BYL Companies

November 17, Revdex.com Metro Washington DC & Eastern PA Attn: [redacted] Revdex.com ID# [redacted] Re: [redacted] Dear Revdex.com of Metro Washington and Eastern PA, Thank you for contacting our office with your reply from the customer We have contacted [redacted] and spoken with their billing office As of today’s date, November 17, 2015, they have not received payment on either accountWe receive daily files from themIf [redacted] has a cancelled check he would like to provide for proof of payment, we will forward that to the original creditor for review As a courtesy, we have submitted both accounts for credit removal [redacted] ’s accounts will remain on hold for days to allow the payment to be received by the original creditor and forwarded to our office to close the accounts If payment has not been received after days from the date of this letter, the hold will come off both accounts Please advise if there is anything further we can assist you with to resolve the above referenced complaint Please contact me via email at ***@bylcompanies.com, by fax at ###-###-#### or by mail to advise when the complaint will be closed I can be contacted at ###-###-#### with any questions you may have Sincerely, Michelle Lynn A [redacted] Collections Manager BYL Collection Services

BYL Collection Services P.OBox [redacted] Malvern, w:st="on">PA [redacted] Phone: ###-###-#### (Toll Free) Fax #: ###-###-#### Revdex.com ID# [redacted] Dear Revdex.com of Metro Washington and Eastern PA, Thank you for contacting our office I have reviewed the complaint regarding the above referenced person We originally received this account from [redacted] Device Recovery on 8/04/for the amount of $1, The sole purpose is to recover the heart monitor for return to the client We send a return [redacted] label with the letter stating we are merely seeking the return of the monitor and failure to return will result in the client charging them, for the heart monitorWe never received a response to letter nor have we spoken to [redacted] It appears [redacted] either used our label for return of the unit or used the return label the client provided her as she has stated she returned the unit on 8/19/ This does not report to the credit bureaus nor does the letter imply it willWe are in contact with the client to confirm return of the unit and will close the account upon confirmation of return Please advise if there is anything further we can assist you with to resolve the above referenced complaint Please contact me via email at ***@bylcompanies.com, by fax at ###-###-#### or by mail to advise when the complaint will be closed I can be contacted at ###-###-#### with any questions you may have Sincerely, Michelle [redacted] A [redacted] Collections Manager BYL Collection Services

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me although I don't know if my credit score was repairedI did not hear back from any of the companies that grade us about this matter Regards, [redacted]

I received a negative remark on my credit report stating I had an unpaid collection in the amount of $I contacted the collections company on May 31st and discovered the negative item was a fee resulting from what my medical insurance didn't cover for a medical itemI was NEVER billed for amount and contacted the collection company to request that they remove this remark from my credit report as I was never sent a bill for this itemI spoke to Tina in the consumer payment department and was told that they are "unauthorized to report credit charge offs"I requested to speak to a manager and was rudely and abruptly put on holdShe then returned and told me that the manager Patricia was unavailable as she just came into the office and would return my call later that dayShe never returned my call??? I just want to pay this bill and have it REMOVED from my credit report as I was never billed for it!!

Revdex.com Metro Washington DC & Eastern PA Attn: [redacted] Revdex.com ID# [redacted] Re: [redacted] Dear Revdex.com of Metro Washington and Eastern PA, Thank you for contacting our office I have reviewed the complaint regarding the above referenced person We originally received the first account from [redacted] on 8/12/ The second account was received in collections on 10/7/ We never received a response to our collection letters [redacted] contacted our office on 11/10/ The address was verified and was accurate in our records [redacted] stated since the amounts were “modest” and he did not receive our notices in the mail, that these should be removed from his creditHe did state that he received the explanation of benefits from his insurance provider [redacted] stated he will pay the balances direct to the original creditorHowever, he wanted to know what the procedure was to remove these from his credit [redacted] was advised the accounts will update as paid in full with the three major credit bureaus, once we receive the payment from the original creditorHis dispute was documented on both accounts and he was advised to dispute the accounts with the three credit bureaus if he felt they were on his credit in error [redacted] stated that disputing the accounts with the credit bureaus is not the answer he wanted and insisted on a procedure in our office to remove these from his credit [redacted] stated he would be filing a Revdex.com complaint to ensure these were removed from his credit due to the minor balances of the accounts [redacted] ’s accounts are currently in dispute The accounts remain unpaid at this time Please advise if there is anything further we can assist you with to resolve the above referenced complaint Please contact me via email at [email protected], by fax at ###-###-#### or by mail to advise when the complaint will be closed I can be contacted at ###-###-#### with any questions you may have Sincerely, Michelle Lynn A [redacted] Collections Manager BYL Collection Services

[redacted] alerted with "A new collection in the amount of USD 59 from BYL MANAGEMENT SERVS LLC just hit your credit file." I have no idea what this is and have not been contacted about any unpaid balances by BYL or any other company.

a medical account I have with [redacted] hospital was placed with BYL, I setup arrangements and adhered to it, unfortunatedly I couldnt pay them directly since I was using my HSA card, and they couldnt process thati paid [redacted] hospital through my bill pay every single monththey inturn updated byl collectionsunfortunately my payments for febraury and march of was misapplied and therefore was reportrf to BYLI RECEIVED a letter dated 03/01/of an outstanding balanceI called them on 03/09/come to find out it was reported on 03/02/2017, didnt even give me a chance to check with [redacted] where my payments were I called [redacted] billing, come to find out my february and march payments were misappliedcalled the collection agency with supervisor [redacted] to let them know of the situtation [redacted] from [redacted] billign wanted to adjust my account and repost the payment correctly..to make a long story short I paid it over the phone in full I have all th

This company has placed a negative item on my credit reportI sent them a letter that they had received on January 29th, that they received at 12:40pm requesting validation that proves that I agreed to pay themThe account number is Account # ***The information that I requested from them is the following
Please provide me with the following:
? What the money you say I owe is for:
? Explain and show me how you calculated what you say I owe:
? Provide me with copies of any papers that show I agreed to pay what you say I
owe:
? Provide a verification or copy of any judgment if applicable:
? Identify the original creditor:
? Prove the Statute of Limitations has not expired on this account:
? Show me the you are licensed to collect in my state:
? Provide me with your license numbers and Registered Agent or Agent of Service:
They are liable for their willful non-compliance, as per FCRA 623(a)(3) - Responsibilities of furnishers of information to consumer reporti

BYL Collection Services
P.OBox
***
class="MsoNormal">Malvern,
PA***
Phone: ###-###-#### (Toll Free)
Fax #: ###-###-####
Revdex.com ID#***
*** ***
Dear Revdex.com of Metro Washington and Eastern PA,
Thank you for contacting our office. I have reviewed the complaint regarding the
above referenced person. We originally
received this account from *** *** *** *** on 9/20/for the
amount of $125.00. We never received a
response to our collection letter or calls*** *** contacted our office on
2/20/2015. The address and phone number
were verified as correct. *** *** stated
that she would only pay this balance if it was removed from the credit*** *** was informed we cannot remove as it, however, it would update as paid in
full once payment was made*** *** stated she would call us back, however
we never heard back from her. The
account remains open and unpaid
Please advise if there
is anything further we can assist you with to resolve the above referenced
complaint. Please contact me via email
at ***@bylcompanies.com, by fax
at ###-###-#### or by mail to advise when the complaint will be closed.
I can be contacted at ###-###-#### with any questions you
may have
Sincerely,
Michelle Lynn A***
Collections Manager
BYL Collection Services

** *** attempted to contact our office on 8/3/ Unfortunately, due to a computer glitch, we had a total computer system failure Our computer system as well as online system was down, therefore, customers were unable to contact us or access their information online *** ***
had previously paid her balance off on 6/17/ She had no balance due We spoke with her on 8/5/and explained that her account was paid in full She already had a paid in full letter from us from that date Her complaint at that point was resolved from our office and she was satisfied with our call If you have any additional questions, please feel free to contact our office at ###-###-#### or direct at ###-###-#### Please fax at closed letter to our office at ###-###-#### once this matter has been resolved and closed Thank you
Michelle A***
Coilections Manager
BYL Collections Services

BYL is a collection agency who is harassing me about a debt originating with The *** *** I do not have any equipment from *** *** and I have explained that SEVERAL times I have emailed and spoken to *** *** representatives as well Sarah, BYL, had the nerve to insist that I have the equipment and she wanted to collect a debt Sarah, was rude and unprofessional!!!!! This is a scam and a disgrace to to purposely harass a person for things they do not have The equipment was returned to The *** *** on July 30, from the *** Office on *** *** ***, Memphis, TN *** Ground @lbs with a declared value of $
I have corresponded via email with *** *** on both July 19, and August 2, I have also spoken to a customer service representative as well The equipment was sent to: *** *** **, Exton PA *** with the Customer ID Number written several places on the exterior of the box

January 26,
BYL Collection Services
w:st="on">*** *** ***
Malvern,
PA
Phone: ###-###-#### (Toll Free)
Fax #: ###-###-####
Revdex.com ID#***
*** ***
Dear Ms***,
Thank you for contacting our office. I have reviewed the complaint regarding the
above referenced person. We originally received
this account from *** *** *** on 6/12/2008. This account was removed from the credit on 9/9/
by our office. We were contact on
12/19/by MsH*** and she paid the account in full. We have sent an additional credit deletion to
all three credit bureaus on 1/26/as a courtesy to assist Ms*** with
her credit dispute
Please advise if
there is anything further we can assist you with to resolve the above
referenced complaint. Please contact me
via email at ***,
by fax at ###-###-#### or by mail to advise when the complaint will be
closed.
I can be contacted at ###-###-#### with any questions you
may have
Sincerely,
Michelle Lynn A***
Collections Manager
BYL Collection Services

I do not have a signed contact with BYL companiesI have never done business with BYL companiesI am not responsible for this debt to BYLI am not responsible to this debt from ***These debts were previously erased off my credit report then added back on in 3/under different open datesI never received a notification that these collections were being added back on to my credit report after being taken off in 1/

I was contacted out of the blue by BYL Collections Services about a $Debt from an alleged former residence They only gave a general location - not a street address of a home, or, an apartment complex name that could be identified They failed to identify the street address, city, state, or, an apartment complex name, or, street, city, state location, AND TIME FRAME that I could identify, and, they gave very little information about themselvesA LEGITIMATE AGENCY should be able to provide more DETAILED INFORMATION IF THEY WANT TO COLLECT A DEPT And, they offered very little information about themselves I had to look them upIt seems to me the Revdex.com of the area this business is located in could do a better job of protecting the public from such scammers besides stating this business is NOT Revdex.com ACCREDITED THEY COULD HAVE THEM INVESTIGATED AND SHUT DOWN!!

I was wrongfully turned into this collection agency, ether by human or computer errorI reached out to the business that turned someone else into collections and they have contacted me letting me know my name should not have been turned inThey contacted the collection agency to let them know I was not the one who owes any moneyBYL has not corrected the mistake and my credit score has dropped over points since the mistake was madeI pay my bills on time, in full, every month and my credit score is important to meI want all this to be deleted and made as if it never happened, because I didn't owe any money and did nothing wrong

I have four collection accounts $each with BYL CollectionsI paid all four accounts off on 2/23/in fullI was told on that day by a representative over the phone that BYL no longer reported to the credit bureaus and that all four of the accounts would be deleted from my ***,*** and *** reportsShe also stated that they have submitted credit removal requests to all three credit bureaus back in October
Since then the accounts are still reporting on my report
I emailed in March that those items were still reporting to *** and I emailed again this past week ( April) that the collection accounts are still reportingA supervisor sent a generic response stating that a credit removal has been madeThis has not happened
I get the impression that I am being lied toI have no other recourse to fix this situation, other than to file a compliant

this company is a debt collection company and they purchased a debt from a physcians office about a medical claim which was paid by insurance late and no money is due I've disputed this information with this company thru the credit bureaus and thru certified mail this company has not provided proof of validation of this debt in any way

I found out BLY collection has a $collection against me when they allowed me out of my lease in March-April 2017.They even gave me a $refund check.I may still have the lease end papers

*** alerted with "A new collection in the amount of USD from BYL MANAGEMENT SERVS LLC just hit your credit file." I have no idea what this is and have not been contacted about any unpaid balances by BYL or any other company

BYL Companies has reported inaccurate information on my credit report, as accurate, and they refuse to provide further information such as an explanation and history of the discrepancy