Jefferson Capital Systems, LLC

October 2, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital Systems, LLC Account Number: *** & *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your additional correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on September 29, 2017. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 9, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around August 1, 2016. Enclosed is a copy of the final *** Wireless billing statement. Although we disagree with the merits of Ms***’s dispute, to resolve this matter we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-#### Enclosure:

January 11, 2018 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on January 11, 2018. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

May 11, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence sent
on behalf of Mr*** This letter will confirm that on May 11, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

May 18, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** / ID *** Dear Mr***: We acknowledge receipt of your correspondence
sent on behalf of Mr*** This letter will confirm that on May 18, 2018, we responded directly to Mr***. He should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved the matter satisfactorily. Attached is a copy of our response Thank you for the opportunity to respond Sincerely, Sharon *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-#### Attachment:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me However, I would like to request a timeframe in which this trade line will be removed from credit report?

July 19, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around February 13, 2017. Based on Mr***’s dispute and to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 6, Revdex.com Attention: *** *** SRiver Ridge Circle Burnsville, MN Re: *** *** / ID ***
Jefferson Capital Systems, LLC account number: *** Debt Description: *** Wireless Dear Ms***: We acknowledge receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account Jefferson Capital Systems, LLC acquired the account on or about April 4, Under separate cover we are writing directly to *** *** and are providing two billing statements from *** as verification of the debt. A review of the statements show that the billing address matches the address on *** ***’s complaint to your office and show that *** provided service to the phone number ###-###-#### listed on the complaint as a daytime phone. Although we disagree with the merits of *** ***’s complaint, we have notified the bureaus to delete our trade line. We have also included in our response an offer to accept 50% of the balance of $1,in satisfaction of the debt. Thank you for the opportunity to respond Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

July 7, 2017 Ms*** ***Revdex.com S River Ridge CircleBurnsville, MN 55337 Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Original Creditor: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 5, 2015. Although a balance remains, based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy ***Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 9, Mr*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Complaint ID#: *** Dear Mr***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Ms*** on April 9, 2018. Ms*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Attached is a copy of our response. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 1, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** *** Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on November 1, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on December 26, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 13, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $1,on or around August 3, 2015. Based on Mr***’s stated dispute that this is not his account, and to resolve this matter, we have terminated collection efforts and are requesting the bureaus delete our trade line from his credit file. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because:
I would also like to have in writing that this debt will not be sold or transferred to another collection agency

Initial Business Response /* (1000, 5, 2016/03/08) */
March 8,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account Number: ***
Debt Description:
***
Case #***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of *** *** concerning the above-referenced account
The *** account was opened in June and charged off in December Jefferson Capital Systems, LLC purchased the account and balance of $in October According to our files, Ms*** called and advised the account was not hersThis letter confirms we have closed our file and terminated collection actions on the *** account
Thank you for the opportunity to be of service
Sincerely,
Kathy ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***

Initial Business Response /* (1000, 5, 2015/11/25) */
November 25,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Ms*** concerning the account referenced aboveOur license number for Massachusetts is ***
Our records indicate the *** account was opened in June and charged off in December Jefferson Capital Systems, LLC, purchased the account in March with a balance of $2,Enclosed are reprints of the statements pertaining to the accountWe placed the account for collections between May 3rd to November 9th with Convergent Outsourcing, Incand they advised a letter was sent on September 2ndIn a telephone conversation on November 19th with a Jefferson Capital Systems, LLC, representative, Ms*** stated this account was not hersWe have researched the matter with *** and they advised in reviewing their records there was no previous dispute received from Ms***
In response to Ms***'s stated dispute, we have recalled the account, closed our file, and terminated collection actionWe are also notifying the credit bureaus to delete our trade line from her credit bureau fileMs*** should allow the credit bureaus days to update their records
We appreciate the opportunity to address the matter
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:

Initial Business Response /* (1000, 5, 2015/05/04) */
May 4,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We acknowledge receipt of your correspondence sent on behalf of Mr*** concerning the *** account
Our records indicate Mr***'s *** account was opened in August and was charged off in October A copy of this letter, along with copies of his April and May billing statements and the charge off statement dated November 21, 2009, are being sent to Mr*** under separate coverSince the balance remains outstanding, we ask that Mr*** contact *** at *** with any inquiries or to make payment arrangements
We appreciate the opportunity to respond
Sincerely,
***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
C: ***
***
Cottage Grove, MN 55016-
Initial Consumer Rebuttal /* (3000, 7, 2015/05/12) */
(The consumer indicated he/she DID NOT accept the response from the business.)
Though I do not agree with the statements and the outstanding debt as I had settled with Aspire prior to them going into bankruptcy, I realize it is a battle I will not winI spoke to D & A yesterday and they told me there are no records at all, except for a few past statementsThey also told me they do cannot speak for Jefferson Capitol as to what happens once I settle
I have decided and agreed to settle the debt with D & A, current debt collectonThis is twice nowHowever, I need Jefferson Capitol to formally acknowledge the settled debt once completed and provide a some type of assurance that it will be removed from all three credit reporting agencies and resolved as satifaction of judgement
I need to see this through and will simply take this as a lesson to keep better records for myself ongoing
I am requesting that Jefferson Capitol respond with written assurances that once full payment of settlement is executed that Jefferson Capital will:
Remove their name and line item on all three credit reporting agencies as fully settled and satified
Request to have satisafaction of judgement entered so that I do not have an outstanding judgement in my name
Thank you
Final Business Response /* (1000, 10, 2015/05/27) */
*** 27,
Mr*** ***
Revdex.com
*** S *** *** ***
*** ** XXXXX
Re: *** ***
Jefferson Capital Systems, LLC, Account #XXXXXXXXXX
Debt Description: ***
Case #XXXXXXXX
Dear Mr***
We acknowledge receipt of your additional correspondence sent on behalf of Mr***
After receipt of Mr***'s reply to our previous letter, we were informed by *** that Mr*** made a settlement payment in the amount of $1,This communication confirms the courts are being notified (request sent today via Federal Express) to update their records to show the judgment in this matter as satisfiedPlease advise Mr*** to allow days for this action to be completed
We appreciate the opportunity to respond
Sincerely,
*** ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
XXX-XXX-XXXX

March 2, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** ***
Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** ***. We regret the problems Mr*** encountered when attempting to reach us by telephone Jefferson Capital Systems, LLC acquired the *** Wireless account and balance of $on or around June 7, 2016. Mr*** contacted our office and agreed to mail a payment and then called back the same day to schedule a payment to be drafted directly from his checking account. This letter will confirm payment of $was received on February 17, 2017, which paid the account in full. Based on a requested we received from Mr*** by telephone, a letter confirmation letter was sent February 23, Mr*** also requested we delete our trade line from his credit file. Although our practice is to update the credit information to reflect a zero balance, to resolve this matter we are requesting the credit bureaus delete our trade line from his credit file Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/12/09) */
December 9,
Mr*** ***
Revdex.com
S River Ridge Circle
Burnsville, MN
Re: *** ***
Jefferson Capital Systems, LLC, Account #***
Debt Description: ***
Case
#***
Dear Mr***:
We are in receipt of your correspondence sent on behalf of Ms*** concerning the account referenced above
According to our records, the *** account was opened in September and charged off in August The debt is for a Chrysler and we have enclosed a copy of the Arbitration AgreementJefferson Capital Systems, LLC, purchased the account and balance of $7,in August The Statute of Limitations does not absolve a debtor from payment of a debtIt does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debtTo resolve Ms***'s dispute, we have terminated further collection efforts and closed our fileThis letter confirms the account will not be sold or transferred and we have notified the credit bureaus to delete our trade line from her credit bureau file
We appreciate the opportunity to respond
Sincerely,
Shirley ***
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
***
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2015/12/10) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the terms of Jefferson Capital Systems only if:
1.Within days my credit from all CRAs does not reflect any history of their reportingWhich means my credit reports should show Jefferson Capital Systems as non existence
2.My score dropped points because of this reporting and I want my points back and my score returned back to its current status
These are my terms

December 26, Ms*** *** Revdex.com S River Ridge Circle Burnsville, MN Re: *** *** Jefferson Capital Systems, LLC Account Number: *** Debt Description: *** Wireless Complaint ID#: *** Dear Ms***: We are in receipt of your correspondence sent on behalf of *** *** This letter will confirm we have responded directly to Mr*** on December 26, 2017. Mr*** should allow 7-days to receive our response. We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction. Thank you for the opportunity to be of service Sincerely, Kathy *** Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####