Jefferson Capital Systems, LLC

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. I would also like an official letter from Jefferson Capitol and their law firm ceasing collection. Thank you

May 4, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital Systems,...

LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  The [redacted] account was acquired by Jefferson Capital Systems, LLC in July 2014 and the balance is currently $97.32. The original [redacted] account number is [redacted].  Based on Ms. [redacted]’s stated dispute, we have terminated collections and are requesting the credit bureaus to delete our trade line from her credit file for the above-referenced account.  Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/17) */
June 17, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning her account referenced above.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $994.86 in September 2014 and subsequently placed the account with [redacted] (NRC) for collection efforts. Ms. [redacted] states she did not agree to the payment of $325.00 withdrawn from her bank account. In researching the matter with NRC, they confirmed Ms. [redacted] agreed to the payment arrangement. For questions or concerns regarding the payment, please advise Ms. [redacted] to contact NRC at [redacted].
We appreciate the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/06/22) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I do NOT except there response, as I did NOT agree for them to take money, in the amount of 325.00 out of my account at one time, as they stated a post dated check. I went back into my records and found were I agreed to make 50.00 payments until Feb. 2015, which I did. At that time we would discuss how my finances were, they said they would contact me. " I actually thought I was done with this debt."
It says that _ _ _ confirmed that I agreed to the payment arrangement. I agreed to 50.00 a month until Feb 2015, not 325.00 all at one time. I do not make a lot of money and I know I would not have agreed to the large amount.
My point is: I know they are debt collectors but they can not just go ahead and take money out of someones account with out the agreement from the person and the correct amount and not being notified by mail until a week after they took out the money. I am sorry, but that must be illegal. The reason they could take that amount was because I was trying to take care of that debt and I trusted them with my account information and they illegally used it to take the 325.00 out of my account. Remember the only mail I rec`d from them was a week after they illegally took that money out of my account.
If they did it to me, how many other people is this happening to. I think there accounts should be investigated. They took what little money I had, so I could not pay my other small bills, which became late and now fees have been applied, they have already damaged my credit down to worth nothing. So I want this off my Credit, all three of them!! And maybe while they are at it, they can call my slate clean!!
If not so be it.. Oh yes, I want to see proof that I agreed for them to take that 325.00 out of my account all at one time.
Thank you for your assistance and your time and God Bless.

Final Business Response /* (4000, 9, 2015/06/30) */
June 30, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning her account referenced above.
We are writing in response to Ms. [redacted]'s continuing claim that she did not authorize [redacted] (NRC) to take a payment of $325.00 from her account. NRC has retained a recording of the call in which the authorization was provided. If Ms. [redacted] would like to listen to the conversation, she can call Preston [redacted] of NRC at [redacted].
Thank you for the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

April 7, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] ([redacted]) [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.  We received similar correspondence from the Consumer Financial Protection Bureau.   On January 15, 2017, Ms. [redacted] accepted an opportunity to satisfy her [redacted] account and become eligible to receive an unsecured Emblem MasterCard.  On March 17, 2017, Ms. [redacted] satisfied the eligibility requirements.  However, [redacted] forwarded to us a letter in which Ms. [redacted] disputed the [redacted] account.  In response to the dispute letter we received on March 30, 2017, we removed Ms. [redacted] from the program.  However, based on a March 31, 2017 phone conversation Ms. [redacted] had with one of our representatives, she was re-instated in the program.  The [redacted] account is in the name of [redacted].  If Ms. [redacted] would like to finalize her participation in the program, she will need to provide evidence of her change of name by providing documentation to Jefferson Capital Systems, LLC, [redacted], St. Cloud, MN 56303.   Jefferson Capital Systems, LLC has not reported any information to the credit bureaus.  If the trade line for the reported account reflects a company other than Jefferson Capital Systems, LLC, such as a prior account owner, we suggest Ms. [redacted] dispute the trade line with the credit bureaus, as Jefferson Capital Systems, LLC has no control over their reporting decisions.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau

January 31, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 31, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 18, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC previously received correspondence from the Consumer Financial Protection Bureau (CFPB) on behalf of Mr. [redacted].  Enclosed is a copy of our response to Mr. [redacted].  We believe the actions referenced in this letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

September 19, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,174.28 on or around August 1, 2016.  Electronic disputes were received from the credit bureaus which were verified.   Although we disagree with the merits of Ms. [redacted]’s dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/03/21) */
March 21, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337

Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her[redacted] account.
Our records indicate the[redacted] account was opened in July 2007 and charged off in August 2010. The FTC settlement referenced in Mrs. [redacted]'s correspondence affected accounts that were opened on or before December 31, 2005. As such, the account is not included in the settlement. Jefferson Capital Systems, LLC, acquired the account in September 2010 with a balance of $1,029.22; enclosed is a copy of the Statement of Account Activity pertaining to the balance. Although we feel the balance is rightfully due, as a courtesy, we have closed our file and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from Mrs. [redacted]'s credit file.
We appreciate the opportunity to clarify the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:
Initial Consumer Rebuttal /* (2000, 7, 2016/03/21) */
(The consumer indicated he/she ACCEPTED the response from the business.)
It was very generous of the company to accommodate and respond so quickly.

Initial Business Response /* (1000, 5, 2016/03/09) */
March 9, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his account referenced above.
Jefferson Capital Systems, LLC, purchased the[redacted] account in May 2013 and subsequently placed the account with [redacted] for collections efforts. They have filed suit on our behalf and any further communications or questions should be directed to that firm. Mr. [redacted] should contact them by calling toll-free [redacted] and request to speak with Jana [redacted].
Thank you for the opportunity to respond to the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2016/03/10) */
(The consumer indicated he/she DID NOT accept the response from the business.)
This is absolutely ridiculous. This helps me none.. I am not being sued by [redacted]. I am being sued by Jefferson Capital Systems LLC. No where on the court summons does it mention [redacted]. If this company claims I owe them a debt, I would like to speak with them directly and have a promissory note faxed/emailed/mailed to me proving that they own a student loan of mine. Then close their lawsuit and set up a payment plan with my parents. It is that simple! I have tried contacting this place, [redacted], and every time I ask for a woman named " Jana [redacted] " they hang up on me! I also try asking any associate there about my case or the above account number given by Jefferson Capital Systems, and they have no clue what I am talking about nor can help me. Drop the Lawsuit, Prove that you own my student loan with legal documentation like the promissory note, and set up payments with my Father and I, the co-signer.
Final Business Response /* (4000, 9, 2016/03/18) */
March 18, 2016

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning his account referenced above.
As stated in our previous reply, Jefferson Capital Systems, LLC, purchased the[redacted] account in May 2013. We placed the account with [redacted] in October 2014 for collection efforts and they filed suit on our behalf. Jana [redacted] has made attempts to contact Mr. [redacted] via the telephone but has been unsuccessful in speaking with him and she has not received a return call. Ms. [redacted] has sent Mr. [redacted] documentation of the account which includes the Promissory Note, Bills of Sale and Proof of Ownership. As a matter of information, the initial demand letter did provide RPM's name, Jefferson Capital Systems, LLC's name and SLM Education Credit Finance.
In a subsequent telephone conversation yesterday (March 17th) between myself and Mr. [redacted] he indicated his willingness to resolve the matter, I contacted Ms. [redacted] and she was able to reach Mr. [redacted] and he will be in contact with her again with regard to getting the matter resolved. He was provided with a direct line to call Ms. [redacted] back during their conversation.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Final Consumer Response /* (2000, 11, 2016/03/22) */
(The consumer indicated he/she ACCEPTED the response from the business.)
After phone contact with Shirley [redacted], we were able to sort everything out. She contacted her 3rd party collection agency that represents her company for my student loan debt, RPM, and had them mail out proof of loan ownership. The Promissory note and bill of sale. Which is great ! Then soon after we were able to speak with a escalations rep at RPM named Malynda [redacted](ext. [redacted]) and she was able to re set us up with a payment plan. She also assured us that an formal email would be sent out stating that the lawsuit is being dropped, now that we were able to reach a settlement. I would only ask Shirley [redacted] from Jefferson Capital Systems to please re assure that the Lawsuit towards me and my father is being dismissed and dropped 100%. She can contact RPM to confirm this and that we have came to a settlement and a payment plan. Thank You !

December 14, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.  We regret any difficulties she experienced in contacting us via the telephone.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around September 23, 2016.  In researching the matter with our Secured Auto Department, we were advised Ms. [redacted] spoke with a representative on December 12, 2016.  At that time, the representative advised Ms. [redacted] that her belongings would be released to her at no charge through Cars Portal and was provided with their telephone number.  If she encountered any difficulties in the process, the representative provided her a contact number to call for assistance, that number being ###-###-####.  We were also advised Ms. [redacted] made arrangements to redeem her vehicle.   Thank you for the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 19, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,488.47 on or around October 7, 2015.  Based on Mr. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains, based on Mr. [redacted]’s dispute, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

February 1, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Direct Marketing             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on February 1, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 21, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]                        Dear Ms. [redacted]: We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced account.  Enclosed is a copy of the letter that was sent to Mr. [redacted] dated February 15, 2018 which clarified the actions we have taken to resolve this matter.  We have not sent any correspondence attempting collections since Mr. [redacted]’s payment of $51.91 was received on February 9, 2018. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/11/05) */
November 5, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $3,053.58 in June 2015. Our records indicate we received one communication from Mr. [redacted] dated November 2, 2015 and at that time we terminated collection efforts and requested the credit bureaus to delete our trade line from his credit file. This letter will confirm the account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

December 27, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.   After review of Mr. [redacted]’s collection file, including correspondence and court documents, Jefferson Capital Systems, LLC (“Jefferson”) acted lawfully and appropriately in the collection of his past due account.  A Summons and Complaint was served for this matter on August 21, 2012 for Jefferson County Case Number [redacted]. Mr. [redacted] did not appear in court nor did he file a responsive pleading with the court per the Summons. Subsequently, a judgment was entered with the court on October 4, 2012 for $4,585.11 with post-judgment interest ordered at 24% per annum pursuant to Colorado Revised Statutes, Section 5-12-101 and the underlying original account Cardmember Agreement.  A writ of garnishment was lawfully requested and issued by the court on June 9, 2016.   Upon review of the account and the court file, Jefferson has acted legally in the enforcement of its court ordered judgment. We would encourage Mr. [redacted] to contact our offices at ###-###-####.   Thank you for the opportunity to respond.                                          ...⇄ Sincerely,   Katherine R. [redacted], Esq. Compliance Officer On behalf of Jefferson Capital Systems, LLC, A Debt Collector

Initial Business Response /* (1000, 5, 2015/08/25) */
August 25, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
According to the information provided, the account was opened in October 2012 and charged off in February 2013. Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $601.45 in June 2015. In response to Mr. [redacted]'s claim of identity theft, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from his credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to address the matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/25) */
(The consumer indicated he/she ACCEPTED the response from the business.)

December 14, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on December 14, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/07/16) */
July 16, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $10,138.51 in March 2012. According to the information provided, the account was opened in November 2005 and charged off in August 2007. Since June 2012, the account was placed with five different agencies for collection efforts. Although we disagree with the merits of her dispute, we have closed our file and terminated collection action.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus.
We appreciate the opportunity to reply.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/16) */
(The consumer indicated he/she ACCEPTED the response from the business.)

February 24, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $56.74 on or around July 15, 2014 and subsequently placed the account with [redacted] ([redacted]) for collection efforts.  Payment in full was received by [redacted] on January 24, 2017 and the account was returned to Jefferson Capital Systems, LLC.  Although our normal practice is to update the information reported to the credit bureaus to reflect the zero balance, to resolve Ms. [redacted]’ dispute we have requested the bureaus delete our trade line from her credit file and this letter will confirm the credit bureaus have deleted/suppressed our trade line.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 20, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless             Case ID: [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.  Our Registration Number for Missouri is [redacted].   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around April 4, 2016, with a remaining balance of $1,256.10.  Enclosed are reprints of the last two billing statements provided by [redacted].  Although we show a balance is due, in order to resolve this matter, we have closed our file and terminated collection efforts.  We are also requesting the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file.   We appreciate the opportunity to be of service.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure: