1st Rate Home Mortgage, Inc.

Chris B*** was very professional and polite Always kept us up to date and got our refinance completed as soon as possible Great people to work withRick

Christopher B*** is awesome to work withThe entire team at 1RHM is top notch and really do have your best interests in mind when working with youChris helped my family refinance our home to consolidate debt and do some improvementsWhen we decide to buy our next home, we will be going with Chris and 1RHM againTheir use of technology greatly enhances the speed at which your loan application can get processedBeing an IT professional, I greatly appreciate this aspect of their businessI highly recommend them and encourage you to reach out to Chris for any purchase or refinance needs

Tim was extremely knowledgeable and patient with the whole processHis attention to detail was crucial in making sure everything was done correctly so we could close in daysI highly recommend Tim at 1st Rate Home Mortgage

This was our second time using 1st Rate Home Mortgage to get a refi mortgage, and even though this one was a bit more in depth, it was still a total pleasure, so easy, so professional, so knowledgeable I would recommend this company whole-heartedly Five stars!!

I just refinanced my VA Loan through the IRRRL program Sara Huszar was fantastic throughout the entire process In addition to getting me a much more favorable interest rate, she made the entire process easy She is a true professional in every sense of the word and I would wholeheartedly recommend her to anybody going through the loan process Great work!

Hi! 1st Rate Home Mortgage was great!
Brett T*** and the people who worked with him to help us refinance were extremely nice and patient with me, especially when I needed multiple things explained multiple times I would highly suggest them to any homeowner or future homeowners out thereThanks again, *** *** ***

Joseph Jaoude service orientation is superb He is a fine professional and a testament to the capabilities of 1st Rate Mortgage He deserves promotion and advancement Since, I was fleeing a company who had no service orientation, Roundpoint Mortgage Servicing, it was refreshing to be treated like a human being Thank you Joseph and Thanks to 1st Rate!

We just closed today on our VA loan serviced by 1st Rate Home Mortgage The process couldn't have been any smoother We were able to get the lowest rate available after working with Chris and Ashley at 1st Rate It only took months and following the plan set up by Chris an his teamIt helped to shop for homes knowing that we were pre-approved and knowing exactly what our budget was so that we didn't waste time on home we wouldn't be able to afford Communication is very key in today's fast paced lifestyles It was nice to be in constant contact via e-mail, texts, and even phone calls from 1st rate to hand hold us through the process It made the stress of home buying less I can't recommend this company enough

Very good company They know what they are doing, very professional and efficient Muchas Gracias Troy Johnson, Senior Mortgage Banker

I worked with Chris B*** at 1st Rate and found him to be extremely knowledgeable, and very astute of the refinance process, which I have gone through beforeHe always had the answer to my questions, and help us get through the process quickly and almost effortlessly, and we were able to save $thousands in the processIsn't that what it's about? Highly recommend Chris and 1st Rate Home Mortgage

I want to thank Sarah Meintel, Executive Loan Officer for 1st Rate Home Mortgage, for the professionalism shown during my refinance of my home She was very responsive and helpful during the entire process She was always available either by phone or email
Jim Lamkin

Tim Regan was excellentHe is a true mortgage professional and he got me the best rate by far He kept on top of everything, calling me often and keeping me updated What he said would happen, happened, no surprises I was working with another mortgage broker before Tm and the difference was night and day in professionalism and work I would recommend Tim to anyone who wants the best service and someone who is knowledgeable and caring to your mortgage needs

We came to 1st Rate Mortgage due to the low rate that they offered us and the positive online reviewsWe were not disappointed!
Even after having some initial problems with the company that our mortgage was sold to, Jesse at 1st Rate bent over backwards to resolve it That is my humble opinion, 1st rate customer service! They truly live up to their name

Chris Brown was great to work with Kept us informed all the way Would use 1st Rate Home Mortgage again Thank you!

Tim helped us with our refi and it was such a smooth and easy process! I've not experienced a refi that was so efficient and quick, it took about weeks from start to finish I'd highly recommend Tim for any refi or mortgage assistance and we'll definitely use him again in the future! Thanks Tim for all of your help, we greatly appreciate it!

I ask a lot of questions--very cautious about financial agreements, wary of deals that seem too good to be true, but curious about my options So I responded to a postcard from 1st Rate Home Mortgage, Inc and got to work with Cameron Haleen
He spent a lot of time with me on our first conversation, establishing an understanding of our goals, then presenting a few great options He figured out a refinance option on our VA loan that scored us a LOW (2.75% fixed) interest rate, year term, a savings of over $400/month (less than what we are currently paying), no points, no prepayment penalty, no out of pocket expenses at closing, and no fees added to the principal
I asked how is his company compensated for their service since there was no mention of fees In other words what are they getting from this refinance Cameron was up front about credits received from the lender that covered our costs and their fees Armed with information on a great deal, I went to my current lender to see if we could get a better deal or one similar to the one offered at 1st Rate Home Mortgage, Inc Nope! Not even close!
Cameron walked us through the paperwork and explained everything--patiently going through questions when we weren't clear about somethingI read every word on every document, googled every unfamiliar term to verify the information Cameron shared with us I am emphasizing this to say that Cameron and the company 1st Rate Home Mortgage, Inc can be trustedNot one misstep! He let us know that there may be a slight difference with the numbers on the final paperwork, however any adjustments were pretty close to the estimates and we were already well aware of that possibility
Everything was done electronically and the Notary came to the house to complete the documents
When the Notary came by to complete the final paperwork on our refinance, she said she had NEVER seen an interest rate as low as ours with terms as good as our loan (no points to buy down the rate, no out of pocket closing costs)
We were also happy that our documents included that they don't sell our information to other businesses
Interest rates go up and down and deals come and go But working with Cameron, we were able to accomplish one of the best decisions we made in Now we are looking forward to paying off our home sooner than planned

I have done business with 1st Rate home mortgage on two separate occasions both times were very professional and they worked very hard for us I highly recommend them for your housing needs

Tim R***'s exceptional customer service skills and knowledge made this process simple, straightforward and a stress free processI could not be happier with the service I receivedEve B***-- new home owner!

I just have to say Jonathan went above and beyondOur situation was anything but ordinaryWe fell in love with a home when we weren’t even looking to buyLong story short we had a very quick deadlineThe owners has already bought a new home and we had night to pull it offWe sold our house and went under contractJonathan and the amazing team at first rate made it happenToday we are in our dream home
They were very understanding, committed and made us feel like we were the only clients they were helping at the timeJonathan was available 24/for any questions and concerns I hadWe were all motivated! We sealed the deal a few days agoWe hit a few snags but everything came together!
Definitely will be going threw first rate for all our future home needs!

A quick comment on my experience with 1st Rate Mortgage, all was good, with a new process of the key code, it took a little longer than I would have liked
But working with Matt Ponder made easier, I would recommend 1st Rate Mortgage for anyone looking to refi
Thanks for all the assistance Matt