Applied Bank

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted] and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
 
[redacted], please be advised that I have not received any correspondence, mail or email, from Applied Bank.  Instead, they sent me another invoice with the $15 fee included.  Kindly reopen my complaint until I receive proof that they were legally authorized to raise my APR to 29.99 percent and impose a $15 monthly charge.  As outlined in my original complaint below, I firmly believe this is "deceptive business practice" and will take whatever letter they provide justifying their their actions, to the AG's Office, Banking Commission, FTC, US Government...(etc), to have them refund my hard earned money.

June 21, 2017
 I am writing in regards to your June 10, 2017 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via...

written correspondence mailed on June 21, 2017. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
Karen Weir
Executive Correspondence

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
What was originally offered as a settlement on the said debt that has been paid and should've of been listed as paid in full or to remove the negative items. The business now wants me to pay the remaining balance in full in order to follow through with the agreement.
Regards,

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.

Problem:Im contacting your in regards to account [redacted] ## that appears on my credit. The SOL has expired and these items should be removed from my credit. Please provide the follow : 1- Proof that I am the debtor in question 2- Verify amounts owed and the breakdown of the amount owed 3- Any transactions with the original creditor 4-Verify the original creditor 5-Proof that you are licensed and bonded to collect in the state of GA 6- Proof that the SOL has not expired on this alleged debt 7- Any Judgements (if applicable) 8-Proof that you own this debt and are entitled to collect on it Any other sufficient documents that will support your claim.Translate Desired Resolution / OutcomeDesired Resolution:Correction to a credit reportselectDesired Outcome:II'm contacting your in regards to account [redacted] ## that appears on my credit. The SOL has expired and these items should be removed from my credit. Please provide the follow : 1- Proof that I am the debtor in question 2- Verify amounts owed and the breakdown of the amount owed 3- Any transactions with the original creditor 4-Verify the original creditor 5-Proof that you are licensed and bonded to collect in the state of GA 6- Proof that the SOL has not expired on this alleged debt 7- Any Judgements (if applicable) 8-Proof that you own this debt and are entitled to collect on it Any other sufficient documents that will support your claim.

Dear Ms. [redacted]
 
0in 0in 0pt;">I am writing in
regards to your February 18, 2015 inquiry concerning Mr. [redacted].  The inquiry was referred to me for
review and response.  Thank you for
bringing this matter to our attention.
 
We have addressed
this matter directly with Mr. [redacted] via written correspondence mailed on February
19, 2015.  However, in order to protect
our customer’s confidentiality, we are unable to provide you with the
details.  For further information, please
contact Mr. [redacted] directly.
 
Please contact the Executive Correspondence department Toll-free
at [redacted], between the hours of 8:00 AM and 5:00 PM
Eastern Time should you have any further questions regarding this matter.
 
Sincerely,
 
 
 
[redacted]
Executive
Correspondence

December 16, 2016 I am writing in regards to your December 6, 2016 inquiry concerning Mr. [redacted], submitted to the Revdex.com on his behalf by Ms. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention. We have addressed this matter...

directly with Ms. [redacted] via written correspondence mailed on December 19, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Ms. [redacted] directly. Please contact the Executive Correspondence department Toll-free at[redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter. Sincerely, [redacted]

October 22, 2015
I am writing in regards to the October 15, 2015 follow-up inquiry concerning Mr. [redacted]. The inquiry was referred to me for additional review and response.
We have addressed this matter directly with Mr. [redacted] via written correspondence mailed on October 22, 2015. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time, should you have any further questions regarding this matter.
Sincerely,

March 17, 2014I am writing in regards to the March 11, 2014 follow-up inquiry concerning [redacted] The inquiry was referred to me for additional review and response.
We have addressed this matter directly with [redacted] on March 17, 2014 via written correspondence. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time, should you have any further questions regarding this matter.
Sincerely, [redacted] Executive Correspondence

May 16, 2016
I am writing in regards to your May 9, 2016 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written correspondence...

mailed on May 17, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at ([redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted]

May 19, 2017
 I am writing in regards to your May 17, 2017 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written...

correspondence mailed on May 19, 2017. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted] Executive Correspondence

August 4, 2014  I am writing in regards to the August 4, 2014 follow-up inquiry regarding [redacted]
On July 30, 2014 the Bank mailed a letter to [redacted] addressing her concerns. However, on July 31, [redacted] indicated to the Revdex.com that the matter was not resolved since she had not yet received a response from the Bank. Later that same day the Bank spoke with [redacted] and addressed her concerns. The Bank also informed [redacted] that a response to her Revdex.com inquiry had been mailed to her.
Please contact me Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time, should you have any further questions regarding this matter.
Sincerely,

January 27, 2016
I am writing in regards to your January 14, 2016 inquiry concerning Ms. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Ms. [redacted] via written...

correspondence mailed on January 25, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Ms. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted]

July 13, 2015
I am writing in regards to your June 29, 2015 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written...

correspondence mailed on July 13, 2015. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,

October 18, 2017 [redacted]
[redacted]
[redacted]
[redacted]
[redacted]
[redacted]
[redacted] I am writing in regards to your October 13, 2017 inquiry concerning Mr. [redacted]. The inquiry was referred to me for...

review and response. Thank you for bringing this matter to our attention. We have addressed this matter directly with Mr. [redacted] via written correspondence mailed on October 18, 2017. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly. Please contact the Executive Correspondence department Toll-free at ([redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter. Sincerely, [redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
 
My credit history still shows delinquent as off January 20th 2016. I am so tired of dealing with them. They said they fixed it. Also Applied bank basically said there is nothing they can do about my credit score. Applied bank ruined my credit Score. My credit score was 754 before applied bank incorrectly reported me as delinquent. After the report, my credit score dropped to 659. They ruined my credit score. It took me a long time to build my credit and the screwed it up! I will never use their credit card again and I will never recommend it to another person. They keep saying they fixed it. 
Regards,

April 12, 2016
I am writing in regards to your March 31, 2016 inquiry concerning Ms. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Ms. [redacted] via written...

correspondence mailed on April 13, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Ms. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely, [redacted]

May 12, 2016
I am writing in regards to your May 2, 2016 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written correspondence...

mailed on May 12, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,

June 30, 2016
I am writing in regards to your June 27, 2016 follow up inquiry concerning Ms. [redacted]. The inquiry was referred to me for additional review and response.
We have addressed this matter directly with Ms. [redacted] via written correspondence mailed on July 1, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Ms. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted], between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted]

June 12, 2017
 
I am writing in regards to your May 31, 2017 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written...

correspondence mailed on May 12, 2017. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted]

June 22, 2016
I am writing in regards to your June 21, 2016 inquiry concerning Mr. [redacted]. The inquiry was referred to me for review and response. Thank you for bringing this matter to our attention.
We have addressed this matter directly with Mr. [redacted] via written...

correspondence mailed on June 23, 2016. However, in order to protect our customer’s confidentiality, we are unable to provide you with the details. For further information, please contact Mr. [redacted] directly.
Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:00 AM and 5:00 PM Eastern Time should you have any further questions regarding this matter.
Sincerely,
[redacted]