Master Tech Automotive, Inc.

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Dear ***:Please be advised a/c #*** was recalled by our client, *** *** ***. The account has been returnedto ***. CFS sent a deletion update to the three major credit reporting agencies as a deletion. Ms*** can reach ***at ###-###-#### to discuss the account. Please feel free to contact my office with any additonal questions or concerns.Thank You.Sincerely,Stephanie D***Client Relations

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

rE #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. I wouldsuggest either *** *** provide a police report if she believes this account may have been the result of fraudor provide our agency with proof that
she had Medicaid coverage for the date of service 4-29-2012. In either casewe can send the documentation to our client, *** ***. During the investigation period CFS will notify the threemajor credit reporting agencies to delete this account, place the account on hold, and cease collection activity. Please do not hesitate to contact our office should you need further assistance.This is communication from a debt collector. This is an attempt to collect a debt and any information obtained willbe used for that purpose.Sincerely,Stephanie D***Client Relations

Dear ***,This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Please be advised that Commonwealth Financial Systems is not able to identify an account based on the information that is provided in this complaint. *** *** can
reach our agency by calling our toll free number 1+###-###-####, MrRobert H***, Collections Manager. Please ask *** *** to provide an account number.Feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client Services

RE #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. The above referenced account was listed with our agency from our client, *** *** ***, on2-8-2016. Commonwealth Financial
Systems reported this date as the date we received the account asper the Credit Reporting Resource guide. We feel there were no credit reporting errors or violations. Thestatute of limitations is based off of the service date which in this case is 8-13-2011. Please do not hesitate to contact my office with any additional questions or concerns.Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained willbe used for that purpose

RE #***Dear ***This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***.*** *** spoke to a representative from our agency on 8-4-and advised payments were made to the original creditor of this debt. *** *** also
advised that she would fax proof of payment to our office At this time the account has been noted as disputed and collection activity will cease during the investigation period. In addition I will send a copy of this complaint along with my response to our client, *** *** ***. Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE: #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of Mr*** ***.The above referenced account was assigned to our agency on 2-5-2016. Commonwealth mailed Mr***validation of debt 2-16-16. Our representative
spoke to Mr*** 3-28-and requested documents toconfirm his ID Theft claim however we did not receive. Please ask Mr*** to provide an ID Theft Affidavit formsigned and notarized along with a police report so that we can send to our client. An itemized statement will be mailedto Mr*** today. In addition Commonwealth will send a deletion update to the three major credit reporting agencies.Mr*** can either mail the documents to our office at *** *** *** Dickson City, PA or he can fax to###-###-####. Please do not hesitate to contact my office should you need further assistance.Thank You.Stephanie D*** Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be usedfor that purpose

Dear ***This letter is confirmation that a complaint was received from your office on behalf of *** ***. On9-25-*** *** spoke to our manager, MrH***, and indicated that she was receiving collectionactivity from another agency pertaining to the same
account, CFS #***. At that time *** ***advised MrH*** that she was going to email him confirmation which we did receive later in that day.Our client, *** *** ***, requested that the account be closed because it was assigned toanother agency. The account has been closed and returned to our client. CFS will send an update to thethree major credit reporting agencies as a deletion. On behalf of CFS and our client I apologize for any inconvenience this has caused *** ***. Please feel free to contact my office with any additional questions.Thank You.Sincerely,Stephanie D***Client Relations

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***The account number in reference is # ***. Commonwealth is requesting a deletion update to the three major credit reporting agencies. However, we have no
control over how long it may take the Bureaus to remove the trade line.Thank you and please feel free to contact my office with any further questions.This is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purposeSincerely,Stephanie D***Client Relations

Dear ***
This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. The accounts *** *** is referring to, ***, ***, and *** were listed with our agency on 10-8-
On October 14, 2015 our agency mailed ***
*** validation letters on all three accounts. I have rescheduled the letters and will also notify our client, *** *** ***, and request additional documentation to further validate the debt. Commonwealth does not feel there were any errors with regards to credit bureau reporting.
At this time Commonwealth will place a hold on the accounts during the investigation period and collection activity will cease during that time
Please feel free to contact my office with additional questions or concerns
Also if this response is forwarded to the consumer he should be aware that this is communication from a debt collector
This is an attempt to collect a debt and any information obtained will be used for that purpose
Thank You
Sincerely,
Stephanie D***
Client Relations
office at ###-###-####

Let me repeat myself again I want this closed case that is not mine at the facility I have never been to to be removed and stop reported to the credit reporting agenciesThanks hope now we're clear.
*** ***
* ** *** *** *** ***
***
*** ***

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because:
Common Wealth Financial Systems has not attempted to send me any mail regarding their reason for trying to contact meI will only accept written correspondance which can be sent to the last address they have on file for meThat is, if it is indeed a real business matter then they should have that information
Regards,
*** ***

#*** $688.00Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***. Commonwealth Financial Systems will mail *** *** a validation of debt letter. This letter will provide information pertaining to the
original creditor and date of service. Also our agency will cease collections on this account as the account undergoes investigation and a deletion request will be sent to the three major credit reporting agencies. *** *** can contact our office should she have any questions or wish to discuss this account by calling our toll free number *** ext ***. This will place her directly to our collections manager, MrRobert H***. If she would like to send documents confirming that she is not responsible she can send it to our mailing address Main Street Dickson City, PA 18519, fax it to the Client Services Department *** ***, or email it to [email protected]. Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE #***Dear ***:Commonwealth mailed *** *** validation of debt on March 4, 2016. This letter provided original creditor information. *** *** can reach our office at ###-###-#### to discuss. Collection activity will cease during the investigation period.Thank You.This is communication from a debt collector. This is an attempt to collect a debt and any information obtained willbe used for that purpose.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information

Dear ***:Commonwealth Financial Systems has closed and returned the account to our client, *** ***. ** *** should no longerhear from our agency pertaining to this account. A deletion update will be sent to the three major credit reporting agencies.Thank you.Sincerely,Stephanie D***Client RelationsThis is communicaton from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

Dear ***:Commonwealth Financial Systems sent a second deletion request to ***. A copy of the deletion request will be forwarded to *** ***.Thank YouSincerelyStephanie D***Client Relations

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. CommonwealthFinancial Systems is going to forward all correspondence received from *** *** to our client, *** *** ***.. In the meantime CFS will send
a deletion update to the three major credit reporting agencies, however, we have no control over how long it may take the CRA's to remove the trade line. The account has been placed in a disputed status and collection activity will cease during the investigation period. Please do not hesitate to contact my office with additional questions or concerns.Thank You.This is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be usedfor that purpose.Sincerely,Stephanie D***Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint:
I am rejecting this response because:MsD***,I feel like we keep going in circles with this. on https://***, I searched the bond number you provided I noticed that the date that this bond was filed was on 1/27/2015.The letter I receive from you back in January in regards to my account was placed with your agency on January 9, It was not until January 12, CFS that I sent a validation letter to Commonwealth Finance that you acknowledge you had received from me (please view attached)During this time period, Commonwealth made several attempts to collect on a debt without the proper surety bond which should have been active prior to them sending me any collection noticesThis is illegal and violates Section of the Texas Finance Code which prohibits a third-party debt collector or credit bureau from engaging in debt collection in Texas unless the third-party debt collector or credit bureau has obtained a surety bond and filed a copy of the bond with the Office of the Secretary of State. Please let us put this matter to rest, Please delete the account, cease reporting it to the credit bureaus, and provide written confirmation of the same, I will then consider this matter resolved.Failure to do so will result in me sending a complaint to my attorney general along with this Revdex.com complaint showing with attached proof that your practice is in violation. This will and may impede your ability to collect debt in Texas in the future because of a surety bond application, costing your business untold revenue
Regards,
*** ***