The Davis Law Group

Review: I started a contract with Davis Law Group in August 2014 to provide assistance with four creditors: [redacted], and [redacted]s. The agreement was to have Davis Law Group help reduce debts in a timely fashion. I paid a total of $3490.19 from August 2014 through December 2014.However, in January I was issued a summons to go to court regarding one of the creditors, [redacted]. When I submitted the summons to Davis Law Group, I was informed by [redacted] that she was not an attorney and I would have to go to court with my own lawyer. I contacted the four creditors and was informed that no personnel from the Davis Law Group contacted them. Immediately, I stopped making monthly payments.Desired Settlement: I am looking for refund total of $3490.19.

Business

Response:

Re: Complaint # [redacted]Dear [redacted] The Davis Law Group respectfully denies all of the allegations made by [redacted] was advised after initial review of his financial situation that it was the opinion of the firm that he was at an increased risk of litigation due to one or more factors; including, but not limited to having significantly more equity in his home than the almost $30,000 he had in unsecured credit card debt. [redacted] desired to proceed regardless and executed an additional declaration of risk whereby [redacted] acknowledged the following:“I understand that there is an increased risk that one or more creditors that I enroll in the program could file a lawsuit against me to satisfy their debt since I have equity at or in excess of my total enrolled debt. I was warned about this risk and elected to proceed anyway. I agree to accept this increased level of risk of litigation and fully understand the consequences…….Understanding these negative consequences, I still want to participate in the [program]……I have had a chance to review all of the facts and the information in this declaration as well as have had the opportunity to have all of my questions answered by people affiliated and unaffiliated with the Davis Law Group, P.C. including independent lawyers.” The firm notified each of the enrolled creditors of [redacted]’s representation and [redacted] received evidence of such. In fact, [redacted], attorneys for [redacted], Citibank, in a letter dated November **, 2014 notes “[Citibank] has advised us that [The Davis Law Group] represent[s] the debtor…” (see attached)[redacted] was advised, given his circumstances, it would take an estimated twenty-eight (28) months to fully resolve his enrolled. In January, the sixth (6th) month, [redacted] submitted a civil complaint filed against him by Citibank, [redacted]. In the same month, [redacted] failed to make his agreed monthly deposit. Nevertheless, as the firm is in the business of assisting people with financial hardship, negotiations continued and the firm was successful in obtaining an offer to settle the account currently in litigation for forty (40%) less than the current balance; with the possibility of payment in several installments. Unfortunately [redacted] terminated his agreement with the firm shortly after we advised him of the settlement. The firm has made numerous attempts and until today has been unable to reach [redacted] to resolve the matter. The firm remains willing to reinstate [redacted] and continue to assist [redacted] in the resolution of his credit card debt and is currently working towards an amicable and mutually satisfactory resolution.

Review: I signed up with this company that claimed to be lawers who promised to get me out of debt. Charged me an up front fee of $613 with additional fees every month of $354 to pay my credit card bills. They did not use the money to pay my debt and cannot show proof of where the money went. Made my credit score drop drastically. Customer service was horrible. Was told there are no penalties for canceling the program I was enrolled in and got sent the termination document and am expected to pay $113 to cancel, which is no where stated in the contract I signed. I feel like I am being scammed and I would like my money back that they did nothing with.Desired Settlement: I would like the money back that they never used to pay my bills.

Business

Response:

Dear [redacted],The matter has been amicably resolved. As it turned out [redacted] acknowledged she misunderstood the terms of cancellation and the $113 was, in fact, a RETURN OF MONIES and not a charge to her. She apologized for the hasty complaint and involvement of the Revdex.com and even promised to request this complaint be retracted.The Davis Law Group is a law firm with licensed attorneys that stand behind their work. We expect this will conclude the matter to everyone's satisfaction.

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me and the matter has been resolved.

Sincerely,