Solomon And Solomon PC

We have sent numerous validation letters to this consumer.  We have already responded to CFPB complaints.  There is nothing further that we can do in this matter.  We have provided the requisite validation.

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

attached are the notices that we mailed to the consumer.

I’m asking that they read my last two letters sent via fax and certified mail then let me know the outcome

We received the consumer's dispute on July 11th and updated the credit reports to indicate the dispute.  We requested verification of the debt from the creditor on that date. We received the documentation from the creditor on 8/8/17 and will be forwarding it to the consumer.  Our client...

also confirmed, that at the time service is ordered,  the consumer's social security number is provided and then verified.

The firm reports to credit on those accounts for its clients.  It  reports to bureaus systematically the 1st of each month on all such accounts.  In this matter the consumer paid the account in full. The first of the next month we reported it as a paid in full as I indicated.  In this complaint however the consumer indicated he wanted the account redacted. We do not redact trade lines on a mere payment.   I do not show any discussion about credit reporting and no staff member would discuss that beyond advising we report the accurate status of matters.  Any such circumstance would be escalated.   Generally we only redact or remove for ID Theft /fraud etc where the trade line should not have been reported or maintained.  Paying an account or settling an account simply results in our reporting to the bureaus the paid in full or settled in full status on the next scheduled report.  Douglas M F[redacted]

The firm was referred a utility account in August 2014 with regard to Ms. [redacted] also known as [redacted] and an initial letter sent for payment. There was no dispute. Instead Ms. [redacted] paid the account in response. That was fine however now she indicates she wants it deleted from her credit report...

for not receiving validation or certified mail. There is no requirement to send any letters certified. There was no dispute and as such no validation was sent for the debt. The utility account is credit reported with the accurate status of the account. It was updated paid in full on 12/1/14 right after the payment. Credit reporting is not used as "leverage" such as pay and it will be removed. It is used to accurately report the status of trade lines.

The firm received a utility account bill in the sum of $480.46 on behalf of its client  [redacted] Power Corporation. The customer seems to not realize that [redacted] does business as [redacted]. The customer admits having [redacted].  A letter was sent to the prior address because we...

did not know the customer moved to **. We have updated the address and sent a new letter. Douglas F. Solomon and Solomon, P.C.

The firm wrote to the consumer after investigating and provided the information showing the amount turned over from the creditor and the basis.  It advised. File...

[redacted]                                   ...⇄   Acct# [redacted]         Creditor                                  [redacted]  Claim                                         $2,700.00   Final Bill Date. . . . . . : 2015-01-14                Service Start Date . . . . : 2013-09-05                Turn Off Date. . . . . . . : 2015-01-14                 Last Payment Date. . . . . : 2015-12-15                 Last Payment Amount. . . . :            375.00          Current Balance. . . . . . :           2700.00          CustomerFirstName. . . . . : [redacted]                    CustomerLastName . . . . . : [redacted]                    ServiceAddress1. . . . . . : [redacted]       ServiceCity. . . . . . . . : COHOES                   ServiceState . . . . . . . : NY                        ServiceZip . . . . . . . . : 12047         SS   xxx-xx-[redacted] We later advised that as part of  her complaint and our fraud id/theft investigation we have called the property manager at the location  to see if they can confirm the tenant information at the location   for the time period .  The landlord  unfortunately has refused to provide information confirming the resident identity.    The firm provided you with validation information about the account including the account number, service dates etc.  A dispute was placed. A fraud packet  was received however [redacted] is requesting proof of residency for the service date period 9/13 to 1/15 to reach a final decision.   We are waiting for that information from the consumer to send to the Utility company  Douglas M F[redacted]Solomon and Solomon, P.C.  This is a communication from a debt collector

The information on our system shows a [redacted] referral 8/5/12 for the sum of $721.84.  We spoke with Mr. [redacted] numerous times.  At no point did he ever say his ex wife opened the account .  In fact he advised the property was a rental property of his.  He believed a Tenant...

should be liable. He was going to mail in proof.  That was  in Discussions in May 2013.  We sent him a copy of the billing so he had it.  We coded the account a dispute on 5/30/13 based on that discussion and pending receipt of the rental issue. On 10/3/13 We spoke with him advising we never got anything about the rental property.  He said he would send it but in the meantime he asked to pay the account.  He then advised he had nothing to send us about the rental property or tenant issue.   He then sent a lease however it did not appear to impact the information on the account.  Mr. [redacted] then paid the account on 10/22/13.  He requested and a paid in full letter was sent by email to **@[redacted].com on 11/8/13.  He asked if we were reporting to the bureaus .  We update reports every month.  I show the paid in full account code transmitted 11/1/13.   Douglas F. Solomon and Solomon, P.C.

With the attachment the
firm has located the matter.  His name is apparently hyphenated or changed
from [redacted].  This matter arises from a student loan under the federal
loan program.  We show that 
We show a legal action
was commenced in the United States District Court Eastern District of NY under docket 00-[redacted].
 It was commenced in 2000.  Mr. [redacted] does not indicate when he
left New York.  A judgment was entered
4/12/00 in the sum of
$1968.76.  Regardless, SSI and SSDI offsets are not done by our firm
through judgment enforcement.  They are offsets directly by the government  on the ground that the
government does not want to pay full benefits to
persons that owe the
government money.  The deductions are based on statutory limits based on
the amount being paid and the amount allowed for deductions.   If Mr.
[redacted] wants to challenge the judgment he would 
make that motion to the
District Court.    Likewise, if he asserts that he was not qualified
to obtain the student loan, he can file the papers for a false certification or
inability to benefit cancellation.
 
Douglas * F[redacted]Somon and Solomon,
P.C.
5 Columbia Cir
Albany NY 12203
[redacted]
This is a communication
from a debt collector.

As we indicated if Mr. [redacted] desires to make a motion against the judgment that would be filed the United States District Court Eastern District of NY not in Ohio.   He was  a NY resident at the time.   The docket was provided and is 00-cv-0[redacted].   Although the judgment was $1968.76 it accrues interest. As a result the balance is $4846.03.  As we indicated, SSI or SSDI offsets are not a function of judgment enforcement.  They are a governmental offset.  We provided direction on what to file in the event of a claim of lack of ability to benefit in our prior responseDouglas M F[redacted]Solomon and Solomon, P.C.5 Columbia CirAlbany NY 12203This is a communication from a debt collector

This is not my account. I live at [redacted] I have no contract with Solomon and Solomon.

[redacted]
ok  i will do the motion  because I never been in school  and I no u not going to win...I driving to ny...my lawyer will be there//take care  i see u in court....for mean while I going to stop my ssdi  so u dont get money or I dont get money

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
Regards,
[redacted]

The firm has removed the number 6[redacted] from the system
[redacted]
Solomon and Solomon, P.C.

There are two accounts at issue - both referred to Solomon and Solomon PC by the creditor, [redacted].  The debt is due to unpaid utility services rendered to [redacted]. The first account was referred 1/13/09 in the amount of $3345.54  for service at [redacted]...

[redacted] under account# [redacted].  This account was closed as past statute of limitations on 1/12/14 and the credit report updated to reflect that  fact.  The second account was referred 8/11/15 in the sum of $754.06 for service to [redacted] under account #[redacted].    Two letters were sent to Ms, [redacted] from Solomon and Solomon with no indication that the letters were not delivered as addressed to [redacted]  Ms. [redacted] did not reply or dispute.  On December 15, 2017 we received the first dispute and have notified all credit bureaus of the disputed status and have requested documentation from the creditor.  Further, contrary to Ms. [redacted]'s assertion, the account has not been re-aged.  The service period ended 9/9/14.