I purchased a Kirby Vacuum from a local company for the price of $Since I could not pay them on the spot, I opted for billing via Preferred CreditTHAT was early to mid-AprilI received my statement later and wrote a check for the full $I continued receiving statements showing a balance of $There was no information saying "Call for payoff amount" on the statementsI grew concerned after more statements came and calledAfter two discussions, I was told I owed $stillI have offered to pay the first month's interest, since my check cleared MAY 5thI was not directed to a supervisor either
I purchased a water softer system for $5,and it was financed for months at 17.89% bringing the total cost to $9,In the credit agreement there is not a stated pre-payment penaltyHowever, when I contacted the company to get a payoff amount I was told I still owed $1,which includes interest as if I was still financing the system for the full monthsAt that time they also informed me that they front loaded the interest on the loan to have interest paid prior to balance requiring me to pay more interest than necessaryThere are currently months left on the loanIf I would like to pay off the system early I should not be required to pay interest on the remaining months, just for the month in which I am paying it offThat would bring my reasonable payoff to $1,I have already paid well over the initial cost of the product and find it disingenuous that a company would require me to pay for months that I no longer need the system financed in an effor
MY CHECK HAD ISSUES SO I HAD TO PAY THIS BILL A LITTLE LATEI GOT ONLINE TO PAY MY BILLWHEN I CLICKED ON THE ACCOUNT IT INFORMED ME THAT $WAS DUELAST MONTH AND THIS MONTHI CLICKED ON TO PAY THE RECURRING PAYMENT OF $PLUS A $LATE FEEI WENT THROUGH THE PROCESS AND COMPLETEDI GET AN EMAIL IT CONFIRM PAYMENTA COUPLE OF MINUTES LATER I RECEIVE ANOTHER EMAIL SAYING THANK YOU FOR A PAYMENT OF $IM LIKE WHATSO I CALL THE COMPANY SPEAK WITH A SUPERVISOR THEY TELL ME I CAN GO ONLINE AND CANCEL IT SINCE IT IS POSTED FOR TOMORROWI GO ONLINE AND SEE PENDING PAYMENT, THE ONE I DID FOR $AND ANOTHER ONE FOR $THE ONE FOR $I COULDNT CANCEL THAT ONE BUT FOR THE ONE FOR $I COULD CANCEL THAT ONESO I CALL AND TELL THEM AGAIN WHAT IS GOING ONTHE SUPERVISOR TELLS ME HE SEES BOTH PAYMENTHE DONT UNDERSTAND HOW IT HAPPEN BUT HE CANT DO NOTHING ABOUT ITBUT ONLINE WHERE YOU SUPPOSE TO CANCEL IT SAYS TO CONTACT THEMI TOLD HIM I NEED SOMEONE TO FIX ITHE
Preferred credit is charging way too much interest on my filter queen I have been a customer for over a year and the amount of interest im charged every month never seems to go downeven though the balance has decreased by
They are a complete rip off, iv been paying on this account for over three years and the majority of all my payments have gone towards interest, not principleI called and asked how much longer do I have to pay on these items, they told me it’s a revolving account there is no time frame as to when it will be paid off, I’m not going to be paying for something ten years later that Iv paid for already, while your pocketing my money
I p urchased a Bixby vacuum cleaner about years agoIt stopped working shortly after purchaseAll attempts to contact the company have failed
Preferred Credit has taken $out of my credit card monthly for all this timeThe machine does not work, I can't reach anyone for help (someone told me they don't exist anymore) yet the money keeps being taken out of my accountI am 100% disabled and live on $a monthI do not have this money to just continually be taken outAccording to my calculations, this vacuum should be paid off completely
I am very upset, I was told that any extra payments that I made would go to the principal, now they are saying that I cant do that, I am tired of being lied to, I want my extra money back because my total for my product is not going down
I bought a Rainbow machine and it was financed thought Preferred Credit IncI want the canceled contract in order to file and complete the payoff process.I paid off the account in three paymentsI have been waiting for the document for more than two months
We purchased a set of pots and pans from Salad Master and financed it through PCI We paid off the amount in incremental payments because the interest was so high We paid off the balance on the last invoice, but received an additional amount after the payment was made We Were harassed for an additional interest payment from this company I’m furious at the way they acted about this dispute and their consistent harassment We do not intend to pay the additional amount charged and requested the amount be waived We paid over $3,for the product These people are young and aggressive and rude I do not recommend Salad Master to anyone and intend to publicize the dissatisfaction with this company PCIIt is disgusting to treat hard working people who pay their bills like this! Rebecca & Gilbert ***
I HAVE ONLY DELT WITH THIS COMPANY FOR A SHORT TIME BUT THEY ARE THE RUDIST PEOPLE TO DEAL WITHWHEN I DIDN'T HAVE MONEY IN MY ACCOUNT TO PAY AND I CALLED THEM TO TELL THEM I WILL MAKE UP THEPAYMENT A CERTAIN DATE THEY DON'T WANT TO HEAR ITTHEY WANT IT NOW I CAN['T WAIT TO GET THIS PAID OFF
We fell behind on our bill for months and then resumed payments at a higher rate to get out of collections (even though they were still accepting our payments) We were a little short this month so our payment was late, went through todayIn November of I received a call at my work and asked them very firmly NEVER to use my work phone as a means of collectionsToday they called my work phone againI am very upset about this and could possibly lose my job
Preferred credit steals money by continually charging late feesWhen trying to work with them they do not even tryWe have paid 3,and even with a month coming out of my check that only went toward the late feesWe have more than paid off this company and they still want moreWhat they are doing should be illegalDO NOT USE PREFERRED CREDIT!!!!!!!!!!!!!!!!!!!!!!!!!!!
An unsolicited credit line appeared on my credit report I contacted Preferred Credit Inc by phone to learn what the account was They could not provide an account and said to contact the credit bureau to despute the claim I did, and the dispute was rejected by Preferred credit two times I never consented to or signed anything to open an account
I am filing a complaint about this company because they reported me as paying late and I have never been late on my payments! They even had a gentleman call me to inform me that I had a late charge and after I checked my account while I had him on the phone, I told him that my payment went through my bank already, and he told me to disregard the phone call About a month later it was reported on my credit report as being late! Confused, I called the company to inquire about why my credit was reported when I wasn't late, the lady I spoke with couldn't answer my question and she wouldn't remove it off of my account! When I asked to speak to a manger, she refused stating that the managers were busy or unavailableI even called this business and specifically asked to speak to a manager and I haven't spoken with one yet! I think this company is shady and they are not very customer friendly I hate that I have never been late with my payments to this or any creditor, and this is causi
Over a year ago I lost my job, and negotiated with preferred credit a payment of 50$ a monthThey have since charged me late fees every month, damaged my credit, and now are sending me info about setting up automatic payments and that now my payments are 50$ dollars a monthIf not for the late fees this would be PAID off!! They need to fix their systems and correct this!
These *** put a UCC lien on my house that preventing me from streamlining my mortgage -- this is not the same as a re-finance, it's a streamline that I am getting NO CASH out of How in the hell can they sleep at night wanting to be in 1st lien position for stupid *** $water filtration system!?!? $dollars -- SERIOUSLY!?!!?? How is the Revdex.com giving them an A+ rating when most of the reviews are complaints? Do I sound pissed? It's because I am!
WHATEVER YOU DO, AVOID PCI FOR ANYTHING!!!
Hello, I purchased a Rainbow cleaning system (Serial number *** and ***) on Sept 29, I bought the system on the condition that the kitchen set would be included if we chose the agreed financing optionThe wonderful sales person who did our demo called her manager, Amanda, and she stated that this was agreeableThe system was left at our residenceI bought it as a gift for our elderly in-laws but since they have been having health problems, I have not given it to them and it remains unusedTo date, I have not received the kitchen set valued at (I believe they stated $3000?)The sales team has communicated that this was not sent because the salesperson had not done something on their end This is despite the multiple calls that I put in as well as her manager having verbally agreed the day of the sale, indicating her knowledge of the deal I have since been offered to have it shipped The set was intended to be a Christmas gift Since it had not arrived and I did
Never use any line of credit from Preferred Credit, INC My husband utilized them to purchase a water filtration system from Rainsoft in Tulsa, OK My husband was the primary on the account and was shot and killed in our home and I called Preferred Credit to settle the account The best they could do was lower the monthly payments which would incur late fees and be reported to the Credit Bureau They were nonsympathetic to the fact that I have only one income and since the homicide occured in the home, I plan to sell This has got to be the worst customer service even outside of the tragedy that I am already dealing with I cannot believe they are so heartless and all they care about is their money
Payments submitted to PCI are not reported on the day the payment is madeInstead, the payment is credited once the bank has funded the transaction, sometimes days after the payment is madeI feel this is dishonest since every other business gives me credit for a payment the day I contact them to make a paymentThis is not explicitly stated in any of the information we have received from PCIThe only way this information was revealed to us was when we called to make a payment today (July 7) and the payment will not be credited to our account until July Because of this, our payment is viewed by PCI as late, even though we called to make the payment a day before our due date of July
I bought a Salad Master set at a cooking show I used the only financing offered (Preferred Credit)at the time to set up the arrangement to pay for it My understanding at the time was that no interest would be charged if I paid the balance in full on the first due date I was shocked to see that on the very first statement, interest charged was $ I called Preferred Credit to complain They were polite, but refused to make any concessions They claimed the contract stated this, but I did not under-stand that to be so
I also want to point out several key points:
1) Interest charged was a whopping 18% - this in a very low interest environment
2) My first statement showed a payment due date of 3/28/2016, but the minimum balance of zero due Obviously this is designed to make you think you owe nothing while they keep collecting interest at 18%
3) We called to try to transfer this balance to a Citibank Zero Percent offer on balance transfers We provided the ne
I purchased a Kirby Vacuum from a local company for the price of $Since I could not pay them on the spot, I opted for billing via Preferred CreditTHAT was early to mid-AprilI received my statement later and wrote a check for the full $I continued receiving statements showing a balance of $There was no information saying "Call for payoff amount" on the statementsI grew concerned after more statements came and calledAfter two discussions, I was told I owed $stillI have offered to pay the first month's interest, since my check cleared MAY 5thI was not directed to a supervisor either
I purchased a water softer system for $5,and it was financed for months at 17.89% bringing the total cost to $9,In the credit agreement there is not a stated pre-payment penaltyHowever, when I contacted the company to get a payoff amount I was told I still owed $1,which includes interest as if I was still financing the system for the full monthsAt that time they also informed me that they front loaded the interest on the loan to have interest paid prior to balance requiring me to pay more interest than necessaryThere are currently months left on the loanIf I would like to pay off the system early I should not be required to pay interest on the remaining months, just for the month in which I am paying it offThat would bring my reasonable payoff to $1,I have already paid well over the initial cost of the product and find it disingenuous that a company would require me to pay for months that I no longer need the system financed in an effor
MY CHECK HAD ISSUES SO I HAD TO PAY THIS BILL A LITTLE LATEI GOT ONLINE TO PAY MY BILLWHEN I CLICKED ON THE ACCOUNT IT INFORMED ME THAT $WAS DUELAST MONTH AND THIS MONTHI CLICKED ON TO PAY THE RECURRING PAYMENT OF $PLUS A $LATE FEEI WENT THROUGH THE PROCESS AND COMPLETEDI GET AN EMAIL IT CONFIRM PAYMENTA COUPLE OF MINUTES LATER I RECEIVE ANOTHER EMAIL SAYING THANK YOU FOR A PAYMENT OF $IM LIKE WHATSO I CALL THE COMPANY SPEAK WITH A SUPERVISOR THEY TELL ME I CAN GO ONLINE AND CANCEL IT SINCE IT IS POSTED FOR TOMORROWI GO ONLINE AND SEE PENDING PAYMENT, THE ONE I DID FOR $AND ANOTHER ONE FOR $THE ONE FOR $I COULDNT CANCEL THAT ONE BUT FOR THE ONE FOR $I COULD CANCEL THAT ONESO I CALL AND TELL THEM AGAIN WHAT IS GOING ONTHE SUPERVISOR TELLS ME HE SEES BOTH PAYMENTHE DONT UNDERSTAND HOW IT HAPPEN BUT HE CANT DO NOTHING ABOUT ITBUT ONLINE WHERE YOU SUPPOSE TO CANCEL IT SAYS TO CONTACT THEMI TOLD HIM I NEED SOMEONE TO FIX ITHE
Preferred credit is charging way too much interest on my filter queen I have been a customer for over a year and the amount of interest im charged every month never seems to go downeven though the balance has decreased by
They are a complete rip off, iv been paying on this account for over three years and the majority of all my payments have gone towards interest, not principleI called and asked how much longer do I have to pay on these items, they told me it’s a revolving account there is no time frame as to when it will be paid off, I’m not going to be paying for something ten years later that Iv paid for already, while your pocketing my money
I p urchased a Bixby vacuum cleaner about years agoIt stopped working shortly after purchaseAll attempts to contact the company have failed
Preferred Credit has taken $out of my credit card monthly for all this timeThe machine does not work, I can't reach anyone for help (someone told me they don't exist anymore) yet the money keeps being taken out of my accountI am 100% disabled and live on $a monthI do not have this money to just continually be taken outAccording to my calculations, this vacuum should be paid off completely
I am very upset, I was told that any extra payments that I made would go to the principal, now they are saying that I cant do that, I am tired of being lied to, I want my extra money back because my total for my product is not going down
I bought a Rainbow machine and it was financed thought Preferred Credit IncI want the canceled contract in order to file and complete the payoff process.I paid off the account in three paymentsI have been waiting for the document for more than two months
We purchased a set of pots and pans from Salad Master and financed it through PCI We paid off the amount in incremental payments because the interest was so high We paid off the balance on the last invoice, but received an additional amount after the payment was made We Were harassed for an additional interest payment from this company I’m furious at the way they acted about this dispute and their consistent harassment We do not intend to pay the additional amount charged and requested the amount be waived We paid over $3,for the product These people are young and aggressive and rude I do not recommend Salad Master to anyone and intend to publicize the dissatisfaction with this company PCIIt is disgusting to treat hard working people who pay their bills like this! Rebecca & Gilbert ***
I HAVE ONLY DELT WITH THIS COMPANY FOR A SHORT TIME BUT THEY ARE THE RUDIST PEOPLE TO DEAL WITHWHEN I DIDN'T HAVE MONEY IN MY ACCOUNT TO PAY AND I CALLED THEM TO TELL THEM I WILL MAKE UP THEPAYMENT A CERTAIN DATE THEY DON'T WANT TO HEAR ITTHEY WANT IT NOW I CAN['T WAIT TO GET THIS PAID OFF
We fell behind on our bill for months and then resumed payments at a higher rate to get out of collections (even though they were still accepting our payments) We were a little short this month so our payment was late, went through todayIn November of I received a call at my work and asked them very firmly NEVER to use my work phone as a means of collectionsToday they called my work phone againI am very upset about this and could possibly lose my job
Preferred credit steals money by continually charging late feesWhen trying to work with them they do not even tryWe have paid 3,and even with a month coming out of my check that only went toward the late feesWe have more than paid off this company and they still want moreWhat they are doing should be illegalDO NOT USE PREFERRED CREDIT!!!!!!!!!!!!!!!!!!!!!!!!!!!
An unsolicited credit line appeared on my credit report I contacted Preferred Credit Inc by phone to learn what the account was They could not provide an account and said to contact the credit bureau to despute the claim I did, and the dispute was rejected by Preferred credit two times I never consented to or signed anything to open an account
I am filing a complaint about this company because they reported me as paying late and I have never been late on my payments! They even had a gentleman call me to inform me that I had a late charge and after I checked my account while I had him on the phone, I told him that my payment went through my bank already, and he told me to disregard the phone call About a month later it was reported on my credit report as being late! Confused, I called the company to inquire about why my credit was reported when I wasn't late, the lady I spoke with couldn't answer my question and she wouldn't remove it off of my account! When I asked to speak to a manger, she refused stating that the managers were busy or unavailableI even called this business and specifically asked to speak to a manager and I haven't spoken with one yet! I think this company is shady and they are not very customer friendly I hate that I have never been late with my payments to this or any creditor, and this is causi
Over a year ago I lost my job, and negotiated with preferred credit a payment of 50$ a monthThey have since charged me late fees every month, damaged my credit, and now are sending me info about setting up automatic payments and that now my payments are 50$ dollars a monthIf not for the late fees this would be PAID off!! They need to fix their systems and correct this!
These *** put a UCC lien on my house that preventing me from streamlining my mortgage -- this is not the same as a re-finance, it's a streamline that I am getting NO CASH out of How in the hell can they sleep at night wanting to be in 1st lien position for stupid *** $water filtration system!?!? $dollars -- SERIOUSLY!?!!?? How is the Revdex.com giving them an A+ rating when most of the reviews are complaints? Do I sound pissed? It's because I am!
WHATEVER YOU DO, AVOID PCI FOR ANYTHING!!!
Hello, I purchased a Rainbow cleaning system (Serial number *** and ***) on Sept 29, I bought the system on the condition that the kitchen set would be included if we chose the agreed financing optionThe wonderful sales person who did our demo called her manager, Amanda, and she stated that this was agreeableThe system was left at our residenceI bought it as a gift for our elderly in-laws but since they have been having health problems, I have not given it to them and it remains unusedTo date, I have not received the kitchen set valued at (I believe they stated $3000?)The sales team has communicated that this was not sent because the salesperson had not done something on their end This is despite the multiple calls that I put in as well as her manager having verbally agreed the day of the sale, indicating her knowledge of the deal I have since been offered to have it shipped The set was intended to be a Christmas gift Since it had not arrived and I did
Never use any line of credit from Preferred Credit, INC My husband utilized them to purchase a water filtration system from Rainsoft in Tulsa, OK My husband was the primary on the account and was shot and killed in our home and I called Preferred Credit to settle the account The best they could do was lower the monthly payments which would incur late fees and be reported to the Credit Bureau They were nonsympathetic to the fact that I have only one income and since the homicide occured in the home, I plan to sell This has got to be the worst customer service even outside of the tragedy that I am already dealing with I cannot believe they are so heartless and all they care about is their money
Payments submitted to PCI are not reported on the day the payment is madeInstead, the payment is credited once the bank has funded the transaction, sometimes days after the payment is madeI feel this is dishonest since every other business gives me credit for a payment the day I contact them to make a paymentThis is not explicitly stated in any of the information we have received from PCIThe only way this information was revealed to us was when we called to make a payment today (July 7) and the payment will not be credited to our account until July Because of this, our payment is viewed by PCI as late, even though we called to make the payment a day before our due date of July
I bought a Salad Master set at a cooking show I used the only financing offered (Preferred Credit)at the time to set up the arrangement to pay for it My understanding at the time was that no interest would be charged if I paid the balance in full on the first due date I was shocked to see that on the very first statement, interest charged was $ I called Preferred Credit to complain They were polite, but refused to make any concessions They claimed the contract stated this, but I did not under-stand that to be so
I also want to point out several key points:
1) Interest charged was a whopping 18% - this in a very low interest environment
2) My first statement showed a payment due date of 3/28/2016, but the minimum balance of zero due Obviously this is designed to make you think you owe nothing while they keep collecting interest at 18%
3) We called to try to transfer this balance to a Citibank Zero Percent offer on balance transfers We provided the ne