Valley Credit Service Inc

Please see attached.

Files are attached above showing verification.  Thank you, [redacted]

I have reviewed the file and see that this account has a valid debt, this is an arrangement that was made with the Judge at the City of Keizer Municipal Courts. We are to carry the account until the balance has been paid if full.  In order to determine the payment amount we need to see proof of...

income and a list of the out going bills. If [redacted] can provide that I will be happy to review the account and determine if the payment of a $100.00 is acceptable. Please direct all future contact to myself. My name is Christine and I am the collections supervisor.

Some phone calls are recorded and this one was not.

Complaint: [redacted]I am rejecting this response because: it was paid previously and the company rebilled me. Sincerely,[redacted]

Complaint: [redacted]I am rejecting this response because: the business claims they had sent a notice to my home address. Milwaukie court clerk had told me the debt had been submitted to collections, but not the name of the collection agency. I do not recall ever receiving a collections letter from Valley Credit, and ask that they provide proof that a letter was sent during that time (mail carriers do deliver to the wrong unit quite often in our condo complex). And no further attempts made to collect since 10/2014? The least persistent collections agency I've ever heard of. I would like the interest waived due to lack of attempt to collect. I feel there are reasonable grounds for this.Sincerely,[redacted]

Dear Mrs [redacted],I am sorry that you feel that your debt collector was rude to you. I will be sending you a paid in full letter to the address we have on the account. If  there is something you are trying to purchase and this is in the way please call me and I can speak to the lender with your...

written permission and let them know that the balance has been taken care of.Our agency reports our accounts to the credit bureau every 30 days which is around the 10th of each month. Unfortunately your bill was not paid until after Mays run, however I will put in for a manual update as paid in full. Please contact me if you have any further questions.  Christine C[redacted],Collections Supervisor 503-585-5651

I have provided my response and I do not have anymore information to provide.