Master Tech Automotive, Inc.

Dear *** ***:My apologies the bond number is ***. We have provided Ms*** with the information she requestedand that is necessary to validate the debt. If Ms*** has documentation to prove she does not owe the debtshe should send it to our agency so that we can present it to our client. This is communication from a debt collector. This is an attempt to collect a debt and any information obtained willbe used for that purpose.Thank You.Sincerely,Stephanie D***Client Relations

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
The payment has cleared and posted to my credit card statement, please see the attached documentStill awaiting final documents from Commonwealth Financial.
Regards,
*** ***

RE: #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Commonwealth FinancialSystems mailed *** *** validation letters and itemized statements. Our agency
also sent deletion requests to the three majorcredit reporting agencies. At this time the accounts have been noted as being disputed and collection activity will cease while theaccounts are being investigated. *** *** can contact our office at ###-###-####. Our fax number s ###-###-#### should she wish to forward documents to confirm she is not responsible for the debt.Please do not hesitate to contact my office for further assistance.Thank you.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE #***, #***, and #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of Ms*** ***.Commonwealth Financial Systems has mailed Ms*** validation of debt to the address that is listed in this complaint.Also a deletion
request will be forwarded to the three major credit reporting agencies and collection activity will cease whilethe accounts are being investigated. Ms*** can contact our office should she have any questions at ###-###-####and mail correspondence to Main StDickson City, PA or fax ###-###-####.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used forthat purpose

*** - Please be advised that both accounts referenced in this complaint (CFSI account number *** for $and CFSI account number *** for $1,095.00) were reviewed thoroughly in conjunction with the complaint itself.Both accounts were opened on January 26, and there was no
observable activity on the accounts, including incoming or outgoing phone calls, from that date to the present. Our I.TDepartment verified that no calls were made to the consumer or received from the consumer on both accounts.To fully satisfy the consumer's request for validation of the debts associated with these accounts, a validation letter for each was sent out to the address provided in this complaint on June 29,2017. Our validation letter provides all information required under the FDCPA. In addition to sending these letters, both accounts were removed from reporting by all three major credit reporting agencies and placed for review end July, providing the consumer with the required days to review and arrange to pay or dispute the accounts.We hope this response fully satisfies the consumer's request for validation.Sincerely,Kathleen M***, Legal/Compliance Admin

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me. Although I have still not received any sort of communication via USPS regarding any account I have with either this company or the "client" mentionedI want all of my information removed from both, you can pass that along to your "client" as well
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me as long as I can get the validationI would greatly appreciate it if the validation would include my demographic information including my date of birth and a copy of any agreements that I've signed with the original creditor. I understand collections agency isn't OBLIGATED to do so, but I would greatly appreciate if they didThe fact that I have such a common name has led me to believe these debts may not be mineI've already come across several entries on my credit report that turned out NOT to be mineThank you so much
Regards,
*** ***

Dear *** ***:This letter is acknowledgment that a complaint was received from your office on behalf of Mr*** ***.Please be advised that Commonwealth is going to send a deletion update to the three major credit reportingagencieshowever, we have no control over how long it may take the
Bureaus to remove the trade line.Also I am mailing an itemized billing statement to Mr*** and I have attached a copy of the cover letterto this reponse. Due to HIPPA laws I am unable to send a copy of the actual statement. The account at thistime have been placed in a disputed status.Please feel free to contact my office with any addition concerns.Also if this response is forwarded to Mr*** he should be made aware that this is communication from a debtcollector. This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Stephanie D***Client Relations?

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because:i received the letter in the mail and the debt is from may of I reject there response and letter as I believe this debt not to be valid and not mine.
*** ***

Dear ***:I will reach out to my client and find out if the information *** *** is asking for is available.Thank You.Stephanie D***Client Relations

RE #*** $67.44Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of Mr*** ***. The above listed accountwas assigned to our office for collections on 10-3-2017. Commonwealth Financial Systems will mail Mr*** a
validation of debt. Thisletter will provide the name of our client, original creditor information, the amount of the debt, and all other disclosures as required bythe Fair Debt Collection Practices Act or applicable State law. Additionally we will send the three major credit reporting agencies a requestto delete this account from Mr***'s credit history as this account is being investigated. Collection activity will cease during this time.If Mr*** should have any questions he can reach our office by calling our toll free number *** ext *** MrRobert H***,Collections Manager. We would like to resolve this matter as quickly as possible for Mr***, and I hope this response is satisfactory to him.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have received the itemized statement in the mail today No wonder the hospital couldn't find me in their system The bill was for my son I want to thank commonwealth for their quick responses I will contact them in the next few days to take care of the bill In the meantime please do not put this back on my credit report I will contact you Monday to arrange payment .
Regards,
*** ***

*** ***
*** *** This is acknowledgment of *** *** rejection to my response dated 11/15/Please be advised I did speak with *** ***, at which time I directed him to review my response on the Revdex.com Complaint site and iterated what I had writtenFollowing our conversation, discussion took place on this account and, at the request of *** *** *** *** did send an email advising him the account was closed*** *** is correct that the balance of the debt is $793, however, this balance has been sent back to the client as not satisfiedBecause the account was closed here at Commonwealth Financial Systems, Inc., this puts the balance at with usOur client is aware we closed and returned the account due to Revdex.com complaint and rejections. We hope this addresses all questions and concerns relating to the account here with Commonwealth Financial Systems. Thank you,Michelle H***
*** ***

RE #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of Mr*** ***Our client, *** *** ***, has reassigned this account to our agency November 7, 2016. The balance of$51.00 represents a medical
debt. Commonwealth Financial Systems will mail Mr*** validation of debt. Duringthe investigation period our agency will send a deletion request to the three major credit reporting agencies. Mr***can reach our office at ###-###-####. Correspondence can be sent to our mailing address *** *** Street Dickson City, PA 18519or faxed to the Client Relations Department ###-###-####. Collection activity will also cease during this time.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

#***Dear ***:The above referenced account has been closed and returned to our client in January 2017. A deletion update was sent to the three major credit reporting agencies January 22, 2017. If this account is still being reported as active, *** should file
a dispute with the credit reporting agency. Thank you and please feel free to contact my office should you need further assistance.Sincerely,Stephanie D***Client Services

Dear ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Please be advised our agency has closed and returned all accounts to our client. Commonwealth Financial Systems will send a deletion request to the three major credit
reporting agencies.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client Services

RE #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Commonwealth FinancialSystems has taken this complaint very seriously. The complaint has been forwarded to our compliance department to pull all
callrecordings on this account. Our client, Pendrick Capital Partners, has requested that this account be closed due to Medicaid. A deletionupdate was sent to the three major credit reporting agencies. Ms*** should no longer hear from our agency or any of its representativespertaining to this account. Please do not hesitate to contact my office for further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE: ***, ***, ***, ***, and ***Dear ***:This letter is acknowledgment that a complaint was received from your agency on behalf of *** ***. Our recordsindicate that validation of debt was sent to consumer on all of the accounts listed above. As per
the request of the consumerI am closing the accounts and returning them to our client, *** *** ***. In addition Commonwealth FinancialSystems will send a deletion request to the three major CRA's. *** should no longer hear from Commonwealth or any of itsrepresentatives. Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE #*** & #***Dear ***:Commonwealth Financial Systems received the above accounts for collection services 2-9-2017. We are collecting on behalf of ** *** *** *** for service date 7-6-2014. Validation of debt has been mailed to ***
4-7-and an itemized billing statement will be placed in the mail today. Our toll free number is ###-###-####. Correspondence can be either mailed to our agency at *** *** *** Dickson City, PA ***, faxed to {*** ***, or emailed to [email protected]. Additionally CFS sent a deletion request to the three major credit reportinged agencies as this account is being investigated.Please feel free to contact my office should you have any other questions or concerns.Thank You.Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any other information obtained willbe used for that purpose

** *** *** ** *** *** *** *** *** *** ** *** *** *** ** *** *** *** *** *** ** *** *** ***
*** *** ***
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
***
*** ***