National Credit Systems Inc.

I disputed this debt I left the rental agreement (not lease) 1 month early because the apartment was causing respitory problems because of cockroaches and old carpet. I supplied them with a letter from my doctor and hospital records. National Credit Systems claimed to be representing the creditor when in fact they purchased the debt and now own it, this is an attempt not to loss the chain of custody.

I disputed this debt I left the rental agreement (not lease) 1 month early because the apartment was causing respitory problems because of cockroaches and old carpet. I supplied them with a letter from my doctor and hospital records. National Credit Systems claimed to be representing the creditor when in fact they purchased the debt and now own it, this is an attempt not to loss the chain of custody.

This complaint has already been addressed, responded to, and closed out by the Revdex.com on Complaint Case ***

Complaint: ***
I am rejecting this response because:Doesn't prove the debt is valid
Sincerely,
*** ***

National Credit Systems, Inc. *** *** *** ***
*** *** ***
*** Thank you for contacting National Credit Systems, Incagain on behalf of this consumerWe have researched our records and found the following:The consumer was a legal party to the original debt that went into default; therefore, the account was reported on her credit history in Our client would have made attempts to reach this consumer via mail if she gave them a forwarding addressThis consumer has previously disputed the account with our company and was advised that the dispute was invalidThe account has now been paid and we have reported the account with the appropriate statusWe are unable to delete the account history from the credit bureausWe are confident that we have followed all applicable laws and did not enter into any agreement to delete this account in exchange for paymentIf the consumer restricted the endorsement, that would be her decision and we did not agree with her in writing Thank you, National Credit Systems, Inc

National Credit Systems is required by law to make sure that we are speaking with the correct person when contacting them about a debt. This is done in order to protect the privacy of the party who has the debt. Therefore we ask them to verify information, such as the last for digits of
their social security number and/or date of birth, which is information we already have received from our client. This account will remain on the consumer's credit report at this time

This account was placed for collection by *** *** *** *** *** in December 2015, where the consumer previously resided. The consumer previously disputed the account. National Credit Systems investigated the dispute and the account was found to be valid. A
letter was mailed to the consumer, two times, on May 8, and September 5, informing the consumer of the results of our investigation, that the debt had been validated, along with supporting documentation. The account is marked as a disputed account for credit reporting purposes and will remain as a disputed account on the consumer's credit report at this time

Complaint: ***
I am rejecting this response because: You don't have the information that allows you to report on my credit you are lying and willfully breaking the law at this time I will be forwarding this to the attyGen and the State banking commission after request you Surety bind and filing a claim against I will be able to collect the damages you have and fines I provided the last of my SS# to the CFPB and you still did noting you are not above the law and it is my intent to sue after the Atty General office and the OCC and the State banking commission get done with you company and it lies I have started a blog and their is over a active people that will be moving forward with filing complaints with these agencies m complaint might go in noticed but people with a span of a week that will not I hope your company stops breaking the law because the law will be coming for youThe amount of fines I am sure you will incur will be vast.
Sincerely,
*** ***

The consumer has been contacted and has paid a settlement for account numbers *** & ***. Paid letters were emailed to the consumer on March 3, and again on March 14, 2018. Additionally, both accounts have been marked for deletion from the consumer's credit reportsOur
next update to the three major credit reporting agencies (Equifax, Experian, & Trans Union) will take place on or about April 7th, and the deletion requests will be electronically transmitted at that time. This should resolve the consumer's concerns

This complaint was previously received an answered in February 2017. The account is not being collected by National Credit Systems, but has been placed for collection with the *** *** ** *** *** **. They can be reached at ***. I will request a copy of the charges
be sent to the consumer at the address listed on this complaint. The item will remain on the consumer's credit report as a disputed item at this time

National Credit Systems is a third party collection agency representing *** *** ***, where the consumer previously resided, and has a lease contract with. The account was placed for collection in our office in October 2014. The consumer has previously disputed the
debt. National Credit Systems investigated the account and the debt was found to be valid. A letter informing the consumer of the findings of our investigation was mailed to the consumer, with supporting documents as recently as March 14, 2017. The account is marked as a disputed account for credit reporting purposes, and will remain on the consumer's credit report as a disputed account at this time

This account was placed in our office in March 2012. As the consumer stated, she disputed the debt on May 25, 2017. National Credit Systems investigated the debt, and the debt was found to be valid. A letter was mailed to the consumer on June 11, 2017, informing the consumer of the
outcome of the investigation, with supporting documentation. The account marked as a disputed account, and will remain on the consumer's credit report as a disputed account at this time. Also...the email from the Revdex.com indicated that this complaint had been sent to National Credit Systems previously. This is the first time this complaint has been received in this office

Complaint: ***
I am rejecting this response because: the document that was sent to me is showing the incorrect amountPlease see the attachment showing that there clearly shouldn’t have been an early termination feeThere is a “NO” marked beside it however;I was charged $The total amount due needs be adjusted and updated on my file.
Sincerely,
*** ***

The purpose of this posting is specifically, and only, related to the review you left on our company. Unfortunately, federal law limits our ability to respond to your claim or communicate with you on this forum. NCS goes to great lengths to operate in a lawful, ethical, and professional
manor. If you believe that this has not occurred, we encourage you to contact us at ***Please provide specifics, such as your name, account ID, and other details, so we may access your information to reviewThank you in advanced for providing this information, so we may investigate the accuracy of your claim

National Credit Systems is a third party collection agency, representing *** *** *** ***, where the consumer previously resided and has a contract with. National Credit Systems will investigate the consumer's dispute. After the investigation is completed,
a letter will be sent to the consumer, at the address on this complaint, advising the consumer of our findings, along with any supporting documentation. This account is being reported as a disputed account for credit reporting purposes, and will remain on the consumer's credit report at this time, as a disputed item, pending the outcome of our investigation

This account has been previously disputed by the consumer and investigated by National Credit Systems. The account has been found to be valid and the National Credit Systems mailed a letter to the consumer, with supporting documents, informing the debtor that the debt has been investigated and
found to be valid, on August 9, 2017. As a courtesy, National Credit Systems will resend documents with the validation letter to the consumer at the address on this complaint. The account is being reported as a disputed item to the credit bureaus and will remain on the consumer's credit report as a disputed item at this time

National Credit Systems is a third party collection agency, representing The Waterman's Crossing Apartment Community, where the consumer previously resided and has a contract with. National Credit Systems will investigate the consumer's dispute. After the investigation is
completed, a letter will be sent to the consumer, at the address on this complaint, advising the consumer of our findings, along with any supporting documentation. This account is being reported as a disputed account for credit reporting purposes, and will remain on the consumer's credit report at this time, as a disputed item, pending the outcome of our investigation

Thank you for contacting our office on behalf of this consumerWe have reviewed the complaint and found
the following:This consumer has informed our office that the account is being disputedWe have notated the dispute and will be mailing validation to the address listed on the Revdex.com complaint. If the address is not preferable to receive mail, please have this consumer immediately notify our officePlease have this consumer review the documentation and then contact our office to resolve the debt. Thank you, National Credit Systems, Inc.

This account has been in our office since May 2011. The consumer has previously disputed the account several times. National Credit Systems investigated the debt, which was found to be valid and mailed correspondence to the consumer with documentation validating the debt as recently as
April 4, 2017. The account is in a cease and desist status and will not be called. Additionally, the account is marked as a disputed item, and is being reported as a disputed account to the credit reporting agencies. The account will remain on the consumer's credit report at this time

This account was placed in our office in May 2013. The consumer previously disputed the account. National Credit Systems investigated the dispute and the debt was determined to be valid. A letter was mailed to the consumer on August 3, 2017, validating the debt, with supporting
documentation. The account is marked as a disputed item, for credit reporting purposes, and will remain on the consumer's credit report at this time