Commonwealth Financial Systems, Incorporated

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Regards, [redacted] ***

[redacted] We sent [redacted] validation and an itemized billing statement.Thank youStephanie D [redacted]

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because:I called a few months ago requesting that all collections that your office have on meto be senr along with itmezed billing statementsThe amount your provided $is the wrong onesYour office is reporting different dollar amounts When I asked for the statents, the employee told me that it wasn't his problem that I never recieved themRather your office shows in your system that one for $was sent or not doesnt mean that I automatically recieved itI'm requesting that all billings be removed drom my credit report until I receive a true statement drom the original creditorI have no odea who the company you are refering to as I've never been to a medical facility outside od [redacted] County Regards, [redacted] ***

DEAR ALLISON,THIS LETTER IS ACKNOWLEDGMENT THAT A COMPLAINT WAS RECEIVED FROM YOUR OFFICE ON BEHALF OF [redacted] ON 5-5-AN ITEMIZED STATEMENT WAS EMAILED TO [redacted] AT [redacted] .PLEASE FEEL FREE TO CONTACT ME WITH ANY ADDITIONAL QUESTIONS OR CONCERNS.ALSO IF THIS RESPONSE IS FORWARDED TO [redacted] HE SHOULD BE AWARE THAT THIS IS COMMUNICATIONFROM A DEBT COLLECTOR THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THANK YOU.SINCERELY,STEPHANIE D [redacted] CLIENT RELATIONS

Dear [redacted] ,This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] Please be advised CommonwealthFinancial Systems is going to close and return the account to our client, [redacted] A copy of this complaint will be forwarded to our client as wellCommonwealth will send an update to the three major credit reporting agencies a deletion, however, we have no control over how long it can take the Bureaus to remove the trade line.Please feel free to contact my office with any further questions.Thank you.Sincerely,Stephanie D [redacted] Client Relations

[redacted] [redacted] This letter is acknowledgment that a complaint was received from your agency on behalf of [redacted] This accountwas assigned to our office by our client, [redacted] on January 11, Commonwealth Financial Systemsmailed [redacted] a validation of debt letter on February 2, Our agency will also mail her an itemized billing statement today.Additionally we will send a deletion request to the three major credit reporting agencies as this account is being investigated Collectionactivity will also cease [redacted] can reach our office at [redacted] to further discuss Correspondence can be mailed to CommonwealthFinancial Systems [redacted] Please do not hesitate to contact my office for further assistance.Thank You.Sincerely,Stephanie D [redacted] [redacted]

Dear [redacted] :Please be advised CFS has closed and returned account, # [redacted] , associated with the telephone number thatwas provided in this complaint, to our client I have also notified our client the account has been returned due tocease & desist request Please feel free to contact my office with any additional concerns.Also if this response is forwarded to consumer please notify them that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

Dear [redacted] ,This response is referenced to complaint # [redacted] Commonwealth sent the three major credit reportingagencies a deletion update in February of If the trade lines are still appearing on [redacted] credit history I would suggest she file a dispute with the credit reporting agencies This would be the most efficient way to resolvePlease feel free to contact my office with any additonal questions or concerns.Thank You.Stephanie D [redacted] Client Relations

Dear [redacted] ,This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] *** CommonwealthFinancial Systems did receive certified mail from [redacted] in December of last year and a validation letter was mailed tohim on 12-27-to the address of [redacted] Shreveport, LA *** However I am going to close and returnthe account to our client, [redacted] [redacted] should no longer hear from CFS or any of its representatives withregards to the account.Please feel free to contact me with any additional concerns.Also if this response is forwarded to [redacted] he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

Dear ***,Itemized statements have been mailed to [redacted] giving a breakdown of information needed.Thank You.SincerelyStephanie D [redacted] Client Relations

Dear [redacted] ,Commonwealth is going to send a deletion update to the three major credit reporting agencies Howeverwe have no control over how long it may take the Bureaus to remove the trade lines.Thank You.Sincerely,Stephanie D [redacted] This is communication from a debt collector This is an attempt to collect a debt and any information obtained willbe used for that purpose

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: The [redacted] requires that you validate the bill for whom you're trying to collectYou have failed to do so while calling my house repeatedly, to the point where it is annoyingYou only stated a name and until you validate said bill, either via Revdex.com email or regular mail, we do not have any further business with your companyBill collection or otherwiseIt is against the law to not validateThank youAnd have a great day! Regards, [redacted] ***

Dear [redacted] , I am not able to locate an account within our data base under the information that was provided in this complaint Is it possible the account can be under a different name or under a different address? It would be helpful if [redacted] can provide an account number Also is she being contacted at another telephone number? Thank you Sincerely, Stephanie D [redacted] Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: if they are the ones reporting this account I my credit report then shouldn't they have the information on file? Seems to me like this is a bogus account and needs to be deleted from my credit report asap Regards, [redacted]

Dear [redacted] , This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] I have requested itemized statements from our client, [redacted] The accounts have been placed in a disputed status As soon as I receive the statements I will mail them to the address listed in this complaint If this response is forwarded to the consumer he should be aware that this is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose Sincerely, Stephanie D [redacted] Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because:
I just received copies of my requested credit reports after this company demanded money from meDecided I needed to check for activity I did not initiate.This company has accounts plastered all over my reportsWhat the heck? They need to retract these accounts from my credit reports immediately (note: they didn't say it was more than one when they called me).If their policy is to call people and demand social security numbers so they can fill in the blanks to these so-called accounts, then they should be shut down.I will not fill in any blanks for themSue me or remove this misinformation from my credit filesI will not give these people one cent of my hard-earned money.Will wait for a response from them on these ridiculous accounts being removed from my credit bureau reports.
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]Revdex.com:I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me. Regards, *** ***

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because:
I am not satisfied with CFS's response to erasing this debt they say I oweI have never done business with their client, nor have I ever opened an account with their client, and I have never received any communication from them that an account was opened in my nameIn reading over my credit reports, they say this account was opened in February of and they attempted to collect in March of Again I reiterate, I did NOT open an account with their client, nor did I ever authorize an account be opened using my name with their clientThe actions of Commonwealth Financial Systems and the client that ordered this collection has impacted my financial statusBecause of their actions, my mortgage lender cannot guarantee a home loan and we have lost opportunities to purchase a home as suchI need for CFS and their client to fully delete this obligation they say I owe and restore my credit report and send me an official letter stating the matter is closed and resolvedOnly then will I feel satisfied that they have made a good faith effort to absolve me of this collection, thank you!
Regards,
*** ***

Dear ***:
Since *** *** is refusing to pay this debt I am going to close and return the account to our client, *** *** ***
*** *** will no longer hear from CFS or any of its representatives. A copy of this complaint will be forwarded to ***
Thank You
Stephanie D***
Client Relations
This is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.Please be advised that I will mail a validaton letter to *** *** and I also requested an itemized statement.As soon as I receive it I will mail it to the address listed in
this complaint.Please feel free to contact my office with any additional concerns.Also if this response is forwarded to *** *** she should be aware that this is communication from a debtcollector. This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D***Client Relations