I paid my bill off in Feband it is being reported on my credit report that my account has neve been more than payments late instead of being shown as paidIt is still showing a balanceCalled and spoke with a supervisor named Cameron? Informed him of the situation and he stated that the accounting department does not talk with consumersI want this removed from my credit report as they are inaccurately reporting late payments and still showing a balanced owed on the account when there is noneThat is the only remedy which I seek as it does not take them days to report the information so it should not take them days to correct it
I have had continual problems with preferred credit inc since I was unfortunate enough to end up with them as a financier for two air purifiersIt originated with their dishonest lending practices where they tried to assess interest that did not existAfter being blown off by their shift supervisorI sent out the full payment for my purchase, with a letter detailing my extreme dissatisfaction with their dishonest business practiceOne would assume that would be the end of it
Nope as I checked my online banking, they alter my check amount for an additional $So I immediately called my bankBecause this was a check fraud issue, my bank pulled my check to verify itThey confirmed the amount I had written it for and advised me to take it up with preceded credit incIf preceded credit inc refused to do anything then call back and they would take care of it
I called preceded credit incAfter incompetent phone representatives I finally was transformed to a supervisorShe f
I purchased a bed making a $downpayment and said I would pay the balance after the bed was deliveredThey had me sign a installment contract which allows business day for cancellation of the agreementThe bed was delivered on January 11th and I received a invoice on January from PCI FINANCE companyI paid the balance due (amount financed) and wrote on the check "PAID IN FULL" Now the finance company is saying I still owe interest charges even though balance was paid in less than days!!
I purchased this equipment with the knowledge that I have a year to pay the amount in full with no interestI missed payments due to my husband being deployed and not working at the current timeI scheduled a payment and it was returned due to my bank account being hacked and the bank closed my accountThey charged me a dollars additional because they said I was not allowed to miss any payments within the yearI was never disclosed that when going over my contractThey stated it says that on back on the contract in small writing but that was not the details I was givenThis is totally wrong and I should have been told that in the beginningNot after I'm going through a hardship
Preferred Credit is reporting inaccurate information on my Experian credit report
Preferred Credit Account#135XXXX is reporting inaccurate information on my Experian credit reportThey have on my Experian Credit report a Opened Date of 03/but my payment history doesn't reflect any payments from 03/to 06/i have disputed this with Experian but they keep saying that this is being reported accuratelyHow could this account be opened in 03/but from 03/to 06/no payments were reported to Experian
Make me give all this information to "PROVE" who I am and I have to send a letter to close my account? What a jokeYou had a lien on my house that was paid off when I sold it and you keep my account open?
I HAVE BEEN PAYING AN EXTRA DOLLARS ON MY ACCOUNT FOR THE PAST THREE YEARS AND EVERY MONTH I GET MY STATEMENT THE BILL NEVER GOES DOWN NOW I JUST GOT A NEW STATEMENT AND MY BALANCE WAS NOW MY REGULAR PAYMENT IS BUT I PAY INSTEAD SO WHEN I GET MY STATEMENT THERE IS NOTHING SHOWING THE EXTRA MONEY THAT I HAVE BEEN SO I KNOW THAT THIS BILL IS NOT RIGHT AT ALL SO I NEED YOU TO LOOK INTO THIS COMPANY AND SEE WHY I STILL OWE THIS AMOUNT I HAD IT SINCE AND THEY CHARGE ME FOR A WATER SOFT IN MY HOME
Preferred Credit Incengaged in unfair credit practices by never providing information of a 22% interest rate before or during the purchase of our Saladmaster products in October We weren't made aware of this 22% interest rate until we received our first bil in late Novemeber We have sent proof of our documentation that does not show we agreed to this rate We were led to believe we were just paying off the balance of the loan amount We have attempted to contact Preferred Credit Incmultiple times and request the recorded call file for additional evidence that we didn't agree to this 22% interest rate which has never been provided and ignored We have only been told their lawyers reviewed the document sent and we had no recourse
Trying to pay off my Kirby after months of $payments.I called weeks ago and they quoted today its The total of Kirby is 1320.How so?
I started to lease a Kirby in August and my payments where to start in December.When I spoke with the door to door sales person she stated if I decided to do a pay off I could get my interest backI have since made months of payments of $, totaling $200.I decided to pay the Kirby off in full so I called Preffered Credit two weeks ago and was quoted $BUT the grand total for Kirby was $1320!! Where did my payments of $go towards? And most importantly why is it every week the price changesI was also told yesterday I would not get my interest back! How can someone who is trying to pay the entire Kirby off be treated this wayI have TWO disabled veterans I care for and orginally thought this would help my daily choresHow can these companies get away with doing business like this! I just want to pay them off and not h
Have not received a balance of my account and do not know who to talk to Money is being taken out of my account Need to know
I do not know the balance of my account nor do I have an address or phone number for the Preferred Credit PPD
I never received merchandise and was told I was not approved for credit only to get sent to collections
I had a kirby sales person come to my home while he was there other people showed up that also claimed to work for kirbyThe salesman asked me for my information since I was interested in purchasing the vacuum he was sellingI provided all of my information and was then told I was denied for creditLater I started receiving phone calls for collectionsA woman came to my house and left a letterI at that time spoke with her and explained that I never received the merchandise that the sales people told me I did not qualify for credit and and left my home with the vacuum cleanerShe assured me she was going to get this taken care of and that I would not be liableOnly to find out now that this is not only on my credit report as a negative item but, also that it has been sent to collectionsThis has been an absolute nightmare because I trusted these people to come into my ho
Alleged Company assume I am behind on payment I been paying on time all the timeI asked to prove that yet they refusedI on a government assistance program only so much I can pay and I agreed to pay what I agreed not more not lessI refused to be scammed because I feel I am being scammed like I want to contact my attorney
We paid the loan through Preferred Credit before the due date in fullon Feb 28/17They then took another payment from us the next dayAs of today and three calls later to three different people not only do we "owe interest"We were told one week for a refund check and now after our second call to an extremely rude "Pat" and waiting mins for her supervisor to call back we are being told they do not have to pay our money back to us until April 7,we asked for interest and they said noThis is not money we owe to them they owe usThis has been now escalated to the supervisors, supervisors Yet wants us to be clear no matter what they will not pay us back before 4/7/more than a month after they took our money that was NOT owed tothem
On June 16, at 3:pm CST I placed a call to the company to find out what my payoff amount was and to schedule the final paymentThe agent stated that my payoff amount was $I agreed and scheduled the final payment to be taken from my checking accountHe advised me that it would take a few days for the final payment to come out and it would be taken on June 20th I also have an auto payment scheduled for the 20th of each monthI advised the agent of this and told him that the auto payment amount of $on the 20th of June would need to be cancelled as the payoff amount would be the final paymentHe agreed and said that it was cancelled and would not be auto drafted from my checking accountBefore ending the call I confirmed AGAIN that the auto payment of $would NOT be taken from my account on the 20thThe agent confirmed that ONLY the final payment of $would be deducted on June 20th and my auto payment had been cancelledI log into my bank account
I am dealing with the Denver Distributing, Incregarding a Kirby Vacuum that I had a home demonstration on Sunday, March 12, I have filed a complaint with the Revdex.com in Colorado as I am needing to return the vacuum which cost $This credit company has told me that I cannot return the vacuum (how does a credit company tell a consumer this)I have notified the Denver Distributing, Inc Company that I have a personal financial issue with my family that I have to help with and cannot pay for the vacuumThere is a contract that states if cancellation is within days there is no penaltyIt does not state "All sales are Final"
This company has to be the worseThey lie to you on the phone about what you told themI was taking a line of credit out for a purchase I was making and I told them they could take the money from my account for my down payment and that I wanted statements each after thatThey didnt take my down payment and took the monthly payments from my account without my knowledgeWhen I called to find out why, the lady I spoke with name Pam was rudeWhen I told her I wanted my money back for the second payment she told me she couldn’t do that I had to contact my bank for that money backI was so mad that I was shakingTwo week later, I received a phone call telling that they were calling me back to tell me I did agree to the monthly payments and I am listening to the same lady she keep pausing after every couple of words like she was making it upNeedless to say, I will never use this company again
Was approved and agreed to months same as cash, no interest contract for the purchase of a rainbow vaccumI realized once the vacuum should have been paid in full that they were still collectingI called and they said they dont have that on their fileI have my paperwork which states the contract that I agreed to over the phone and on paperHowever they will not honor it and refund meFor months they have been over charging me against my contractI would like all of my money refunded and they can have the vaccum
I have contacted this company after my credit card was stolen and I knew my autopay did not come out of my account
Once I called them on Oct.10th, I was told that I would receive a late fee because I called outside of my grace period, which would have been on the 10thThis made no sense to me, since I was calling on the 10th dayI was then told that I would not be recieving the late fee since I made the payment online with the agent on the phone and there would not be a NSF for the time they tried to with draw the fundsI later called on the 26th to get a payoff quote to and was told I still owed for the NSF, now this just didn't seem right, I had never had any issues and I am on Autopay and pay my bill every month
I had card stolen and I did not have any fundsI contacted customer service, and they told me that because I was late, I was not going to be refundedThen, I was told that there were NSF's and that they refunded oneThat was news to me, I never saw a second on
Payment applications seem shady I am paying additional payments on my account I asked the company to apply the extra payments to the principal and NOT be considered a future payment on an installment After speaking with service representatives I was told they could not apply additional payments directly to the principal because this was a pre-computed loan No where the loan document does it state that it is pre-computed, or what the ramifications are regarding prepayment
On 4-26-@ 9:pm, I spoke with Anna who then transferred me to Karl Both told me I could not apply extra payments toward the principal I asked Karl to transfer me to someone higher up and he stated that it was PM at night and he was the only one thereI asked him if I called back in the morning during "normal" business hours if someone would help me then - he said yes.; I called back on 4-27-10:am and was put on hold; call was dropped at 10:am; I called back & was on hold for m
This company is a money hungry jokeTbey do not care to help anyoneThey only care about rwcieving as much money from you as possibleI should never have gotten involved with themI will be paying this off as quickly as I can just to escape themA 22% interest rate on a $purchase (was supposed to be $1800!) Who does that? We don't have an interest rate that high on anything! We have great credit and still this company doesn't careI begged them to help and got nothing but rude peopleEven the supervisor talked to me lile I was stupidThen on here all they respond with is some generic repetitive auto responseThey DO NOT care about their clients/costumersThis is utterly ridiculous
I paid my bill off in Feband it is being reported on my credit report that my account has neve been more than payments late instead of being shown as paidIt is still showing a balanceCalled and spoke with a supervisor named Cameron? Informed him of the situation and he stated that the accounting department does not talk with consumersI want this removed from my credit report as they are inaccurately reporting late payments and still showing a balanced owed on the account when there is noneThat is the only remedy which I seek as it does not take them days to report the information so it should not take them days to correct it
I have had continual problems with preferred credit inc since I was unfortunate enough to end up with them as a financier for two air purifiersIt originated with their dishonest lending practices where they tried to assess interest that did not existAfter being blown off by their shift supervisorI sent out the full payment for my purchase, with a letter detailing my extreme dissatisfaction with their dishonest business practiceOne would assume that would be the end of it
Nope as I checked my online banking, they alter my check amount for an additional $So I immediately called my bankBecause this was a check fraud issue, my bank pulled my check to verify itThey confirmed the amount I had written it for and advised me to take it up with preceded credit incIf preceded credit inc refused to do anything then call back and they would take care of it
I called preceded credit incAfter incompetent phone representatives I finally was transformed to a supervisorShe f
I purchased a bed making a $downpayment and said I would pay the balance after the bed was deliveredThey had me sign a installment contract which allows business day for cancellation of the agreementThe bed was delivered on January 11th and I received a invoice on January from PCI FINANCE companyI paid the balance due (amount financed) and wrote on the check "PAID IN FULL" Now the finance company is saying I still owe interest charges even though balance was paid in less than days!!
I purchased this equipment with the knowledge that I have a year to pay the amount in full with no interestI missed payments due to my husband being deployed and not working at the current timeI scheduled a payment and it was returned due to my bank account being hacked and the bank closed my accountThey charged me a dollars additional because they said I was not allowed to miss any payments within the yearI was never disclosed that when going over my contractThey stated it says that on back on the contract in small writing but that was not the details I was givenThis is totally wrong and I should have been told that in the beginningNot after I'm going through a hardship
Preferred Credit is reporting inaccurate information on my Experian credit report
Preferred Credit Account#135XXXX is reporting inaccurate information on my Experian credit reportThey have on my Experian Credit report a Opened Date of 03/but my payment history doesn't reflect any payments from 03/to 06/i have disputed this with Experian but they keep saying that this is being reported accuratelyHow could this account be opened in 03/but from 03/to 06/no payments were reported to Experian
Make me give all this information to "PROVE" who I am and I have to send a letter to close my account? What a jokeYou had a lien on my house that was paid off when I sold it and you keep my account open?
I HAVE BEEN PAYING AN EXTRA DOLLARS ON MY ACCOUNT FOR THE PAST THREE YEARS AND EVERY MONTH I GET MY STATEMENT THE BILL NEVER GOES DOWN NOW I JUST GOT A NEW STATEMENT AND MY BALANCE WAS NOW MY REGULAR PAYMENT IS BUT I PAY INSTEAD SO WHEN I GET MY STATEMENT THERE IS NOTHING SHOWING THE EXTRA MONEY THAT I HAVE BEEN SO I KNOW THAT THIS BILL IS NOT RIGHT AT ALL SO I NEED YOU TO LOOK INTO THIS COMPANY AND SEE WHY I STILL OWE THIS AMOUNT I HAD IT SINCE AND THEY CHARGE ME FOR A WATER SOFT IN MY HOME
Preferred Credit Incengaged in unfair credit practices by never providing information of a 22% interest rate before or during the purchase of our Saladmaster products in October We weren't made aware of this 22% interest rate until we received our first bil in late Novemeber We have sent proof of our documentation that does not show we agreed to this rate We were led to believe we were just paying off the balance of the loan amount We have attempted to contact Preferred Credit Incmultiple times and request the recorded call file for additional evidence that we didn't agree to this 22% interest rate which has never been provided and ignored We have only been told their lawyers reviewed the document sent and we had no recourse
Trying to pay off my Kirby after months of $payments.I called weeks ago and they quoted today its The total of Kirby is 1320.How so?
I started to lease a Kirby in August and my payments where to start in December.When I spoke with the door to door sales person she stated if I decided to do a pay off I could get my interest backI have since made months of payments of $, totaling $200.I decided to pay the Kirby off in full so I called Preffered Credit two weeks ago and was quoted $BUT the grand total for Kirby was $1320!! Where did my payments of $go towards? And most importantly why is it every week the price changesI was also told yesterday I would not get my interest back! How can someone who is trying to pay the entire Kirby off be treated this wayI have TWO disabled veterans I care for and orginally thought this would help my daily choresHow can these companies get away with doing business like this! I just want to pay them off and not h
Have not received a balance of my account and do not know who to talk to Money is being taken out of my account Need to know
I do not know the balance of my account nor do I have an address or phone number for the Preferred Credit PPD
I never received merchandise and was told I was not approved for credit only to get sent to collections
I had a kirby sales person come to my home while he was there other people showed up that also claimed to work for kirbyThe salesman asked me for my information since I was interested in purchasing the vacuum he was sellingI provided all of my information and was then told I was denied for creditLater I started receiving phone calls for collectionsA woman came to my house and left a letterI at that time spoke with her and explained that I never received the merchandise that the sales people told me I did not qualify for credit and and left my home with the vacuum cleanerShe assured me she was going to get this taken care of and that I would not be liableOnly to find out now that this is not only on my credit report as a negative item but, also that it has been sent to collectionsThis has been an absolute nightmare because I trusted these people to come into my ho
Alleged Company assume I am behind on payment I been paying on time all the timeI asked to prove that yet they refusedI on a government assistance program only so much I can pay and I agreed to pay what I agreed not more not lessI refused to be scammed because I feel I am being scammed like I want to contact my attorney
We paid the loan through Preferred Credit before the due date in fullon Feb 28/17They then took another payment from us the next dayAs of today and three calls later to three different people not only do we "owe interest"We were told one week for a refund check and now after our second call to an extremely rude "Pat" and waiting mins for her supervisor to call back we are being told they do not have to pay our money back to us until April 7,we asked for interest and they said noThis is not money we owe to them they owe usThis has been now escalated to the supervisors, supervisors Yet wants us to be clear no matter what they will not pay us back before 4/7/more than a month after they took our money that was NOT owed tothem
On June 16, at 3:pm CST I placed a call to the company to find out what my payoff amount was and to schedule the final paymentThe agent stated that my payoff amount was $I agreed and scheduled the final payment to be taken from my checking accountHe advised me that it would take a few days for the final payment to come out and it would be taken on June 20th I also have an auto payment scheduled for the 20th of each monthI advised the agent of this and told him that the auto payment amount of $on the 20th of June would need to be cancelled as the payoff amount would be the final paymentHe agreed and said that it was cancelled and would not be auto drafted from my checking accountBefore ending the call I confirmed AGAIN that the auto payment of $would NOT be taken from my account on the 20thThe agent confirmed that ONLY the final payment of $would be deducted on June 20th and my auto payment had been cancelledI log into my bank account
I am dealing with the Denver Distributing, Incregarding a Kirby Vacuum that I had a home demonstration on Sunday, March 12, I have filed a complaint with the Revdex.com in Colorado as I am needing to return the vacuum which cost $This credit company has told me that I cannot return the vacuum (how does a credit company tell a consumer this)I have notified the Denver Distributing, Inc Company that I have a personal financial issue with my family that I have to help with and cannot pay for the vacuumThere is a contract that states if cancellation is within days there is no penaltyIt does not state "All sales are Final"
This company has to be the worseThey lie to you on the phone about what you told themI was taking a line of credit out for a purchase I was making and I told them they could take the money from my account for my down payment and that I wanted statements each after thatThey didnt take my down payment and took the monthly payments from my account without my knowledgeWhen I called to find out why, the lady I spoke with name Pam was rudeWhen I told her I wanted my money back for the second payment she told me she couldn’t do that I had to contact my bank for that money backI was so mad that I was shakingTwo week later, I received a phone call telling that they were calling me back to tell me I did agree to the monthly payments and I am listening to the same lady she keep pausing after every couple of words like she was making it upNeedless to say, I will never use this company again
Was approved and agreed to months same as cash, no interest contract for the purchase of a rainbow vaccumI realized once the vacuum should have been paid in full that they were still collectingI called and they said they dont have that on their fileI have my paperwork which states the contract that I agreed to over the phone and on paperHowever they will not honor it and refund meFor months they have been over charging me against my contractI would like all of my money refunded and they can have the vaccum
I have contacted this company after my credit card was stolen and I knew my autopay did not come out of my account
Once I called them on Oct.10th, I was told that I would receive a late fee because I called outside of my grace period, which would have been on the 10thThis made no sense to me, since I was calling on the 10th dayI was then told that I would not be recieving the late fee since I made the payment online with the agent on the phone and there would not be a NSF for the time they tried to with draw the fundsI later called on the 26th to get a payoff quote to and was told I still owed for the NSF, now this just didn't seem right, I had never had any issues and I am on Autopay and pay my bill every month
I had card stolen and I did not have any fundsI contacted customer service, and they told me that because I was late, I was not going to be refundedThen, I was told that there were NSF's and that they refunded oneThat was news to me, I never saw a second on
Payment applications seem shady I am paying additional payments on my account I asked the company to apply the extra payments to the principal and NOT be considered a future payment on an installment After speaking with service representatives I was told they could not apply additional payments directly to the principal because this was a pre-computed loan No where the loan document does it state that it is pre-computed, or what the ramifications are regarding prepayment
On 4-26-@ 9:pm, I spoke with Anna who then transferred me to Karl Both told me I could not apply extra payments toward the principal I asked Karl to transfer me to someone higher up and he stated that it was PM at night and he was the only one thereI asked him if I called back in the morning during "normal" business hours if someone would help me then - he said yes.; I called back on 4-27-10:am and was put on hold; call was dropped at 10:am; I called back & was on hold for m
This company is a money hungry jokeTbey do not care to help anyoneThey only care about rwcieving as much money from you as possibleI should never have gotten involved with themI will be paying this off as quickly as I can just to escape themA 22% interest rate on a $purchase (was supposed to be $1800!) Who does that? We don't have an interest rate that high on anything! We have great credit and still this company doesn't careI begged them to help and got nothing but rude peopleEven the supervisor talked to me lile I was stupidThen on here all they respond with is some generic repetitive auto responseThey DO NOT care about their clients/costumersThis is utterly ridiculous