Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 7, 2015/06/19) */
June 19, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning your above-referenced account.
Jefferson Capital Systems, LLC purchased Ms. [redacted]'s [redacted] account, reflecting a balance of $1,564.51, in April 2014. Although we disagree with the merits of Ms. [redacted]'s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from her credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon S[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (2000, 9, 2015/06/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)

June 16, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $405.55 on or around October 12, 2016 and subsequently placed with Diversified Consultants, Inc. for collection efforts.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureau to delete our trade line from her credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 12, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  We are unable to locate an account for Ms. [redacted] with the information she has provided.  Based on her dispute, we have placed the telephone number she provided of ###-###-#### on our Do-Not-Call list.  If Ms. [redacted] is receiving calls at another number, she will need to provide the telephone number so we may further investigate this mater. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

November 17, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around November 19, 2013, with the balance of $3,147.00 and after we issued a credit of $314.70, the balance is $2,832.00.  Enclosed are copies of the Application/Enrollment Agreement and the Student Ledger for Mr. [redacted].  Although we feel the balance is rightfully due, as a courtesy and in order to resolve the matter, we have closed our file and terminated collection action.  We are also requesting the credit bureaus to delete our trade line from his credit bureau file.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

October 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on October 27, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####   ...

August 25, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $521.58 on or around April 14, 2015.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 17, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $260.90 on or around December 1, 2015.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### hy here...

November 2, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]            Our Client:  [redacted] (FPB) Original Creditor:  [redacted] Case ID:  [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   The above-referenced account was placed with us by our client on or around May 11, 2016, with a balance of $402.65.  We subsequently sent Ms. [redacted] a Payment Rewards Program offer letter providing the option of monthly payments of $20.00 or a total payment of $200.00 would complete the program payment qualifications.  This confirms we did receive a payment in the amount of $20.00 on October 10, 2016.   In response to the communication received and to resolve the matter, we have closed our file and terminated collection action on the account.   Jefferson Capital Systems, LLC, has not reported any information regarding the account to the credit bureaus.  We are also sending a refund in the amount of $20.00 under separate cover to Ms. [redacted].    We appreciate the opportunity to clarify our position in this matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/08/07) */
August 7, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted]concerning the above-referenced [redacted] account.
Jefferson Capital Systems, LLC purchased the above-referenced account in April of 2012, with a balance of $13,343.94. This account was placed with [redacted] Capital, LLC ([redacted]) to make efforts to collect on the balance resulting from a 2006 judgment. Upon contacting [redacted] regarding this matter, they confirmed that Ms. [redacted]'s remitted a payment of $5,000.00, which they agreed to accept in satisfaction of the judgment. [redacted] wrote to Ms. [redacted]'s on July 21, 2015 confirming receipt of her payment and advised her that they would notify the Guilford County Court that the judgment has been satisfied. [redacted] has confirmed that notification has been forwarded to the court.
We appreciate the opportunity to respond.
Sincerely,
Chris [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/12) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Judgment settled with company.

Initial Business Response /* (1000, 5, 2015/04/09) */
April 9, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Miss [redacted] concerning the above-referenced account.
The [redacted] account was opened in August 2008 and charged off in May 2009. Jefferson Capital Systems, LLC, purchased the account in November 2010 and in December 2010, Miss [redacted] was sent a letter advising her Jefferson Capital Systems, LLC, was the current creditor of the [redacted] account. Since that time, the account was placed with six different agencies for collection efforts. To resolve the dispute, we have closed our file and terminated collection and this confirms the account will not be sold. We are also notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to address the matter and be of service to your office.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.This was FRAUD and embezzlement at best, maybe even identity theft . This and all other claims for this debt that does not exist should be closedIf this was/is reported it will also be tagged as FRAUD and theft .  thank you . [redacted]

February 9, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted] ...

                Jefferson Capital Systems, LLC Account Number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   This letter will confirm that on February 9, 2018 we responded directly to Ms. [redacted].  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/05/01) */
May 1, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]...


Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the [redacted] account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $218.14 in July 2014. We have no record of the account being paid in full. To resolve Mr. [redacted]' dispute, however, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from his credit bureau file.
We appreciate the opportunity to resolve the matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

August 9, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $297.98 on or around August 3, 2015.  Based on your dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.    This letter will confirm this account will not be sold or transferred.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] Jefferson Capital Systems, LLC Account Number:  [redacted]...

            Our Client:  [redacted] Bank             Debt Description:  [redacted] Bank             Complaint ID #:  [redacted]   Dear Mr. [redacted]   We acknowledge receipt of your correspondence on behalf of [redacted].    This account and balance of $1,020.47 was placed with Jefferson Capital Systems, LLC for collections by our client on or around October 13, 2016.  Based on Mr. [redacted]’s correspondence, we have closed our file and returned the account to our client.  We are also forwarding your correspondence to them for review.   Thank you for the opportunity to respond.    Sincerely,       Kathy [redacted] On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 7, 2016       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.    Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $5,657.01 on or around August 4, 2015.  A letter was sent to Mr. [redacted] October 9, 2015 advising him we were the new owners of his account.    This account is for a 2006 Dodge Ram Pick-Up.  Pursuant to Mr. [redacted]’ request for validation of this debt, enclosed is the Simple Interest Retail Installment Contract and the Retail Purchase Agreement.  Although we disagree with the merits of his dispute, to resolve this matter we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. I take this as notification that this debt has been accurately disputed and I will not receive further bills or any attempts to collect on this debt from Jefferson Capital Systems or any other collection agency.

September 8, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $589.26 on or around October 7, 2015.  Based on Ms. [redacted]’s dispute, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/05/01) */
May 1, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, placed the [redacted] account with [redacted]), for collection efforts. This communication confirms Mr. [redacted] satisfied his obligation for settlement with [redacted]. At this time, we have statused the account accordingly. Although it is not our policy to delete the trade lines on settled-in-full accounts, this letter confirms the credit bureaus have been notified to delete the Jefferson Capital Systems, LLC, trade line from Mr. [redacted]'s credit bureau file. Please allow the credit bureaus 30 days to update their records. In the meantime, he can present this letter to his creditors as proof of the actions being taken.
Thank you for the opportunity to address this matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/05/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Thank you for the quick response and I couldn't be more satisfied. I understand that this entire situation was a result of a lack of communication with [redacted] and not at all the fault entirely of Jefferson Capitol. Thank you for everything. The quick response and the correction/deletion of this file will greatly help reduce the complication during closing of my mortgage. Thanks for everything!

July 25, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] MasterCard             Complaint ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   The [redacted] account was placed in our office by our client for collection efforts.  A settlement agreement was made with Ms. [redacted] and payment of $236.98 was received on July 18, 2016.  A settled in full confirmation letter was faxed on July 21, 2016, as requested. We will advise our client of the settlement.    As the servicer of the account, Jefferson Capital Systems, LLC has not reported this account to the credit reporting agencies.  If there is a trade line on her credit file in reference to this account Ms. [redacted] should dispute the trade line with the credit bureaus.   We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####