Commonwealth Financial Systems, Incorporated

Dear ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. The date of 8-6-2014is not the date the account was opened. The actual service date of the account is 2-19-2008. The Credit Reporting agencies should remove
the trade line from the consumer's credit history very soon. Also I have forwarded a copy of this complaintto our client, *** ***, and requested media to send to *** ***. If this response is forwarded to *** *** she should be aware that this is an attempt to collect a debt and any information obtained will be used for that purpose.Please feel free to contact my office with any additional questions.Thank You.Stephanie D***Client Relations

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. We received an itemized statement from our client, *** *** *** and it will be sent to *** ***.Also if *** *** can provide CFS with the
medicare/charity care information I will forward it to our client.The information can be sent to Commonwealth Financial Systems *** *** *** Dickson City, PA ***Reference #*** and #*** or it can be emailed directly to myself, ***@necredit.comAlso if this response is forwarded to consumer he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Please feel free to contact my office with any additional concerns.Thank You.Sincerely,Stephanie D***Client Relations

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

DEAR *** ***:THE REASON WHY THE STATEMENT SHOWS A ZERO IS BECAUSE THE BALANCE WAS TRANSFERRED TO COLLECTION BADDEBT. THIS DESCRIPTION APPEARS ON THE STATEMENT ALONG WITH THE DATE THAT IT WAS ADJUSTED TO BAD DEBT. IF *** *** CAN PROVIDE DOCUMENTATION THAT HE IS NOT LIABLE FOR THE DEBT HE CAN SEND IT DIRECTLYTO ME AND I WILL ENSURE IT IS FORWARDED TO OUR CILENT TO BE REVIEWED. AT THIS TIME THE ACCOUNT HASBEEN PLACED IN A DISPUTED STATUSTHANK YOU.SINCERELYSTEPHANIE D***THIS IS COMMUNICATION FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATIONOBTAINED WILL BE USED FOR THAT PURPOSE

May 4, 2015Dear ***:This letter is acknowledgement that a complaint has been received from your office on behalf of *** ***Please be advised the above referenced account has been closed and returned to our client, *** ***A deletion update was sent to the Bureaus in April as a
deletionHowever we have no control over how long it may take the CRA’s to delete the trade line.If there are any further questions or concerns regarding this account, please do not hesitate to contact my office.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collectorThis is an attempt to collect a debt and any information obtained will be used for that purpose.Very truly yours,Stephanie DClient Relations

Dear *** ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.Please be advised the account has been closed and returned to our client, *** *** ***. CFS will send an update to the three major credit reporting
agencies as a deletion. Please feel free to contact my office with any additional concerns.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Stephanie D***Client Relations

Dear ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.The accounts have been placed in a do not call status per the request of *** ***. I have also listedthe accounts as disputed. CFS will place a request to our client,
*** *** ***, for an itemizedstatement. Once received the statement will be mailed to *** ***. Please feel free to contact my office with additional questions.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for the purpose.Thank You.Sincerely,Stephanie D***Client Relations

Dear ***,
This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Commonwealth is
mailing *** *** a verification letter today that will provide him with the original account information. Prior to this date
Commonwealth sent
mailings to *** *** informing him of this debt.
Also if this response is forwarded to the consumer he should be aware that this is communication from a debt collector. This is
an attempt to collect a debt and any information obtained will be used for that purpose
Please feel free to contact my office with additional questions
Thank You
Sincerely,
Stephanie D***
Client Relations

Dear ***,
This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Please be advised a validation
letter has been mailed to the address that is listed on this complaint, and I have also requested an itemized statement from our
client,
*** ***s. As soon as I receive it I will email it to *** *** to the email address that is provided in the complaint
Please feel free to contact my office with any additional concerns
Also if this response is forwarded to the consumer he should be aware that this is communication from a debt collector. This is an attempt
to collect a debt and any information obtained will be used for that purpose
Thank You
Stephanie D***
Client Relations

May 4, 2015Dear ***:This letter is acknowledgement that a complaint has been received from your office on behalf of *** ***Please be advised the above referenced account has been closed and returned to our client, *** *** ***A deletion update was sent to the Bureaus in
April as a deletionHowever we have no control over how long it may take the CRA’s to delete the trade line.If there are any further questions or concerns regarding this account, please do not hesitate to contact my office.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collectorThis is an attempt to collect a debt and any information obtained will be used for that purpose.Very truly yours,Stephanie DClient Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because:
Thank you for the response. However, I have never had an account with
*** ***s nor any communication from them providing proof this debt
belongs to me. Additionally, it is clear from the communication back from NCC that they do not have proof either that this debt belongs to me. I am requesting they delete this from my credit reports since they have no documentation proving this debt belongs to me If they are not willing to delete from all credit reports, I will seek legal action against NCC a Division of Commonwealth Financial Systems
Regards,
*** ***

Dear ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***. Per *** ***'s requestwe will cease & desist collection activity regarding this account. I have also made our client, *** *** ***, aware of the
complaintand the C&D. *** *** should no longer hear from Commonwealth Financial Systems with regards to A/C ***.Please feel free to contact my office with any additional concerns.If this response is forwarded to *** *** he should be aware that this is communication from a debt collector. This is an attempt to collecta debt and any information obtained will be used for that purpose.Sincerely,Stephanie D***Client Relations

Dear ***,
This letter is acknowledgment a complaint was received by your office on behalf of *** ***. Please
be advised Commonwealth has closed and returned the account to our client, *** *** ***. I have also
notified our client of this
complaint. CFS will send an update to the three major credit reporting agencies as a deletion
Also if this response is fowarded to the consumer he should be aware that this is communiation from a debt collector
This is an attempt to collect a debt and any information obtained will be used for that purpose. Please feel free to contact
my office with any additional concerns
Thank You
Sincerely,
Stephanie D***
Client Relations

This debt has already been removed from my credit reportIt was removed in June When I contacted the company now reporting them, I was told they bought them from another creditor and can add them backI would like to know the original debt dateI would like to know what address they supposedly sent notifications toI also want to know how it is possible to have identical amounts for the same identical dates from the same identical location at the same time and they be differentI am disputing these debts since no one has sent me anythingThis creditor called me last week on my cell phoneWhen I called back, I gave the person my name and was transferred to someone named RenaldoI was sent to his voicemail and never called back

May 4, 2015Dear ***:This letter is acknowledgement that a complaint has been received from your office on behalf of *** ***Please be advised the above referenced account has been closed and returned to our client, *** *** ***A deletion update was sent to the Bureaus in
April as a deletionHowever we have no control over how long it may take the CRA’s to delete the trade line.If there are any further questions or concerns regarding this account, please do not hesitate to contact my office.Also if this response is forwarded to consumer she should be aware that this is communication from a debt collectorThis is an attempt to collect a debt and any information obtained will be used for that purpose.Very truly yours,Stephanie DClient Relations

Dear ***,This account has been closed and returned to our client, *** ***, in January of 2015.A deletion update was forwarded to the Credit Reporting agencies. A response should have been sent onthis complaint in January.Thank you.Stephanie D***Client Relations

The company still has yet to send me anything explaining these chargesThey have also since added another one to my credit report for $that I called and already disputedWhen is it going to stop? They have not removed anything from my credit reportThat have not made an attempt to contact me with any form of paperwork or itemized documentsHow can it be removed from my credit and then added back? How can I have two charges for the SAME AMOUNT, SAME ADMIT DATE, SAME DOCTOR, ETCThis seems frivolous to me

Revdex.com:Mrs*** ***,
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me. I would greatly appreciate it if in addition MrsStephanie D*** response here, she could mail me a letter via *** reaffirming their solution, so that I have a hard copy for my records
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me, so long as this company honors it words to not contact me any further and remove it's erroneous information from my credit reports.
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me as long as the deletion action is promptly filed
Regards,
*** ***