Klarna

They were supposed to pay for my puffy mattress, and if I paid it off in months, there will be no interest charge, so I set up automatic payments of $100/month ($total) They withdrew the first payment, and didn't do it for the second month, so I was charged a late fee for $25, then I paid another $100, and my account still shows I owe $This needs to be investigated They are changing the automatic payments, charging fees and not deducting from the principal when a payment is made Additionally, the claim that it is 0% APR for months is false They also changed the set up to deduct the minimum payment rather than what I had my account set to This is a business setup to rip people off I would never use such a service againI have tried to get in touch with customer service, and there is just no link or anything It says I have no history of having previous chats and that's it This company should be put out of business as it is setup to get people's money illegally

I signed up for Klarna's finance program to get a new Microsoft Surface ProThe program they call surface Pro PlusThis was on August 2nd, they day the program startedThey ran my credit, and approved my financing, however we are getting close to a month and they have yet to ship me the Surface Pro.Their own website states they will ship in 5-business days, and that is what I expected from themAfter days I called and they told me to contact MicrosoftI called Microsoft who explained that Klarna did not purchase enough of the Surface Pros, but that my name was on a list that Klarna gave them of customers who would be receiving their order (shipped two weeks later)Somehow this did not happen and I again called Microsoft who flat out told me that Klarna should have shipped it, but see they did notThey also told me that at three weeks in, Klarna had yet to purchase anymore Surface Pros
We are days away from a monthI have talked to Klarna telling them

Klarna offers same as cash (no interest charges if paid off within six months) in partnership through the online retailer SAATVAKlarna falsely advertised
on their website that they accepted credit card as paymentThis turned out to be falseAfter learning this, I paid off the entire bill in full after only weeks
instead of six monthsYet Klarna not only has not closed out my account with them, but are claiming I owe interest on this account, even though it was
paid off in full in just weeks time

I ordered a computer online with a antivirus software and chose to use Klarna,so a couple of days later I had second thoughts about buying the computer and that's when I ask for a refund from the company.I got my refund on the computer,but not the software.I contracted the company about returning the software and they gave me return form to fill out,got my refund after a couple of weeks.Klarna got the refund for my account except $.80,but Klarna charge me $for some finance charge.Here where I made the mistake when used my new bank account to pay the $,but my bank did not clear it.Klarna charge me $for that plus interest of $and I understood that.I got the money order and paid $for the other interestAfter talking to someone,I put that in the mail on the September the of 2017,so I'm thinking once that reaches them my account is in good standing bring my balance to $0.00,boy was I wrong because they charging me $for late payment.Now the send me a email today talking about you owe us $56.80.I was like the money y'all asking for is more than my refund.Word of advise stay away from Klarna.Maybe next week they will be charging me another $for paying the $dollar late fee.Stay away from klarna!

On 08/10/I had purchased a Microsoft surface tablet thru a new financing program advertised on the Microsoft website partnered with KlarnaThe program offered installment payments of a new Microsoft surface (any model) when purchasing the extended warrantyConsidering my limitations and need for a new equipment I decided to go ahead and agreed with opening a line of credit to purchase this productNearly two weeks have passed and I have no answer as to when I could get my product
On 08/14/I contacted Klarna to inquire about the recent purchase because I had no received a confirmation purchased and was told to contact Microsoft; which I didOn mu confirmation with Microsoft I was told that the newly implemented program had become popular and there was a backorder in fullfiling new orders and I was asked to waitThe program ad in the website had no warning of this
On 08/21/I contacted Klarna and Microsoft and was told again to waitWhen I asked of an

Our computer crashed and didn't have the money upfront to purchase a new one as we need it to work on bills and keep up with family from out of stateAfter several failed attempts from the big box stores we came across the Lenovo website which offered Klarna financingNot only did we get the computer we needed but got 0% interest for monthsThe payment schedule was within budget and there customer service is just outstandingThank You!! Klarna for being such a blessing

I have an online shop and a few months ago I decided to use Klarna as my Merchant Service ProviderI followed their procedures to the letter and the credit card payments via Klarna was then activated in my shopImagine my horror then when customers started to contact me saying that their orders had been cancelled and no payments takenI contacted Klarna and they said that I hadn't given them enough information to allow payments to be processed and that they needed more details as part of their anti-fraud policyI sent the information they requested, but now, weeks later, Klarna is still not active and I'm not being paid for ordersKlarna keep telling me that they are reviewing my account and have to be rigorous and that everything will be active within hours...I've been fobbed off with this excuse three times now, and each time I ring them they tell me that they are looking into it and will activate asapI am now totally fed up and am going to cancel my account and use a more professional providerKlarna seem to think I can live on fresh air whilst they dawdle along doing nothingI would never recommend this provider to any of my business colleagues
I

Sent me a bill from out of the blue for over I had nothing to do with this co and tried to go to their *** *** on the letter I got and there is not a web sight for themReally sounds like a scamI had to leave star but they don't even deserve that

Klarna sent me a bill, related to ***
I contacted *** and they told me a person with the email address *** ordered a $gift certificate and used my name and mailing address According to customer service at *** Klarna allows customers to receive gift cards and be billed later? With someone else's name and address?
Now I have received a collections notice from *** *** ***
This is terrible business at best and fraud at worst
If what they say is true, anyone can receive $gift certificates by providing a random name/address?
The Klarna number is *** and the *** order was ***

Hello, Mr***, and thank you for your feedbackOur customers are at the core of everything we do, so your concerns are very important to us. We would like to apologize for the confusion surrounding your refund and assure you that, after investigating your case, we have updated our processes
to account for situations where an order was placed, but not processed by the store.The full amount of your order was refunded back to the method of payment on Saturday, December 5thIt may take one to two business days for the refund to be processed by your financial institution, but you should see those funds credited no later than Wednesday, December 9th.If you would like to discuss this in more detail, please reach out to us We would look forward to speaking with you

*** ***
Klarna Account #: ***
To Whom it May Concern:
I made a purchase from Lenovo on May 29th, under the pretense that my purchase made using Klarna credit would be interest-freeAfter purchase I found I had been charged interest because the purchase price was ineligible for the 0% interest as advertised since the bill exceeded the $1,limit after taxesI contacted Lenovo and returned the item and purchased another item to purchase another of lower valueThe refund took more than a week to go through Klarnas system, and I was only able to make another purchase on June 25th, I worked with a Lenovo salesperson, with the explicit goal, of achieiving a puchase bellow the $1,threshold We communicated through both the phone and email but much of our conversation is in writing The lenovo sales person worked tirelessly to achieve a for a total of $1,after taxes (to achieve the no interest from Klarna Credit)
Weeks later I am getting charg

I'm complaining about I keep receiving this bill from Klarna they started out saying I owe $it has went up now to $I called them asking about this they told me it's concerning a mirror I ordered from Overstock I contact Overstock explain the situation They also didn't know what they was billing me for because the bill from Overstock where I ordered a mirror has been paid off in full I do not owe anything to Overstock for a mirror I fill that they need to contact Overstock and get this issue cleared When I contact them to find out about this bill they will not fully explain to me they're trying to find out my personal business which I didn't feel comfortable giving out info and not familiar with this company Now they have turned over to SImm Associate Inc

On 08/10/I had purchased a Microsoft surface tablet thru a new financing program advertised on the Microsoft website partnered with KlarnaThe program offered installment payments of a new Microsoft surface (any model) when purchasing the extended warrantyConsidering my limitations and need for a new equipment I decided to go ahead and agreed with opening a line of credit to purchase this productNearly two weeks have passed and I have no answer as to when I could get my product
On 08/14/I contacted Klarna to inquire about the recent purchase because I had no received a confirmation purchased and was told to contact Microsoft; which I didOn mu confirmation with Microsoft I was told that the newly implemented program had become popular and there was a backorder in fullfiling new orders and I was asked to waitThe program ad in the website had no warning of this
On 08/21/I contacted Klarna and Microsoft and was told again to waitWhen I asked of an

Klarna offers same as cash (no interest charges if paid off within six months) in partnership through the online retailer SAATVAKlarna falsely advertised
on their website that they accepted credit card as paymentThis turned out to be falseAfter learning this, I paid off the entire bill in full after only weeks
instead of six monthsYet Klarna not only has not closed out my account with them, but are claiming I owe interest on this account, even though it was
paid off in full in just weeks time

I was originally going to use klarna to pay fwo Hoverboards (techup.com) last November I filled out the information online for the klarna application and after submitting it several times, it kept saying that there was a problem processing my request, please try again later So, instead of using klarna, I paid for the Hoverboards with my debt card online thru the techup website I have been receiving statements from klarna saying that I owe them for the price of the Hoverboards ($595) I never used klarna to get them! I've emailed klarna my receipt of full purchase, confirmation of my order, confirmation of delivery and any other required information to dispute the bill I'm still receiving statements from them that I owe them for the Hoverboards I've sent all the receipts to customer service at klarna and the only response I get back is that I need to send them info with my name, account number, email address, product and the amount I'm disputing, and previous steps I've alrea

Used Klarna for a "pay after delivery" No issuesWould use again

Sent me a bill from out of the blue for over I had nothing to do with this co and tried to go to their *** *** on the letter I got and there is not a web sight for themReally sounds like a scamI had to leave star but they don't even deserve that

Klarna popped up when I went to buy a mattress, and it stated month same as cashWell on novPayment it stated I have until decfor no interestI bought in july of this yearI have been paying a month to make sure it was paid off before the month interest freeWhen I went in to make my no Payment it would not let me pay anything but the minimum payment instead of my payment and after it stated I had until dec25th for interest freeSo not only did it change the interest free months, it would not let me make anything but a minimum payment of

I was originally going to use klarna to pay fwo Hoverboards (techup.com) last November I filled out the information online for the klarna application and after submitting it several times, it kept saying that there was a problem processing my request, please try again later So, instead of using klarna, I paid for the Hoverboards with my debt card online thru the techup website I have been receiving statements from klarna saying that I owe them for the price of the Hoverboards ($595) I never used klarna to get them! I've emailed klarna my receipt of full purchase, confirmation of my order, confirmation of delivery and any other required information to dispute the bill I'm still receiving statements from them that I owe them for the Hoverboards I've sent all the receipts to customer service at klarna and the only response I get back is that I need to send them info with my name, account number, email address, product and the amount I'm disputing, and previous steps I've alrea

Just received a bill from a company called Klarna for $they claim to be some kind of finance company that gave someone credit using my information and they turned around and billed me a monthly bill of $a monthI called them and told it was totally falseSeems like a complete scam