We can appreciate the concern that the [redacted] family has, but attached you will find an explanation of benefits showing that the account was billed to their insurance and that the insurance company denied the charges on 2.26.13 as "27 - Expenses incurred after coverage terminated". Our...
client, though, was kind enough to provide a no insurance discount and adjust the bill down from the $404 to the current balance $262.60. Regarding what was sent, the [redacted] family asked for an itemization and that was what was mailed to them. If the [redacted] family wants to resolve the balance, we are happy to assist in any way, but their version doesn't provide the full story. Why their insurance claims they didn't receive the claim is unknown to us.
I cannot agree to pay this "debt". Again, I had surgery in Jan 2014. They sent me a bill in Sept 2014. I paid it in full. Then 3 years later, they want more. It's unusual at the least.Since Meade and Associates is asking for the money, the complaint is against you as I was advised to do.I met with one of my bank officials, and they let me know that 8 or 10 people have medical debt. Mine is quite small and shouldn't affect my credit rating much. My house is paid off, and I see no need to borrow anytime soon.I intend to file a formal complaint against [redacted] and Dr. [redacted] with the [redacted] Medical Board. I'm interested in their viewpoint and opinion. After that is resolved, I'll give it more thought.I spoke on the phone to one of your respresentatives the other day. I was only trying to have a converstion. I was never rude nor did I ever raise my voice. I was trying to explain my situation, but she appeared to have only certain,specific responses. I found her to be unfriendly and cold.
Regards,[redacted]
Our apologies to Mr. [redacted] but we have done as we are required to do. Attached is the credit reporting status on each of the accounts for Mr. [redacted]. To explain what it means, we have also attached screen shots explaining out codes. We were notified of the bankruptcy in April,...
2013. At the end of April, we updated the credit report. The last screen shot shows that happening. I didn't capture it for each account as the notes are the same for all. The first set of screen shots shows all accounts being an R and the last report date was 4.20.2013. We have notified the CBR's and this data should serve as proof of such. Should Mr. [redacted] not be happy with how the CBR's handled our requests, we suggest he contact the CBR's directly. He can dispute the accounts with them and we will reply that they are part of his bankruptcy. We hope this paperwork will allow for the Revdex.com to close this complaint without further response from our agency.
As [redacted] points out, the letter was addressed to her son. Should he choose to reach out to us as his name was on the letter, or provide authorization granting us the ability to speak with a 3rd party, we will happily do so, but until that time, we will not respond to any allegations made....
In regards to calling a # provided by a party, we cannot control that. However, now that we are asked, we will gladly stop calling the number. We wait patiently for the proper party to reach out to us.
Mr. [redacted] never asked about the account being deleted from his credit report. Had he done so, he would have been told we do not delete paid accounts from the credit report. We update them as paid in full. We have an obligation to report true and accurate information to the credit reports. The truth of the matter is, Mr. [redacted] had an account end up in collections. A notice was mailed to him the address listed in the complaint. He did not resolve it prior to credit reporting. He paid it after it reported to the credit report. Therefore, we will update that the account is now paid in full. He also didn't ask when it was reported to the credit reports as paid but had he, he would have been told we report monthly and that we will report the first week of July that the balance has been resolved. As he told us he was trying to refinance on the call, he can have his lender all in to verify payment if he would like and we will let them know the balance has been paid in full and we are in the process of updating the credit reports. However, it cannot be deleted just because it is paid.
It appears a letter was mailed to the wrong person. For that, we apologize. If the information doesn't match, which in this case it appears it does not, then it will not be reported to the credit bureau.
We attempted to reach out to Ms. [redacted] prior to it reporting but she never responded. She didn't respond at all until it was on her credit report. Even then, when the attorneys office first spoke with her, that was in Feb. 2015 when she said she would speak with her mother as she had...
two insurances and she would get back with them. She also told our client the same thing back in Oct 2013. She then reached out in June to say she would fax but we show no record of receiving them. The bill is from March 2013 and it is highly unlikely any insurance company will pay for a bill that is that old. Our client at time of service was provided with BBP and UHC. We suggest she follow up with them to see why they didn't pay.
Hello,I received your final response indicating that there is nothing else that Meade & Associates can do for me. Please note that I feel this is not right. 1. The so called support submitted fails to show any identifying information that the account listed was for me. 2. They also failed to respond as to why they did not provide me any information when requested on 12/19/16, but were absolutely willing to provide the information when a Revdex.com complaint was filed.3. They have also not responded as to their treatment of me when I called (hanging up me). I would implore you to request the tape of the call as I was told up front that the call was being recorded. I feel that they are insinuating that I asking for the world and that I was screaming and hateful when I called them, which I was not. They were not nice to me and would not provide me any requested information.I am simply asking that they resend the information to the credit bureaus (if it was in fact originally sent on 8/5/16), as it was obviously not received by them. As the information they provided does not prove that it was done in the first place. I do not understand why they can't do this? They sure reported it to the credit bureau right away.Please advise. Thank you,
In an ongoing dispute with medical insurance and the related vendor (in this case Ohio Health), this business steps in to collect outstanding A/R. Upon receipt of the notices in March, I promptly notified the agency that I dispute the debts' validity (via email to the address provided). The 40 phone calls may not have been answered personally due to the harassing nature and telemarket-like nature of the tactics. However, no voice messages were ever left, nor was any notice that some third party with personal information was going to file a derogatory credit notice using my SSN which was illicitly obtained from personal information provided by [redacted]. The company has failed to provide the requested documentation to validate the debt (as required by law), which was requested in March. In this case, I appreciate the efforts of Revdex.com and the response provided by the company.
I reviewed the response made by the business in reference to complaint ID [redacted], and find the resolution is satisfactory to me.
Our apologies for the delay but as his complaint was more directed at the actions of our client, we needed to confirm with them on how they wanted us to handle. They have advised us to write off the balance and therefore, Mr. [redacted] no longer has a balance due with our office and we consider...
We apologize for any frustration. It does appear that the original receipt was not requested on accident. We do hold receipts for several days to ensure there is no issue with a payment. The fax receipt letter was sent today at 11:34 and is confirmed as being a successful...
transmission. If Mr. [redacted] didn't received it, he is welcome to reach out to the office. As we have sent the receipt, while under no obligation to do so, we will consider the matter closed.
The first complaint is that it took time to mail the breakdown to her. The request was made on 2.21.17, nearly 2 years after it was placed in collections. It was mailed out on 3.13.17, well within the time frame allowable under the laws that govern what we do. Unfortunately, the...
bills were placed here and went unpaid from March 2015, so they had to be pulled from storage and that takes time. However, again we complied with the law. We then continued to call to make sure it was received and to resolve the balance. We finally got a return call on 4.14.17 when the balance was resolved. At that time, it was explained that for a receipt, she could sent a self addressed stamped envelope and we would mail one out. She has proof of the payment on her Mastercard statement showing the balance was paid. Regarding her last complaint, Ohio Law is clear that if married at the time of service, they are both equally liable for medical bills owed by a spouse. Based on all information we have, they were married at the time of service and would both be liable for each others bills so they are reporting correctly. As they were just paid in April, the balance will be updated next month when we report them as paid. As an effort to resolve the complaint, if our response is accepted, we will send out a receipt as a sign of good faith, but there is no resolution to the first and what she is asking for the 3rd isn't something we can do.
While we feel for the situation [redacted] is in, his name is on the checking account, his name is on the check. Therefore, he is the account owner. From the Ohio Revised Code:(A) Except as otherwise provided in the instrument, two
or more persons who have the same liability on an...
instrument as makers,
drawers, acceptors, indorsers who indorse as joint payees, or anomalous indorsers
are jointly and severally liable in the capacity in which they sign.
(B) Except as provided in division (E) of section 1303.59
of the Revised Code or by agreement of the affected parties, a party having
joint and several liability who pays the instrument is entitled to receive from
any party having the same joint and several liability contribution in
accordance with applicable law.
(C) The discharge of one party having joint and several
liability by a person entitled to enforce the instrument does not affect the
right under division (B) of this section of a party having the same joint and
several liability to receive contribution from the party discharged.
Ohio Rev. Code Ann. § 1303.14 (WESTLAW through 125th Gen.
Assembly, File 68, apv. 3/29/04).If [redacted] can provide a notarized letter from his bank stating he was removed from the account prior to the checks being written, then we can remove his name from the account and release his liability for the balance. However, until that happens, he will continue to be held liable for the balances.
Mr. [redacted] informed us of this with an email he sent to us which we reviewed on 10.28.2015. At that time, we asked him to call our office to discuss. In his complaint, he tells us that but provides nothing for us to review. In order to properly address his concern, we need proof....
We cannot just take him at his word. In order to discuss his situation, he needs to call or office. We are also miffed as to why he would file a complaint here prior to attempting to resolve the situation with our agency.
This was explained to Mr [redacted] back in February 2017 when he called and asked that we remove it. We are obligated to report true and accurate information to the bureaus. The fact is, a bill was incurred and didn't get paid until after it was reported to the bureaus. Had...
Mr. [redacted] provided a forwarding address when moving, both the clients statements and ours would have been forwarded to him. Address forwards through the USPS are 12 months. As the balance wasn't even 12 months old when paid, it would have been sent onto to him, and probably would never have ended up here. Unless Mr. [redacted] called our client to end service and then pay the balance that day, it would easily make sense that a balance would still be do. When calling to terminate service, providing an updated address would have easily solved this problem as well. We will report the account paid as we are obligated to do. The account was reported correctly and will not be deleted.
I never received any mail regarding this debt neither I received any phone call from the company. Please provide the proof on which number your company called and on which address your company sent mails and secondly this debt is not belonging to me
Regards,
[redacted]
We have an agreement with the credit bureaus to report true and accurate information to them. In this case, the truthful situation is that Mr. [redacted] had an account end up in collections. Mr. [redacted] paid the account after it was reported to his credit report, and per the notes, because he found it on...
his credit report. Because it was then paid, we reported to the bureaus that the account was paid in full. There is no law stating that a paid in full account is to be deleted from the credit report. We follow our agreement with the bureaus and we follow the law. We cannot accommodate Mr. [redacted]'s request.
We can appreciate the concern that the [redacted] family has, but attached you will find an explanation of benefits showing that the account was billed to their insurance and that the insurance company denied the charges on 2.26.13 as "27 - Expenses incurred after coverage terminated". Our...
client, though, was kind enough to provide a no insurance discount and adjust the bill down from the $404 to the current balance $262.60. Regarding what was sent, the [redacted] family asked for an itemization and that was what was mailed to them. If the [redacted] family wants to resolve the balance, we are happy to assist in any way, but their version doesn't provide the full story. Why their insurance claims they didn't receive the claim is unknown to us.
I cannot agree to pay this "debt". Again, I had surgery in Jan 2014. They sent me a bill in Sept 2014. I paid it in full. Then 3 years later, they want more. It's unusual at the least.Since Meade and Associates is asking for the money, the complaint is against you as I was advised to do.I met with one of my bank officials, and they let me know that 8 or 10 people have medical debt. Mine is quite small and shouldn't affect my credit rating much. My house is paid off, and I see no need to borrow anytime soon.I intend to file a formal complaint against [redacted] and Dr. [redacted] with the [redacted] Medical Board. I'm interested in their viewpoint and opinion. After that is resolved, I'll give it more thought.I spoke on the phone to one of your respresentatives the other day. I was only trying to have a converstion. I was never rude nor did I ever raise my voice. I was trying to explain my situation, but she appeared to have only certain,specific responses. I found her to be unfriendly and cold.
Regards,[redacted]
Our apologies to Mr. [redacted] but we have done as we are required to do. Attached is the credit reporting status on each of the accounts for Mr. [redacted]. To explain what it means, we have also attached screen shots explaining out codes. We were notified of the bankruptcy in April,...
2013. At the end of April, we updated the credit report. The last screen shot shows that happening. I didn't capture it for each account as the notes are the same for all. The first set of screen shots shows all accounts being an R and the last report date was 4.20.2013. We have notified the CBR's and this data should serve as proof of such. Should Mr. [redacted] not be happy with how the CBR's handled our requests, we suggest he contact the CBR's directly. He can dispute the accounts with them and we will reply that they are part of his bankruptcy. We hope this paperwork will allow for the Revdex.com to close this complaint without further response from our agency.
As [redacted] points out, the letter was addressed to her son. Should he choose to reach out to us as his name was on the letter, or provide authorization granting us the ability to speak with a 3rd party, we will happily do so, but until that time, we will not respond to any allegations made....
In regards to calling a # provided by a party, we cannot control that. However, now that we are asked, we will gladly stop calling the number. We wait patiently for the proper party to reach out to us.
Mr. [redacted] never asked about the account being deleted from his credit report. Had he done so, he would have been told we do not delete paid accounts from the credit report. We update them as paid in full. We have an obligation to report true and accurate information to the credit reports. The truth of the matter is, Mr. [redacted] had an account end up in collections. A notice was mailed to him the address listed in the complaint. He did not resolve it prior to credit reporting. He paid it after it reported to the credit report. Therefore, we will update that the account is now paid in full. He also didn't ask when it was reported to the credit reports as paid but had he, he would have been told we report monthly and that we will report the first week of July that the balance has been resolved. As he told us he was trying to refinance on the call, he can have his lender all in to verify payment if he would like and we will let them know the balance has been paid in full and we are in the process of updating the credit reports. However, it cannot be deleted just because it is paid.
It appears a letter was mailed to the wrong person. For that, we apologize. If the information doesn't match, which in this case it appears it does not, then it will not be reported to the credit bureau.
I reviewed the response made by the business in reference to complaint ID [redacted], and find the resolution is satisfactory to me.
We attempted to reach out to Ms. [redacted] prior to it reporting but she never responded. She didn't respond at all until it was on her credit report. Even then, when the attorneys office first spoke with her, that was in Feb. 2015 when she said she would speak with her mother as she had...
two insurances and she would get back with them. She also told our client the same thing back in Oct 2013. She then reached out in June to say she would fax but we show no record of receiving them. The bill is from March 2013 and it is highly unlikely any insurance company will pay for a bill that is that old. Our client at time of service was provided with BBP and UHC. We suggest she follow up with them to see why they didn't pay.
Hello,I received your final response indicating that there is nothing else that Meade & Associates can do for me. Please note that I feel this is not right. 1. The so called support submitted fails to show any identifying information that the account listed was for me. 2. They also failed to respond as to why they did not provide me any information when requested on 12/19/16, but were absolutely willing to provide the information when a Revdex.com complaint was filed.3. They have also not responded as to their treatment of me when I called (hanging up me). I would implore you to request the tape of the call as I was told up front that the call was being recorded. I feel that they are insinuating that I asking for the world and that I was screaming and hateful when I called them, which I was not. They were not nice to me and would not provide me any requested information.I am simply asking that they resend the information to the credit bureaus (if it was in fact originally sent on 8/5/16), as it was obviously not received by them. As the information they provided does not prove that it was done in the first place. I do not understand why they can't do this? They sure reported it to the credit bureau right away.Please advise. Thank you,
In an ongoing dispute with medical insurance and the related vendor (in this case Ohio Health), this business steps in to collect outstanding A/R. Upon receipt of the notices in March, I promptly notified the agency that I dispute the debts' validity (via email to the address provided). The 40 phone calls may not have been answered personally due to the harassing nature and telemarket-like nature of the tactics. However, no voice messages were ever left, nor was any notice that some third party with personal information was going to file a derogatory credit notice using my SSN which was illicitly obtained from personal information provided by [redacted]. The company has failed to provide the requested documentation to validate the debt (as required by law), which was requested in March. In this case, I appreciate the efforts of Revdex.com and the response provided by the company.
I reviewed the response made by the business in reference to complaint ID [redacted], and find the resolution is satisfactory to me.
The company is by law, supposed to validate this bill and who it actually belongs to.
Regards,
[redacted]
Our apologies for the delay but as his complaint was more directed at the actions of our client, we needed to confirm with them on how they wanted us to handle. They have advised us to write off the balance and therefore, Mr. [redacted] no longer has a balance due with our office and we consider...
him paid in full.
We apologize for any frustration. It does appear that the original receipt was not requested on accident. We do hold receipts for several days to ensure there is no issue with a payment. The fax receipt letter was sent today at 11:34 and is confirmed as being a successful...
transmission. If Mr. [redacted] didn't received it, he is welcome to reach out to the office. As we have sent the receipt, while under no obligation to do so, we will consider the matter closed.
The first complaint is that it took time to mail the breakdown to her. The request was made on 2.21.17, nearly 2 years after it was placed in collections. It was mailed out on 3.13.17, well within the time frame allowable under the laws that govern what we do. Unfortunately, the...
bills were placed here and went unpaid from March 2015, so they had to be pulled from storage and that takes time. However, again we complied with the law. We then continued to call to make sure it was received and to resolve the balance. We finally got a return call on 4.14.17 when the balance was resolved. At that time, it was explained that for a receipt, she could sent a self addressed stamped envelope and we would mail one out. She has proof of the payment on her Mastercard statement showing the balance was paid. Regarding her last complaint, Ohio Law is clear that if married at the time of service, they are both equally liable for medical bills owed by a spouse. Based on all information we have, they were married at the time of service and would both be liable for each others bills so they are reporting correctly. As they were just paid in April, the balance will be updated next month when we report them as paid. As an effort to resolve the complaint, if our response is accepted, we will send out a receipt as a sign of good faith, but there is no resolution to the first and what she is asking for the 3rd isn't something we can do.
While we feel for the situation [redacted] is in, his name is on the checking account, his name is on the check. Therefore, he is the account owner. From the Ohio Revised Code:(A) Except as otherwise provided in the instrument, two
or more persons who have the same liability on an...
instrument as makers,
drawers, acceptors, indorsers who indorse as joint payees, or anomalous indorsers
are jointly and severally liable in the capacity in which they sign.
(B) Except as provided in division (E) of section 1303.59
of the Revised Code or by agreement of the affected parties, a party having
joint and several liability who pays the instrument is entitled to receive from
any party having the same joint and several liability contribution in
accordance with applicable law.
(C) The discharge of one party having joint and several
liability by a person entitled to enforce the instrument does not affect the
right under division (B) of this section of a party having the same joint and
several liability to receive contribution from the party discharged.
Ohio Rev. Code Ann. § 1303.14 (WESTLAW through 125th Gen.
Assembly, File 68, apv. 3/29/04).If [redacted] can provide a notarized letter from his bank stating he was removed from the account prior to the checks being written, then we can remove his name from the account and release his liability for the balance. However, until that happens, he will continue to be held liable for the balances.
Mr. [redacted] informed us of this with an email he sent to us which we reviewed on 10.28.2015. At that time, we asked him to call our office to discuss. In his complaint, he tells us that but provides nothing for us to review. In order to properly address his concern, we need proof....
We cannot just take him at his word. In order to discuss his situation, he needs to call or office. We are also miffed as to why he would file a complaint here prior to attempting to resolve the situation with our agency.
This was explained to Mr [redacted] back in February 2017 when he called and asked that we remove it. We are obligated to report true and accurate information to the bureaus. The fact is, a bill was incurred and didn't get paid until after it was reported to the bureaus. Had...
Mr. [redacted] provided a forwarding address when moving, both the clients statements and ours would have been forwarded to him. Address forwards through the USPS are 12 months. As the balance wasn't even 12 months old when paid, it would have been sent onto to him, and probably would never have ended up here. Unless Mr. [redacted] called our client to end service and then pay the balance that day, it would easily make sense that a balance would still be do. When calling to terminate service, providing an updated address would have easily solved this problem as well. We will report the account paid as we are obligated to do. The account was reported correctly and will not be deleted.
I never received any mail regarding this debt neither I received any phone call from the company. Please provide the proof on which number your company called and on which address your company sent mails and secondly this debt is not belonging to me
Regards,
[redacted]
We have an agreement with the credit bureaus to report true and accurate information to them. In this case, the truthful situation is that Mr. [redacted] had an account end up in collections. Mr. [redacted] paid the account after it was reported to his credit report, and per the notes, because he found it on...
his credit report. Because it was then paid, we reported to the bureaus that the account was paid in full. There is no law stating that a paid in full account is to be deleted from the credit report. We follow our agreement with the bureaus and we follow the law. We cannot accommodate Mr. [redacted]'s request.
just as they can report paid they can report closed they just choose not to. period.