ABC MotorCredit Reviews (73)
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ABC MotorCredit Rating
Address: 399 West Ave, Tallmadge, Ohio, United States, 44278-2119
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I am rejecting this response because: I don' want to talk with Andrew, I would like to speak with his boss
Initial Business Response /* (1000, 5, 2015/05/05) */
Our records indicate that all repairs required under the warranty, totaling $1,018, have been approved and paid for by our warranty company, minus the required $50 deductible.
We would be happy to fully inspect the vehicle and make any...
necessary repairs covered by the warranty at no cost to Ms. [redacted] or Mr. [redacted].
If there are repairs required, that are not covered by our warranty, we will work with the owners to find a mutually acceptable resolution.
Please ask Ms. [redacted] or Mr. [redacted] to contact [redacted] at [redacted] extension [redacted] to schedule a convenient time for the inspection.
Initial Consumer Rebuttal /* (3000, 7, 2015/05/13) */
(The consumer indicated he/she DID NOT accept the response from the business.)
We will allow them to inspect the vehicle. But at the current time the vehicle is not drivable do to it being a safety hazard. The vehicle is currently at [redacted] in [redacted]. ([redacted]) We were also advised that the repairs that were done at that cost listed above were done incorrectly. Their was a bolt used that is the wrong size and type to hold the control arm in. This is also a hazard that could have caused serious injuries if it was to break. We will have pictures of before and after repairs to prove that previous repairs were done incorrectly. We will that this company should have to pay for the current repair cost considering we have had this car for a year and only have driven 5500 miles out of a 40,000 mile warranty. It was in the shop 3-4 days after purchase to fix the front end. The car was not inspected prior to selling. This could have been caught if this vehicle was properly inspected. We also called [redacted] to find out what was fixed 4 days after purchase. A part that was fixed is part of an issue now. Again according to your repairs department only lubricated parts are covered. At this point this would have been seen when they were fixing the control arms.
Final Business Response /* (4000, 9, 2015/05/15) */
We will be happy to have Ms. [redacted] car towed from [redacted] in [redacted] to our repair facility so a full vehicle inspection can be done, at no expense to Ms. [redacted]. If we find that our repairs made during reconditioning were done incorrectly they will be corrected at no cost to Ms. [redacted].
If Ms. [redacted] has incurred other costs that are covered by her 2 year, 24000 mile warranty those costs will be refunded if verifiable receipts are provided and work has been completed.
If there are additional repairs required, that are not covered by the warranty, we will work with Ms. [redacted] to find a mutually acceptable solution.
Please ask Ms. [redacted] or Mr. [redacted] to contact [redacted] at [redacted] extension [redacted] to give us authorization to pickup her vehicle at [redacted].
I am responding to complaint #[redacted] Mr. [redacted] vehicle was repossessed on 8/14/2017. The right to cure which was on the letter sent certified mail to Mr. [redacted] was $2,197.69.Our Collection Manager Andrew spoke to Mr. [redacted] on 08/16/17 and agreed to allow Mr. [redacted] to...
get his vehicle back for $660.00 which was less than the right to cure. This was contingent on Mr. [redacted] increasing his monthly payments from $330.00 monthly to $400.00 monthly going forward. The additional $70.00 would go towards the remaining right to cure each month.Mr. [redacted] paid the $660.00 and was able to get his vehicle back on 8/17/17.Mr. [redacted] has failed to maintain the payment plan at this point.Andrew has tried to get in touch with Mr. [redacted] on 11/28/17 to discuss this matter but has yet to receive a return call.There was never any discussion of waiving any fees, only that the additional $70.00 per month would cover the remainder of the right to cure.If Mr. [redacted] has any further questions or concerns he can contact Andrew O[redacted] at [redacted] ext. [redacted].
Initial Business Response /* (1000, 5, 2015/11/30) */
Contact Name and Title: Jim S[redacted], President
Contact Phone: [redacted]
Contact Email: [redacted]
It is my understanding that Ms. W[redacted] is working with her Account Manager to arrange an acceptable payment plan to catch-up on...
her loan.
If Ms. W[redacted] is not happy with the progress being made, please ask her to contact our Finance Manager, Andrew O[redacted] at [redacted], extension [redacted].
From: [redacted] <[redacted] Date: Tue, Oct 10, 2017 at 2:54 PM Subject: (Response) [redacted] To: [redacted] Hi, actually I am very disappointed and their response, since I fact Their is proof of the said complaint. Also there is no misunderstanding on my end so whatever I was simply honored, told, specifically classified as how I can use my points I will be providing attachments proving them facts in this email response to the complaint. They need to honor what they told me, that’s not fair as a customer. They were asked how the points work and they told me as I said in my complaint. So I want what I was specifically told honored. Thank you for your time and efforts. NOTE: Two attachments were also included and are located in the complaint Library.
I am responding to complaint # [redacted] Ms. Misseann [redacted]Ms. [redacted] received a 2 year 24,000 mile limited warranty when she purchased her vehicle from the Lisa Warranty Company. Lisa Warranty records indicate they have not received any calls from Ms. [redacted] since July. We would...
encourage Ms. [redacted] to contact Lisa Warranty to have her vehicle serviced at [redacted].Unfortunately Ms. [redacted] will not be able to return her vehicle. If Ms. [redacted] would like to discuss any of her options she can Andrew O[redacted] at 330-848-8300 ext. [redacted].We apologize for any inconvenience this has caused Ms. [redacted] and look forward to working with her.
Initial Business Response /* (1000, 5, 2016/04/19) */
I am responding to complaint #[redacted] Ms. Kaletta H[redacted].
We have been working with Ms. H[redacted] and we were able to come to a resolution. We thank Ms. H[redacted] for her cooperation in this matter. If Ms. H[redacted] has any other questions or...
concerns please contact Andrew O[redacted] at [redacted].
After being late, a few weeks on our car payment, the car place called us and said we needed to pay something, so we paid $100 which is what we could afford and they came to pick up the car Monday morning. So this tells me multiple things, they wanted us to pay the $300 we were told we owed (which is way more than what we rwally owed) and they planned on taking our vehicle reguardless. This is insane and I'm looking to file bankruptcy now because the wages I get are much needed in my home. Not to a car that was taken from me out of my control, also noting the fact that we had just paid $250 to repair the car, which is why our paymebt was late. We have been on time, everytime, for the majority of three years, we have paid off this car 3x over and we repaired anything needing repairing. Anytime we came up even a day late, this business would harass the workplage, family, and close friends with multiple phone calls, voicemails, and text messages. Calling someone's workplace, during their shift, is quite embarassing. Not to mention our parents who work all day, getting calls after calls... over even a day late. They are out to take money from the unfourtunate, younger people with little to no credit, which made us go here in the first place. I just need an agreement from them to either give us what we're owed or give the car back and to not take wages. It's not right for a financial lady to tell us to pay "what we can" and then after (or before) order a tow truck to have our car repoed.
I am responding to complaint #***
Ms. vehicle was repossessed do to the account being 30 days past due. Ms. did not pay the required amount to hold the repossession.
Ms. can contact DBS Financial at *** to work out a repayment plan to get her vehicle back before it sells at auction on 04/14/2018.
If Ms. has any further questions she can contact Andrew O at *** ext. ***.
I purchased a car from ABC motor cars 2/2018, the transmission went out on 3/11/2018, it was not even 30 days, I contacted the dealer, mean while I had to uber to work and I paid $103.96 to get to work for 3 days, because they would not give me a loaner car until my car was down for 3 days or more being repaired, and they just told me on 3/13 my car will be being repaired until 3/23. They are putting in a new transmission in. They refuse to reimburse me for they money I had to pay out to get to work, which is clearly they fought, they sold me the car claiming it was throughly checked by their mechanic.
I am responding to complaint #***
Ms. purchased her 2013 Nissan Altima on 02/09/2018. Ms. also purchased a Motor Vehicle Service Contract from the Lisa *** Company at the time of her purchase.
Ms. contacted Lisa *** on 03/12/2018 indicating her vehicle was jerking and stalling. Lisa *** set an appointment with Ultimate Auto for 03/13/2018.
On 3/13/2018 Ms. took her Nissan Altima to Ultimate Auto where vehicle was diagnosed with a transmission issue. Ms. was advised if she wanted a loaner vehicle she would need to show proof of full coverage insurance that is transferrable. Ms. indicated she would call back with information. Ms. called back with information and was approved for her loaner the same day. Ms. indicated she was at work and would pick up her loaner vehicle on 3/14/2018.
Ms. picked up her loaner on 03/14/2018.
Lisa *** has also waived Ms. deductible of $100.00 for her repair.
Unfortunately we will not be refunding Ms. money for her uber.
If Ms. has any other questions or concerns she can contact Andrew O at *** ext. ***.
I am rejecting this response because:
I WAS TOLD THAT I HAD TO WAIT 3 DAYS AFTER THE CAR WAS DIAGNOSIS AND THE CAR HAD TO BE WORK ON FOR AT LEASE 3 DAYS BEFORE I COULD GET A LOANER CAR, I WAS WITHOUT TRANSPORTATION FOR 3 DAYS BEFORE THEY GAVE ME A LOANER CAR. AND NOW THE CAR IS DOING THE SAME THING 1 DAY AFTER HAVING THE CAR RETURNED TO ME. aND NOW I'M TOLD THAT I CAN'T BRING THE CARE IN UNTIL MARCH 30, AND THAT I NEED TO HAVE IT TOWED TO THE SHOP, AND ONCE AGAIN I HAVE TO BE OUT OF THE CAR 3 DAYS BEFORE I CAN GET A LOANER CAR, AND THE MANAGER (AL) SAID WELL THAT'S WHAT IT'S GOING TO BE. NOW WHEN I CALL ABC MOTOR CREDIT I GET HUNG UP ON, OR THEY TALK TO ME NASTY.
I am responding to complaint #***
In reference to our loaner car policy, our policy states if a repair will take more than 3 days not 3 days to diagnose as Ms. states.
We are willing to work with Ms. this one time and supply her a loaner when she drops her car off for repair. Ms. will need to contact Lisa *** to make arrangements.
We apologize that Ms. had a poor experience with our store manager and this issue has been addressed.
If Ms. has any other questions or concerns she can contact Andrew O at *** ext. ***.
I have a 2008 chrysler town and country and have nothing but problems with it since I drove off the lot Sept 21, 2017.
Sept 20, 2017
Purchased 2008 Chrysler town and country from ABC motor credit
Sept 27, 2017
Motor went out. I paid to have the van towed to my house. Contacted ***. They had the van towed to ***
From there I was advised (by *** at ***) that the motor was no good and needed to be replaced. *** towed the van to Akron. They replaced with a used motor and 2 new O2 sensors.
The van was in their possession most of the month of Oct.
Once the van was returned to me I drove it for the weekend and the check engine light was.
I let *** know they advised me to take it back to ***. There I had a catalytic converter and an e-vap leak fixed.
Jan 2018
Advised *** that something was wrong with the traction control. It was coming on periodic times while driving causing me to have to pull over with my flasher on. It was unsafe but I was told it wasn’t covered under my warranty but I could take it to *** to be check. I did not go there.
End Jan/Early Feb 2018
Advised I was now having problems with my heat. Was again advised to take it to *** to get an estimate for a possible service loan because I expressed to *** I didn’t have the money to fix all these problems going on with the van and paying almost 125.00$ a week for the van.
The van was at *** for about 3 days. When I picked the van up I was told the thermostat was no good, abs module was malfunctioning, and the heater blower was going out.
I submitted my paperwork to try and get approved for the service loan on Friday 2/9/2018.
*** told me they never received the estimate from ***. I told them I didn’t want to go back there. They were unprofessional and I didn’t feel like they even wanted to work on the van. I was told 2 other places I could go get a estimate.
Dropped the van off at *** on Mon 2/19/2018.
Received a call from *** at *** this morning 2/20/2018 advising me that the radiator is no good and it was covered under the warranty for 12,000 miles and I’m at 14,000. I am approved for the service loan for a used radiator, used abs module, 4 tires and an alignment for $1,900.24 with a $700.00 deposit. which I cannot afford since im paying 540$ a month for this van!
I have had nothing but problems with this van pretty much since I’ve had it and would really like to just move on without this hardship for me and my family. We have bad credit that is why we chose a place like this. But how are people like me supposed to get ahead and get better credit when we have business like this ripping us off and selling people junk they have to put more money in while paying an arm and a leg for it. I would like to give the vehicle back and get out of this agreement for the loan. I have asked several people at DBS financial what I could do and they tell me nothing. I can’t even trade this vehicle into them for another one until my loan is at $4,000 which won’t be anytime soon.
I am responding to complaint #***
Ms. purchased her 2008 Chrysler Town and Country on 9/20/2017. Ms. also purchased a Service contract at the time of her purchase from the *** Company. *** was contacted on 9/27/17 regarding her engine stalling. Ms. had her vehicle towed to *** on 9/28/18. *** diagnosed Ms. as needing an engine. Ms. had put 3,236 miles in her first week of purchase. *** waived the $100.00 deductible and her vehicle was repaired. Ms. also needed an o2 sensor that was repaired at no charge without a deductible. This was not a covered part. On 10/26/17 Ms. took her vehicle back to *** and found that her vehicle needed a converter. Though this is not a covered part *** covered at no charge. On 1/3/18 Ms. contacted *** about an ABS light on. *** records do not indicate Ms. taking her vehicle in to be serviced. On 2/6/18 Ms. contacted *** about an ABS light again. Ms. was made aware this is not a covered item. Ms. was offered a service loan at the time to help with her repair. Ms. contacted *** on 2/15/18 because we still hadn't received her estimate from *** and requested to go to another shop. *** sent over other garages in her area she could go to and get an estimate.
On 2/19/18 Ms. called about an estimate for an ABS module, thermostat, blower motor and tires. At the time of the estimate Ms. had put 27,418 miles on her vehicle. None of these items are covered items and a service loan was offered to Ms..
Unfortunately we will not be able to let Ms. out of her contract with DBS Financial. If Ms. wishes to proceed with her service loan, she can contact her account representative at ***. If Ms. has and other questions or concerns she can contact Andrew O at *** ext. ***.
I am rejecting this response because:
Mileage isn't correct in their statement. I havent drove 27,418 miles to date. If these problems would have properly been diagnosed early I believe the radiator would have been covered on the warranty. when I spoke to *** at *** at the end of feb I was told then I was over the mileage by 2,000 miles but that isnt true becuase at that time we thought it was the thermostat (*** diagnose) which isnt covered. I did not ask for anything to be covered that wasn't covered by the warranty. *** chose to replace those items because they were damaged by the motor being bad. It doesn't matter how many miles I put on the vehicle in the first week if it was a reliable vehicle these problems wouldn't have occurred so quickly. Their assigned garages are unprofessional and could care less about fixing your vehicle. The van was in *** care for the whole month of october. They are the ones who sent me to ***. He did respond with a estimate but he did say the abs module and thermostat was not working. I then took it to *** in ***io who then told me the radiator was no good not the thermostat. Which I had no problems with the radiator prior to me bring the van to ***. They did send an estimate to DBS financial in the amount of 1900.00 which included a used ABS module, used radiator, not sure about the tires, and I was unaware a blower motor was on the service loan. I have been having these problems since Jan it is now March and no resolution. In order to get the service loan I was told by *** at *** I would need to pay 700.00 upfront. They are hiding information from *** about the estimate they gave and information about work done on the vehicle from ***.
We apologize if the information we have in regards to Ms. mileage is incorrect. If Ms. would like to send us the correct mileage we will update her information.
We would still like to offer Ms. a service loan if that would help her with her repairs.
If Ms. has any other questions or concerns she can contact Andrew O at *** ext.
I filed a complaint against ABC motor credit a few months ago, and we supposed to have had and agreed upon resolution. First of all they repossessed my Vehicle a 2006 Pontiac. I was informed by the owner to contact the manager of D.B.S financial and work on a solution to get my vehicle back that same day. I was informed by the manager to pay $660.00 and the repossession charges to the lot, which I did. I was also informed by the manager that I would receive a letter stating what it would cost to get my vehicle and to disregard the amounts included in the letter. The manager and I agreed upon raising my car Payment from $330.00 TO $ 400 dollars until my car note was caught up, which should have been 1 maybe two payments at the most behind. They sent me out a form to sign which stated 4-5 payments of 400.00 dollars which I agreed to and sent back unto them. So I inquired after a couple of payments of $ 400 hundred dollars of how many more payments as agreed upon at $400.00 before my payment went back to $330.00. After a week this account manager by the name of *** told me that I had recovery fees exceeding over 2000 dollars . This the amount in the letter that the manager of the Gilchrist road told me to disregard. But now their coming back stating that these fees were included in our agreement, which is a blatant lie. The increase in payment was to bring my car note back to $330.00 nothing about over 2000 dollars were ever discussed or signed off on. I spoke with ***his morning and he comes back to the phone laughing stating, that the payment were not being applied to recovery fees, which the manager told me to disregard. And he comes with a pay off figure of 9000 dollars which is totally ludicrous for a car whose book value is less than 3000 dollars. I agreed to continue to pay my notes and no recovery fees were ever discussed or sign off on. If they had I would have left the car at the repossession lot. I was either lied to by the manager or Darnell does not know what he is doing. He states the car was repossessed due to me not contacting him, how could I when he was informed I was receiving calls on a friends phone and he was sending emails to my spam folder, which I don,t read I just delete them. Last but not least Darnell cost me an extra $60.00 not knowing the difference in time zones for Ohio and Texas. Because the place did not close until 4;00 pm Texas time which was 5pm Ohio time. I would like a copy of my file sent to the owner Sam S The owner and the head man of operations Brian ***. I am also sending a copy of this complaint to the Ohio B.M.V as well as the Attorney Generals office for investigation. The manager never spoke to me about a 2000 dollar recovery fee, all he told me to pay was the repossession company charges. It is either the manager lied about ignoring the letter or Darnell does not know what he is doing. I feel as though I have been scammed into a bad situation through lies and unsavory business practices. As I stated in my previous complaint ABC MOTOR CREDIT , Lisa warranty company and D,B,S, FINANCIAL IS THE SAME COMPANY. Darnell harassed my daughter when I was undergoing surgery, which she is pursuing legal action for undo stress.
I am responding to complaint #***
Mr. vehicle was repossessed on 8/14/2017. The right to cure which was on the letter sent certified mail to Mr. was $2,197.69.
Our Collection Manager Andrew spoke to Mr. on 08/16/17 and agreed to allow Mr. to get his vehicle back for $660.00 which was less than the right to cure. This was contingent on Mr. increasing his monthly payments from $330.00 monthly to $400.00 monthly going forward. The additional $70.00 would go towards the remaining right to cure each month.
Mr. paid the $660.00 and was able to get his vehicle back on 8/17/17.
Mr. has failed to maintain the payment plan at this point.
Andrew has tried to get in touch with Mr. on 11/28/17 to discuss this matter but has yet to receive a return call.
There was never any discussion of waiving any fees, only that the additional $70.00 per month would cover the remainder of the right to cure.
If Mr. has any further questions or concerns he can contact Andrew O at *** ext. ***.
I am responding to complaint #***
We stand by our initial rebuttal.
We would encourage Mr. to return Andrew O phone call at *** ext. *** to discuss this further.
I am rejecting this response because: I don' want to talk with Andrew, I would like to speak with his boss
I got on to ABC MotorCredits web site to search cars, for some reason you have to put your information in just to see their inventory, but after I filed the forum out online to check what vehicles they had. I shortly got a text message from one of their employees. He text me asking me how he could help me, so I asked him how the MyRewards Points System works, because I wanted to purchase a second vehicle from them. But he explained to me that I can use my Reward points to purchase a vehicle. His exact words are (( The points come of the sale price of your new car! For example: if you have 1k in points, a 10k car becomes 9k)) so I asked again if I could use my points towards a new car then, and he replied back and said ((Correct)) Now I have (50,108) of Reward points, So with that said, and with what he agreed on and explained to me and told me how I can use my Reward Points. So with how he explained to me in and told me how I can use my Reward points SPECIFICALLY!! In his example, that’s telling me and honoring me to use my Points (Basically) same as (cash) but only in points, and that each 1k points = $1,000 in US dollars, which he stated in his text to me in his example I provided above. But I asked if I could purchase a certain vehicle with my Rewaed points, they (Employee & Manager) came back saying that I only have ($500.00 US dollars) towards a new car with all of my (50,108) points. No.. that is not what I was honored and told. They will not honor what they specified and told me. They continue telling me NO!! That they can not do that, and the (Manager) is telling me that the example I got from the employee is not legitimate because their is no dollar ($) signs in front of them. But 1k, 10k, 9k has the meaning of $1,000, $10,000, $9,000 US dollars or other states dollars. Everyone knows that. So I got excited that I was going to be able to purchase another vehicle or two for free for my family with my Reward Points because that’s what and how I was told and explained. So with their Example of how I should be able to use my Reward Points is since I have (50,108) points I should be able to use that’s the same as (($50,108 US dollars)) which in reality is what the employee told me and that’s how I seen it as. And their not honoring it from their ((OWN WORDS)) which in fact they should, and should have to. If not that is ((False Advertisement)) and considered (LYING) to me which I am a ((CUSTOMER)) and they are and we’re trying to take Advantage of me. So I want to be honored and given what I was technically promised and told what and how I can use my points. Which is to use my points the same as money!! And be able to purchase any amount of car/s with that amount of my points. That’s only fair considering that’s what I was HONORED & TOLD.
I am responding to complaint #*** Mr. ***
Mr. currently has 50,108 points which converts to $500.50 that he can use towards his next purchase. Number 4 in the Terms and
Conditions clearly states Each point is worth $.01 toward the purchase of your next ABC MotorCredit vehicle. Mr.
*** can access the Terms and Conditions at ABCMOTORCREDIT.COM.
We apologize for any misunderstanding Mr. has about the Just for me rewards program.
From: *** <*** Date: Tue, Oct 10, 2017 at 2:54 PM Subject: (Response) *** To: *** Hi, actually I am very disappointed and their response, since I fact Their is proof of the said complaint. Also there is no misunderstanding on my end so whatever I was simply honored, told, specifically classified as how I can use my points I will be providing attachments proving them facts in this email response to the complaint. They need to honor what they told me, that’s not fair as a customer. They were asked how the points work and they told me as I said in my complaint. So I want what I was specifically told honored. Thank you for your time and efforts. NOTE: Two attachments were also included and are located in the complaint Library.
I purchased the hyundai sonata 12-30-16 that's when I seen the front bumper paint different from the rest of the car. So I ask the salesame was this car in a accident and she told me know gave me false advertising on the vehicle. I go to start the car up for an test drive and the car wouldn't start up. I had later came back 01-04-17 to pick the vehicle up and the problem was battery and labor and 150 amp mega fuse. Next problem was my car was not starting up from work on 04-26-17 it was a recall on the car I got the oil change on it but that was not the issue. The issue was from anchor pretensioner inspired, underbody correct. Prevent svc, brake pedal stopper replace undercoating aersonal. The other issues was the engine inspection replace service kit, oils you need shellsynthetic anti freeze and clamp hose. Next issue unable to run the 132 recall test motor knocking and stalling removed oil pan balance shafts chain broke, bearing spun had to installed engine service kits topped fluids. Didn't get my car back to 06-17-17. The last issue was my car was sitting at my job for two and a half weeks again for high pressure fuel pump, stater motor and the throttle body and air intake needed to be clean. Receive my car back 08-02-17 and still not riding right. I finally paid for a car fax online and it showed me my car was in a accident 07-12-13 front impact collision airbag deployed the air bad signal on my car been on since the first week I purchased the hyundia Santa. I just want a great deal for what I'm paying for.
I am responding to complaint #*** Mr. ***. Mr. purchased his 2011 Hyundai Sonata on December 8, 2016. Mr. received a Motor Vehicle Limited *** with his purchase. We encourage Mr. to contact *** at *** if he is having any mechanical issues to see what items are covered. We have attached a copy of Mr. Ohio Certificate of Title. Had there been an issue with Mr. vehicle being totaled or having a salvage title this would appear in the Brand section. Mr. vehicle did pass its inspection prior to his purchase. Unfortunately we will not be able to refund Mr. money. We apologize for any inconvenience this has caused Mr. and look forward to working with him to resolve his issue. If Mr. has any other issues or concerns he can contact Andrew *** at *** ext.***.
I am rejecting this response because:
When I purchased the car I ask if this vehicle was in an accident and *** the salesman told me know just to get the sale. Months down the line my vehicle is falling apart from the collision it had on it and about motors telling me it's my problem and I been paying hundreds of dollars deductible on my car for problems they know already been an issue. They not doing anything to help just worried about my payments, I don't think it's right but I would of never got myself involved if I would of got a car fax on the vehicle when I purchase it from abc motors. The car been giving me so many problems I didn't even had it for a year yet. I just want a better deal or a refund for the false advertising. And when I do call *** and *** they give me a run around or try to charge me with an hundred dollar deductible for problem's that been going on with the vehicle. Abc motors is a big scheme and they need to be banned from saleing cars asap.