Jefferson Capital Systems, LLC

January 27, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] WirelessComplaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around December 1, Based on Mr [redacted] ’ stated dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit fileThank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### e

March 28, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Dear Mr***: We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account This letter will confirm that on March 28, 2018, we responded directly to Ms*** She should allow 7-days to receive our response We believe the actions referenced in that letter have resolved the matter satisfactorily Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

March 8, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] & [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced accounts Jefferson Capital Systems, LLC acquired the [redacted] Wireless account ending in ***, reflecting a balance of $125.31, on or about August 3, and the account ending in 9768, reflecting a balance of $on or about October 7, We have no record of receiving a previous dispute from Mr [redacted] Automated Consumer Dispute Verification requests were received from the credit bureaus We responded directly to the credit bureaus Based on Mr [redacted] ’s dispute and to resolve this matter, we have terminated collection efforts on both accounts Additionally, we have notified the credit bureaus to delete our trade line from his credit files Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because:I do not owe this I feel like this company has made a big mistake this isn't my bill I don't own itMy credit report is was in the breachMy credit file is on lockBut yet it seems like this company keeps reporting and my credit score is down once again to someone that don't know how to use a computer and Pinning My Name To Someone's Account.I want this REMOVED FROM MY CREDIT REPORT PLEASE..This company is horrible Thank youRevdex.comHAVE A Blessed Thanksgiving

April 10, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on April 10, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 29, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] *** Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around June 7, Although the balance remains on the account, based on Ms***’ stated dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit files This letter will confirm this account will not be sold or transferred We appreciate the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 1, Mr [redacted] ***Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Mr***: We are in receipt of your correspondence sent on behalf of [redacted] This letter will confirm we have responded directly to Mr [redacted] on March 1, Mr [redacted] should allow 7-days to receive our response We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction Attached is a copy of our response Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 9, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around June 7, We have no record of receiving a previous written dispute from Ms [redacted] However, we did receive inquiries from all three credit bureaus, at which time we verified the information reported was accurate Based on Ms [redacted] ’ stated dispute and to resolve this matter we have terminated collection efforts Additionally we have requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 31, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or around April 4, Based on Mr [redacted] ’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement Although a balance remains on the account, based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

December 27, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Wireless Case ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of Mr [redacted] concerning the account referenced above Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around October 12, 2016, with a balance of $ In reviewing our records, there have been no prior requests for validation of the debt We do, however, show Mr [redacted] attempted to contact us via the telephone on December 23rd but our office was closed due to the holiday Enclosed are reprints of three billing statements provided by [redacted] Wireless pertaining to the balance Although we show a balance is due, in order to resolve the matter, we have closed our file and terminated collection action We are also requesting the credit bureaus to delete our trade line from Mr [redacted] ’s credit bureau file We appreciate the opportunity to respond Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

Initial Business Response / [redacted] (1000, 5, 2015/10/20) */ October 20, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / Case Number [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning his above-referenced account On May 18, 2015, Mr [redacted] 's account was placed with Diversified Consultants, Inc("Diversified") for collection purposesDiversified has confirmed that he paid the account in full on October 6, Diversified has also confirmed that a paid in full letter was sent to Mr [redacted] on October 13, This letter will confirm that the account has been recalled from Diversified and updated to a paid-in-full statusAs a courtesy, we have notified the bureaus to delete our trade line from Mr [redacted] 's credit file Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (866) [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/10/21) */ (The consumer indicated he/she ACCEPTED the response from the business.) I do accept their responseThe business was not being far and would not doing that without complaining to the Revdex.comOnly time will tell if they remove it but then it's a legal matterThank you

Initial Business Response / [redacted] (1000, 5, 2015/07/16) */ July 16, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the account referenced above Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $10,in March According to the information provided, the account was opened in November and charged off in August Since June 2012, the account was placed with five different agencies for collection effortsAlthough we disagree with the merits of her dispute, we have closed our file and terminated collection action This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus We appreciate the opportunity to reply Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/07/16) */ (The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response / [redacted] (1000, 5, 2015/04/27) */ April 27, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Our Client: [redacted] Debt Description: [redacted] Dear Mr [redacted] : We are in receipt of your correspondence sent on behalf of Mr [redacted] concerning the above-referenced account The account was placed with Jefferson Capital Systems, LLC, for collections by our client in November Our records indicate Mr [redacted] was sent the Right to Dispute NoticeBased on Mr [redacted] 's dispute, we have closed our file and terminated collection actionWe have also notified our client regarding the dispute This letter confirms Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus Thank you for the opportunity to respond Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

February 20, Revdex.com Attention: [redacted] SRiver Ridge Circle Burnsville, MN Re: [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted] Debt Description: [redacted] Wireless Consumer Financial Protection Bureau case number: [redacted] Dear Ms [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning the above-referenced account We received similar correspondence from the Consumer Financial Protection Bureau Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $on or about December 1, In order to resolve Mr***’s dispute, we have terminated further collection efforts and closed our file This letter will confirm that the bureaus have been notified to delete our trade line from his credit file Thank you for the opportunity to respond Sincerely, Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### C: Consumer Financial Protection Bureau

Initial Business Response / [redacted] (1000, 5, 2015/04/28) */ April 28, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Ms [redacted] concerning the above-referenced account Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $from [redacted] in February In response to Ms***'s communication, this confirms we are notifying the credit bureaus to delete our trade line from her credit bureau filePlease allow thirty days for the credit bureaus to update their files Thank you for the opportunity to respond Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/04/30) */ (The consumer indicated he/she ACCEPTED the response from the business.) I appreciate the attempt by Jefferson Capital Systems to resolve this complaintI will keep a close eye on my credit and expect this to be removed in daysIf it is not removed I will be filing another complaint or take legal actionThank you Revdex.com for your help with this

December 14, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Wireless Case ID: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of Ms [redacted] concerning the account referenced above Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around August 1, 2016, with the balance of $1, In response to the communication received, this confirms we have closed our file and terminated collection action We have also requested the credit bureaus to delete our trade line from her credit bureau file Thank you for the opportunity to respond Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me.Thank you [redacted]

August 29, Ms [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account #’s: [redacted] and [redacted] Debt Description: [redacted] Case ID: [redacted] Dear Ms [redacted] : We are in receipt of your additional correspondence sent on behalf of Ms [redacted] concerning the accounts referenced above In our previous reply dated August 19, 2016, we included copies of the Promissory Notes and statements regarding the accounts referenced above We advised both accounts were placed with [redacted] for collections on our behalf and that a lawsuit was filed on the [redacted] account We also advised we instructed [redacted] to dismiss the lawsuit and this confirms no other lawsuit has been filed We are sending the Promissory Notes and statements along with a copy of this letter under separate cover to Ms*** To discuss payment arrangements on the accounts, Ms [redacted] should contact [redacted] by calling ###-###-#### and requesting to speak with Allen [redacted] or by writing to the address of [redacted] ***, Phoenix, AZ We appreciate the opportunity to respond Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 3, Ms [redacted] Revdex.com S River Ridge CircleBurnsville, MN Re: [redacted] [redacted] Jefferson Capital Systems, LLC Account Number: [redacted] Debt Description: [redacted] Wireless Complaint ID#: [redacted] Dear Ms [redacted] : We are in receipt of your correspondence sent on behalf of [redacted] Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,on or around June 7, In researching the matter with [redacted] Wireless, we were informed they previously investigated Mr [redacted] ’s claim of fraud and determined the account was valid Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of serviceSincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response / [redacted] (1000, 5, 2015/06/18) */ June 18, Mr [redacted] Revdex.com S River Ridge Circle Burnsville, MN Re: [redacted] Jefferson Capital Systems, LLC, Account # [redacted] Debt Description: [redacted] Case # [redacted] Dear Mr [redacted] : We acknowledge receipt of your correspondence sent on behalf of Mr [redacted] concerning his credit bureau file and an account reflected as Jefferson Capital Systems, LLC Although Mr [redacted] stated an account is being reported on his credit file with a balance of $for which he has no knowledge, we did not locate an account for this amountWe did, however, locate the account referenced above with a balance of $1,that is being reported to the credit bureausJefferson Capital Systems, LLC, purchased the [redacted] account in March At this time, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line for the account from his credit file If Mr [redacted] has documentation which reflects a Jefferson Capital Systems LLC, trade line with a balance of $634.00, please provide documentation so we can research further Thank you for the opportunity to address the matter Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/06/19) */ (The consumer indicated he/she ACCEPTED the response from the business.) I am satisfied at this time