AR Resources Incorporated

May 18, 2016   Revdex.com      Of Metropolitan Washington DC and Eastern PA 1880 JFK Boulevard, Suite 1330 Philadelphia PA 19103   REF:       [redacted]:  ID [redacted]   To Whom It May Concern:   AR...

Resources, Inc, [redacted] (an agency located in Blue Bell, PA) received two accounts from our client, [redacted] of Tampa Bay, on December 18, 2013 and August 5, 2015 regarding services provided by our client.    AR Resources, Inc. is licensed in Florida under “Accounts Receivable Resources, Inc.” and License# [redacted].    On December 18, 2013, AR Resources, Inc. received an account in the amount of $383.00 from [redacted] of Tampa Bay.   On December 18, 2013, AR Resources, Inc. mailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter.    Between December 23, 2013 and February 11, 2014, AR Resources, Inc. attempted to contact [redacted] via telephone without any return contact.    On August 5, 2015, AR Resources, Inc. received another account in the amount of $630.00 from [redacted] of Tampa Bay.     On August 6, 2015, AR Resources, Inc. mailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter.   On October 13, 2015, AR Resources, Inc. attempted to contact [redacted] via telephone without any return contact.   On May 10, 2016, AR Resources, Inc. received a telephone call from [redacted].  Ms. [redacted] stated the outstanding balances were related to insurance issues and provided her insurance information.  At that time, the insurance information was forwarded to the insurance billing representative.    On May 13, 2016, AR Resources, Inc. received an official complaint from the Revdex.com.   On May 18, 2016, AR Resources, Inc. concluded these accounts are insurance billing issues.  AR Resources, Inc. submitted a request to have the accounts from [redacted]’s credit history.   AR Resources, Inc. intent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts.  AR Resources, Inc. submit a request to all three major credit bureaus to have the accounts removed from [redacted]’s credit history.  At this time, the accounts are considered closed with our office.   Thank you for providing us the chance to respond to this issue.   Should you have any further questions or need additional information, please contact me at ###-###-####. Sincerely, AR Resources, Inc.

October 12,
Revdex.com
Of Metropolitan Washington DC
and Eastern PA
JFK Boulevard, Suite
Philadelphia PA
REF: [redacted]: ID
[redacted]
To Whom It May
Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in Blue Bell, PA) received an account from
our client, [redacted], on February 15, 2012, regarding
services provided by our client.
On February 15, 2012, AR
Resources, Incmailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter
Between February 16, and
March 11, 2012, AR Resources, Incattempted to contact [redacted] via
telephone without any return contact.
On March 9, 2015, AR
Resources, Incclosed the account with our office. At this time, a request was made to all three
major credit bureaus to update [redacted]'s credit history
On August 20, 2015, AR
Resources, Increceived a letter from [redacted] disputing the account. At this time, a request was made to all three
major credit bureaus to update [redacted]'s credit history
On October 12, 2015, AR
Resources, Incsubmitted a request to the credit bureaus to ensure the account
is removed from [redacted]'s credit history
AR Resources, Incintent is
not to harass or annoy, but merely assisting consumers to resolve our client's
accounts. AR Resources, Inchas submitted
a request to have the account removed from [redacted]'s credit history. A letter will be mailed to [redacted] stating
the account has been closed with our office and removed from his credit
history. At this time, the account is
considered closed with our office
Thank you for providing us the
chance to respond to this issue

April 7, 2014
 
Revdex.com     
class="MsoNormal">Of Metropolitan Washington DC
and Eastern PA
[redacted]
[redacted]
*
REF:       H[redacted]  [redacted]
 
To Whom It May Concern:
 
AR Resources, Inc,
EIN#:06-1670310 (an agency located in Blue Bell, PA) received two accounts from
our client, [redacted] on December 11, 2013, regarding
services provided by our client. 
 
On December 11, 2013, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the accounts and to contact
our office to resolve the matter. 
 
On December 30, 2013, AR
Resources, Inc. attempted to contact [redacted] via telephone.  At this time, AR Resources, Inc. was informed
the telephone number on file was no longer in service and could not locate a
good telephone number to contact [redacted]
 
On February 28, 2014, AR
Resources, Inc. received incoming correspondence from [redacted] requesting a
copy of the bill for both accounts on file. 
AR Resources, Inc. could not provide a copy of the bill.  The account was closed with our office and
notification was sent to all three major credit bureaus.
 
On April 3, 2014, AR
Resources, Inc. received an official complaint from the Revdex.com.
 
On April 7, 2014, AR
Resources, Inc. submitted another request to have the accounts removed from [redacted] credit history.
 
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the accounts are considered closed with our office.
 
Thank you for providing us the
chance to respond to this issue.
 
Should you have any further
questions or need additional information, please contact me at [redacted]
 
Sincerely,
 
 
Craig V[redacted]
Compliance Officer

March 9, 2017 Revdex.com       Of Metropolitan Washington DC and Eastern PA 1880 JFK Boulevard, Suite 1330 Philadelphia PA 19103 REF:       [redacted]:  ID [redacted] To Whom It May Concern: AR Resources, Inc,...

EIN#[redacted] (an agency located in Blue Bell, PA) received an account from our client, [redacted], on July 10, 2014, regarding services provided by our client.  On July 11, 2014, AR Resources, Inc. mailed a letter via USPS to the address provided to us by our client stating that there was an outstanding issue on the account and to contact our office to resolve the matter.  On February 27, 2017, AR Resources, Inc. received a telephone call from [redacted] requesting a letter stating the account has been deleted from his credit history prior to paying the outstanding balance.  Our representative tried to advise [redacted] that payment needs to be received prior to ARR submitting a request to the credit bureaus to have the account deleted.  [redacted] again requested documentation stating the account is deleted before he makes payment.  The call was transferred to the manager on duty.  The manager on duty attempted to advise [redacted] that AR Resources, Inc. could not honor his request to have the account deleted from his credit history before the account was paid in full. [redacted] ended the call. AR Resources, Inc. intent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts.  AR Resources, Inc. will submit a request to all three major credit bureaus to have the account removed from [redacted]’ credit history once payment in full is received.  At this time, the account is considered open with our office. Thank you for providing us the chance to respond to this issue. Should you have any further questions or need additional information, please contact me at ###-###-####. Sincerely, AR Resources, Inc.

April 7, 2014
 
Revdex.com     
class="MsoNormal">Of Metropolitan Washington DC
and Eastern PA
[redacted]
*
REF:       [redacted]
 
To Whom It May Concern:
 
AR Resources, Inc,
EIN#:06-1670310 (an agency located in Blue Bell, PA) received an account from
our client, [redacted], on January 17, 2014, regarding
services provided by our client. 
 
On January 20, 2014, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the accounts and to contact
our office to resolve the matter. 
 
On March 27, 2014, AR
Resources, Inc. attempted to contact [redacted] via telephone without any
return contact.
 
On April 3, 2014, AR
Resources, Inc. received an official complaint from the Revdex.com.
 
On April 7, 2014, AR
Resources, Inc. submitted a request to have the account removed from [redacted]
credit history.
 
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered open with our office.
 
Thank you for providing us the
chance to respond to this issue.
 
Should you have any further
questions or need additional information, please contact me at [redacted]
 
Sincerely,
 
 
[redacted]
Compliance Officer

June 4, 2014
Revdex.com     
Of Metropolitan Washington...

DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
 
REF:       [redacted]: 
ID [redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in [redacted], PA) received an account from
our client, [redacted] of [redacted], on February 20, 2014, regarding
services provided by our client.  
On February 20, 2014, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the accounts and to contact
our office to resolve the matter.
On February 27, 2014, AR
Resources, Inc. received notification from our client stating a $10.00 payment
was received in their office.
 On March 13, 2014, AR
Resources, Inc. received incoming correspondence from [redacted]
[redacted].  The correspondence stated two
payments totaling $15.00 were not credited to her account.  **. [redacted] provided proof of payment to our
client, [redacted] of [redacted].
On March 13, 2014, AR
Resources, Inc. contacted our client with the details **. [redacted] provided for
the payments sent to their office.
On March 31, 2014, AR
Resources, Inc. received confirmation from [redacted] of
[redacted] that the balance on file is correct. 
On June 2, 2014, AR Resources,
Inc. received an email from **. [redacted] claiming the balance is still
incorrect.
On June 2, 2014, AR Resources,
Inc. contacted our client to confirm the account balance.  Our client confirmed the balance on the
account is correct.
On June 2, 2014, AR Resources,
Inc. received an official complaint from the Revdex.com.
 
In June 4, 2014, AR Resources,
Inc. closed the account in our office and returned the account to [redacted] of [redacted].  Also,
a request has been submitted to the credit bureaus to remove the account from
**. [redacted]’s credit history.
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
The issue seems to be between **. [redacted] and [redacted] of [redacted].  At this time,
the account is considered closed with our office.
 Thank you for providing us the
chance to respond to this issue.
 Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
[redacted]
Compliance Officer

June 29, 2016   Revdex.com       Of Metropolitan Washington DC and Eastern PA 1880 JFK Boulevard, Suite 1330 Philadelphia PA 19103   REF:       [redacted]:  ID [redacted]   To Whom It May Concern:...

  AR Resources, Inc. is an agency located in Blue Bell, PA under EIN#:[redacted].  The purpose of AR Resources, Inc. is to assist consumers in resolving our client’s accounts.   AR Resources, Inc. cannot locate the two accounts referenced by [redacted] within our data bases.   AR Resources, Inc. requests [redacted] to provide more detailed information in order to locate and resolve the two mentioned accounts.  The information requested is either the full account number from the credit bureaus or full/partial SSN the accounts are listed under.    AR Resources, Inc. intent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts.  AR Resources, Inc. acknowledges the accounts may be appearing on [redacted]’ credit history, but is requesting further information to locate and resolve Mr. [redacted]’ accounts.  At this time, AR Resources, Inc. is awaiting further information from [redacted] in order to fully resolve the issue.   Thank you for providing us the chance to respond to this issue.   Should you have any further questions or need additional information, please contact me at ###-###-####.   Sincerely, AR Resources, Inc.

July 18, 2017 Revdex.com       Of Metropolitan Washington DC and Eastern PA 1880 JFK Boulevard, Suite 1330 Philadelphia PA 19103 REF:       [redacted]:  ID [redacted] To Whom It May Concern: AR Resources, Inc, EIN#:[redacted] (an...

agency located in Blue Bell, PA) received an account from our client, [redacted], regarding services provided by our client.  On July 18, 2017, AR Resources, Inc. submitted a request to all three major credit bureaus to have the account removed from [redacted]’s credit history. AR Resources, Inc. intent is not to harass or annoy, but merely assisting consumers to resolve our client’s accounts.  The account is considered closed with our office. Thank you for providing us the chance to respond to this issue. Should you have any further questions or need additional information, please contact me at ###-###-####. Sincerely, AR Resources, Inc.

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

June 17, 2015
Revdex.com
Of Metropolitan Washington...

DC and Eastern PA
1880 JFK Boulevard Suite 1330
Philadelphia, PA 19103
REF: [redacted]: ID [redacted] 
To Whom It May Concern:
AR Resources, Inc., EIN#:[redacted] (an agency located in Blue Bell,
PA) received four accounts from our client, [redacted]
[redacted].
On March 27, 2014 AR Resources, Inc. received an account for
$569.00.
On March 29, 2014, AR Resources, Inc. mailed a letter via
USPS to the address provided to us by our client stating there was an
outstanding issue on the account and to contact us to resolve the matter.
On July 23, 2014 AR Resources, Inc. received another account
for $912.00.
On July 24, 2014, AR Resources, Inc. mailed a letter via
USPS to the address provided to us by our client stating there was an outstanding
issue on the account and to contact us to resolve the matter.
On August 27, 2014 AR Resources, Inc. received another
account for $912.00.
On August 27, 2014 AR Resources, Inc. mailed a letter via
USPS to the address provided to us by our client stating there was an
outstanding issue on the account and to contact us to resolve the matter.
On January 28, 2015 AR Resources, Inc. received an account
for $912.00.
On January 29, 2015, AR Resources, Inc. mailed a letter via
USPS to the address provided to us by our client stating there was an
outstanding issue on the account and to contact us to resolve the matter.
All AR Resources, Inc. notices sent to the address provided,
went without response or request for validation. No telephone contact was made
to or from [redacted].
AR Resources, Inc. received an official complaint on June
11, 2015 from the Revdex.com.
On June 17, 2015 AR Resources, Inc. mailed validation to Mr.
Arroyo’s address on file, [redacted]. Kissimmee, FL [redacted], per his
request.
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered open with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
Craig V[redacted]

October 31, 2014
Revdex.com     
class="MsoNormal">Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]:  ID
[redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in [redacted], PA) received an account from
our client, [redacted], on February 10, 2012, regarding
services provided by our client. 
On February 10, 2012, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter.  The
address provided to us by our client is: 
[redacted] FL [redacted].
Between February 11, 2012 and
March 2, 2012, AR Resources made attempts to contact [redacted] via
telephone without any return contact. 
The telephone number AR Resources, Inc. has on file is ###-###-####.
On October 28, 2014, AR
Resources, Inc. received an official complaint from the Revdex.com.
AR
Resources, Inc. does not have any record of receiving telephone calls from
[redacted] on June 30, 2014, August 8, 2014, or October 15, 2014.  Upon receiving the complaint from the RevDex.com, AR Resources, Inc. performed an intensive search within our
data bases to search for any incoming calls from [redacted].  At this time, AR Resources, Inc. does not
have any record of any incoming calls from [redacted].
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered open with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
Craig V[redacted]
Compliance Officer

August 12, 2014
Revdex.com     
Of Metropolitan...

Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]:  ID
[redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in [redacted] PA) received an account from
our client, [redacted] Community College, on May 15, 2014, regarding
services provided by our client.  
On May 16, 2014, AR Resources,
Inc. mailed a letter via USPS to the address provided to us by our client
stating that there was an outstanding issue on the accounts and to contact our office
to resolve the matter. 
On May 19, 2014, AR Resources,
Inc. attempted to contact [redacted] via telephone without any return contact.
On June 2, 2014, AR Resources,
Inc. attempted to contact [redacted] via telephone without any return contact.
On June 9, 2014, AR Resources,
Inc. attempted to contact [redacted] via telephone without any return contact.
On June 12, 2014, AR
Resources, Inc. contacted [redacted] via telephone.  [redacted] stated his tuition would be covered
under the G.I. Bill.  Our representative
suggested [redacted] pay the outstanding balance to remove the account from
collections.  [redacted] did refused and
stated he will speak to our client, [redacted] Community College.  [redacted] stated he was working with Veteran
Affairs to resolve the issue of non-payment for his outstanding tuition
balance. 
On June 13, 2014, AR
Resources, Inc. received communication from [redacted] Community College
to close the account in our office.  The
account was closed in our office.
On June 17, 2014, AR
Resources, Inc. received a telephone call from [redacted].  [redacted] stated Veteran Affairs said he was
responsible for paying the outstanding tuition balance.  At this time, [redacted] wanted to pay the
balance in full via credit card.  Before
processing [redacted]’s credit card payment, AR Resources, Inc. contacted
[redacted] Community College in reference to payment by [redacted].  [redacted] Count Community College confirmed
AR Resources, Inc. could process [redacted]’s credit card payment for the
balance in full including any collection costs added to the account by our
client. 
AR Resources, Inc. will refund
the payment of $676.25 received in our office. 
AR Resources, Inc. was awaiting a response from our client in reference
to the manner in which the refund should be handled.  The monies will be credited back to [redacted]’s
credit card. 
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered closed with our office and has
not been reported to any of the major credit bureaus. 
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-#### 
Sincerely,
Craig V[redacted]
Compliance Officer

June 5, 2014
Revdex.com     
Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]: 
ID [redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in [redacted], PA) received an account from
our client, [redacted], on February 4, 2009, regarding services
provided by our client. 
On June 6, 2014, AR Resources,
Inc. mailed a paid in full letter via USPS to the address provided to us by **. [redacted]. 
AR
Resources, Inc intent is not to harass or annoy, but merely assisting consumers
to resolve our client’s accounts.  At
this time, the account is considered closed with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####. 
Sincerely,
 
[redacted]
Compliance Officer

August 13, 2015
Better...

Business Bureau     
Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]:  ID
[redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in Blue Bell, PA) received an account from
our client, [redacted], on August 19, 2013, regarding services
provided by our client. 
On August 19, 2013, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter. 
On August 7, 2015, AR
Resources, Inc. received a complaint from the Revdex.com.
On August 10, 2015, AR
Resources, Inc. attempted to contact [redacted] via telephone.  A voicemail was left for [redacted].
On August 11, 2015, AR
Resources, Inc. contacted [redacted] via telephone.  [redacted] agreed to pay the balance in full on
the account via credit card.  Our
representative advised [redacted] that a request would be submitted to all three
major credit bureaus to have the account removed from his credit history.
On August 12, 2015, AR
Resources, Inc. posted the credit card payment in the amount of $150.74 to
[redacted]’s account.
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
AR Resources, Inc. has submitted a request to have the account removed
from [redacted]’s credit history.  A
letter will be mailed to [redacted] stating the account has been paid in full and
removed from his credit history.  At this
time, the account is considered closed with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
 
Craig V[redacted]

June 2, 2014
Revdex.com     
Of Metropolitan Washington...

DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]: 
ID [redacted]
To Whom It May Concern:
 
AR Resources, Inc,
EIN#:[redacted] (an agency located in [redacted], PA) received an account from
our client, [redacted], on February 4, 2009, regarding services
provided by our client. 
On February 4, 2009, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter.  
Between February 9, 2009 and
January 26, 2012, AR Resources, Inc. made numerous attempts to contact **.
[redacted] via telephone without any return contact.
On April 10, 2014, AR
Resources, Inc. received a telephone call from **. [redacted].  [redacted] stated she wanted to
pay her account balance in full.  **.
[redacted] stated she needed to pay in full to receive her transcripts from
[redacted].  She stated she would
borrow money from her 401K to pay the balance in full.
On April 24, 2014, AR
Resources, Inc. attempted to contact **. [redacted] via telephone without any
return contact.
On April 25, 2014, AR
Resources, Inc. attempted to contact **. [redacted] via telephone without any
return contact.
On April 28, 2014, AR
Resources, Inc. received a telephone call from **. [redacted].  [redacted] agreed to pay her
account balance in full via credit card. 
Our representative advised **. [redacted] that our client, [redacted], would be notified of her payment in full on her account
balance.  Our representative also advised
**. [redacted] that AR Resources, Inc. would mail a letter stating her account
has been paid in full within 72 hours.  
On May 1, 2014, AR Resources,
Inc. mailed a letter via USPS to the address **. [redacted] provided our representative
on April 28, 2014. 
On May 9, 2014, AR Resources,
Inc. received a telephone call from **. [redacted] stating that [redacted] is unaware of her payment. 
Our Collection Manager advised **. [redacted] that information pertaining
to the payment on her account had been sent to [redacted] and a letter
stating the account was paid in full was mailed.
AR
Resources, Inc intent is not to harass or annoy, but merely assisting consumers
to resolve our client’s accounts.  AR
Resources, Inc. forwards all payment information to our client, [redacted].  AR Resources, Inc. is not responsible for the
posting of the payments within our client’s office or the release of
transcripts.  AR Resources, Inc. notified
[redacted] of **. [redacted]’ payment in full on her account.  At this time, the account is considered closed
with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
 
[redacted]
Compliance Officer

May 6, 2015
Better...

Business Bureau     
Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]:  ID
[redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in Blue Bell, PA) received two accounts from
our client, [redacted], on January 30, 2009 regarding
services provided by our client. 
On January 30, 2009, AR
Resources, Inc. received two accounts from [redacted] in the
amounts of $480.00 and $588.00.
On January 30, 2009, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter. 
Between February 17, 2009 and
March 12, 2009, AR Resources, Inc. attempted to contact [redacted] via
telephone without any return contact.
On March 19, 2009, AR
Resources, Inc. contacted [redacted] via telephone.  [redacted] stated she was going through a
divorce and was not employed.  [redacted] could not commit to any type of payment plan to resolve the outstanding
balances.
On August 24, 2009, AR
Resources, Inc. attempted to contact [redacted] via telephone without any
return contact.
On July 29, 2013, AR
Resources, Inc. received a telephone call from [redacted].  [redacted] agreed to pay $20.00 per month
via credit/debit card.  [redacted]
gave authorization to AR Resources, Inc. to process her monthly payments via
postdated credit/debit card.
On July 31, 2013, AR
Resources, Inc. processed and posted a $20.00 credit/debit payment to [redacted]’s account.
On August 21, 2013, AR
Resources, Inc. mailed a postdated payment notification letter via USPS to
[redacted].
On August 31, 2013, AR
Resources, Inc. processed [redacted]’s postdated payment in the amount of
$20.00 and the payment was declined.
On September 3, 2013, AR
Resources, Inc. attempted to contact [redacted] via telephone without any
return contact.
On September 4, 2013, AR
Resources, Inc. attempted to contact [redacted] via telephone without any
return contact.
On September 11, 2013, AR
Resources, Inc. attempted to contact [redacted] via telephone without any return
contact.
On May 4, 2015, AR Resources,
Inc. received an official complaint from the Revdex.com.
On May 4, 2015, AR Resources,
Inc. communicated with our client, [redacted], to verify [redacted]’s accounts are only placed with one collection agency.  Our client verified the accounts have only
been placed in collections with AR Resources, Inc. 
AR Resources, Inc. does not
have an account in the amount of $173.00 on file for [redacted].  The accounts balances on file are $470.00 and
$578.00 which reflect the $20.00 payment posted on July 31, 2013.
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered open with our office.
Thank you for providing us the
chance to respond to this issue.
Should you have any further
questions or need additional information, please contact me at ###-###-####.
Sincerely,
Craig V[redacted]

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]
 Complaint: [redacted]
I am rejecting this response because:
I am not paying a balance when I have not been given a explanation of the charges. My original balance was in the amount of$880, and that was paid in full. I have yet to receive any explanation as to what the additional $293 is for. I am not giving AR resources any further personal  information about myself, because I feel like they are only trying to gain another way for them to harass and try to collect additional money that they say is owed. I'm not comfortable with that at all. I paid my the full amount that was owed to the university, now I want an explanation as to what exactly the $293 is for. The University said that I had a past due bill of $880. What is the $293 for?  I'm not paying additional money just because they say so, that's insane. How did they come up with me having to owe an extra $293. 
Regards,
[redacted]

November 30, 2015
class="MsoNormal">Revdex.com     
Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
REF:       [redacted]:  ID
[redacted]
To Whom It May Concern:
AR Resources, Inc,
EIN#:[redacted] (an agency located in Blue Bell, PA) received an account from
our client, [redacted], on September 4, 2013, regarding
services provided by our client. 
On September 4, 2013, AR
Resources, Inc. mailed a letter via USPS to the address provided to us by our
client stating that there was an outstanding issue on the account and to contact
our office to resolve the matter.
Between September 25, 2013 and
December 11, 2013, AR Resources, Inc. attempted to contact [redacted] via
telephone without any return contact. 
On September 17, 2015, AR
Resources, Inc. received a letter of dispute from [redacted].  At this time, the account was placed into a
dispute status.
On September 24, 2015, AR
Resources, Inc. contacted our client requesting validation of the outstanding
balance.
On October 6, 2015, AR
Resources, Inc. received validation of the debt from our client.
On October 6, 2015, AR
Resources, Inc. mailed the validation of the debt to [redacted] via USPS
to the address on file with our office.
AR Resources, Inc. intent is
not to harass or annoy, but merely assisting consumers to resolve our client’s
accounts.  AR Resources, Inc. has submitted
a request to have the account removed from [redacted]’s credit
history.  A letter will be mailed to [redacted] stating the account has been closed with our office and removed from his credit
history.  At this time, the account is
considered closed with our office.
Thank you for providing us the
chance to respond to this issue.

April 15, 2014
 
Revdex.com     
Of Metropolitan Washington DC
and Eastern PA
1880 JFK Boulevard, Suite 1330
Philadelphia PA 19103
 
REF:       [redacted]:  ID
[redacted]
 
To Whom It May Concern:
 
On April 14, 2014, AR
Resources, Inc. received a telephone call from [redacted].  **. [redacted] stated the outstanding
balance is incorrect.  Also, **.
[redacted] request no further contact via telephone or USPS.
 
On April 14, 2014, our
representative removed all contact information from the account.
 
On April 15, 2014, AR
Resources, Inc. closed the account with our office.  The account has never been reported to any of
the major credit bureaus.
 
AR
Resources, Inc. intent is not to harass or annoy, but merely assisting
consumers to resolve our client’s accounts. 
At this time, the account is considered closed with our office and AR
Resources, Inc. will be referring the account back to our client.
 
Thank you for providing us the
chance to respond to this issue.
 
Should you have any further
questions or need additional information, please contact me at ###-###-####.
 
Sincerely,
 
 
[redacted]
Compliance Officer