Jefferson Capital Systems, LLC

October 6, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to [redacted] on October 6, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

February 17, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,431.44 on or around February 1, 2016.  Pursuant to Ms. [redacted]’ request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

August 24, 2016     Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless               Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless               Complaint ID #:  [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account ending in [redacted] and balance of $1,078.66 on or around March 20, 2015.  A Right to Dispute letter was sent to Ms. [redacted] on April 8, 2015.  The [redacted] Wireless account ending in [redacted] and balance of $275.58 was acquired on or around February 1, 2016.  A Right to Dispute letter was sent on this account on February 25, 2016.    Although balances remain on both accounts, to resolve this matter, we have terminated collection efforts.  We are also requesting the credit bureaus delete our trade lines from Ms. [redacted]’ credit files.         We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  J. Crew             Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on December 27, 2016.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####    .

September 28, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on September 28, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 9, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired Mr. [redacted]’s [redacted] account and balance of $960.14 on or about July 22, 2013.  To resolve Mr. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

July 13, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   This letter will confirm we acknowledge receipt of Mr. [redacted]’s rebuttal and refusal to accept our offer for payment of this debt.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 19, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless             Complaint ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $741.92 on or around October 7, 2015 and subsequently placed the account with [redacted] for collection efforts.  [redacted] has confirmed a settlement was agreed upon and a payment arrangement was completed.  Based on your communication, [redacted] has cancelled the payment arrangement and placed your telephone numbers of ###-###-####, ###-###-#### and ###-###-#### on their do not call list.    To resolve this matter, Jefferson Capital Systems, LLC has recalled your account and terminated collection efforts.  We are also requesting the credit bureaus to delete our trade line from your credit file.   We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 6, 2015/04/27) */
April 27, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: Ms. [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $835.28 in December 2011. In response to Ms. [redacted]' claim the account is not hers, we have closed our file and terminated collection action. This confirms we have also taken the necessary steps to ensure Ms. [redacted] is not contacted again via the telephone regarding this matter.
Thank you for the opportunity to be of service.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 8, 2015/04/27) */
(The consumer indicated he/she DID NOT accept the response from the business.)
how was this acct purchased in 2011, it was a charged off acct as of 10/17/2002? Isn't the statue of limitations 7 years? I believe your company is dishonest and was phishing for any [redacted] who would fall for paying this phoney bill.
I wonder how many complaints the Revdex.com has against your company? That information wasn't given in the letter.

October 11, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on October 11, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

April 6, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems,...

LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $2,517.59 in June 2015.  Based on Mr. [redacted]’s dispute, we have contacted [redacted] and they have confirmed [redacted] is the responsible party for this balance as the account was opened in his name.  [redacted] also advised Mr. [redacted] authorized them to add Susan [redacted] to the account as an account manager on July 28, 2009.   Although we disagree with the merits of Mr. [redacted]’s dispute, to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit file. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/04) */
February 4, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the account referenced above.
Our records indicate the [redacted] account was opened in April 2010 and charged off in April 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $605.87 in October 2015. Enclosed are reprints of Mrs. [redacted]'s January to March 2013 billing statements. The information reflected on her credit bureau file regarding Jefferson Capital Systems, LLC, is from when we became the owner of the account. To resolve the dispute, we have closed our file and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from Mrs. [redacted]'s credit bureau file.
We appreciate the opportunity to provide the information regarding the account.
Sincerely,
Shirley Smith
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

Initial Business Response /* (1000, 5, 2015/06/11) */
June 11, 2015
Mr.[redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted] Jr.
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Checking...

Account
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking Account and balance of $633.41 in February 2015 from [redacted]. According to the information provided, the account was opened in September 2010 and charged off in December 2010. In response to Mr. [redacted]'s dispute, this communication confirms we have closed our file and terminated collection action. The account will not be sold or transferred and we are notifying the credit bureaus to delete our trade line from Mr. [redacted]'s credit file. Please allow 30 days for the credit bureaus to update their records.
We appreciate the opportunity to resolve this matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/12) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I am satisfied with the outcome as all my issues have been addressed and resolved.

December 11, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] LLC             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Based on previous correspondence we received concerning Ms. [redacted]’s above-referenced account, a Letter of Guarantee was sent on November 16, 2017 to American Family Insurance.  Enclosed is a copy of the letter for your review.  Ms. [redacted]’s attorney was also notified the letter was sent to American Family Insurance on November 16, 2017.   As we advised in our letter, Jefferson Capital Systems, LLC shall forward the lien release and/or title for the 2002 Toyota Corolla upon receipt of a check for $1,208.93.  American Family Insurance should make the check payable to Jefferson Capital Systems, LLC and include the Jefferson Capital Systems, LLC reference number reflected above on the face of the payment instrument.  If Ms. [redacted] has additional questions, she may contact us directly at ###-###-####.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

July 28, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.  We received similar correspondence from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $787.98 on or about October 12, 2016.  To resolve Mr. [redacted]’ dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau

February 27, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC Account Number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on February 27, 2018 we responded directly to Mr. [redacted].  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

August 17, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $713.59 on or around March 20, 2015.  Electronic disputes were received from the credit bureaus which we verified.  We have no record of Mr. [redacted] contacting Jefferson Capital Systems, LLC by telephone.   Based on his dispute and to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 12, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless                 Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted]             Revdex.com ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on February 9, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 6, 2015/09/15) */
September 15, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Our Client: [redacted],...

LLC
Debt Description: [redacted] MasterCard
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced [redacted] MasterCard account.
This account was placed with Jefferson Capital Systems, LLC, for collections by our client on September 10, 2015. Based on Mr. [redacted]' stated dispute, we have closed our file and returned the account to our client. We are also forwarding your correspondence to them for review.
This letter confirms Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 8, 2015/09/15) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I do not accept this response as they are reporting in accurate information once again. The account was charged off in 2011 and was purchased by Jefferson Capital in 2012. I just called again and spoke with the customer agent from First Premiere.
Your company was in control of this and failed to notify me of anything and in doing so damaging my credit. Why would a company charge an account off and then 4 years later transfer this debt. It's a straight up lie. Your company has been in control of this since 2012 according to First Premiere as I called them on the 10th and 11th to confirm and then filed my claim.
The fact you are suggesting your purchased this 1 day before the complaint was filed again is a lie.
I want this fixed and removed from my credit report immediately.
Final Business Response /* (4000, 10, 2015/09/23) */
September 23, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Our Client: [redacted], LLC
Debt Description: [redacted] MasterCard
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced [redacted] MasterCard account.
Please allow me to clarify this matter. The [redacted] MasterCard account was opened in December 2011 and charged off for collections in June 2012. We did not purchase this account. Rather, the account was placed with us in September 2014 for collection efforts on behalf of our client. The serviced account was assigned our account number ending in [redacted] and was subsequently returned to [redacted], LLC on September 8, 2015. The account was reassigned to Jefferson Capital Systems, LLC for collections on September 10, 2015 by [redacted], LLC and assigned the account number ending in [redacted]. This account has since been returned to [redacted], LLC on September 16, 2015.
This letter confirms Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus. If [redacted], LLC is reporting this account to the bureaus, Mr. Gonzalez will need to contact them regarding their trade line.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]