Sign in

Timothy E. Lynch, Inc.

Sharing is caring! Have something to share about Timothy E. Lynch, Inc.? Use RevDex to write a review
Reviews Timothy E. Lynch, Inc.

Timothy E. Lynch, Inc. Reviews (700)

This is in reference to complaint ID number ***, which was received by Navy Federal on February 2016, submitted by our member, *** ***
We have thoroughly researched the concerns presented in our member’s complaintOn November 2015, *** *** submitted a credit card
application via telephoneA credit card agreement and disclosure accompanied the credit card which advised that balance transfers have no grace period and interest charges begin accruing immediatelyThe disclosure also reflected that the rate of purchases and balance transfers were subject to the Annual Percentage Rate (APR) of 14.99%However, due to the prime rate increase effective February 2016, the rate is currently 15.24%
On November 2015, a payment in the amount of $2,posted to *** ***’s credit card which resulted in a $2,credit balance on her accountDuring the period of November through November 2015, multiple purchase transactions posted to *** ***’s credit card totaling $4,These transactions deducted from the $2,credit balance, resulting in a balance owed in the amount of $2,On November 2015, a balance transfer in the amount of $1,processed to *** ***’s credit card bringing the total balance owed to $4,On November 2015, a purchase transaction in the amount of $posted to the account; in addition, an interest charge of $was assessed due to the balance transferThis brought the total November statement balance to $4,
Of the $4,November statement balance, $2,was owed in purchases at 14.99% and $1,was owed in cash advances at 14.99%The following interest charges have been assessed to date: $on November 2015, $on December 2015, $on January 2016, and $on February The remaining balance from the $1,balance transfer is $1,607.31, and interest will continue to accrue on that balance until it is paid in fullNavy Federal does not assess a balance transfer processing fee
As requested, on March 2016, Navy Federal credited *** *** for her payment which posted to her credit card account on November in the amount of $2,As a result, her credit card account balance will increase by this amount
If *** *** has any questions, she may contact Joanna White, Supervisor, Credit Card Servicing, at ###-###-####, extension ***, between the hours of 7:a.mto 3:p.m., Eastern time, Monday through Friday

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because: the bank paid the check outMight want to review that againCheck *** was paid on October 14th for So why was I charged a retune fee when the check was paid? And also I'd like for someone to contact me via phone and let me hear your recording of your manager being professionalBecause she most definitely was not and neither was IForgive me if I'm wrong, but if a customer service representative tells you their company don't waive fees for people who go out bouncing checks, you'd be upset tooSo please provide that conversation to me
Regards,
*** ***

The following references the complaint we received on August from the Revdex.com on behalf of Navy Federal member *** ** ***. The complaint was assigned an ID number of *** Navy Federal has thoroughly reviewed our member’s concerns. Although we
forwarded the payment for *** ***’s property tax on May to make the payment due on June, the payment reflected an incorrect parcel number; this caused the payment to be returned and credited to her escrow account. We have corrected our records to ensure that this error does not recur. On July 2016, we paid the base tax amount of $and the storm water fee of $64.50. The associated penalties and interest, totaling $87.21, were paid by Navy Federal; *** *** was not liable for those funds. *** is listed as the insurance company in all information concerning her mortgage. *** ***’s homeowner’s insurance of $was paid in December at the time of the closing by the title company (*** * *** **). We have verified that the funds were received by *** on January 2016; there was no lapse in coverage. In the event her insurance policy was not paid on time, she should contact the title company. Navy Federal will begin paying our member’s renewal insurance policy to *** in December from her escrow account. Navy Federal strives to provide efficient, accurate, and responsive service to our members at all items, and we regret if this was not consistent with *** ***’s experience Should *** *** have any questions, she may call Terelle M***, Escrow Analysis Specialist, at ###-###-####, extension ***, between 9:a.mand 5:p.m., Central time, weekdays

The following references the follcomplaint we received on April from the Revdex.com on behalf of Navy Federal member *** ** ***, also known as *** ***. The complaint was assigned an ID number of *** We have thoroughly researched Ms***’ concerns regarding the validity of the credit reporting of her accountsAs previously advised, Ms***’ credit card had an outstanding balance, which was charged to our reserves on July due to non-payment. Her consolidation loan had an outstanding balance, which was charged to our reserves on August due to non-payment. Since both of Ms***’ accounts were in a charge-off status prior to her filing Chapter Bankruptcy, that status remains on her credit, in addition to the bankruptcy status, in accordance with bankruptcy reporting guidelines. We have verified that Ms***’ accounts are reported correctly with the four major credit reporting agencies; therefore, no adjustment is required. We report accurate data and cannot remove any accurately reported information. We consider the matter closedIf Ms*** wishes to discuss this matter further, she may contact us at *** ***, at any time

This is in reference to complaint ID number ***, which was received by Navy Federal on July 2015, submitted by our member, *** ** ***
We have researched the concerns presented in our member’s complaint*** ***’ *** credit card was activated on June On June 2014,
charges of $and $from *** *** Account posted to the credit card accountAn Affidavit of Fraud and Forgery was received on November and the charges were placed in a dispute statusOur member subsequently confirmed that she authorized another individual to use her credit card, and she was advised that her claim was denied
Questions regarding this matter may be directed to Jennifer H***, Manager, Card Fraud Prevention Operations, at ###-###-####, between the hours of 8:a.mand 4:p.m., Central time, Monday through Friday

The following references the complaint we received on May from the Revdex.com on behalf of Navy Federal member *** ***. The complaint was assigned the ID number ***. Navy Federal has thoroughly reviewed our member’s concerns. On May 2016, Therisa
A***, Supervisor, Title Department, attempted to contact *** ***, but was unable to reach him, and left a voicemail. MsA*** then contacted *** *** via E-mail on May advising him as to how he should proceed with transferring the Maryland Certificate of Title to his *** to Navy Federal. *** *** has submitted the Security Interest Filing portion to Navy Federal, which shows there was a previous lien holder on the title. *** *** should send the title to Navy Federal and we will submit the Security Interest Filing Form (VR-217), the title and Security Interest Filing to the Motor Vehicle Administration on his behalf to complete the lien filing process. This will complete all the necessary documents we require to record our lien. Should *** *** have any further questions, he should contact MsA*** at ***, extension ***, between 8:a.mand 4:p.m., Eastern time, weekdays

The following references the complaint we received on November from the Revdex.com on behalf of Navy Federal member *** ** ***. The complaint was assigned an ID number of *** Navy Federal has thoroughly reviewed Mr*** concerns. *** ***
Assistant Manager, Early Stage Collections, attempted to contact Mr*** on November and left a voicemail message for him to return his call. We apologize for the inconvenience Mr*** experienced. Mr***’s refinanced loan was approved on November. All late fees and interest accrued on his original loan from September have been waived and we have sent a request to the four nationwide credit reporting agencies to remove the derogatory reporting for September Please note, it may take up to days for the updates to reflect in our member’s credit file Should Mr*** have further questions, he may contact Mr*** ** *** *** ***, between the hours of 8:a.mand 4:p.m., Eastern time, weekdays

This is in reference to a follcomplaint, ID number ***, which was submitted on behalf of *** ** ***
On March 2016, MsK***, Supervisor, Recoveries, spoke with *** *** by telephone regarding the issues raised in the complaint and we have resolved the matter directly with *** ***
Questions regarding this matter may be directed to MsK*** at ###-###-####, extension ***, between the hours of 8:a.mand 4:p.m., Eastern time, Monday through Friday

The following references the complaint we received on 20 July from the Revdex.com on behalf of Navy Federal member *** ** ***. The complaint was assigned an ID number of ***. After a thorough investigation, we found an error in a portion of ***
***'s reported transactions. His account was adjusted by $in an effort to correct this error. This provisional credit has been made permanent. We have found no error in theremaining amount of his claim, $2,931.11. We have been unable to locate a claim filed for *** ***’s *** account; however, prior to April 2015, the date the account was closed, our member had identified three authorization-only charges, totaling $25.15, as fraudulent Although at this time thosetransactions have not posted to the ***, the merchant has a total of days to debit the account from the date of authorizationOur members’ *** will continue to be monitored for those transactions

This is in reference to complaint ID number ***, which was received by Navy Federal on March 2017, submitted by our member, *** ***
We have thoroughly researched the concerns presented in our member’s complaint Navy Federal will continue to restrict the referenced accounts due to
continuing concerns about protecting our member from potential fraud involving potential identity theft
If *** *** has any questions, he may contact Robert S*** Assistant Vice President, Security Operations Center, at ###-###-####, extension ***, between the hours of 8:a.mand 5:p.m., Eastern time, Monday through Friday

The following references the complaint we received on December from the Revdex.com on behalf of Navy Federal member *** ** ***The complaint was assigned an ID number of ***Navy Federal has thoroughly reviewed our member’s concernsAhmund Y***, Supervisor,
Collections, attempted to reach *** *** on January 2016; however, he was only successful in leaving a messageWhen a loan becomes past due, in accordance with the loan’s account terms, Navy Federal can transfer available funds in the member’s savings and/or checking accounts to the delinquent obligationWe have temporarily suspended the delinquent account transfers to allow us to work with *** *** to come to an equitable solution to her financial difficultiesIn addition, we have refunded a total of $in correctly assessed returned item fees to her checking account and have reversed a delinquent account transfer of $to her savings accountThe $fees that *** *** mentioned were late payment fees assessed when a loan is overdue by ten daysThe fee is assessed on the tenth day the loan is past due; the notation on the member’s statement of “INCR BAL ADJ” appears when the fee has been rolled into the loan balanceThese fees are not related to delinquent account transfersWe encourage *** *** to call our Personal Finance Management Branch at ###-###-#### between 8:a.mand 11:p.m., Eastern time, weekdays or between 9:a.mand 5:p.m., Saturday and Sunday

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

This is in reference to complaint ID number ***, which was received by Navy Federal on July, submitted by our member* *** ** ***
We have thoroughly researched the concerns presented in our member’s complaintNavy Federal prides itself on quality member service and we appreciate
feedback when this has not occurredIt concerns us that there was difficulty locating *** ***’s faxed documentation and we regret any breakdown in communication between us and our memberWe are researching this situation to determine the nature of the error so that it can be addressed and avoided in the future
Through our review of this matter, we determined that Navy Federal acted appropriately with the initial restriction of *** ***’s accountsOnce *** ***’s documentation was received and reviewed, his Checking Line of Credit was unfrozen and is currently available for useOn July, Robin L**, Assistant Manager, Consumer Lending Portfolio, attempted to contact *** *** regarding his concerns, but was only able to leave a voicemail*** ***’s Navy Federal *** Signature *** credit card account has been reinstatedHe may continue use of the current card in his possession
We sincerely regret any frustration and inconvenience that *** *** may have encountered during his attempts to resolve this matterIf *** *** has any questions, he may contact MsL**, at ###-###-####, extension ***, between the hours of 7:a.mto 4:p.m., Eastern time, Monday through Friday

The following references the complaint we received on September from the Revdex.com on behalf of Navy Federal member *** ** ***. The complaint was assigned an ID number of *** Navy Federal has thoroughly reviewed our member’s concerns. ***
*** applied via Navy Federal Online on September for a “no cash back” refinance of his first and second mortgages. As noted on our web site, navyfederal.org, rates are based on additional information, and subject to change based on evaluation of the information When *** *** spoke with our representative on September, our representative explained that rate and points combinations are based on several different components of the loan and therefore his rate and points were changed to reflect those components. *** *** advised that he had taken out an equity loan when he bought the house to be used on the actual purchase and that he believed the requested loan should not be considered a “cash out” product. Our representative advised that we would review the request and return the member’s call When our representative subsequently spoke with our member on September, *** *** was informed that, while the home was purchased in 2004, the equity loan had been refinanced in and 2012; therefore, the loan would be considered a “cash out” product. A supervisor called the member on September and advised *** *** that an attempt would be made to obtain an exception on the rates and points; however, an exception was not granted. Should *** *** have any questions, he may call Francesca T***, Assistant Manager, Mortgage Processing and Closing, at ###-###-####, extension 47360, between 8:a.mand 4:p.m., Eastern time, weekdays

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because: the bank paid the check outMight want to review that againCheck *** was paid on October 14th for So why was I charged a retune fee when the check was paid? And also I'd like for someone to contact me via phone and let me hear your recording of your manager being professionalBecause she most definitely was not and neither was IForgive me if I'm wrong, but if a customer service representative tells you their company don't waive fees for people who go out bouncing checks, you'd be upset tooSo please provide that conversation to me
Regards,
*** ***

This is in reference to the follcomplaint we received on August from the Revdex.com on behalf of Navy Federal member *** ** ***. The complaint was originally assigned an ID number of *** We have conducted a thorough review of *** ***’s mortgage application. *** *** called Navy Federal on July to apply for a mortgage refinance. During the call, *** *** was read the following disclosure and agreed to it: “By continuing with this application, you and the co-applicant give Navy Federal permission to obtain your consumer credit reports, which will be ordered immediately.” We have reviewed the telephone call between out Member Service Representative (MSR) and *** ***An MSR cannot deny a mortgage application or promise approval and can only assist a member with completing an application during a phone call Several factors are considered in the approval process after an application is submitted. The MSR advised *** *** that he would be contacted by a processor within a few days If *** *** has further questions, he may contact us at 1-888-842-NFCU (6328) at any timeTell us why here

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because: The Navy Federal Credit Union has not provided the federal law reference that over rides Federal Law's: Title 38, Section a1, VETERANS BENEFITS and CFR 212-6, RULES AND PROCEDURES TO PROTECT BENEFITS. The claim of a "federal law" the Navy Federal Credit Union made to my complaint is frivolousAdditionally, the *** *** *** *** has documentation of this credit unions previous law violations of consumersThis shows their lack of attention to detail and shows their negligent behavior. I am seeking federal legal lawsuit against the Navy Federal Credit Union and I request to re-open this Revdex.com case ***
Regards,
*** ***Disabled VeteranCc: *** *** ***
*** ** *** ***
*** *** *** ***
*** *** *** *** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

The following references the complaint we received on September from the Revdex.com on behalf of Navy Federal member *** ** *** The complaint was assigned an ID number of ***
Navy Federal has thoroughly reviewed our member’s concerns The minimum payment required
for our credit card accounts is 2% of the existing balance on the day the monthly statement is prepared or $20.00, whichever is greater We have found that a payment of $was due on *** ***s credit card account on December 2015; however, only $was received on December On January 2016, February, March, April and May, payments of $each were credited to *** ***’s account; however, on each occasion, the payment was insufficient to complete the past due amount and the current month’s payment Late fees of $each were added to the account on five occasions as a result of the past due payments
On June, we received a payment in the amount of $which was credited to the account; the funds satisfied only the past due amount, leaving $unpaid The $was consequently reflected as the past due amount on the July statement A payment in that amount was received on July; again, the funds satisfied the past due amount only and the current payment of $became past due A payment of $was received on August, which paid the past due amount and reduced the current payment by $ The August statement therefore reflected a minimum payment due of $199.99, of which $was past due A payment of $was received on September; the amount of $remains past due
*** ***’s *** credit card account remains open and her access has not been blocked To bring the account up to date, *** *** must satisfy the payment due of $by October We recommend *** *** review her account and statements every month to ensure her payment satisfies the minimum payment due
We have reviewed *** ***’s credit report and verified that all data reported concerning the account is accurate
Should *** *** have any questions, she may call John P***, Assistant Manager, Credit Card Servicing, at ###-###-####, extension ***, between 8:a.mand 4:p.m., Eastern time, weekdays

This is in reference to complaint ID number ***, which
was received by Navy Federal on November 2015, submitted by our member,
*** ***.We have thoroughly researched the concerns presented in our
member’s complaint regarding the title for his used vehicle loan. Through our review
of this matter, we concluded that our
representatives correctly followed our lien recording procedures. However, in an effort to resolve this issue,
we have forwarded the necessary paperwork to the Virginia Department of Motor
Vehicles to have Navy Federal listed as lien holder of the vehicle The original loan terms have been reinstated,
and all fees and interest which were assessed to the loan account have been removed. We regret any inconvenience this matter has
caused our member.If *** *** has any questions, he may contact Carrie
M***, Legal Liaison, at ###-###-####, extension 44926, between the hours
of 8:a.mand 4:p.m., Eastern time, Monday through Friday

Check fields!

Write a review of Timothy E. Lynch, Inc.

Satisfaction rating
 
 
 
 
 
Upload here Increase visibility and credibility of your review by
adding a photo
Submit your review

Timothy E. Lynch, Inc. Rating

Overall satisfaction rating

Address: 19 Daniels St, Millis, Massachusetts, United States, 02054-1240

Phone:

Show more...

Web:

www.tdcanadatrust.ca

This site can’t be reached

Shady, yet now dead: once upon a time this website was reported to be associated with Timothy E. Lynch, Inc., but after several inspections we’ve come to the conclusion that this domain is no longer active.



Add contact information for Timothy E. Lynch, Inc.

Add new contacts
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New | Updated