Tri-State Adjustments Incorporated

Review: On December 8, 2014 Tri-State Adjustment, Inc. sent me, Stephanie Elliott, a letter with accusations of owing a grossly inflated debt that was sold to them by [redacted]. Under the FDCPA 15 U.S. C1692e a misrepresentation of the amount owned in a debt from an original vendor is illegal. I wrote a letter to the agency refuting their allegations of the debt and concerning there illegal collection practices. A debt collection agency cannot charge additional fees or presumed interest on a debt sold or referred to them from the original vendor.Desired Settlement: I am continuing to work on settling the dispute with [redacted] and will obtain a full adjusted amount of the debt owed and agreed settlement amount that I will pay directly to [redacted]. Payment to the original vendor concerning a debt is within my legal rights at all times. To prevent any further actions that need to be taken towards Tri-State Adjustment, Inc.'s. illegal collection practices they will need to respond to my letter in writing dated December 19, 2014, send me a copy of all the information that was sent to them by [redacted], and send me a written letter retracting their previous illegally inflated sum on December 8, 2014.

Business

Response:

To Whom It Concerns,

Re: Revdex.com complaint submitted 12/17/14,

Complaint ID: [redacted]. We responded to this complaint on 12/22/14 shortly after receiving it. We are not sure why you did not receive it, below is our original response.

Tri-State Adjustments, Inc. takes all disputes and

complaints made towards the company and its employees seriously. It is Tri-State Adjustments policy to

thoroughly review and consider all disputes and complaints and respond in a timely manner as needed.

However, Per the laws governing the third-party collections

of debt set forth by the Fair Debt Collections Practices Act (FDCPA): Without prior consent of the consumer given

directly to the debt collector, a debt collector may not reveal the existence

of a debt to any other person other than the consumer, their attorney, a consumer

reporting agency if otherwise permitted by law, the creditor, the attorney of

the creditor, or the attorney of the debt collector.

Due to the above referenced guideline, no further

information can be given at this time with out prior permission given to

Tri-State Adjustments by the consumer.

Regards,

Tri-State Adjustments, Inc.

Review: This company continues to call my home and send me invoices regarding an outstanding amount of $25.00 which was paid on the day of operation. I contacted the company that sold me the cane in post-opt recovery area and they said that there shouldn't be any contact with Tri-State Adjustments as they show the cane was paid for, in cash the same day purchased.Desired Settlement: That their records are corrected, any information added to my credit report regarding outstanding debts corrected AND a written apology and a statement showing zero balance.

Business

Response:

Tri-State Adjustments, Inc. takes all disputes and

complaints made towards the company and its employees seriously. It is Tri-State Adjustments policy to

thoroughly review and consider all disputes and complaints and respond in a timely manner as needed.

However, Per the laws governing the third-party collections

of debt set forth by the Fair Debt Collections Practices Act (FDCPA): Without prior consent of the consumer given

directly to the debt collector, a debt collector may not reveal the existence

of a debt to any other person other than the consumer, their attorney, a consumer

reporting agency if otherwise permitted by law, the creditor, the attorney of

the creditor, or the attorney of the debt collector.

Due to the above referenced guideline, no further

information can be given at this time with out prior permission given to

Tri-State Adjustments by the consumer.

Review: Tri State Adjustments has failed to report collections issues to credit agencies when debts have been satisfied. This creates issues in that it is harmful to otherwise good credit and I would like them to report to these agencies correcting the issue. Months after the debts have been paid, they continue to report debts are still owed. This is bad practice and this company needs to be diligent about its business practices.Desired Settlement: Tri State Adjustments needs to confirm with the credit agencies the matter has been cleared up.

Business

Response:

Mr. [redacted],

Re: Revdex.com complaint submitted 2/28/2014,

Complaint ID: [redacted].

Thank you for notifying us regarding the above referenced

complaint, Tri-State Adjustments, Inc. takes all disputes and complaints made

towards the company and its employees seriously. It is Tri-State Adjustments policy to

thoroughly review and consider all disputes and complaints and respond in a

timely manner as needed.

However, Per the laws governing the third-party collections

of debt set forth by the Fair Debt Collections Practices Act (FDCPA): Without prior consent of the consumer given

directly to the debt collector, a debt collector may not reveal the existence

of a debt to any other person other than the consumer, their attorney, a

consumer reporting agency if otherwise permitted by law, the creditor, the

attorney of the creditor, or the attorney of the debt collector.

Due to the above referenced guideline, no further

information can be given at this time without prior permission given to

Tri-State Adjustments by the consumer.

Regards,

Tri-State Adjustments, Inc.

It is difficult to rate my experience because they call regularly and never leave a message. I am not in the habit of returning toll free calls unless I have a contact name and reason why they are calling. It's been my experience that a call from a toll free number usually means telemarketers or collection agents. I don't owe anyone money, so...............