CBCS

Please accept this response to the complaint we received with regard to *** *** on October 24, Ms***’s account was placed with CBCS by our client, *** *** * ***, on October 3, 2016.Upon receiving Ms***’s complaint, CBCS reviewed this account and determined a dispute was noted
on October 21, after our phone conversation with Ms***CBCS initiated investigation of this dispute on October 24, and on October 28, 2016, *** *** * *** reported a payment in the amount of $As a result, CBCS closed this account as paid in full.We regret any frustration arising from this situationOur goal is to create a positive experience for all consumers we serveMs*** may contact me at the number below with any additional questions or concerns.Sincerely,Angelica W***

Please accept this response to the complaint we received with regard to Ms*** ***Ms***’s account was placed with CBCS by our client, *** *** Energy, on October, 28, CBCS closed and returned this account to *** *** Energy on February 19, 2016.Upon receiving
Ms***’s complaint, CBCS immediately stopped all collection activity on this account and notified *** *** Energy of Ms***’s dispute*** *** Energy provided CBCS with the enclosed validation for Ms***’s reviewWe have verified that no reference to this account by CBCS is on file with any of the three major Consumer Reporting Agencies.Ms*** may direct future account inquiries to *** *** Energy, using reference number ***, at the following address: *** *** *** *** *** *** ** ***

Please accept this response to the complaint we received with regard to *** ** *** on February 23, At this time, CBCS has no record of accounts placed with CBCS by *** Health Hospitals listing *** ** *** as responsible party for service dates in
*** ** *** may direct future inquiries to *** Health Hospitals, at the following address: PO Box 2127, Grand Rapids, MI

I received a call from CBCInnovis in regards to my mortgage application to attempt a conference call with two of my credit card companiesIn the voicemail and my return call to the agent, Kaitlyn *** I was told that the purpose of the call was to verify the balance of one credit card and verify that there was no open disputes on the other credit cardBased on this, I gave permission for the callsDuring the calls however, the agent began asking many more questions such as my last payment date, next payment date, and if there were ever any late payments on the accountThis was a surprise and there should be no surprises when dealing with sensitive information and when someone's mortgage application could depend on itFurthermore, most consumers are surprised by this call in the first place because loan officers do not tell the customer before they get the callI felt like my privacy was invaded and deceived by this company

Please accept this response to the complaint we received with regard to Mr*** ***Mr***’s account was placed with CBCS by our client, *** *** *** Hospital on April 14, CBCS closed and returned this account to Spectrum Health Hospitals on May 16, 2016.CBCS takes Consumer disputes
very seriouslyAfter receiving Mr***’s written dispute on May 2, 2016, CBCS immediately stopped all collection activity on this account and notified *** *** *** Hospital of his dispute.Mr*** may direct future account inquiries to *** *** *** Hospital, using reference number ***, at the following address: 2*** *** ***, Toledo, OH 43604.Sincerely,Angelica W***Compliance Officer

Dear Ms***:Please accept this response to the complaint we received with regard to Mr.*** ***Mr***’s account was placed with CBCS by our client, ***Regional Medical Center, on February 19, CBCS closed and returned thisaccount to *** Regional Medical Center on March
14, 2016.Upon receiving this complaint, CBCS immediately stopped all collection activityon this account and notified *** Regional Medical Center of Mr***’sdisputeIn response, *** Regional Medical Center provided CBCS withvalidation of the debt and a consent to treat form signed by Gary Hoover, actingon behalf of Mr*** ***CBCS mailed this validation to Mr*** on March 14, 2016.Mr*** may direct future account inquiries to *** Regional MedicalCenter, using reference number ***, at the following address: **
*** *** Road, Pittsburgh, PA ***

I reviewed the response made by the business in reference to complaint ID *** and find the resolution is satisfactory to meRegards, *** ***

Please accept this response to the rebuttal complaint we received with regard to *** ** *** on April 18, Ms***s accounts were placed with CBCS by our client, *** *** ***, on July 15, CBCS closed and returned these accounts to *** *** *** on April 4, 2016. Upon receiving notification of Ms***’s complaint, CBCS verified that no reference to these accounts by CBCS is on file with any of the three major Consumer Reporting AgenciesMs*** may direct future account inquiries to *** *** ***, using reference numbers *** and ***, at the following address: *** *** *** *** ** ***
*** Sincerely, Angelica W***

Good Afternoon,CBCS would like to request an extension for Revdex.com Complaint ID ***, regarding *** ***, until May 24, We are awaiting additional information from our client to assist in our investigationPlease feel free to contact me using the contact information below with any
questions

I want the information removed from equifax and experian as well not just trans union

Please accept this response to the complaint we received with regard to Ms*** *** on August 15, Ms***s account was placed with CBCS by our client, Applied Bank, on August 4, CBCS closed and returned CBCS account number 22-to Applied Bank on August 22, 2016.Upon
receiving notification of Ms***s complaint, CBCS immediately stopped all collection activity on this account, and notified Applied Bank of her disputeIn response, Applied Bank provided the enclosed validation.Ms*** may direct future account inquiries to Applied Bank at the following address: Applied Card Way, Glen Mills, PA 19342.Sincerely,Angelica W***Compliance Officer

Please accept this response to the complaint we received with regard to *** *** on September 12, Ms***’s account was placed with CBCS by *** *** *** *** *** (hereinafter “*** ***”) on June 12, 2017. Upon receiving this complaint, CBCS investigated
Ms***’s concerns and notified St. Vincent of her complaint*** *** responded and informed CBCS that they are unable to verify payments referenced by Ms*** in their system without further documentation from herAccordingly, *** *** requested proof of payment to check other departments or accounts within their companyTo date, neither CBCS nor St. Vincent have received the requested copies of the checks from Ms***. On July 13, 2017, CBCS received a copy of a CBCS generated letter that was mailed to Ms***’s pertaining to her account, with handwritten check numbers and corresponding amountsCBCS placed the account into a dispute status and checked the balance and payment historyCBCS confirmed that the balance of $was correct and obtained validationCBCS sent validation directly to Ms*** to the address on file on July 27, CBCS has closed and returned this account to *** *** on September 19, 2017. Ms*** should direct future account inquiries to *** *** using reference number *** at the following address: *** *** *** *** ** *** Sincerely, Angelica W

After conducting research for this complaint, it has been determined that we do not have record that CBCS has this accountWe would like to close this file as it is not ours.Please feel free to contact us with any additional questions or concerns.Thank You

there was nothing attachedSo I can't see the business response

Please accept this response to the complaint we received with regard to *** ** *** on April 10, Mr***’s accounts were placed with CBCS by our client, *** ***, on March 31, CBCS mailed two separate validation notices to Mr*** on April 2,
These notice contained the required FDCPA language, giving Mr*** his right to dispute the accounts in questionA copy of these letters are enclosed for your review. Upon receiving this complaint, CBCS immediately stopped all collection activity on these accounts and notified *** *** of Mr***’s disputeIn response, *** *** verified the balances of $and $and provided the enclosed validation for Mr***’s reviewIn addition, Consumer’s Energy verified that past due notices were sent to Mr*** on March 6, 2016 and March 18, 2016. CBCS verified that no reference to these accounts by CBCS has been reported to the major Consumer Reporting AgenciesCBCS closed and returned these accounts to *** *** on April 13, 2017. Mr*** may contact *** *** directly in regard to the charges at ###-###-####, using reference numbers *** and ***. Additional account inquires can be directed to the following address: *** ***
*** *** *** ** *** Sincerely, Angelica W

Dear *** *** Please accept this response to the complaint we received regarding *** ***
*** on June 11, *** ***’s account was placed with CBCS by our client, *** *** ***, on June 4, 2015. After receiving *** ***’s complaint, CBCS
immediately stopped all collection activity on this account and notified *** *** *** of *** ***’s disputeIn response, *** *** *** advised CBCS that they have adjusted the balance on this account to $0.00. *** *** may direct future account inquiries to *** *** ***, using reference number *** at the following address: *** *** *** *** *** ** ***. Sincerely,
*** *** *** *** ###-###-####

I have been able to contact *** HealthApparently there are unpaid bills, from an emergency room visit in But, I never went to the ER in I also would have been a minor at the timeAdditionally, again, I have never been sent or told anything about these bills previouslyThese are not bills that I actually owe and I will not pay them

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I reviewed the response made by the business in reference to complaint ID [redacted], and find the resolution is satisfactory to me.
Regards,
[redacted]

Please accept this response to the complaint we received regarding Ms. [redacted] on August 7, 2015. Ms. [redacted]’s account was placed with CBCS by our client, [redacted], on July 19, 2014. CBCS closed and returned this account to our client on August 12, 2015.After receiving...

Ms. [redacted]’s complaint, CBCS immediately stopped all collection activity on this account and notified [redacted] of Ms. [redacted]’s dispute. In response, [redacted] verified the balance of $85.00 and provided CBCS with validation, which was mailed to Ms. [redacted] separately on August 14, 2015.Ms. [redacted] may direct future account inquiries to [redacted], using reference number [redacted], at the following address[redacted]Sincerely,Angelica W[redacted]###-###-####

I appreciate your time and assistance, as well as Ms. / Mrs. W[redacted]'s response and effort to resolve this matter. However, as I previously stated this account does not belong to me. I did not open this account or recognize their client, which are some of the reasons why I did not even request validation of this debt in the first place. Another reason is that I was out of the country during the time the account was opened.Furthermore, and I mean this with all due respect and with no intentions of knowing more about this than you and Ms. / Mrs. W[redacted], but unless I am misinterpreting [redacted] law, this debt is already passed its statute of limitations of 4 years from the date of the last payment made. I don't state this lightly in the hopes of avoiding any responsibility (if it were mine) due to a legal technicality, because in the end this would not change the underlying truth anyway. However, once again I would like to reassure you that I did not open this account and for this reason, I respectfully request that this account be closed and not reported to the credit bureaus.
Regards, [redacted]