Jefferson Capital Systems, LLC

March 16, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** and my subsequently telephone conversation with Ms***. We regret the inconvenience Ms*** experienced when attempting to reach us by telephone Jefferson Capital Systems, LLC acquired the *** *** account and balance of $on or around December 18, and subsequently placed the account with *** *** *** for collection efforts. As we discussed, to resolve this matter, we have recalled the account and terminated collection efforts. Additionally, we are requesting the credit bureaus to delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on December 26, 2017. Mrs*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 8, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around April 4, 2016. Although a balance remains, based on Mr***’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 27, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on November 27, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 27, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** We regret Mr*** feels he received unsatisfactory service with *** *** ***Jefferson Capital Systems, LLC acquired the two above-referenced student loan accounts on or about October 31, with a combined outstanding balance of $7,235.63. The account ending in *** is being handles internally by our firm. The account ending in *** was placed with a collection law which firm for suit on our behalf. In order to resolve Mr***’ dispute, we have recalled the account and instructed the law firm to dismiss the pending lawsuit. This letter will also confirm Jefferson Capital Systems, LLC is not reporting the accounts to the credit bureaus. Additionally, to address Mr***’ dissatisfaction with the underlying services he received from the prior creditor, we are willing to accept $1,(50% of the principle balance) in as full and final satisfaction on the accounts, payable in monthly payments of $91.90, with the first payment being due February 27, 2017. Subsequent payments would be due on the 27th of each month following. Mr*** may contact us at the telephone number listed below to schedule payment arrangements. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 8, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on December 8, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 20, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around December 1, and subsequently placed the account with *** *** *** (***) for collection efforts. Upon further research with ***, they advised a payment of $was submitted via their website on March 30, 2016, however, the payment was declined. We have no record of receiving proof of this payment. To resolve this matter and based on Ms***’ dispute, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 30, 2018 Mr*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on May 30, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 12, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on April 12, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meI am very pleased and can move forward with my life

Initial Business Response /* (1000, 13, 2015/05/05) */
May 5,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Account
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** concerning the above-referenced *** account
Jefferson Capital Systems, LLC, purchased the *** account in April with a balance of $5,The Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debt
In reviewing the list of creditors for Ms***'s bankruptcy, her *** account is listed under the name of the original creditorWe have updated our records to reflect her bankruptcy and this confirms Ms***'s account has been closed and statused to reflect her Chapter Bankruptcy
We appreciate the opportunity to address the matter
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Initial Consumer Rebuttal /* (3000, 15, 2015/05/07) */
(The consumer indicated he/she DID NOT accept the response from the business.)
We met with our Attorney this past Monday and found out that indeed, Jefferson Capital Systems was among the listed Creditors and Collection Agencies notified when our Bankruptcy Case was filedThe case was filed March 20, 2015, more than a month before the April 22, letter Jefferson Capital sent us, attempting to collect on a debtAs such, Jefferson Capital Systems violated Federal Law by acting in violation of a Federal Bankruptcy Stay of Protection
I am willing to drop the matter if Jefferson Capital provides me with compensation in the amount of $1000, but otherwise, I intend to pursue this in civil court and I also intend to file a complaint with the Federal Trade Commission
Final Business Response /* (4000, 17, 2015/05/18) */
May 18,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: *** Account
Case #***
Dear Mr***:
We are in receipt of your additional correspondence sent on behalf of *** concerning the above-referenced *** account
As our previous response indicated, we have updated our records to reflect Ms***'s bankruptcy and this confirms Ms***'s account has been closed and statused to reflect her Chapter Bankruptcy
We appreciate the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

Initial Business Response /* (1000, 5, 2015/07/10) */
July 10,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of
Ms*** concerning information on her credit file regarding collections
Based on the information provided in her communication, we did not locate an account in Ms***' name and address reflected on her complaintIn order to investigate this matter, please advise Ms*** to provide us with a copy of her credit bureau report and if there is a difference in her address or nameWhen received, we will be in contact with your office regarding the results of our investigation regarding the matterThe information can be faxed to my attention at ***
Thank you for the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

February 5, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on February 5, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 11, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on January 11, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me but this company is also collecting on a debt from Discover but I've been paying them directly

Initial Business Response /* (1000, 5, 2016/01/25) */
January 25,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
Jefferson Capital Systems, LLC, purchased the *** account and balance of $in February and subsequently placed the account with Allied Interstate for collectionsThe Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debtIn response to Ms***'s stated dispute, we have recalled the account, closed our file and terminated collection actionThis letter will confirm this account will not be sold or transferred
We are also requesting the credit bureaus to delete our trade line from Ms***'s credit file
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

May 11, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around August 3, 2015. A Right to Dispute letter was sent to Mr*** on March 4, 2016. Based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 4, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around October 7, 2015. A Right to Dispute letter was sent to Mr*** on March 10, 2016. We have no record of receiving a request for validation of this debt. Enclosed is a copy of the final *** Wireless statement. Although a balance remains, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

May 18, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital Systems,
LLC, Account Number: *** Debt Description: *** *** Complaint ID: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account. Jefferson Capital Systems, LLC acquired the *** *** account ending in *** and balance of $on or around February 24, and subsequently placed the account with *** *** *** *** *** to collect on our behalf. A Right to Dispute Letter was sent to Mr*** on February 11, To resolve this matter we have terminated collection efforts. This letter will confirm Jefferson Capital Systems, LLC has not reported the account to the credit bureaus. Also, this account will not be sold or transferred. Thank you for the opportunity to be of serviceSincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 18, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC, Account #*** Debt Description: *** *** Case ID: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of Mr*** concerning the account referenced above Jefferson Capital Systems, LLC, acquired the *** *** account on or around October 7, 2015, with a balance of $423.80. Enclosed please find a copy of the final billing statement as well as the signed contract for the account. Although we show a balance is due, to resolve this matter, we have closed our file and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from MrEnglund’s credit file and this letter confirms the account will not be sold We appreciate the opportunity to address the matter Sincerely, Shirley *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure: