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Sky Trail Cash Rating
Address: PO Box 1115, Lac du Flambeau, Wisconsin, United States, 54538-1115
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You will owe on this loan forever because they charge you $10 a day from the day it's opened till the day it's closed and paid in full. Awful. Boarder line scam.
I took out a loan when my work slowed down, then just a few weeks later I got laid off. I sent Sky Trail a copy of my lay-off letter and they told me to pay what I could.
My unemployment even with the extra $600 is a fraction of what I was making I have no idea how I’m going afford this, I’m a single mom and the only source of income for myself and kids. I need help, a break somehow without my credit being ruined and losing my livelihood
Please see attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customer withan offer to resolve their loan.The customer can call the Company at 1-844-388-0500 if there are further questions orconcerns.
[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Regards
I never applied for this loan and yet somehow there has been $300 added to my bank account. How did they get my account number? I called to inquire. Automatic voice teller states who they are and that they are #1 in loan services and I have a less than two minute wait time. Then I'm asked to leave a voice message. I call again and the same thing accrues. No one has called me back. Though I would love money. I never gave anyone my bank account information. Therefore I want nothing to do with this. They attained my account information without my consent. I know they will want the money back of course with interest. What am I to do?
Please see the attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customer withan offer to resolve their loan.The customer can call the Company at *** if there are further questions orconcerns.
I made a payment on my loan & the amount went up instead of down . why am I paying more ?! this is the worst loan company ever .
I took a loan out and was paying the payment every 2 weeks until I lost my job due to covid. I contacted them and told them and they told me their was nothing they could do and that if they didn't receive their payment today they was going to turn it over to their collections department and sue me or garnish me. I don't have a job or they money to pay like they want due to no fault of my own and they threaten to sue me.
Please see the attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customer withan offer to resolve their loan.The customer can call the Company at 1-844-388-0500 if there are further questions orconcerns.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.
Regards
I received a loan from this company that was $300 and realized that the interest rate is triple the loan amount. Is it even legal to pay $1500 in interest for $300. I’m a couple dollars short of paying the loan off and will be paying until 04/21 just on interest.
Please see attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customer withan offer to resolve their loan.The customer can call the Company at *** if there are further questions orconcerns.
There is a loan showing opened for $500 and with high interest rate it showed 8 payments $162 total $1299 to have loan paid off, that’s ridiculous for loan company to be allowed to do! That’s double of what the loan amount is showing! And no with Covid I’m on reduce hours single mom and they except full amount due? That’s impossible
I feel it should be allowed for loan companies to be allowed to put all these interest rates
VIA E-MAILRevdex.comRe: Complaint # ***To Whom It May Concern:This responds to the above-referenced complaint. This inquiry related to a loan fromNingodwaaswi, LLC dba Sky Trail Cash (the “Company”), which is owned by the Lac duFlambeau Band of Lake Superior Chippewa Indians (“Tribe”). The Company takes these types ofinquiries very seriously and would like to provide you with the below information. Nothing in thiscommunication should be construed as a waiver of the Tribe’s or the Company’s sovereignimmunity, all of which are expressly preserved.The Company is a wholly-owned and operated subsidiary of LDF Holdings, LLC (“LDFHoldings”). LDF Holdings is a wholly-owned and operated subsidiary of the L.D.F. BusinessDevelopment Corporation, which is a wholly-owned and operated economic arm andinstrumentality of the Tribe. The Tribe is a federally recognized Indian tribe, organized under aConstitution pursuant to the Indian Reorganization Act of 1934, 48 Stat. 984, 25 U.S.C. §§ 476, etseq., as amended, and is identified on the United States Department of Interior’s list of federallyacknowledged Indian Tribes. 83 FR 34863-01 (July 23, 2018). The Company is an arm of theTribe. As an arm of the Tribe, the Company possesses all of the privileges and immunities of theTribe. The Tribe and the Company are entitled to tribal sovereign immunity and they are notsubject to state law. Wells Fargo Bank, N.A. v. Lake of the Torches Econ. Dev. Corp., 677 F. Supp.2d 1056, 1061 (W.D. Wis. 2010) (holding that entities acting as arms of a tribe are entitled to tribalsovereign immunity).The Company issues loans in accordance with the Tribe’s Tribal Consumer FinancialServices Regulatory Code and it is licensed under Tribal law. The customer’s loan agreementprovided that it would be governed by the laws of the Tribe, without regard to the laws of anystate. The interest and fees applicable to the loan are permitted by Tribal law. They wereaccurately and clearly reflected in the loan agreement that the customer signed before receivingthe loan. The customer also received a TILA disclosure that outlined the amount and date of eachpayment required under the loan agreement. Due to its immunity, the loan is not subject to statelaw and the Company is not required to be licensed with any state. The customer’s loan is legal.Ningodwaaswi, LLC dba Sky Trail CashPo Box 1115Lac du Flambeau, WI 54538LDF Holdings, LLCPo Box 231Lac du Flambeau, WI 54538Although not required to do so, as a courtesy, the Company will reach out to the customerwith an offer to resolve their loan.The customer can call the Company at 1-844-388-0500 if there are further questions orconcerns.The Company trusts that the complainant will find this letter of explanation satisfactory.However, if the complainant is not satisfied with the Company’s resolution of this matter, pursuantto Section 10 of the Tribal Consumer Financial Services Regulatory Ordinance, which can befound at https://www.ldftribe.com/uploads/files/Court-Ordinances/CHAP94-Tribal-Consumer-Financial-Services-Reulatory-Ordinance.pdf, he/she may pursue formal dispute resolution withthe Tribal Consumer Financial Services Regulatory Authority (“Authority”). To do so, he/shemust send a written request to the Authority at P.O. Box 25, Lac du Flambeau, Wisconsin 54538.The request must contain the information required by Section 10 of the Tribal Consumer FinancialServices Regulatory Ordinance.
This place is awful. I have harassing calls comeing in. Yes I took out a loan no I didn’t get to pay back as both my parents passed away and I had to take care of what mattered first
I took a loan out with Skyytrail cash and didn’t realize I would be paying over 2,000 for just a $200 loan. Going through this pandemic and being a single mother and losing hours at work I can’t afford them taking out money and my loan still not going down. I need help I’m at ends meet. Do not I repeat do not take abl loan out with them. They are scam artist!!!
Please see attached:
Due to the current financial hardship customer is experiencing, and her outstandingpayment history with Sky Trail Cash, we would consider her account as paid in full.The customer can call the Company at 1-844-388-0500 if there are further questions orconcerns.
Please see attached:
Due to the current financial hardship customer is experiencing, and her outstandingpayment history with Sky Trail Cash, we would consider her account as paid in full.The customer can call the Company at *** if there are further questions orconcerns.
THIS COMPANY IS CALLING ME AT WORK TO COLLECT A DEBT, I HAVE ASKED THEM NOT TO CALL ME AT MY PLACE OF EMPLOYMENT AS I AM NOT ALLOWED TO HAVE CALLS AT MY EMPLOYMENT.
Please see attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customerwith an offer to resolve their loan.The customer can call the Company at 1-844-388-0500 if there are further questions orconcerns.
Two year old loan that has gone to collections. This company is trying to collect nothing but the interest that has accrued
To Whom It May Concern: This responds to the above-referenced complaint. This inquiry related to a loan from Ningodaaswi LLC dba Sky Trail Cash (the “Company”), which is owned by the Lac du Flambeau Band of Lake Superior Chippewa Indians (“Tribe”). The Company takes these types of inquiries very seriously and would like to provide you with the below information. Nothing in this communication should be construed as a waiver of the Tribe’s or the Company’s sovereign immunity, all of which are expressly preserved. The Company is a wholly-owned and operated subsidiary of LDF Holdings, LLC (“LDF Holdings”). LDF Holdings is a wholly-owned and operated subsidiary of the L.D.F. Business Development Corporation, which is a wholly-owned and operated economic arm and instrumentality of the Tribe. The Tribe is a federally recognized Indian tribe, organized under a Constitution pursuant to the Indian Reorganization Act of 1934, 48 Stat. 984, 25 U.S.C. §§ 476, et seq., as amended, and is identified on the United States Department of Interior’s list of federally acknowledged Indian Tribes. 83 FR 34863-01 (July 23, 2018). The Company is an arm of the Tribe. As an arm of the Tribe, the Company possesses all of the privileges and immunities of the Tribe. The Tribe and the Company are entitled to tribal sovereign immunity and they are not subject to state law. Wells Fargo Bank, N.A. v. Lake of the Torches Econ. Dev. Corp., 677 F. Supp. 2d 1056, 1061 (W.D. Wis. 2010) (holding that entities acting as arms of a tribe are entitled to tribal sovereign immunity). The Company issues loans in accordance with the Tribe’s Tribal Consumer Financial Services Regulatory Code and it is licensed under Tribal law. The customer’s loan agreement provided that it would be governed by the laws of the Tribe, without regard to the laws of any state. The interest and fees applicable to the loan are permitted by Tribal law. They were accurately and clearly reflected in the loan agreement that the customer signed before receiving the loan. The customer also received a TILA disclosure that outlined the amount and date of each payment required under the loan agreement. Due to its immunity, the loan is not subject to state law and the Company is not required to be licensed with any state. The customer’s loan is legal. Mr. has borrowed a total of $800.00 with Sky Trail Cash and has made payments totaling $615.09. Mr.’ account was sold to Northwood Asset Management in August 2019. We have requested to buy the loan back from Northwood. DocuSign Envelope ID: 143BFE6C-B50C-4DFB-8737-F1D9BB623682 Ningodwaaswi, LLC dba Sky Trail Cash Po Box 1115 Lac du Flambeau, WI 54538 LDF Holdings, LLC Po Box 231 Lac du Flambeau, WI 54538 After reviewing Mr.’ account and his outstanding payment history, we would like to offer a discount. As a courtesy, even though not obligated to do so, if he pay the sum of $184.91, we will consider the account paid in full and waive any outstanding balance. He can either (1) call us at 1-844- 650-5931 to set up an ACH or debit card payment or (2) mail a cashier’s check or money order for the sum of $184.91 to us at the address below: Ningodwaaswi LLC PO Box 1115 Lac du Flambeau, WI 54538 The customer can call the Company at 1-844-650-5931 if there are further questions or concerns. The Company trusts that the complainant will find this letter of explanation satisfactory. However, if the complainant is not satisfied with the Company’s resolution of this matter, pursuant to Section 10 of the Tribal Consumer Financial Services Regulatory Ordinance, which can be found at https://www.ldftribe.com/uploads/files/Court-Ordinances/CHAP94-Tribal-Consumer-Financial-ServicesReulatory-Ordinance.pdf, he/she may pursue formal dispute resolution with the Tribal Consumer Financial Services Regulatory Authority (“Authority”). To do so, he/she must send a written request to the Authority at P.O. Box 25, Lac du Flambeau, Wisconsin 54538. The request must contain the information required by Section 10 of the Tribal Consumer Financial Services Regulatory Ordinance.
Sky Trail Cash is trying to keep people in debt. I haven’t worked for months due to the global pandemic, and it’s been hard to pay most of my bills. I’ve always had on time payments and when I asked what they could do for me during this time the lady said they could take $40 off of my payment. That’s it. I thought I was close to paying off this loan because it says I only owe around $300 but everytime I check the balance goes up. I have paid what I borrowed with interest. I can’t afford these payments anymore. I just want to be done with this company. They are scammers and take advantage of people when they are at their lowest.
Please see attached that includes:
Due to the current financial hardship Ms. is experiencing, and her outstanding paymenthistory with Sky Trail Cash we would consider her account as paid in full.The customer can call the Company at 1-844-388-0500 if there are further questions or concerns.
I was laid off due to covid 19 and I have offered to make a settlement offer for my loan and they said NO. I have tried several times, and told them that I was laid off and I am getting unemployment, but $2800 in interest for a $700 loan.
Please see attached that includes:
Although not required to do so, as a courtesy, the Company will reach out to the customer with anoffer to resolve their loan.The customer can call the Company at 1-844-388-0500 if there are further questions or concerns.
Sky Trail Cash is using predatory practices to encourage long term debt. Because of the current issues with the global pandemic I lost income and am unable to pay many of my bills. I have been trying to make an effort to pay as many as possible and keep track of paying down many of them. One in particular is my STC loan, which I thought I was close to paying off. At one point I did extend the Lon but since then I have made a few payment that should have brought my balance back down. Negative. Out of the $180+ I pay every two weeks for the last couple months only 20-30 dollars have been paid towards my principal!!!! Apparently I still owe hundreds of dollars after having paid at least the loan amount back in supposed interest! I tried contacting the company again but was unsuccessful. Now I am stuck in a cycle of high payments with low amounts of principle and no way to pay off this seemingly growing balance. I believe this is callous and unfeeling to do this especially during a hard time like this. I don’t even get a stimulus check to bail me out, this is a struggle and a huge burden.
Due to the current financial hardship Ms. is experiencing, and her outstanding payment historywith Sky Trail Cash, her account is closed and paid in full.
The customer can call the Company at *** if there are further questions or concerns.
I have been faithfully , without missing a payment paying on this loan for over a year. Now....during the covid-19 pandemic, which has and continue to effect the whole world, I am not working due to the state of California shutting down businesses. I called Skytrailcash to inform them of how I am personally being effected and received nothing but heartless responses followed by.."can you make a payment today"...This moved me to check my payment history only to find out that out of the $102 payment I have been making, less that $10 dollars have been paid towards the principal. The rest to interest. Some payments as low as 2 or 3 dollars. During a time like this, where people are dying and being forced to stop working because of the corona virus, instead of showing some measure of consideration and understanding skytrailcash is showing callousness.
Due to the current financial hardship Mr. is experiencing, and his outstanding payment historywith Sky Trail Cash, we spoke with Mr. directly to apologize and let him know that we haveconsidered his account paid in full. Mr. was also told that he will be eligible for future loans withSky Trail Cash.The customer can call the Company at *** if there are further questions or concerns
As of today I owed $976.98. I have already paid a lot back on this loan and can't continue to make these payments when I have already paid back what I was loaned. I emailed them asking if I could get a settlement so I can get rid of this because I am in a financial bind but did not receive any help. I will never do this again they are crooks and just want peoples money.
The customer agreed to the terms of the loan and signed the loan agreement. The loan agreement states thatthis is an expensive form of borrowing. Once the Company confirms that the payment from 1/30/2020 clears, we willwrite off the remaining balance and close the account.The customer can call the Company at *** if there are further questions or concerns.
The customer agreed to the terms of the loan and signed the loan agreement. The loan agreement states thatthis is an expensive form of borrowing. Once the Company confirms that the payment from 1/30/2020 clears, we willwrite off the remaining balance and close the account.The customer can call the Company at *** if there are further questions or concerns.