US Business Funding

This is the first I have heard of this. We have a unsubscribe button at the bottom of the email. I will forward and have ***s removed

I asked US Business Funding for a loan to help me to grow my businessI wanted a cheap interest rate with flexible conditionsThey provided a loan that suits me

Response to complaint: US Business Funding doesn’t request copies of financials for financing
less than 100,This transaction was to purchase a small vehicle for 15,and the client was
approved for a monthly payment of for a 48month termUpon lending approval
and the
client agrees to financing terms by signing our agreement do we collect a one-time processing
feeIf the client request to change equipment the original terms change as a result, however if
we have already have an existing contact in place we will work with the client accordingly but
upon execution of the lease agreement it becomes non-cancellable when monies are secured
for funding

[redacted]
" margin: 0px">Good afternoon. I spoke to this client and explained to him that we had outsourced the deal. I think maybe he was confused with our process Thanks
My Best,
[redacted]

To whom is may concern:
[redacted] from [redacted]’s [redacted] Movers has been approved for a used Mack 2005 roll off truck on 9/15/2014. Client has signed an agreement that clearly states all Federal and State Tax liens need to be paid, or client needs to show proof of payment plan. Upon funding our...

credit department had filled a UCC search lien and multiple unpaid Federal and State Tax liens came up. He owes approximately $175,796 in back taxes that either need to be paid or set up a payment plan for. US Business protects its secured lending covenants and wants to ensure the IRS gets paid before anyone else. We believe this is always the honorable thing to do. [redacted] indicated to me that he has not filled taxes in over 4 years and will not pay the IRS. The tax invasion liability is very high and US Business needs to ensure its in good standing with all lender license requirements with all our internal lenders. I let [redacted] know that we could still provide financing for him however he would need to set up a payment plan with the IRS for us to move forward with the deal. [redacted] told me he had no desire to pay the federal government and wanted to unwind a deal that we have approved for him. This client has backed out of a transaction that we performed our due diligence on and processed everything for. The damages incurred have exceeded the initial deposit if client decides not to pay said taxes. The Revdex.com should not be in a position to file this complain as client is cleanly approved and in violation of tax fraud and invasion. We have no further comment on this file.

To whom this may concern,
It is evident the client has breeched the contract and tampered with federal bank documents. We have copies of all documents and supplied them to the Revdex.com and CHASE Bank NA would not cash a check with VOID written across it, nor would the client turn to the Revdex.com for support if they had a leg to stand on. This issue will be resolved in the Orange County Superior court. US Business Funding can no longer make any of the issues public until further hearings.

To whom this may concern,
1.) Client signed a affidavit that he had owned the company for 20 years and he only has 1 year Time in Business, so the process took a while longer than expected. (attached)
2.)We had Shree Yogi Bapa, llc approved and the client decided to cancel the deal. He first...

started to state that he had never signed the check (and had written not for deposit). He also proceeded to state that he had never signed the contract(as per attached). I had our IT department find the original fax showing he had signed the agreement and that the check he sent was dated and signed for our use. Also attached is an email from Mr. [redacted] to the sales representative stating that he had just signed the documents and was going to fax them . Once Mr. [redacted] was caught up in his lies he then started to threaten that he would call the Revdex.com etc as legally he is in violation of multiple bank fraud regulations. Mr [redacted] was trying to back out of a fully executed binding lease agreement with US Business Funding using deceptive and fraudulent business practices. We will proceed with the filling in the Orange County Superior Court.

This company is a scam and [redacted] ought to be ashamed of himself for perpetuating the scam. They don't come through with the financing yet find a way to hold back/keep your deposit. They claim they will be refunding immediately but the refund never happens. I finally had to dispute the charge with my bank and was able to recoup my funds in that manner. So if you have have suffered through a bait & switch by this company go through your bank for resolution as you will not receive one from U S Business .Funding.

We can't thank US Business Funding enough! We had a few major financial issues and they helped us find a solution to get us back on track again. It was refreshing to receive real advice for my situation. US Business Funding was fantastic in helping me with arranging a refinance of my home loans. US Business Funding completed a free financial health check for me, and then took care of everything to get me a better home loan. They seem to know when help is required and speak to you as a friend and not a business person. Polite and enjoyable to speak with them. Good job and keep up the good work.

We have an unsubscribe button on the email as well as you can call in to be removed.  Removing your email now.  Please let me know if anything else comes through.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action partially resolves my complaint.  For your reference, details of the offer I reviewed appear below.While US Business Funding states in their response that they have manually removed my address I did receive another SPAM from them 9 minutes after receiving the email from Revdex.com.  Also, please note that the response says my claim is false.  However, it was totally impossible for Mr. [redacted] to contact me as he indicated on June 16 because my office was not open and the phone number that was associated with my office at that time had long been disconnected. I have never spoken to Mr. [redacted] or anyone from US Business Funding so those statements in the SPAM emails are totally false. I would also like to point out that anyone familiar with SPAM emails know never to click on anything as it could well lead to a virus.  Had Mr. [redacted] read my emails to him he would have realized that I was serious about being removed from their mailing list.  If they are sending 2 to 4 emails a day to me they are doing the same to others, that is a serial spammer. I have attached the SPAM received this morning.  I will consider this closed with the provision the SPAM stops.
Regards,
[redacted]

Revdex.com:
I contacted this business almost two-dozen times with my request to...

be removed.  Your intervention was the ONLY time this business ever actually removed my information.  Thank you.I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.To the business - your email link does not work, I only made this Revdex.com request after many attempts to be removed.
Regards,
[redacted]

I want to grow the business and knew we needed help from an external financial expert to control and improve our financial performance. I started working with the US Business Funding. Meeting with US Business Funding each month keeps me focused on my financial performance. My focus is giving my customers the best service possible, it is really easy for me to drop the ball with my finances, so I really need US Business Funding around, to know someone has got my financial performance in his sights.

Thank
you for bringing this to our attention. We always strive for a 100% client
satisfaction rate in all we do, however certain circumstances occasionally
impede our ability to complete a transaction for a prospective client. Mr.
[redacted] was approved for this loan and made a deposit to our...

company to secure
financing. The advance allowed us to dedicate our resources to completing final
diligence on the information Mr. [redacted] provided on his signed finance
application and other financial documentation provided to us. As part of the
final underwriting process, applicants are required to provide copies of filed
corporate tax returns to complete the file. Us or our assignees will not fund
transactions without this very important information. Obtaining this
information prevents fraud, establishes identity, and is necessary for audit
purposes.
 
Mr.
[redacted] misrepresented the facts in that he had filed corporate tax return for
his business. When our company asked Mr. [redacted] he provide proof of filing by
emailing or faxing us his recent tax returns prior to funding his transaction,
he was unable to provide. When pressed, he admitted he had not filed tax
returns on his business for the previous 5 years. USBF cannot and will not fund
a transaction without proof an entity is paying taxes on their business income
and/or properly reporting losses to the government. If a company is skirting
their tax liability, it puts our investment and our capital in jeopardy, which
is precisely the reason for this requirement.
 
Borrowers
that misrepresent facts on transactions are not entitled to refunds, as our
resources cost money. Chasing fraudulent and misrepresented transactions
without compensation for our time and resources result in losses for our
company and raise costs on future legitimate borrowers.
 
If
Mr. [redacted] would like to provide us the required information and cooperate
with our funding process, we would be glad to work with him again. We hope this
will close the matter with the Revdex.com.

I have attached the  finance agreement. As you can see  the terms which were offered. The bank then requested to see tax returns due to a low paynet score, repossessions and charged off commercial accounts. Once this was stated to customer, the customer told us business taxes are not filed and have not been filed for the last 5 years. The customer has 5 judgments and 1 tax lien since 2010. In the customers defense they were all satisfied but led us to believe those were reasons he had not filed taxes since 2010.

I strongly recommend US Business Funding to everyone interested in running a successful business! I have gotten at least 50 times the value from US Business Funding. They are exactly what my business has been lacking. I am really satisfied with services of them. I couldn't have asked for more than this.

US Business Funding and their team offer a first class small business loan service and competently deal with all matters associated with the SBA. In addition to this, they work very promptly, secure, very competitive interest rates and are a great bunch of people to deal with. Highly recommended.

I have deleted all of the emails that US Funding have sent.  I have no other documentaion, so it looks like they get away with spamming.

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before...

sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.To Whom It May Concern: March 2, 2015Regarding ID [redacted]Complaint has not been resolved. Moneys paid for deposit returned to me will resolve this matter.They have incurred no injury. The Tax statements they claim I have made are false and accusatory.Thank You, [redacted]