National Credit Systems Inc.

Complaint: [redacted]
I am rejecting this response because: This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you or I want this alleged, false debt taken off of all credit bureau's reports, including [redacted].  I have no recollection as to the particulars of this alleged debt.  Please be advised that the FDCPA requires you to stop all collection activities until you have produced these documents and delivered them to me.Please provide me with the following:·         What the money you say I owe is for; ·         Explain and show me how you calculated what you say I owe; ·         Provide me with copies of any papers that show I agreed to pay what you say I owe; ·         Provide a verification or copy of any judgment if applicable; ·         Identify the original creditor; ·         Prove the Statute of Limitations has not expired on this account; ·         Show me that you are licensed to collect in my state; and ·         Provide me with your license numbers and Registered Agent. If your offices have reported invalidated information to any of the three major Credit Bureau's ([redacted]), said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following: ·         Violation of the Fair Credit Reporting Act ·         Violation of the Fair Debt Collection Practices Act ·         Defamation of Character If your offices are able to provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.   Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.   If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.   I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.
Sincerely,
[redacted]

National Credit Systems, Inc. 
[redacted] 
[redacted]Thank you for contacting our office on behalf of this consumer. We have reviewed the complaint and found the following:This consumer has informed our office that the account is being disputed. We have notated the dispute and will be mailing validation to the address listed on the Revdex.com complaint.  If the address is not preferable to receive mail, please have this consumer immediately notify our office. Please have this consumer review the documentation and then contact our office to resolve the debt.  Thank you, National Credit Systems, Inc.

The person who filed this complaint is not an account holder for the account she identified.  She is a third party.  A paid letter has been emailed to the consumer, whose account this is on March 7, 2018.  National Credit Systems does not release information to any third party...

without the express written consent of the consumer, to whom the account belongs, due to laws designed to protect the privacy of the consumer.   The person who filed the complaint may contact the consumer and request a copy of a paid letter be sent to her, if the consumer decides to do so.  As far as a receipt goes, the payer will have their own bank records for a receipt of any payment.

Thank you for contacting our office on behalf of this consumer. We have reviewed our records and offer the following:National Credit Systems, Inc. is not attempting to extort any money from this consumer. We are a third party agency that is collecting on behalf of the original client. This consumer...

has two accounts in collections, totalling 6516.00. We will be happy to provide the consumer with a validation of all charges. We have previously mailed numerous letters to the consumer to an address that we believed to be valid. We have received numerous disputes and have notated our records. Please have the consumer notify us of an appropriate address to where validation of charges can be sent. We will be happy to send.  Sincerely,  National Credit Systems, Inc.

Complaint: [redacted]
I am rejecting this response because:I do not agree. National Systems, Inc. never contacted me and broke several laws. As stated before, I will be filing the necessary complaints, as well as, taking the appropriate legal actions. 
Sincerely,
[redacted]

This complaint pertains to account [redacted], which has been placed for collections at the law office of [redacted].  The reason the account was placed for collection is that the consumer broke the terms of the lease which he signed and agreed to.  The account has been placed in a...

cease and desist status, so that the collection calls will stop.  However, the balance is still owed.  The consumer may call the law office of [redacted] at [redacted] to work out repayment.

Complaint: [redacted]
I am rejecting this response because: It has been over 61 one days, and there has been no validation of said debt.
Sincerely,
[redacted]

It is the policy of National Credit Systems that no "receipt" letters are provided to the consumers until the account has been satisfied in full.  The consumer's own bank records will serve as a receipt for each payment made, until that time.  This account was placed in our office in...

August 2013.  The entire balance was due to our client, at the date of move out, which the records we have received indicate was July 12, 2013.

Complaint: [redacted]
I am rejecting this response because: The company completely disregarded their disrespectful employee. I am a single mom without help and this apartment is going to leave me homeless. I do not have the funds to complete what they’re requesting me to pay to remove this from my credit report and put a down payment on a home. I was calling for assistance and options and the woman on the phone had no empathy and was far from willing to assist me. 
Sincerely,
[redacted]

Complaint: [redacted]
I am rejecting this response because: I do not see proof of damages not did I recieve the notice of damage or cost as mandated 30 days.
Sincerely,
[redacted]

Complaint: [redacted]
I am rejecting this response because: I have not received the original documents from the creditor. This does not solve the lack of customer service and the hang ups that have hindered me from getting this resolved. I have requested information to prove this debt is not mine, and have yet to receive them. They have been refused to me by the representative. I want this taken care of immediately. I want the name and phone number to the ORIGINAL creditor, as well as copies of the documents sent to national Credit Systems 
Sincerely,
[redacted]

Complaint: [redacted]
I am rejecting this response because:Under what [redacted] and [redacted] laws to do you find this legally reporting I want you surety Bond number as I am going to be filling a complaint against it I want proof that you bought the debt and or the contract that proves that even have the right to collect this debt as you don't have a right to report it a invoice is not proof of anything provide the documents or I will follow through with a lawsuit  
Sincerely,
[redacted]

The consumer referenced in account number [redacted] lives at a different address and has a different date of birth.  This is the person we have reported to the credit reporting agencies.  Sometimes the credit reporting agencies may mismatch the information we send them to another consumer in...

error.  When this happens, it is an error at the credit reporting agency (Trans Union, Equifax or Experian), and not National Credit Systems. To correct it, a consumer must dispute the account being reported against them with the credit agency that is reporting it.  National Credit Systems is specifically reporting  another party of the same name at a different address and a different date of birth.  We cannot correct an error made in another company.  That is why the consumer must dispute the error with the credit reporting agency, in order to correct it.

National Credit Systems is a third party collection agency, representing The Briarcreek Commons Apartment Community, where the consumer previously resided and has a contract with.  National Credit Systems will investigate the consumer's dispute.  After the investigation is...

completed, a letter will be sent to the consumer, at the address on this complaint, advising the consumer of our findings, along with any supporting documentation.  This account is being reported as a disputed account for credit reporting purposes, and will remain on the consumer's credit report at this time, as a disputed item, pending the outcome of our investigation.

Complaint: [redacted]
I am rejecting this response because:This is incorrect if you are implying that there were only two conversations between myself and your establishment. There were conversations in between where I asked to speak with the manager and the manager herself got an attitude and disconnected the call. I'm quite sure there is no documentation of that. I don't know who or way got the information wrong but why would ANYBODY pay an account with incorrect information. This is only another example of this company attempting to throw the blame. There were irresponsiblilite in both parties but National Credit Systems (as before) does nothing on their part regarding their mistakes. 
Sincerely,
[redacted]

This complaint concerns account [redacted] placed in our office in May 2016.  As the consumer stated he broke is lease by moving out early.  Therefore he is subject to the charges called for in the lease agreement he signed and agreed to.  National Credit Systems will mail the consumer a...

copy of the charges.  The consumer may contact his account representative at [redacted] to work out repayment.  The account will remain as an unpaid disputed debt on the consumer's credit report at this time.