My husband and I were caught up in paying interest only on our credit cardsWe wanted to consolidate our credit cards and have someone negotiate on our behalf so we could pay off the combined principal of $40,to our Creditors -- *** *** ***, *** *** and *** ***Though we were scared, we signed a contract with Boulder Legal Group because they said we would be able to pay off our credit card debt in three yearsBoulder also said we would have our first settlement within six monthsBoulder told us from here on out not to make contact with our credit card companies and do not make any paymentsIt is month ten and we have paid more than $7,to BoulderBoth of our FICO scores, which were above points, have dropped pointsBoulder has paid none of our creditorsI called Boulder and they said they were going to negotiate with *** *** *** first because it was the biggest debtWe started to receive collection letters from a representative for *** ***
This company was hired through *** *** in New York City for a credit consolidation This was the worst mistake of my life This company has did absolutely nothing except take fees They are now looking to increase my payment from the agreed upon amount They are non responsive to E-Mails They should either get to work or return all monies paid in to the program and I will see them in court for destroying my credit I was better off without them
I have been paying Boulder Legal Group to settle my debt since February of Since that time, they have settled or small accounts out of that exist, and have allowed one to go to a Court order which froze my assets and the assets of my mother, who is on an account with me to pay my utilities I got very few phone calls back from them, and it took over months to correct the issue It also cost me $in fees and lost money to the processThey made me pay another $a month in addition to what I am already paying to resolve the issue with ***, and I have no guarantee that it has been settled I was given the name of a contact to use, but that person has never contacted me back, and the original contact I was given no longer works there I did not receive any further contact from them, and a small amount still remains on hold with my second bank
Now I have gotten a SECOND court action, freezing almost $in my checking account with no notice at all! I can
Ive been with Boulder for over a year nowThey do nothing to help you that you cant do yourself They drafted dollars from my personal bank account that they wern't authorized to doThen they were going to put it back but they didn'tI have since cancelled my account and am awaiting my balance
I have been with this Boulder since (years)and have seen no results as promised!!!! I was sold a dream (promised) that my credit score would improve within a year and as of this date (7/6/18) have seen no change!!!! I've tried calling dozen of times to no avail, always speak to a representative with the expectation that someone who knows my case and circumstances would return my call and all I received was a call from an attorney with a NY number or asked for more money monthly (and increase of +) to settle my case and told that in a couple of months it would decrease back to my regular monthly payments of which were affordable over a year ago, but haven't seen that happen either!!!! I'm disgusted that they would brain wash people in their time of need and then not even return a phone call as to how they're taking care of their debts This is a terrible situation to be in and right now a hardship for me because I neither have the money or time to take thi
I have been a client of Bouldger Legal Group for monthsDuring this time, I have paid them $They were to negotiate with my credit card companies and settle the accountsAfter several phone calls to them, each telling me something different, I decided close my accountI was told I am able to recieve $in refundsAfter paying $4828.78, I think that I should be refunded moreThey did settle one account that was for less than $with a settlement of $168.61, which I recieved no correspondence that it was settled
I have rece**ed sub-par service from this organization despite being charged a fee for everything imaginable As I type this complaint I am entering my 74th minute on hold with them I was explained the fees associated with retaining the firm; however, I was not informed of the fees to change bank accounts (which they recommended I do), the fee for the settlement each month, the fee for the phone call it takes to make the settlement (for some reason I am being charged this every month), and a whole list of other fees For what I have paid in fees in the past months I could have settled of these accounts myself without destroying my credit like they have done I was asked to create a google phone number and email address so THEY could monitor it and respond accordingly All of the emails and voicemails are still in an UNREAD status - so who is monitoring this? If I have to do all of the work and thus far see no results, I simply don't want any other consumer who thinks they ar
This happens to be my second complaint about this company I am so irate right now I don't even know what to do anymore This company has taken some of my credit cards to help me consolidate They were given some, not all, to help me get rid of the high limits that I had I come to find out that they went ahead and in one large swoop without my permission, took every single one of my credit cards and put them in their program! I never ever gave them permission to do this I don't know what to do now Now I have Gap, that says they have their address that they've been sending the bills to I learned today that I owe money on the card and it's in default and I haven't received a bill in a year I thought the card was paid off and couldn't understand why I couldn't use it today to buy my son some school clothes This company has made my life a living hell My credit score is horrible because of them and if I knew that they were going to do all of this I would have never ever we
First off I would like to address the negative reviews Most of them are related to people's credit being destroyed and getting sued and such If you go into a debt renegotiation process and don't think your credit will be impacted then you do not understand the process in the first place Boulder was very up front when we had the same questions regarding what will happen to our credit during this process and they answered these questions completely honestly There was no smoke and mirrors they told us right away that our credit report would be severely impactedThe key is that we wouldn't have our debt hanging around our necks and strangling us anymore The money we pay doesn't even go to them It is deposited in a global account that can be used by them to pay the settlements they negotiate They do not benefit from interest or anything on this account The payments include an estimated amount that they will use to create settlements for the next years and a bit toward their overall fees which are not much considering the work they do Have we received letters from lawyers representing the owners of the debt we are renegotiating threatening a lawsuit if we didn't pay them right away, sure we have We turn them directly over to Boulder and they use that as part of the negotiations Target had nearly different firms contact us with threats and Boulder still negotiated a settlement and paid them off and we received notice of thatI have never had to go to court They set us up a Google voice number to change the contact info for all of the accounts we let them handle so that they can't get a hold of us If they do find out our phone numbers and call us we send them a sheet of the contact they made and tell the debtor that we are represented by them and it goes away I haven't received a call for over months looking for money from me We have a conference call with them that they initiate quarterly or monthly if we need more frequent updates and they tell us where they are at with the process Any time we have called them with questions they have called us right back I don't understand why people say they scam them Apparently they don't listen to the people who explained to them what they were going to do in the first place or they had this magic view that if you get a credit company to charge off your debt with a smaller amount than what was owed that they won't impact your credit report Bankruptcy takes a year toll on your credit no matter what you do My credit score has already gone UP since accounts were paid off Plus, you can put a personal statement on your credit report indicating that you went through a debt renegotiation And with the advent of credit scoring, credit reports are rarely reviewed as a whole Just a credit score So if mine is already going up after dropping way down then how can you say that you would be in a worse position after the process is completed then you were when you started? I think the negative reviews are a result of people who love to complain about anything and who were uneducated about the process I have nothing but success and good things to say about Boulder Thank you for helping us with this process
My brother is going through some very, very difficult times right now due to the unexpected terminal illness of his wife who has been in a coma for approximately weeks In 2016, my brother contacted Boulder Legal Group, LLC to help him get out of debt and to guide him on how to do it He paid them just under $5,of which about $was paid on one of five accounts! Like all of the other complaints he tried for months to get this resolved and sure enough he got two court judgements sent to him without any prior notice He was dumbfounded and extremely hurt because he put his trust into Boulder Legal I offered to take over his finances to get this mess cleaned up and while we were sitting by his wife's bedside at the hospital we made about phone calls to the respective credit card companies who said it was "out of their hands" and then was told to call another company After about weeks of phone calls, we were able to finally clean up all of the accounts and allow by brother to be by his wife's side without having to worry about his financial status I would never recommend Boulder Legal Group to anyone They are supposedly going to refund my brother the remainder of his money but I am not going to hold my breath at this point!
They over sell themselfsAfter two and a half years I have decided to stop with Boulder LegalIt is costing way more than what they had estimatedThey are not good about answering questions and you have to deal with a different agent every time you call (If you do not mind waiting a half hour on hold)Do not use these people you will be sorry
Business stated they are Revdex.com approvedThis company did NOTHING to help meSpent about $ on them covering $ only to have them tell me I needed to spend more money They allowed several accounts to go to civil suits which they could NOT negotiateI went back to these companies and settled over $ 60,to $ 27,on my ownPLEASE DON'T WASTE YOUR TIME ON THEMWork it out once they have sent the account to collections
I signed on with *** *** *** and Boulder Legal Group in It began with a little less than $being automatically withdrawn from my checking account each month With each new "settlement" they required more money to be withdrawn and it is now up to $per month and they claim to have "settled" five accounts I receive monthly statements but I am unable to retrieve them because I need a login etc I have attempted to contact them on numerous occasions to no avail The one time I was able to get into the "account" I noted that almost all of the monies being paid into my "account" supposedly to pay my debts were for fees - and one was for $overnight delivery fee to a creditor which they claim was a "condition" of settlement I was not nor have I ever been informed of any negotiations, conditions of settlement, etc I received a call regarding a settlement for one creditor and I had a choice to pay an extra $or $per month into my "account" and the credi
I have had a really bad experience with Boulder Legal Group They were taking close to $a month (yrs) and I haven't had any results Except being sued by one of the companies that were supposed to getting money from Boulder I ended up giving them over 14,dollars with very little or no results They wouldn't return phone call and emails Please, please don't get mixed up with this group
I signed up with Boulder Legal group in May thinking I was taking care of my credit problems with a lower monthly cost and they would negotiate the payments to the creditors and I would not have to file for bankruptcy Let's just say I would have been better off filing for bankruptcy When I signed up I was told they would take care of all the legalities, including court issues for any filings I would be assigned a legal group to handle those matters In the beginning they seemed to be taking care of matters as they promised and for which I signed up for, but then in it all fell apart I found out in July that I had been sued, no idea there was a judgement, and now there was a levy against my bank account I found out due to a letter my bank sent me about the levy I called BLG and sent them all the paperwork I was sent from my bank AmEx was a part of my negotiations BLG was supposed to be taking care of They had no idea there was a judgement The judgement
I hope you have the chance to read this, as I did notDO NOT USE THE GROUP! They take your money; big money, and watch your credit go down the drainThey don't careThey use this business to hold you off as long as they can, taking bucks a month until you finally figure out, this is a huge scamBy that time, you'll lose around to thousand bucks, you can never get backThis is biggest scam I have gotten into, and now I'm broke and humiliatedPlease tell EVERYONE you know about this group! We've got to stop them!
I contacted Boulder Legal Group last October to help get my debt to a more manageable level since I have fallen on some hard times So far they have collected almost $3,from me and almost all of it for "fees" Nothing has been done as far as negotiating my debts with my creditors And now no one will return my messages or my calls My credit rating has dropped tremendously Today I tried to log into my *** *** accounts to see exactly how much money they have collected in fees and how much is left, and I'm no longer able to access my account I could have used the money I've paid into this account to pay off my own debt, but instead my credit is ruined and Boulder has ALL of my money
For several months I have had a contract with Boulder Leagl Group to work with my credit card debt to work toward debt resolutions and they have not performed a satisfactorty service The current urgency of a law suit filed against me by *** *** is not being handled and I am receiveing evasive replies to my telephone and emailed inquiries with the customer service personnel
according to the client representation agreement, I should have received litigation defense services,for a lawsuit from one of my creditorsI received no such services,and no returned phone calls.This should be considered a breech of contract of which I cancelled for the debt settlement services,and should be intitled to some of the fees in which I paid for over a year
Stay away from this companyThey prey on desperate individuals like myself at the timeI gave them more in total payments in the form of fees than the original amount I owed one of my creditorsNot only was my credit ruined by them, they only settled one of my accounts and took almost years to do soI have settled accounts on my own and saved myself thousands of dollarsLike I said, they settled one of my accounts and I did the math, I actually paid out more to them than the original credit card balance and they took years to settle the one accountAll of their employees should be ashamed of themselves knowing they are not helping people get out of debt but actually ruining people's credit and building up more debt by charging such ridiculous fees
My husband and I were caught up in paying interest only on our credit cardsWe wanted to consolidate our credit cards and have someone negotiate on our behalf so we could pay off the combined principal of $40,to our Creditors -- *** *** ***, *** *** and *** ***Though we were scared, we signed a contract with Boulder Legal Group because they said we would be able to pay off our credit card debt in three yearsBoulder also said we would have our first settlement within six monthsBoulder told us from here on out not to make contact with our credit card companies and do not make any paymentsIt is month ten and we have paid more than $7,to BoulderBoth of our FICO scores, which were above points, have dropped pointsBoulder has paid none of our creditorsI called Boulder and they said they were going to negotiate with *** *** *** first because it was the biggest debtWe started to receive collection letters from a representative for *** ***
This company was hired through *** *** in New York City for a credit consolidation This was the worst mistake of my life This company has did absolutely nothing except take fees They are now looking to increase my payment from the agreed upon amount They are non responsive to E-Mails They should either get to work or return all monies paid in to the program and I will see them in court for destroying my credit I was better off without them
I have been paying Boulder Legal Group to settle my debt since February of Since that time, they have settled or small accounts out of that exist, and have allowed one to go to a Court order which froze my assets and the assets of my mother, who is on an account with me to pay my utilities I got very few phone calls back from them, and it took over months to correct the issue It also cost me $in fees and lost money to the processThey made me pay another $a month in addition to what I am already paying to resolve the issue with ***, and I have no guarantee that it has been settled I was given the name of a contact to use, but that person has never contacted me back, and the original contact I was given no longer works there I did not receive any further contact from them, and a small amount still remains on hold with my second bank
Now I have gotten a SECOND court action, freezing almost $in my checking account with no notice at all! I can
Ive been with Boulder for over a year nowThey do nothing to help you that you cant do yourself They drafted dollars from my personal bank account that they wern't authorized to doThen they were going to put it back but they didn'tI have since cancelled my account and am awaiting my balance
I have been with this Boulder since (years)and have seen no results as promised!!!! I was sold a dream (promised) that my credit score would improve within a year and as of this date (7/6/18) have seen no change!!!! I've tried calling dozen of times to no avail, always speak to a representative with the expectation that someone who knows my case and circumstances would return my call and all I received was a call from an attorney with a NY number or asked for more money monthly (and increase of +) to settle my case and told that in a couple of months it would decrease back to my regular monthly payments of which were affordable over a year ago, but haven't seen that happen either!!!! I'm disgusted that they would brain wash people in their time of need and then not even return a phone call as to how they're taking care of their debts This is a terrible situation to be in and right now a hardship for me because I neither have the money or time to take thi
I have been a client of Bouldger Legal Group for monthsDuring this time, I have paid them $They were to negotiate with my credit card companies and settle the accountsAfter several phone calls to them, each telling me something different, I decided close my accountI was told I am able to recieve $in refundsAfter paying $4828.78, I think that I should be refunded moreThey did settle one account that was for less than $with a settlement of $168.61, which I recieved no correspondence that it was settled
I have rece**ed sub-par service from this organization despite being charged a fee for everything imaginable As I type this complaint I am entering my 74th minute on hold with them I was explained the fees associated with retaining the firm; however, I was not informed of the fees to change bank accounts (which they recommended I do), the fee for the settlement each month, the fee for the phone call it takes to make the settlement (for some reason I am being charged this every month), and a whole list of other fees For what I have paid in fees in the past months I could have settled of these accounts myself without destroying my credit like they have done I was asked to create a google phone number and email address so THEY could monitor it and respond accordingly All of the emails and voicemails are still in an UNREAD status - so who is monitoring this? If I have to do all of the work and thus far see no results, I simply don't want any other consumer who thinks they ar
This happens to be my second complaint about this company I am so irate right now I don't even know what to do anymore This company has taken some of my credit cards to help me consolidate They were given some, not all, to help me get rid of the high limits that I had I come to find out that they went ahead and in one large swoop without my permission, took every single one of my credit cards and put them in their program! I never ever gave them permission to do this I don't know what to do now Now I have Gap, that says they have their address that they've been sending the bills to I learned today that I owe money on the card and it's in default and I haven't received a bill in a year I thought the card was paid off and couldn't understand why I couldn't use it today to buy my son some school clothes This company has made my life a living hell My credit score is horrible because of them and if I knew that they were going to do all of this I would have never ever we
First off I would like to address the negative reviews Most of them are related to people's credit being destroyed and getting sued and such If you go into a debt renegotiation process and don't think your credit will be impacted then you do not understand the process in the first place Boulder was very up front when we had the same questions regarding what will happen to our credit during this process and they answered these questions completely honestly There was no smoke and mirrors they told us right away that our credit report would be severely impactedThe key is that we wouldn't have our debt hanging around our necks and strangling us anymore The money we pay doesn't even go to them It is deposited in a global account that can be used by them to pay the settlements they negotiate They do not benefit from interest or anything on this account The payments include an estimated amount that they will use to create settlements for the next years and a bit toward their overall fees which are not much considering the work they do Have we received letters from lawyers representing the owners of the debt we are renegotiating threatening a lawsuit if we didn't pay them right away, sure we have We turn them directly over to Boulder and they use that as part of the negotiations Target had nearly different firms contact us with threats and Boulder still negotiated a settlement and paid them off and we received notice of thatI have never had to go to court They set us up a Google voice number to change the contact info for all of the accounts we let them handle so that they can't get a hold of us If they do find out our phone numbers and call us we send them a sheet of the contact they made and tell the debtor that we are represented by them and it goes away I haven't received a call for over months looking for money from me We have a conference call with them that they initiate quarterly or monthly if we need more frequent updates and they tell us where they are at with the process Any time we have called them with questions they have called us right back I don't understand why people say they scam them Apparently they don't listen to the people who explained to them what they were going to do in the first place or they had this magic view that if you get a credit company to charge off your debt with a smaller amount than what was owed that they won't impact your credit report Bankruptcy takes a year toll on your credit no matter what you do My credit score has already gone UP since accounts were paid off Plus, you can put a personal statement on your credit report indicating that you went through a debt renegotiation And with the advent of credit scoring, credit reports are rarely reviewed as a whole Just a credit score So if mine is already going up after dropping way down then how can you say that you would be in a worse position after the process is completed then you were when you started? I think the negative reviews are a result of people who love to complain about anything and who were uneducated about the process I have nothing but success and good things to say about Boulder Thank you for helping us with this process
My brother is going through some very, very difficult times right now due to the unexpected terminal illness of his wife who has been in a coma for approximately weeks In 2016, my brother contacted Boulder Legal Group, LLC to help him get out of debt and to guide him on how to do it He paid them just under $5,of which about $was paid on one of five accounts! Like all of the other complaints he tried for months to get this resolved and sure enough he got two court judgements sent to him without any prior notice He was dumbfounded and extremely hurt because he put his trust into Boulder Legal I offered to take over his finances to get this mess cleaned up and while we were sitting by his wife's bedside at the hospital we made about phone calls to the respective credit card companies who said it was "out of their hands" and then was told to call another company After about weeks of phone calls, we were able to finally clean up all of the accounts and allow by brother to be by his wife's side without having to worry about his financial status I would never recommend Boulder Legal Group to anyone They are supposedly going to refund my brother the remainder of his money but I am not going to hold my breath at this point!
They over sell themselfsAfter two and a half years I have decided to stop with Boulder LegalIt is costing way more than what they had estimatedThey are not good about answering questions and you have to deal with a different agent every time you call (If you do not mind waiting a half hour on hold)Do not use these people you will be sorry
Business stated they are Revdex.com approvedThis company did NOTHING to help meSpent about $ on them covering $ only to have them tell me I needed to spend more money They allowed several accounts to go to civil suits which they could NOT negotiateI went back to these companies and settled over $ 60,to $ 27,on my ownPLEASE DON'T WASTE YOUR TIME ON THEMWork it out once they have sent the account to collections
I signed on with *** *** *** and Boulder Legal Group in It began with a little less than $being automatically withdrawn from my checking account each month With each new "settlement" they required more money to be withdrawn and it is now up to $per month and they claim to have "settled" five accounts I receive monthly statements but I am unable to retrieve them because I need a login etc I have attempted to contact them on numerous occasions to no avail The one time I was able to get into the "account" I noted that almost all of the monies being paid into my "account" supposedly to pay my debts were for fees - and one was for $overnight delivery fee to a creditor which they claim was a "condition" of settlement I was not nor have I ever been informed of any negotiations, conditions of settlement, etc I received a call regarding a settlement for one creditor and I had a choice to pay an extra $or $per month into my "account" and the credi
I have had a really bad experience with Boulder Legal Group They were taking close to $a month (yrs) and I haven't had any results Except being sued by one of the companies that were supposed to getting money from Boulder I ended up giving them over 14,dollars with very little or no results They wouldn't return phone call and emails Please, please don't get mixed up with this group
I signed up with Boulder Legal group in May thinking I was taking care of my credit problems with a lower monthly cost and they would negotiate the payments to the creditors and I would not have to file for bankruptcy Let's just say I would have been better off filing for bankruptcy When I signed up I was told they would take care of all the legalities, including court issues for any filings I would be assigned a legal group to handle those matters In the beginning they seemed to be taking care of matters as they promised and for which I signed up for, but then in it all fell apart I found out in July that I had been sued, no idea there was a judgement, and now there was a levy against my bank account I found out due to a letter my bank sent me about the levy I called BLG and sent them all the paperwork I was sent from my bank AmEx was a part of my negotiations BLG was supposed to be taking care of They had no idea there was a judgement The judgement
I hope you have the chance to read this, as I did notDO NOT USE THE GROUP! They take your money; big money, and watch your credit go down the drainThey don't careThey use this business to hold you off as long as they can, taking bucks a month until you finally figure out, this is a huge scamBy that time, you'll lose around to thousand bucks, you can never get backThis is biggest scam I have gotten into, and now I'm broke and humiliatedPlease tell EVERYONE you know about this group! We've got to stop them!
I contacted Boulder Legal Group last October to help get my debt to a more manageable level since I have fallen on some hard times So far they have collected almost $3,from me and almost all of it for "fees" Nothing has been done as far as negotiating my debts with my creditors And now no one will return my messages or my calls My credit rating has dropped tremendously Today I tried to log into my *** *** accounts to see exactly how much money they have collected in fees and how much is left, and I'm no longer able to access my account I could have used the money I've paid into this account to pay off my own debt, but instead my credit is ruined and Boulder has ALL of my money
For several months I have had a contract with Boulder Leagl Group to work with my credit card debt to work toward debt resolutions and they have not performed a satisfactorty service The current urgency of a law suit filed against me by *** *** is not being handled and I am receiveing evasive replies to my telephone and emailed inquiries with the customer service personnel
according to the client representation agreement, I should have received litigation defense services,for a lawsuit from one of my creditorsI received no such services,and no returned phone calls.This should be considered a breech of contract of which I cancelled for the debt settlement services,and should be intitled to some of the fees in which I paid for over a year
Stay away from this companyThey prey on desperate individuals like myself at the timeI gave them more in total payments in the form of fees than the original amount I owed one of my creditorsNot only was my credit ruined by them, they only settled one of my accounts and took almost years to do soI have settled accounts on my own and saved myself thousands of dollarsLike I said, they settled one of my accounts and I did the math, I actually paid out more to them than the original credit card balance and they took years to settle the one accountAll of their employees should be ashamed of themselves knowing they are not helping people get out of debt but actually ruining people's credit and building up more debt by charging such ridiculous fees