Sign in

Van Dyke 8 Check Cashing

Sharing is caring! Have something to share about Van Dyke 8 Check Cashing? Use RevDex to write a review
Reviews Van Dyke 8 Check Cashing

Van Dyke 8 Check Cashing Reviews (30)

[redacted] ,I'm sorry for the trouble and worry this has causedI can assure you first of all that your private information is 100% secure and is not being resold or used for any other such purposes.As for the status of your approval - I do see where one lender tried to contact you a couple times but was unable toI touched base with them and let them know that Friday is the best day to reach you so they will attempt to contact you again then.I do have another lender that we could place you with that may be able to offer you a better rateHowever, they require a minimum of $24,per year incomeDo you have any additional income that could be counted towards this number? Right now I show at $1,per month you would be right at about $19,Please feel free to contact me directly at [redacted] l.com, or through the Revdex.com, if you have any further questions or concernsI'm happy to do whatever I can to help you.Regards, [redacted] Operating Partner

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this does not resolve my complaint I understand you are not a direct lender but you are advertising and offering a service; to help people with bad credit get in touch with lenders in order for them to obtain vehicle financing As a company offering a service to the public, it is more than reasonable to expect that company will speak to customers or potential customers when they contact you to discuss anything related to the service you advertise to provideYour refusal to speak to a customer/applicant who has used your service and your refusal to return their phone calls is highly suspicious and makes me question the legitimacy of your business practices Especially when you are obtaining confidential personal information from individuals It was only after I contacted the Revdex.com that you responded in any way and that is not the way any business should handle people who they are supposedly providing a legitimate service for Wouldn't you agree? I understand you do not personally have my credit report and it was my expectation that you would be forwarding my confidential personal information to financial institutions and/or lenders You state that you, "only do our best to provide [applicants] with the solution they are requesting." Exactly!!! That is exactly my issue! The solution I was requesting was to be put in touch with lenders who offer vehicle financing to people with bad credit This solution is exactly what you advertise on your website, this is what I chose when I submitted my credit application by providing my personal information to you, and this is what I expected However, this is not what your company did So why didn't you provide me with the solution I requested??? That solution was to have my confidential information forwarded to lenders so that I might obtain financing to purchase a vehicle at a dealership of my choosing!!! You also stated it is very likely that the dealerships who have been contacting me (because you provided them with my personal information from the credit application) have financing options availableOk, so do these dealerships offer financing if I am not purchasing a vehicle from their dealership but purchasing a vehicle from another dealership?? Because, like I've said from the beginning, that was what I intended to do, that is an option which you have listed on your website and it is the option I chose when I submitted my credit application I would really like to know if the dealerships you provided my information to offer financing to people who do not purchase a vehicle at their respective dealership I would also like a complete list of all the companies within your network which you stated you shared (and I allegedly authorized you to share) my personal and confidential information withThis includes any third party, e.gany and all businesses, dealerships, online companies, individuals, financial institutions, lenders, etcin which you shared and/or forwarded my credit application, credit report, personal information, etc It is my right to know who is in possession of my personal & confidential information Especially since you have previously stated that you can not undo the damage that has been caused to my credit score Regards, J [redacted] J [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this does not resolve my complaint I did not mistakenly submit a credit application for a private party purchase of a vehicleI specifically choose the option for new/used vehicle loan and the information provided on your website regarding this option stated that I was applying for a vehicle loan to purchase a vehicle at a car dealership of my choosingI read the terms and conditions on Valley Auto Loans website prior to submitting a credit application and nowhere did it explicitly state that by submitting a credit application to obtain vehicle financing, it would result in my personal and private information being shared with anyone other than financial institutions and/or lenders Not car dealerships, other random businesses, other individuals, etcIn addition, I never agreed to nor did I authorize my personal information to be shared with anyone other than financial institutions and/or lenders for the sole purpose of obtaining a car loan Please provide the information you mentioned which gave you permission to share my personal information to anyone other than financial institutions and/or lenders in order to obtain vehicle financingI don't understand how you can so quickly respond to my complaint with the Revdex.com but still have yet to contact me, via phone, to discuss my credit application Not only have I left messages, I also included my request to speak to someone from your company in my Revdex.com complaint However, you didn't address that issueAgain, I would like to speak to someone regarding my crendit application and I would like you to provide the information which gave you permission/authorization to share my personal and private information with unknown third parties and not merely financial institutions and/orlenders Regards, J [redacted] J [redacted]

I'm very sorry for the trouble with the lender contacting youI can reach out to another lender to help you but wanted to check to see if the first had contacted you yet?Thank you,Valley Auto Loans

RevDex.com: I Will only accept the terms IF the company does as they promised and not mess around . they have 7 days to have their other lender contact me IF not I will not be satisified Regards, [redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint
ID ***, and have determined that this does not resolve my complaint. They should have just called me and been proactive to see if I got an offerAfter all I did give them very sensitive data including my social security number.So to answer, their question , I still have not received any offers and might be open to one if they contact me
Regards,
*** ***

Because I was specifically told that applying wouldn't affect my credit score

I am very sorry for the troubleI would just like to clarify a couple of things so that I know how to address the problemIt appears that you were looking for car financing, which the dealers can provide, but is this not what you were interested in? If you were looking for a private party
purchase, we have that option on our application which is most likely what caused the issueMore than likely, the default (New and & Used Car Loans) was selected by default rather than choosing the "Private Party of Cash Loan" optionI can dig further into this, but I would like for you to let me know how you would prefer for me to proceedUnfortunately, by accepting the terms and privacy policy, and then submitting the application, you authorized us to provide the dealers with your informationAt this point, since that authorization was agreed to, there is no way for me to stop a previous hard or soft credit inquiry from showing on your credit reportI am sorry and wish I had better news for you, but I want to be upfrontI realize the Terms and Conditions along with the Privacy Policy are something that few people take the time to read thoroughly so I can understand how you may have "skimmed" these pages - as most people do.I do what to try to help, but I am unable to reverse the credit inquiries that have already been placedThe only thing I can recommend is that you file a dispute directly with the credit bureau regarding the credit inquiry or use a service such as *** to help with this.Please let me know what I can do to assist, and I will be more than happy to do what is in my ability

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me Also, I have not received any notification, call, or email from any lender yet
Regards,
*** ***

I'm sorry for the frustrationFirst I can assure you that we do not "steal" any informationAs stated on our website, we work with a very large network of lenders to try to provide you with the financing or refinancing solutions you needI do see that one of our companies has tried to reach you a
couple times but has not been successfulI will go ahead and have them cease any further attempts per your requestI'm sorry that we did not meet your expectations but we do try to make it very clear on our website that we are not a direct lenderWe do our best to provide each and ever applicant with the best options availableSometimes this can be very difficult when dealing with certain credit score ranges but We have an excellent approval ratio and would have loved to have helped you. Please consider us in the future should you ever need any further assistance

***,I'm sorry for the concernFirst, I would like to assure you that your information is secureWe use the highest level of encryption available on our website and hold all personal information for our applicants on a private server that is dedicated to this purpose onlyWe do not take
applications over the phone for the fact of securityAs stated on our website, we are not a direct lender, but we do work our hardest to place every applicant with a lender regardless of their current credit standing. We send out an email confirming each application once we receive it, however, there is a possibility this message went to your spam or junk mail folder.I have spoken with a couple of our lenders and I can have another try to contact youI will just need your permission to do so before proceeding.Thank you!Valley Auto Loans

***,I'm sorry for your frustration and do want to directly address the problemAs mentioned I do have another lender that we could possibly place you withI can have them contact you (as the previous company has been unsuccessful) but I will need your permission before doing soValley's mission is to connect you with a lender that will fit your needsAs stated on our website, we are not a direct lender, but I want to do everything we can in order to connect you with someone who can provide the loan for you.Please let me know if you would like to have me contact the second lender and I will be more than happy to do so.Regards,Valley Auto Loans

***,I'm sorry for the problemHowever, as clearly stated on our application at https://valleyautoloan.com/apply-now2/ we DO accept 100% of applications submitted to usHowever, we cannot guarantee approvalFor example, all lenders will require certain minimum requirements in order to extend
financing to an individualAdditionally, the inquiries on your credit report should have been "soft pulls" which done in a close time-frame do not reduce your credit scoreA reputable source for more information regarding this can be found at:http://www.myfico.com/crediteducation/creditchecks/inquiries.aspxThe exact wording on our application, which has been the same for well over a year, is:"While this doesn't mean we can guarantee a loan, it does mean we give you the absolute best opportunity and offers."With that being said I will be happy to do all that I can to help you refinance your vehicle but we do try to make it very clear that certain requirements must be met in order to be placed with a lender Do you know, at this point, why the lender declined your application?Thank You,***

Revdex.com:
They are givinng excuses left and rightNo one has called me for several months now and when I call all I get is the google subscriber is away from the phoneThe phone number comes up not as a real # but as a VOIP #This business has promised to have a lender contact me and Yet never hasI feel my identity has been stolen by this company since there has been no contact from them since I first sent my application overAnd no one has ever contacted meI see that it takes them almost weeks to respond to a complaint as well so that tells me they are NOT a real business
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint.
Regards,
*** ***

[redacted],I'm sorry for the trouble and can assure you that your information is secure. We go to great lengths (and expenses) to make sure that we use the absolute best encryption for our website as well as storing any personal information on an individual server.I do see that you applied on 9/26 and...

that we successfully received your application. It generally takes about 24-48 business hours for one of our lenders to reach you, but there are times when it can take longer. Have you been contacted by anyone so far?Regards,[redacted]Valley Auto Loans

J[redacted],I am sorry, but we are not a direct lender so there is very little I can discuss with you regarding the status of your application. I am not trying to skirt around the concerns and frustration you have, but I do not personally have your credit report. We do not look at any applicants credit but only do our best to provide them with the solution they are requesting. I apologize that dealerships are contacting you, but it is very likely that they have financing options available. The links that I have referred to, in which you authorized us to share your information with companies within our network can be found at:https://valleyautoloan.com/privacy/ and https://valleyautoloan.com/privacy/terms-of-use/I would certainly like to resolve this issue to the best of our ability. What, at this point, would that resolution look like to you? I will try my best to reach that goal with all things considered but, as always, I cannot promise anything specific at this point.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. 
[To assist us in bringing this matter to a close, Please let us know below why you are rejecting the offer made by the business.]
Regards,
K[redacted]

Michelle,I'm sorry for the problem. I think that it is important for me to point out that we are indeed a "real" company. However, we do not state that we are a lender. At this point I want to do all that I can to try to help resolve your dissatisfaction. However, based off the complaint message I'm...

not 100% sure how to best do this. If you have a moment please re-read our privacy policy which was agreed to when submitting your application. This is located at https://valleyautoloan.com/privacy/ and will help make sure we're both on the same page going forward in resolving this.I look forward to hearing back from you and will do all I can to help resolve your trouble.Valley Auto Loans

I'm very sorry for the trouble with the lender contacting you. I can reach out to another lender to help you but wanted to check to see if the first had contacted you yet?Thank you,Valley Auto Loans

Revdex.com:
I Will only accept the terms IF the company does as they promised and not mess around . they have 7 days to have their other lender contact me IF not I will not be satisified
Regards,
[redacted]

Check fields!

Write a review of Van Dyke 8 Check Cashing

Satisfaction rating
 
 
 
 
 
Upload here Increase visibility and credibility of your review by
adding a photo
Submit your review

Van Dyke 8 Check Cashing Rating

Overall satisfaction rating

Add contact information for Van Dyke 8 Check Cashing

Add new contacts
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New | Updated