Master Tech Automotive, Inc.

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Pleasebe advised that Commonwealth Financial Systems has closed and returned account #*** to our client, ***
*** ***. A deletion update was sent to
the three major credit reporting agencies.Please feel free to contact my office with additional concerns.Thank You.Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will beused for that purpose

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I would like to know when the deletion letter will be sent and I would also like confirmation once it has been sent as I do not feel that they are reliable nor do they follow through with their obligations.
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Icontacted our supervsior and asked him to reach out to *** *** as there are more than one account in our office.I also asked him
to notify *** *** by either mail or email that we can send a credit deletion to the three majorcredit repporting agencies once we receive payment on accounts. If payments are returned due to NSF or credit cardcharge back agreement will be void. Also if this response is forwarded to consumer he should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose. Please feel free to contact my office with any additional concerns. Thank You.Sincerely,Stephanie D***Client Relations***

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because: They still didn't send proof of giving my "Mini-Mirandi" right under the FDCPA, before or after placing this alleged debt within my credit reports back on 08/2014, which is also a violation of the FCRAI warned, but they didn't take heed, so this violation will be forwarded immediately to the proper governmental regulatory agencies, as well as legal action swiftly if not removed from any and all credit reports of mine
Regards,
*** ***

From: *** ***com>Date: Thu, Feb 23, at 11:
AMSubject: Re: You have a new message from the Revdex.com of Metro Washington DC & Eastern Pennsylvania in regards to your complaint #***.To: Revdex.com Dear ***thank's for your good service.The legal department from my health insurance contact this company.This secretary from the CEO check the case and tell my insurancemy husband pay en November with credit card.I contact the hospital en Laredo and recieve a statementmy insurance pay everything en November 2012.The employe from Commonwealth tell mi with this statementI receive my money.You can see this is fraud with many complaint.Best regards*** *** ***

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.A letter of validation will be mailed to consumer and the account has been placed on hold, collection activitywill cease during the investigation process. Also the account has
been placed in a disputed status. Please do not hesitate to contact my office with further questions, and also if this response is forwarded to consumershe should be aware that this is communication from a debt collector. This is an attempt to collect a debt and anyinformation obtained will be used for that purpose.Thank You.Sincerely,Stephanie D***Client Relations

Dear ***:With regards to #*** $1335.00, Commonwealth Financial Systems has closed and returned this account to our client, *** *** ***.A copy of this complaint will be forwarded to our client. *** *** should no longer hear from our agency. Also a deletion
request will be forwarded to the three major credit reporting agencies.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client Services

RE #*** & #***Dear ***:This letter is acknowledgment that a complaint was received from your agency on behalf of *** ***.Commonwealth Financial Systems has mailed *** *** itemized billing statements providing original creditor information,service dates, amounts, and
description of service. *** *** can contact our office at ###-###-#### should he haveany questions. Correspondence can be either faxed to ###-###-#### or mailed to our address *** *** *** Dickson City, P ***.At this time the accounts have been noted as being in dispute and collection activity will cease during the investigation period.Please do not hesitate to contact my office if you should need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because: Not paying this because this is a scam or attempt to rip me off
Regards,
*** ***

RE #***Dear ***: This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. CommonwealthFinancial Systems has closed and returned the above referenced account to our client, *** *** ***.A copy of this complaint
will also be forwarded to ***. Commonwealth will no longer contact *** *** in referenceto this account. A deletion update will be forwarded to the three major credit reporting agencies. Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be usedfor that purpose

Dear ***,Please be advised that CFSI account # *** was closed and returned to our client in response to two regulatory complaints from this consumer received on 6/13/17; one to the Revdex.com, and one to the CFPB. The account associated with a $debt is CFSI account #
***.Please be advised that this account was also reviewed fully by our office in conjunction with the consumer complaint received. In response to the consumer’s request for no further contact from Commonwealth Financial Systems, Inc., we have also closed this account and returned it to our client indicating no further contact to the telephone number/s and address for this consumer.Please note that this action also initiates a deletion request to remove all tradelines on the referenced account from credit reporting to the major credit bureaus. We hope this addresses all concerns on the part of the consumer.Thank you, Kathleen M***, Legal/Compliance Admin

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

From: Stephanie D***Date: Fri, Oct 23, at 12:PMSubject: Case #***/***To: *** *** Hi *** I mistakenly listed the wrong client name. It should be *** ***and not ***. Can I fix this?Thanks Stephanie D***Commonwealth Financial Systems, Inc.Client Relations*** *** ***Dickson City, PA 18519***@necreditcomDirect: ###-###-#### Ext ***Fax: ###-###-####

RE #*** * ***Dear ***:Commonwealth Financial Systems has closed and returned both of the above referenced accounts to our client due to previous disputes.A deletion update will be sent to the three major credit reporting agencies. Also be advised that there is a
pending application in place forrenewal of our license in Florida. Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client Relations

Dear ***:
This letter is acknowledgment that a complaint was received from your office on behalf of *** ***
In order to bill *** ***'s insurance carrier I will need the following information:
Name of insurance carrer
Address
Phone number
Member ID #
Fax Number
Also I have
placed a request to our compliance department to search phone records for the month of May
*** *** can email this information to ***@necredit,com or she can contact our office at ###-###-####
If this response is forwarded to consumer she should be aware that this is communication from a debt collector
This is an attempt to collect a debt and any information obtained will be used for that purpose
Thank You
Sincerely,
Stephanie D***
Client Relations

*** *** Please be advised that as of July 28, 2017, this account was closed and returned to our client. Commonwealth Financial Systems, Incwill make no further attempts to collect on this account and it will be deleted from credit bureau reporting by the major credit bureaus.Prior to closing the account, all documentation available to this office had been mailed to the consumer.Thank you,Kathleen M***
*** ***

RE #*** & #***Dear ***:This letter is confirmation that a complaint was received from your agency on behalf of *** *** ***. CommonwealthFinancial Systems received certified mail from *** *** as she stated in this complaint in March of this year.
Verification wasordered and in addition a deletion request was sent to the three major credit reporting agencies due to the dispute/validation requestmade by *** ***. An itemized billing statement was placed in the mail today for both accounts. *** *** can reach our officeby calling our toll free number ###-###-#### to further discuss. Correspondence can be mailed to our office at *** *** **Dickson City, PA *** or faxed directly to the Client Relations department at *** She can also email to [email protected] you.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

Dear *** - ReCFSI account # ***: Please be advised that this account was reviewed fully by our office in conjunction with the consumer complaint received. In response to the consumer's concern that Commonwealth Financial Systems, Incis not the owner of the debt, that is
correct. Our company is a third-party debt collector that services accounts on behalf of our clients (in this case ** *** ***) who purchase accounts from the original creditors (in this case *** ***.) A validation letter containing this information and all information as required by the FDCPA was mailed to the address for *** *** listed in this complaint. Additionally, the account was scheduled for deletion from credit reporting to the major credit reporting agencies for a period of at least days from today's date, to allow the consumer time to research the account and if necessary, dispute it. We hope this addresses all concerns on the part of *** *** and we remain available at ###-###-#### should there be any further questions.Thank you,Kathleen M***Legal/Compliance Admin

Ref #*** $85.00Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***.This medical debt was assigned to our agency for collections 1-5-2018. Commonwealth Financial Systems, Inc. will mail *** *** a validation of
debt letter. As this account undergoes investigation we will also send a deletion request to the three major credit reporting agencies. *** *** can contact our office by calling our toll free number, ###-###-####, MrRobert H***, Collection Manager should he have any questions. Collection activity will cease while the account is being investigated. Please do not hesitate to contact my office should you need further assistance. Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

Dear ***: Commonwealth sent a deletion update to the three major credit reporting agencies. However we have no control overhow long it may take the Bureaus to remove the tradelines. Ms*** will need to provide proof of incarceration so that I can forward it to our client for review.Thank You.Stephanie D***Client Relations