Commonwealth Financial Systems, Incorporated

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] ***.There are two accounts that were assigned to our office from our client, [redacted] Theoriginal amount of each account is $ Validation letters were mailed to [redacted] when we receivedthe accounts in August of I have also requested itemized bills from our client and upon receipt willmail them to [redacted] *** At this time the accounts have been placed in a disputed status and collection activitywill cease until further validation is received from our client If [redacted] has documentation to show that shedoes not owe the debt she can forward it to our office at [redacted] Dickson City PA [redacted] orshe can fax it to ###-###-#### She should reference documents with the following numbers, [redacted] and [redacted] .Please feel free to contact my office with any additional concerns.Also if this response is forwarded to [redacted] she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me as long as they honor their intentions to delete from my credit profile NEVER to return again under CFSI or any subsidiary Regards, [redacted] ***

Dear [redacted] , This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] Please be advised Commonwealth Financial Systems sent ** [redacted] an itemized statement received from our client, [redacted] The statement will disclose original creditor information, description and amount of debt Also if this response is forwarded to the consumer he should be aware that this is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose Thank you Sincerely, Stephanie D [redacted] Client Relations

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] # [redacted] This account has been recalled by our client, [redacted] Commonwealth hasclosed and returned the account to our client and an update will be sent to the three major credit reportingagencies as a deletion.Please feel free to reach me with any additional questions.Also if this response is forwarded to [redacted] he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

[redacted] [redacted] [redacted] [redacted] I am rejecting this response because: [redacted]

May 4, 2015Dear [redacted] :This letter is acknowledgement that a complaint has been received from your office on behalf of [redacted] Commonwealth has closed and returned the above referenced account to our client, [redacted] Our client has received notification of this complaint [redacted] should no longer hear from CFS pertaining to this account.If there are any further questions or concerns regarding this account, please do not hesitate to contact my office.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collectorThis is an attempt to collect a debt and any information obtained will be used for that purpose.Very truly yours,Stephanie D.Client Relations

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] *** CFS has closed and returned the account to our client, [redacted] CFS will send an update to the three major credit reporting agencies as a deletion.If this response is forwarded to [redacted] *** he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: I have sent a copy of the police report to Common Wealth Financial Systems and they received it on April 27th It was sent certified mail and I have attached a copy of the police report I sent along with the certified mail receipt with tracking number to show that they did receive it Regards, [redacted]

Dear [redacted] , The account has been closed and returned to our client, [redacted] , 12-15- Commonwealth sent an updateto the three major credit reporting agencies as a deletion, however, we have no control over how long it may take the Bureausto delete the trade line If the accounts are still appearing on MrSies credit history he can file a dispute withthe credit reporting agencyPlease feel free to contact my office with any additional concernsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for thatpurpose.Thank You.Stephanie D [redacted] Client Relations

DEAR [redacted] :THIS LETTER IS ACKNOWLEDGMENT THAT A COMPLAINT WAS RECEIVED FROM YOUR OFFICE ON BEHALF OF [redacted] I HAVE REQUESTED AN ITEMIZED STATEMENT FROM OUR CLIENT, [redacted] .THE STATEMENT WILL PROVIDE ORIGINAL CREDITOR INFORMATION, DATE OF SERVICE, AND BALANCE DUE.I WILL REQUEST THE STATEMENT TOMORROW AND SHOULD HAVE NEXT WEEK AS SOON AS WE RECEIVETHE STATEMENT IT WILL BE MAILED TO ** [redacted] PLEASE FEEL FREE TO CONTACT MY OFFICE WITH ANY ADDITIONAL CONCERNS.ALSO IF THIS RESPONSE IS FORWARDED TO CONSUMER SHE SHOULD BE AWARE THAT THIS IS COMMUNICATIOFROM A DEBT COLLECTOR THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBATINED WILL BEUSED FOR THAT PURPOSE.THANK YOUSINCERELY,STEPHANIE D [redacted] CLIENT RELATIONS

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: The info was supplied to CFSI multiple timesAcct# [redacted] , [redacted] ***, $491, paid 10/17/ Regards, [redacted]

Dear [redacted] :The person we were trying to reach shares the same last name as [redacted] *** I am not aware how they are relatedor if they are However the account is closed and the calls will cease as requested On behalf of CommonwealthFinancial Systems I apologize for any inconvenience our calls may have caused [redacted] *** Thank you.Sincerely,Stephanie D [redacted] Client Relations

Dear [redacted] , This account was listed under a different last name The account has been located and I emailed [redacted] a letter stating that the account has been paid and that Commonwealth sent the three major credit reporting agencies a deletion update the end of October However if this account is still appearing on [redacted] 's credit history she should file a dispute with the credit reporting agency CFS has no control over how long it may take the Bureaus to remove the trade line Please feel free to contact my office with any additional questions Also if this response is forwarded to consumer she should be aware that this is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose Thank You Stephanie D [redacted] Client Relations

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted]

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] *** It isthe policy of Commonwealth Financial Systems to verify the last digits of the consumer's SSN This is doneto verify that we are speaking to the correct party It is actually put in place to protect the consumer Ihave placed the account in a Cease & Desist status [redacted] will no longer hear from CFS pertaining to this matter.I have also referred the account to our supervisor to perform a call investigation.Please feel free to contact my office with additional questions regarding this matter.Also if this response is forwarded to consumer he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: I would like a faxed copy of the deletion letter [redacted] .Regards, [redacted]

Dear [redacted] , This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] I have received an itemized statement of account from our client, [redacted] The statement has been placed in the mail for [redacted] If this response is forwarded to consumer she should be aware that this is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose Thank You Stephanie D [redacted] Client Relations

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] ***.Commonwealth has closed and returned the account to our client Per the request of [redacted] CFSwill no longer contact her regarding this matter Also CFS will send an update to the three major creditreporting agencies as a deletion Our client will be notified of this complaint as well.Also if this response is fowarded to [redacted] she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

Dear [redacted] , This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] At this time the account has been placed in a disputed status and I have forwarded this complaint to our client, [redacted] and requested an itemized statement If we do not receive a statement within days I will close and return the account Please feel free to contact my office with any additional questions If this response is forwarded to the consumer she should be aware that this is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose Thank You Stephanie D [redacted] Client Relations

[redacted] ,This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] Pleasebe advised that the account listed with our office with a balance of $has been closed A deletion updatewas forwarded to the credit reporting agencies If this account is still being reported as open [redacted] shouldfile a dispute with the credit reporting agencies.Thank You.Sincerely,Stephanie D [redacted] Client Relations