Afni

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns This response covers two accounts; I will address them individuallyOn July 18, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $1, The account is for cellular services established on May 26, 2016, until [redacted] considered the account delinquent on September 25, The billing address associated with the account is [redacted] , Chicago, IL 60609, and the phone numbers are [redacted] and [redacted] Afni mailed the initial notice of the account on July 21, 2017, to [redacted] , Hammond, IN 46324, and did not receive notice of returned mail On September 3, 2017, Afni furnished the credit reporting agencies with notice of the account On September 18th and September 22nd, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately On September 24, 2017, Afni updated the credit reporting agencies on the disputed status of the account On October 10th, Afni received a letter from the consumer disputing the account In response, Afni ceased communication and initiated an investigation On June 27, 2016, [redacted] forwarded the account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $Please note that this is for bundled services and all equipment charges are not included in the balance Afni is collecting upon The account is for satellite services which [redacted] considered the account delinquent on August 22, The billing and service address associated with the account is [redacted] , Gary, IN Afni attempted to mail the initial notice of the account to the consumer on July 1, Afni received notice that the address was incorrect and did not receive an updated address On August 28, 2016, Afni furnished the credit reporting agencies with notice of the account Between September 18th and September 22, 2017, Afni received multiple disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately On September 24th, Afni updated the credit reporting agencies on the disputed status of the account On September 18th, Afni received a letter from the consumer disputing the account In response, Afni ceased communication and initiated an investigation Afni received subsequent letters from the consumer on October 4th and October 10th In response, Afni continued to cease communication and continued the investigation On October 11, 2017, Afni received this complaint In response, Afni continued to cease communication and continued with the investigation Afni has attached copies of the account billing statements for both accounts to this response; these are provided as validation of the accounts To address the consumer’s concern, Afni has attached the consumer’s [redacted] lease agreement with the consumer’s signature Afni mailed the initial notice in regard to the [redacted] account to the consumer on July 21, Afni did not receive notice of returned mail, and as a result, can infer that the notice of rights was received The accounts have not been purchased by Afni Afni received the accounts from [redacted] and [redacted] , respectively, and acts as an agent on behalf of [redacted] and [redacted] ; therefore, the consumer would not have a contract with AfniAs the consumer has requested, Afni will no longer contact the consumer about these accountsAfni has sent a request to the credit reporting agencies to remove the [redacted] account from the consumer’s credit report Please be aware that it can take the credit reporting agencies anywhere from to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the [redacted] account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies In regard to the [redacted] account, Afni understands that the consumer is seeking removal of this tradeline from their credit report; however, to remain in good standing with the credit reporting agencies and to meet our obligation with [redacted] , Afni’s policy is to furnish the accurate status only Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if he would like to discuss the account, he may contact a Consumer Relations Specialist at [redacted]

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concernsOn August 16, 2016, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni Incaccount #: [redacted] , with Afni for collections on the balance of $ The account is for services, which [redacted] considered delinquent on December 14, 2015.The billing address associated with the account is [redacted] ***Afni mailed the initial notice of the account on August 18, On September 18, Afni furnished the credit reporting agencies with notice of the accountOn December 9, the consumer spoke to an Afni representative and stated she was disputing the accountIn response, Afni ceased communication and initiated an investigationLater that same day, Afni received an email from the consumer disputing the accountIn response, Afni continued to cease communication and continued the investigation Later that same day, Afni received this complaintIn response, Afni continued to cease communication and continued the investigationOn December 11, Afni furnished the credit reporting agencies with notice of the disputed status of the accountAfni has made the business decision to cease collection activities on the account and return the account to [redacted] Afni will also send a request to the credit reporting agencies to remove the account from the consumer’s credit reportThe consumer should contact [redacted] directly if she would like to discuss the account furtherTell us why here

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On April 27, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $ The account is for cellular services established on July 23, 2015, until [redacted] considered the account delinquent on March 1, The billing address associated with the account is [redacted] ***, Indianapolis, IN 46250, and the phone number is [redacted] Afni attempted to mail the initial notice of the account to the consumer on April 30th Afni received notice that the address was incorrect and did not receive an updated address On June 11, 2017, Afni furnished the credit reporting agencies with notice of the account On July 26th, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately On July 30th, Afni updated the credit reporting agencies on the disputed status of the accountOn October 25, 2017, Afni received this complaint This was Afni’s first contact with the consumer In response, Afni ceased communication and initiated an investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, the subject account has not been purchased by Afni Afni received the account from [redacted] and acts as an agent on behalf of Sprint; therefore, the consumer would not have a contract with Afni In response to the consumer’s complaint that Afni failed to validate the account upon receipt of a dispute, Afni did not receive any communication from the consumer until this Revdex.com complaint was receivedIn response, Afni ceased communication and initiated an investigation When a consumer submits a dispute through the credit reporting agencies, Afni responds directly to the credit reporting agencies Due to the consumer not receiving the initial notice, as Afni received notification of returned mail, on October 25, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies As the consumer has requested, Afni will no longer contact the consumer about this accountAfni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at (877) 859-

Initial Business Response / [redacted] (1000, 5, 2016/07/14) */ This is in response to your Revdex.com inquiryAfni appreciates the opportunity to respond to the consumer's concernsOn October 9, 2015, [redacted] forwarded the subject account, [redacted] account #: XXXXXXXX, Afni Incaccount #: XXXXXXXXX-XX, with Afni for collections on the balance of $ The account is for satellite services established on October 1, 2009, until [redacted] considered the account delinquent on October 2, 2010.The billing address associated with the account is XXXX XXth [redacted] XXXXXAfni mailed the initial notice of the account on November 5, On June 28, 2016, the consumer spoke to an Afni representative and stated that she was disputing the accountIn response, Afni ceased communication and initiated an investigation On June 30, Afni received this complaintIn response, Afni continued to cease communication and continued the investigationOn July 1, [redacted] requested that Afni cease collection activities on the account and return the account to [redacted] which Afni didAfni has not and will not furnish this account to the credit reporting agenciesTo address the consumer's concern regarding the representative she spoke to, Afni apologizes for any inconvenience that occurredSince the account is no longer in Afni's office, the consumer should contact [redacted] directly if she would like to discuss the account further Initial Consumer Rebuttal / [redacted] (2000, 7, 2016/07/23) */ (The consumer indicated he/she ACCEPTED the response from the business.) They turned this case back over to the original debtor as it is not a true debt and didn't not mark my credit

Revdex.com: Thank you sooo muchBecause of Revdex.com, I received the response below which is the 1st and only written response I have received from Afni since Feb when I put them on notice that I dispute the collection action, requested copies of billings from [redacted] and directed all tesponsestto be in writingIt is also the very 1stx I have heard that [redacted] took back the account from Afni and that I am to contact [redacted] for further resolutionI will contact them and resubmit my proof of payment and equipment return in hopes they will finally confirm the account as paid in full with no further action nor negative status or bureau reportingI have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On February 2, 2017, Dish forwarded the subject account, Dish account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for satellite services which Dish considered the account delinquent on October 12, The billing address associated with the account is [redacted] ***, Bassfield, MS Afni mailed the initial notice of the account on February 17, On March 19th, Afni furnished the credit reporting agencies with notice of the account On July 19th, Afni received a letter from the consumer disputing the account In response, Afni ceased communication and initiated an investigation On July 23rd, Afni updated the credit reporting agencies on the disputed status of the account On August 4th, Afni received a dispute from the credit reporting agencies; while Afni has not responded yet, Afni will respond appropriatelyOn August 4, 2017, Afni received this complaint In response, Afni continued to cease communication and continued the investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, the subject account has not been purchased by Afni Afni received the account from Dish and acts as an agent on behalf of Dish; therefore, the consumer would not have a contract with Afni On August 6th, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report Please be aware that it can take the credit reporting agencies anywhere from to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at (877) 859-

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On February 1, 2018, [redacted] Mobility forwarded the subject account, [redacted] Mobility account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for cellular services established on March 9, 2016, until [redacted] Mobility considered the account delinquent on August 4, The billing address associated with the account is [redacted] ***, Carrollton, TX and the phone numbers are [redacted] and [redacted] Afni mailed the initial notice of the account on or about February 8, 2018, to [redacted] ***, Coppell, TX 75019, which is the same address the consumer listed on the complaint Afni did not receive any notice of returned mail, and as a result, can infer that the notice of rights was received On March 25, 2018, Afni furnished the credit reporting agencies with notice of the accountOn April 3, 2018, Afni received this complaint This was Afni’s first contact with the consumer In response, Afni ceased communication and initiated an investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, as previously stated, Afni mailed the initial notice of the account on or about February 8, Additionally, a signed contract is not always required to initiate [redacted] Mobility services, as orders for services can be taken over the phone or via the internet, which are considered verbal and electronic signatures, respectively As the consumer has requested, Afni will no longer contact the consumer about this account Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Consumer Relations Specialist at [redacted]

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On October 30, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted] Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for services established on January 1, 2016, until [redacted] considered the account delinquent on May 2, The billing address associated with the account is [redacted] ***, Anaheim, CA 92805, which is the same address the consumer listed on the complaint Afni mailed the initial notice of the account on or about November 2, 2017, to [redacted] ***, Anaheim, CA 92805, which is the same address the consumer listed on the complaint Afni did not receive any notice of returned mail, and as a result, can infer that the notice of rights was received On January 14, 2018, Afni furnished the credit reporting agencies with notice of the accountOn January 23, 2018, Afni received this complaint In response, Afni ceased communication and initiated an investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, Afni has forwarded the documentation provided in the complaint to [redacted] Additionally, Afni mailed the consumer the initial notice detailing her right to dispute the debt on or about November 2, 2017, to the address the consumer listed in her complaint Afni mailed a validation letter to the consumer on January 11thAdditionally, that same day, Afni mailed the account billing statements to the consumer as validation on the account Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Consumer Relations Specialist at [redacted]

I am rejecting this response because: AFNI is asking me to produce documents from 05-06-a 06-14-for proof of residencyI was not working nor were/are any bills in my name I live with my grandparents and everything is in their nameHowever my drivers license has always been registered at that address my whole years of livingHow am I suppose to produce documents from 2011?

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On January 31, 2018, [redacted] Communications forwarded the subject account, [redacted] Communications account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for services established on November 22, 2013, until [redacted] Communications considered the account delinquent on June 6, The billing and service address associated with the account is [redacted] *, Tulsa, OK Afni mailed the initial notice of the account on or about February 13, Afni has not, and will not furnish the subject account to the credit reporting agencies On February 26th, Afni received a letter from the consumer disputing the account In response, Afni ceased communication and initiated an investigation As a result of the investigation, Afni reached out to [redacted] Communications On February 28th, Afni mailed verification of the account to the consumer On March 12, 2018, Afni received this complaint In response, Afni ceased communication and initiated an investigationWe have validated the subject account with [redacted] Communications Per [redacted] Communications, on June 6, 2014, [redacted] Communications made a credit adjustment in the amount of $71.48, making the new balance owed $ Additionally, on March 18, 2018, [redacted] Communications made an additional credit adjust to the account in the amount of $61.18, making the new balance owed $ [redacted] Communications address is 6205-B Peachtree Dunwoody Road, Atlanta, GA To address the consumer’s concern, Afni does not furnish, nor is Afni required to furnish, our agreement with [redacted] Communications granting us the authority to collect on a debt A signed contract is not always required to initiate [redacted] Communications services, as orders for services can be taken over the phone or via the internet, which are considered verbal and electronic signatures, respectively In regard to the consumer's concerns about the age of the account, the statute of limitations applies to the legal remedy taken in a court of law Afni does not file suit on collection accounts Additionally, the consumer stated that he was due a refund from [redacted] Communications As previously stated, Afni has verified this debt with [redacted] Communications and sent the consumer a letter confirming said information However, this does not mean that the account is not due and owing, simply that Afni will not furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if he would like to discuss the account, he may contact a Consumer Relations Specialist at [redacted]

Initial Business Response / [redacted] (1000, 5, 2016/08/05) */ This is in response to your Revdex.com inquiryAfni appreciates the opportunity to respond to the consumer's concernsOn December 22, 2014, [redacted] Mobility forwarded the subject account, [redacted] Mobility account #: XXXXXXXXXXXX, Afni Incaccount #: XXXXXXXXX-XX, with Afni for collections on the balance of $ The account is for cell phone services established on July 30, 2009, until [redacted] Mobility considered the account delinquent on October 21, 2011.The billing address associated with the account is [redacted] , California XXXXX, and the phone numbers are XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, and XXX-XXX-XXXXAfni mailed the initial notice of the account on January 28, On March 22, Afni furnished the credit reporting agencies with notice of the accountOn May 26, Afni received a letter from the consumer disputing the accountIn response, Afni ceased communication and initiated an investigationOn May 31, Afni furnished the credit reporting agencies with notice of the disputed status of the accountOn June 25, Afni sent the consumer bill copies as validation of the accountOn July 16, Afni received another letter from the consumer disputing the accountOn March 3, 2016, the consumer spoke to an Afni representativeOn March 22, the consumer spoke to an Afni representative, and made a payment of $145.36, which closed the account as paid in fullOn April 10, Afni furnished the credit reporting agencies with notice of the paid in full status of the accountOn May 16, Afni received another letter from the consumer disputing the accountOn May 20, Afni received two disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately On July 27, Afni received this complaintIn response, Afni initiated another investigationOn August 1, Afni received another letter from the consumer disputing the accountIn response, Afni continued the investigationDuring the investigation Afni reached out to [redacted] Mobility for more information [redacted] Mobility provided Afni with bill copies from the account, which are attached as validationTo address the consumer's concern, Afni provided the consumer bill copies as validation previously on June 25, In an effort to assist the consumer, Afni will send a request to the credit reporting agencies to remove the account from the consumer's credit reportSince the account has been paid in full, the consumer should contact [redacted] Mobility directly if he would like to discuss the account further

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concernsOn October 11, 2016, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni Incaccount #: [redacted] , with Afni for collections on the balance of $ The account is for services established on August 7, 2012, until [redacted] considered the account delinquent on June 13, 2016.The billing address associated with the account is [redacted] ***Afni mailed the initial notice of the account on October 13, On October 18, the consumer spoke to an Afni representativeOn November 13, Afni furnished the credit reporting agencies with notice of the accountOn November 29, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriatelyOn December 4, Afni furnished the credit reporting agencies with notice of the disputed status of the account On December 15, and December 16, Afni received complaints from the Revdex.com and CFPB respectivelyThis was Afni’s first contact with the consumerIn response, Afni ceased communication and initiated an investigationOn December 19, Afni received a letter from the consumer disputing the accountIn response, Afni continued to cease communication and continued the investigationAfni has attached bill copies from the account, as validationTo address the consumer’s concern, when Afni received a dispute from the credit reporting agencies, Afni responds directly to the credit reporting agenciesTo address the consumer’s concern, the account is for service with [redacted] , not with AfniAfni does not own the account; Afni is simply working the account on behalf of [redacted] Afni will continue to cease communication on the accountThe consumer may contact a Compliance Specialist at [redacted] , if he would like to discuss the account further

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me as long as they follow thru with the removal of the account from my reports

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On June 12, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for satellite services which [redacted] considered the account delinquent on March 30, The billing and service address associated with the account is [redacted] , Kennesaw, GA 30152, which is the same address the consumer listed on the complaint Afni mailed the initial notice of the account on June 14, On August 13, 2017, Afni furnished the credit reporting agencies with notice of the accountOn October 19, 2017, Afni received this complaint This was Afni’s first contact with the consumer In response, Afni ceased communication and initiated an investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, Afni has had no communication with the consumer, be it verbal, written or otherwise, until receiving this complaint Ergo, no Afni representative made any statements to the consumer in regard to garnishing the consumer’s wages or referencing the consumer’s children The consumer may have Afni confused with a different debt collection agency Afni has not violated the consumer’s FDCPA rights in any way The consumer never received a response to his request for validation as Afni never received any correspondence from Mr [redacted] Afni investigates and validates, if applicable, every dispute received by consumers The subject account has not been purchased by Afni Afni received the account from [redacted] and acts as an agent on behalf of [redacted] Afni does not have the authority to sell or transfer the debt As the consumer has requested, Afni will no longer contact the consumer about this account On October 22, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report and has attached a letter confirming said action took place Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports Afni has no control over how quickly the credit reporting agencies update consumer credit reports However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns

I am rejecting this response because: All they did was send the billsThey didn't send any documentation about the count for stations that I had with AT&T about them dropping the early termination charges

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On April 26, 2016, [redacted] forwarded the account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the ba**nce of $The account is for services established on April 1, 2014, until [redacted] considered the ba**nce delinquent on December 22, The billing address associated with the account is [redacted] ***, [redacted] , [redacted] ***, which is also the service address, and the phone number is [redacted] Afni attempted to mail the initial notice of the account to the consumer on April 29, Afni received notice that the address was incorrect and did not receive an updated address On June 12th, Afni furnished the credit reporting agencies with notice of the account On May 9th and May 30th, Afni received disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately On May 21st Afni received a letter from the consumer disputing the account In response, Afni ceased communication and initiated an investigation As a result of the investigation, Afni reached out to ***Afni mailed a validation letter to [redacted] , [redacted] , [redacted] on June 5thAdditionally, that same day, Afni mailed the account billing statements to the consumer as validation on the account On June 21, 2017, Afni received this complaint In response, Afni ceased communication and initiated an investigation Afni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concerns, the account has not been purchased by Afni Afni received the account from [redacted] and acts as an agent on behalf of ***; therefore the consumer would not have a contract with Afni As a courtesy to the consumer, Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me.For the "Record", please note that the origination date of the [redacted] U-Verse account was from It also DID NOT list my name on the account - just stating the account was from this address.Also equally importantAFNI stated that they has requested that all (3) credit agencies remove this from my credit reports long ago however, even stating that an account from 2009, with no name (just an address), was admittedly removed from the credit reporting agencies long ago - they still tried to get me to pay a bill I have never owed I have lived in my home for (14) years and havealways had [redacted] AFNI are liars!!! Yes, I accept AFNI response to never contact me again and that they will never use this bogus [redacted] account issue to try and bribe me again

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns On December 26, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $The account is for satellite services which [redacted] considered the account delinquent on July 13, The billing address associated with the account is [redacted] , Lake Placid, FL Afni mailed the initial notice of the account on or about December 28, Afni has not, and will not furnish the subject account to the credit reporting agenciesOn December 29, 2017, Afni received this complaint In response, Afni ceased communication and initiated an investigationAfni has attached copies of the account billing statements to this response; these are provided as validation of the account To address the consumer’s concern, Afni has only placed one call to this consumer, which occurred on December 29th Afni searched its account management system for any other accounts that may be linked to the telephone number in question and removed the number As an extra precaution, Afni has also added telephone number [redacted] to its internal do not call list, which should prevent further calls being placed to this numberAs the consumer has requested, Afni will no longer contact the consumer about this accountHowever, this does not mean that the account is not due and owing, simply that Afni will not furnish the account to the credit reporting agencies Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if he would like to discuss the account, he may contact a Regulatory Specialist at [redacted]

This is in response to your Revdex.com inquiry Afni appreciates the opportunity to respond to the consumer’s concerns This response cover two accounts, I will address them individuallyOn August 4, 2017, [redacted] Communications forwarded the subject account, [redacted] Communications account #: [redacted] , Afni, Incaccount #: [redacted] , with Afni for collections on the balance of $ The account is for services established on December 15, 2013, until [redacted] Communications considered the account delinquent on February 20, The service address associated with the account is [redacted] ***, Oklahoma City, OK Afni mailed the initial notice of the account on August 8, Afni has not, and will not furnish the subject account to the credit reporting agenciesOn September 25, 20017, [redacted] Communications forwarded the subject account, [redacted] Communications account #: 017423313001, Afni, Incaccount #: 067213455-01, with Afni for collections on the balance of $ The account is for services established on April 17, 2014, until [redacted] Communications considered the account delinquent on July 25, The service address associated with the account is Northeast 37th Street Apartment A, Oklahoma City, OK Afni mailed the initial notice of the account on September 26, Afni has not, and will not furnish the subject account to the credit reporting agenciesOn October 5, 2017, Afni received this complaint This was Afni’s first contact with the consumer In response, Afni ceased communication and initiated an investigationTo address the consumer’s concern, Afni has not, and will not furnish the subject accounts to the credit reporting agencies In regard to the consumer’s concerns regarding allegations about Afni on the internet, be assured that Afni takes every consumer complaint and dispute seriously Afni investigates each account thoroughly and, if applicable, offers the consumer validation of the account in a timely manner Afni is aware that some websites portray Afni’s reputation in a negative way; however, Afni does not respond to consumer inquiries made in public forums in order to protect the privacy of consumers As the consumer has requested, Afni will no longer contact the consumer about these accounts Afni made a business decision to cease collections and return the subject account to [redacted] Communications Further questions regarding the account should be directed to [redacted] Communications

I am rejecting this response because I do not believe the phone number referenced in the bill was active in and I would like time to research on my own before responding to AFNI and their claim a payment for a past due bill is required