Jefferson Capital Systems, LLC

February 15, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted] Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on February 15, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

September 16, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,675.53 on or around October 7, 2015.  To resolve this matter, we have terminated collection efforts and have requested the credit bureaus to delete our trade line from Mr. [redacted]’s credit file.       We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 20, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $141.80 on or around April 14, 2015.  Payment in full was received on August 8, 2016.  To resolve this matter, we have requested the credit bureaus delete our trade line from Mr. [redacted]’s credit file.    We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 1, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless             Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,072.17 on or around February 13, 2017.  Enclosed are copies of the last three [redacted] Wireless billing statements.  A review of the statements reflect that [redacted] Wireless provided service to the phone number ###-###-####, which is listed on Ms. [redacted]’s correspondence as the daytime phone.   Although we disagree with the merits of her dispute, to resolve this matter we have terminated collection efforts and are requesting the bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

April 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $4,374.83 on or around March 20, 2015.  Jefferson Capital Systems, LLC has no record of previously receiving a written dispute from Ms. [redacted].  Based on her dispute and to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from her credit file   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 20, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $722.81 on or around August 1, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 18, 2016     Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Card               Jefferson Capital Systems, LLC Account Number:  [redacted]             Our Client:  [redacted]             Debt Description:  [redacted] Bankcard MasterCard             Complaint ID# [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced accounts.   Upon researching Ms. [redacted]’s dispute, we have located two accounts for Ms. [redacted] in our office.  Jefferson Capital Systems, LLC acquired the [redacted] Card account and balance of $829.39 on or around August 21, 2013 and subsequently placed the account with Jefferson Capital Legal Solutions for collection efforts.  This account has been reported to the credit reporting agencies.  To resolve this matter, we have recalled the account, terminated collection efforts and have requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit file.  This letter will confirm this account will not be sold or transferred.   The [redacted] account she referenced in her complaint was referred to us by our client in May 2015 for collection efforts.  Since we were servicing the account for [redacted], Jefferson Capital Systems, LLC has not reported this account to the credit bureaus.  The account was returned to [redacted] on June 6, 2016 and our file was closed.    We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 15, 2016   Ms. [redacted]Revdex.com           220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Jefferson Capital Systems, LLC, Account #[redacted]            Debt Description:  [redacted]            Complaint ID:  [redacted] Dear Ms. [redacted]: Thank you for providing the additional documentation in order to locate the account for Ms. [redacted] concerning the notification she received regarding a garnishment. Jefferson Capital Systems, LLC, acquired the [redacted] account on or around May 30, 2012, and the account was subsequently placed the [redacted] for collection efforts on our behalf.  We were advised that Ms. [redacted] was served the complaint on March 23, 2015 and the judgment was entered on June 22, 2015 and the Final Order of Garnishment was granted on August 29, 2016.  Although we show a balance is due, in consideration of Ms. [redacted]’s stated financial hardship, we have requested [redacted] to release the garnishment and vacate the judgment and we are awaiting confirmation of the actions.  Our file will be closed and collection terminated. We appreciate the opportunity to address the matter. Sincerely,   Shirley [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

November 27, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on November 27, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/12/11) */
December 11, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $2,629.26 in July 2013. This account was opened in February 2006 and charged off for collections in June 2011. The Statute of Limitations does not absolve a debtor from payment of a debt. It does, however, provide for limitations during which time a creditor or debt collector may commence legal action for payment of a debt. Pursuant to her stated dispute, we have terminated collections and requested the credit bureaus delete our trade line from Ms. [redacted]'s credit file. This letter confirms this account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

April 6, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  Express             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   With the additional information [redacted] provided, we have located an account under the name of [redacted].  Jefferson Capital Systems, LLC acquired the Express account and balance of $1,268.24 on or around January 23, 2017.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts are requesting the credit bureaus delete our trade line.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 6, 2015/09/04) */
September 4, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced[redacted] account.
Jefferson Capital Systems, LLC purchased the[redacted] account and balance of $1,398.79 in June 2015 and subsequently placed the account with Receivable Performance Management (RPM) for collections. RPM sent a Right to Dispute letter to Mr. [redacted] on July 9, 2015. Mr. [redacted] stated this account belonged to his father. Our representative requested Mr. [redacted] provide documentation reflecting the account was his fathers and he stated he would provide this information via facsimile. We have not received this documentation. To resolve this matter, we have recalled the account and terminated collections efforts. Additionally, we have notified the credit bureaus to delete our trade line from his credit report.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 8, 2015/09/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I never received a letter but learned of the collection on my credit report. All in All the end result is satisfactory. Thank you Revdex.com

Initial Business Response /* (1000, 5, 2016/01/14) */
January 14, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Our Client: [redacted]
Original...

Creditor: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her [redacted], account.
The account was placed with us by our client on August 13, 2015 for collection efforts. We show no record of receiving payments towards the balance of $1,167.37. In response to Mrs. [redacted]' stated dispute, we have closed our file and terminated collection action. Our client is being notified of the dispute and a copy of the complaint is being forwarded to their attention.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus and we have no control over the reporting decisions for [redacted].
Thank you for the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

July 19, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,620.60 on or around June 7, 2016.  Although we disagree with the merits of Ms. [redacted]’s dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 4, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 4, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 4, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $336.14 on or around July 14, 2016.  We received an electronic dispute from the credit bureaus which was verified.  Based on Ms. [redacted]’ request or validation of this debt, enclosed is a copy of the final [redacted] billing statement.   Although a balance remains, based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure: [redacted]...

July 19, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,251.41 on or around March 20, 2015.  Although we disagree with the merits of Ms. [redacted]’s dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 11, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on January 11, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

January 11, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] ...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 11, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/09/11) */
September 11, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her[redacted] account.
Jefferson Capital Systems, LLC, acquired the[redacted] account and balance of $722.53 in July 2010. According to our records, the account was not included in the 2008 FTC action referenced in her correspondence. As a courtesy and to resolve this matter, however, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file.
Thank you for the opportunity to address Mrs. [redacted]'s concerns.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]