86. This amount was lower than the minimum settlement amount in our system of record. However, since it was offered to [redacted], we will honor the amount of $1222.34 in 12 monthly payments of $101.86. A representative will contact [redacted] in order to set up the payment arrangement. [redacted] may reach us at 866-950-6357 should he need further assistance.
Hello, On 11/3/2015 Second Round mailed Mrs. [redacted] acknowledgement of her dispute along with documents supporting our claims to the addressed provided by her 10/27/2015. If this address is incorrect please ask her to contact us. Our number is [redacted]. We have updated her credit bureau as...
disputed.
Complaint: [redacted]
I am rejecting this response because:
Second Round LP continues to violate my the Truth in Lending Act, Fair Credit Billing Act, Fair and Credit Report Act.THIS DEBT BEING REPORTING TO THE CREDIT BUREAUS IS NOT MINE.I demand Second Round LP:1) Provide the actual credit card contract collecting debt for.2) Provide the original or copy of the account agreement that states interest rate, grace period, finance charge, assignment, and specifically the State Laws that the agreement and account are governed plus other facts.3) Provide an itemized account of all transactions and receipts. 4) Provide copies of the amount paid and/or the consideration due for the alleged contract/account.5) Provide evidence of authorization of Second Round LP to do business, collect debts and/or operate in the Texas.6) Provide any and all notices sent in regards to this account demanding payment.7) Provide copies of all statements generated while this alleged account was open.8) Provide a complete and accurate history of the interest charged on this alleged account. Show the exact dates those interest rates changed and list the various rates that were charged during this debt and the exact method of amortization.9) Provide the original dunning letter that was sent.10) Provide all notices sent to in regards to account announcing transfer and/or assignment of credit card account from [redacted] to Second Round LP11) Provide copy of agreement with [redacted] that grants Second Round LP the authority to collect this alleged debt.Let this serve as your 30 day notice to provide debt validation.
Regards,
[redacted]
Second Round is in receipt of the Revdex.com complaint Rejection from Ms. [redacted]. Second Round is confident we have provided all information required by the FDCPA. Second Round has met all the requirements of the FCRA. If Ms. [redacted] has any information indicating the account is fraud or identity theft we ask that she provide any documentation she has and we will be happy to review and investigate her claim with the original creditor.
Complaint: [redacted]
I am rejecting this response because: That is not my residence. That is my old residence and mail was returned for that reason, that is where my children leave I do not. Therefore if mail was returned then actual letters to me were less then the ones specified being I did not receive all of them. Therefore I'm willing to negotiate a settlement or payment arrangement but I need for the civil suit to be dropped and negotiations to be made within us. I made several attempts to reach Santander for settlement and they did not accept. I can request phone records to show those calls from the past and I can surely furnish the proof showing the calls I made to second round. This civil suit needs to be dropped on the grounds that SUCCESFUL letters reached to me where done and several attempts to settle were done. If I did not receive letters I was not aware of the matter therefore I feel there should be one last and final attempt to solve this matter out of court.
Regards,
[redacted]
Second Round is in receipt of the complaint by Mr. [redacted] and we have investigated the matter. After reviewing the complaint we have decided to close his account in our office, and delete our entry from the credit report.
Second Round LP is in receipt of complaint by [redacted]. [redacted] andwe are investigating the matter. Second Round LP takes pride in the fact wetreat all consumers with respect and dignity. Our staff is well trained and hasa strong commitment to customer service. We take every consumer communicationas an...
opportunity to build bridges and provide real solutions. Second Round LPstaff members are responsible for assuring each consumer interaction ispositive and constructive. We work diligently daily to apply and live by allregulatory rules and laws that govern our industry.We are reviewing your claim and we are providing you statementsfor your records. We are also going to contact the original creditor to see ifthey can provide documentation around the returned items. We have on recordsyour requests to have our company investigate identity theft but received nodocuments. If you have any fraud affidavits, policereports, or identify theft documents please forward so that we may quicklyresolve this issue.
Second Round will delete Mrs. [redacted] trade lines.
Second Round is in receipt of the complaint by [redacted] and we have investigated the matter. Second Round takes pride in the fact we treat all consumers with respect and dignity. Our staff is well trained and has a strong commitment to customer service. We work diligently daily to apply and...
live by all regulatory rules and laws that govern our industry. After reviewing the calls recordings it was found that he was initially offered a settlement amount of $1222.34 to be paid in 12 monthly payments of $101.86. This amount was lower than the minimum settlement amount in our system of record. However, since it was offered to [redacted], we will honor the amount of $1222.34 in 12 monthly payments of $101.86. A representative will contact [redacted] in order to set up the payment arrangement. [redacted] may reach us at 866-950-6357 should he need further assistance.