Jefferson Capital Systems, LLC

April 9, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on April 9, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

March 8, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** *** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the *** Wireless account, reflecting a balance of $1,495.68, on or about June 7, 2016. We have no record of receiving a previous request for validation of this debt. Automated Consumer Dispute Verification requests were received from the credit bureaus. We responded directly to the credit bureaus. Based on Ms***’s dispute and to resolve this matter, we have terminated collection efforts. Additionally, we have notified the credit bureaus to delete our trade line from her credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 3, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around February 13, 2017. Based on Mr***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 4, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 4, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/08/27) */
August 27,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description:
***
Case #
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above
According to our records, Mr*** was sent a balance transfer offer to assist in payment of the *** account balanceBased on the offer, Mr*** would pay $192.00, we would do a credit in the amount of $170.64, and $would transfer to the Emblem MasterCard(r) credit cardThe offer was accepted via the Internet on June 20, and the qualifying payment was received on July 23, Mr*** was subsequently sent the
Emblem MasterCard(r) credit card as we were unaware he did not want the credit cardBased on his recent communication, we are accepting his payment of $as full and final satisfaction of the account and have requested the Emblem MasterCard(r) credit card account be closed and the balance cancelledMr*** can discard the credit card he received
We appreciate the opportunity to clarify the matter for your office and Mr***
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

December 20, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 7, 2016. Pursuant to Ms*** request for validation of this debt, enclosed is a copy of the Confirmation Letter along with billing statements from January 1, through May 1, 2014. Although a balance remains on the account, to resolve this matter, we have terminated collection efforts. Additionally we have requested the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosures:

January 18, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 18, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### e

March 7, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on March 7, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/04/23) */
April 23,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account
Jefferson Capital Systems, LLC, purchased the *** account and balance of $in July According to our records, the account was opened in June and charged off in March A letter of introduction was sent from Jefferson Capital Systems, LLC, in December In response to Ms***'s claim the account is not hers, we have closed our file and terminated collection efforts
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureausPlease note that if her trade line for the reported account reflects a company other than Jefferson Capital Systems, LLC, such as a prior account owner, Ms*** will need to contact that company, as Jefferson Capital Systems, LLC has no control over their reporting decisions
We appreciate the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (3000, 7, 2015/04/23) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I would like the bussines to take it off of my credit report as I did check on my credit report at the beginning of this year and it is on my credit report.I just got in contact with finger hut and they said that jefferson Capital Systems, LLC HAS control over the reporting decisions and not finger hut anymore I would just like to stop getting the run around and for Jeffersons Capital Systems, LLC to get this off the credit report
Final Business Response /* (4000, 9, 2015/04/28) */
April 28,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case #***
Dear Mr***:
We are in receipt of your additional correspondence sent on behalf of Ms*** concerning the above-referenced account
As previously advised, Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureausIf Ms*** has documentation reflecting a Jefferson Capital Systems, LLC, trade line for the above-referenced account, please provide a copy so we can investigate further
Thank you for the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

Initial Business Response /* (1000, 5, 2015/08/10) */
August 10,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** N.AChecking
Account
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
According to the information provided, the *** N.AChecking account was opened in November and charged off in July Jefferson Capital Systems, LLC, purchased the account from***, in February with a balance of $There have been no additional fees assessed since the acquisition of the accountAlthough we disagree with the merits of Ms***' dispute, as a courtesy, we have closed our file and terminated collection effortsWe are also notifying the credit bureaus to delete our trade line from her credit bureau filePlease allow the bureaus days to update their records
Thank you for the opportunity to clarify our position in this matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

May 23, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Mr*** We are unable to identify the account that Mr*** is writing about based on the information provided in the correspondence we received. We also have no record of receiving any prior correspondence from Mr*** or of receiving any calls from the number listed on the correspondence we received, ###-###-####. In order for us to identify the account in question, we ask that Mr*** provide us with a copy of the credit bureau report reflecting a Jefferson Capital Systems, LLC trade line. The information may be sent to Jefferson Capital Systems, LLC, Attention: Consumer Relations, ** *** ***, StCloud, MN Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 24, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital
Systems, LLC, Account #*** Original Creditor: *** Wireless Complaint ID: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced aboveJefferson Capital Systems, LLC, acquired the *** Wireless account on or around February 1, 2016, with a balance of $225.38. Although we show a balance is still due, in order to resolve this matter, we have closed our file and terminated collection action. We have also requested the credit bureaus to delete our trade line from Mr***’s credit bureau file. This letter confirms the account will not be sold or transferredWe appreciate the opportunity to respondSincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 8, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: ***
*** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 8, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### here

May 17, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence sent on
behalf of Mr*** This letter will confirm that on May 17, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.I greatly appreciate the quick response from this company and being willing to resolve the issue I was havingThank you to those who put time and effort into helping me resolve this issue and I hope you have a blessed day. By the way, I do plan on donating to the cause because without it I do feel like all my efforts would have continued to go unheardI just need to speak with my spouse to discuss how much we can afford to donate since she handles most of our financingThanks again

Revdex.com:I would like to have a hard copy of this letter sent out to my adress for my recordsAlso when will this reflect on the credit bureas as deleted?
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me

January 4, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 4, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/10/02) */
October 2,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
According to the information provided, the *** account was opened in November and charged off in May Jefferson Capital Systems, LLC, purchased the account in August with a balance of $1,Based on Ms***'s stated dispute we have ceased collection of this account until such time as verification of the debt is providedIn addition, as a courtesy, we have requested that the consumer reporting agencies delete the account from her credit file
We appreciate the opportunity to be of service
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (2000, 7, 2015/10/02) */
(The consumer indicated he/she ACCEPTED the response from the business.)

April 25, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 5, 2015. A Right to Dispute letter was sent to Mr*** on October 26, 2016. Pursuant to his request for validation of this debt, enclosed is a copy of the final *** Wireless statement Based on Mr***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

April 3, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Consumer Financial Protection Bureau case number: *** Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau (“CFPB”) Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or about December 1, 2015. Enclosed is a copy of the final billing statement. Please note that the address reflected on the statement is the same address Ms*** notated on her correspondence to the Revdex.com and CFPB. Although we disagree with the merits of Ms***’s dispute, we have terminated further collection efforts and closed our file. We have also notified the bureaus to delete our trade line from her credit file Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Enclosure: C: Consumer Financial Protection Bureau