Master Tech Automotive, Inc.

Re #*** & ***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. CommonwealthFinancial Systems has requested validation be mailed to *** to the address listed in this complaint. We do not feel there was
any error with credit bureau reporting. At this time the accounts have been placed on hold during the investigation period. *** can contact our office at ###-###-#### with any questions. Our fax number is ###-###-#### and mailing address is Main St Dickson City, PA 18519.Please do not hesitate to contact my office with any further questions or concerns.Thank You.This is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.Sincerely,Stephanie D***Client Relations

*** *** ***
*** ***This letter is acknowledgment that a complaint was received from your office on behalf of *** *** *** Please be advised that ouragency, Commonwealth Financial Systems, complies fully with all HIPPA requirements, and our company has ***
*** *** inplace with our clients who are also fully HIPPA compliant. A validation letter was mailed to *** *** on August 1, and an itemized billing statementwill be mailed to her as well. At this time we will send a deletion request to the three major credit reporting agencies as this account is being investigated and collection activity will cease. However I do suggest that *** *** provide documentation to confirm that she is not responsible forthis debt so that we can forward it to our client. She can reach our office by calling our toll free number should she have any questions or concerns,*** Correspondence can be mailed to our office at 2** *** *** *** *** ** *** *** ** *** *** *** *** ***
** *** ** *** Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***
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*** ** *** *** * *** *** *** ** ** *** ** *** * *** *** *** *** *** *** ** *** *** *** ***

Dear ***This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.Account #*** is now settled in full as of 9-21-2015. Our client, *** *** ***, has beennotified and CFS is going to send a deletion update to the three major
credit reporting agenciesHoweverwe have no control over how long it may take the Bureaus to remove the trade line. A deletion letterwill be mailed to *** ***.Please feel free to contact my office with any additional questions.Thank YouAlso if this response is forwarded to consumer he should be aware that this is communication from a debt collectorThis is an attempt to collect a debt and any information obtained will be used for that purpose. Sincerely,Stephanie D***Client Relations

RE #***Dear ***:Commonwealth Financial Systems sent a deletion update to the three major credit reporting agencies May 27, 2017. Our agency sent another electronic deletion request through e-Oscar. *** *** should file a dispute with the credit reporting
agency. Also Commonwealth will mail *** *** an itemized billing statement per his request to the address that is listed in this complaint. He can reach our office by calling our toll free telephone number ###-###-####.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

Dear ***:#*** is the most recent account that was assigned to our agency from our client, *** *** ***.This account has been closed and returned to ***. Commonwealth Financial Systems will notify the three major credit reporting agencies to delete this account.Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

RE #*** & #***Dear ***:Please provide our agency with a copy of the police report so that we can send it to our client, *** *** ***. A deletion request was sent electronically to the three major credit reporting agencies. Both of the above
referenced accounts have been noted as disputed and collection activity will cease while we await the correspondence pertaining to the ID theft claim. Our mailing address is Commonwealth Financial Systems *** *** **. Dickson City, PA ***, fax ***, or they can be emailed to [email protected]. Please do not hesitate to contact my office for further assistance.Thank You.Sincerely,Stephanie D***Client Services

*** *** ** ** *** *** *** ** * *** *** *** *** ** * *** *** *** *** *** *** *** ** ** *** ** *** *** *** *** ** *** ** ***
*** ***
I am rejecting this response because:This is not solving the issue I need this information deleted from my credit report immediately
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[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of Mr*** ***. Thetelephone number, ###-###-####, has been placed in a do not call status. Can you please find out if there anyany other numbers we are calling?Thank
You.Sincerely,Stephanie D***Client Relations

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.I am showing a different last name matching the address that Ms*** has provided. Can you please askMs*** to confirm a previous last name and that the last digits of
her ssn is ***. I would like to makesure I have the correct account.Thank You.Stephanie D***Client Relations

Dear ***,Please be advised that our office reviewed CFSI account # *** thoroughly in conjunction to this complaint. We received the certified letters from *** *** on 7/27/and 8/2/17. The letters referenced that this was not the consumer's debt. In response
to his request for information on the account, an itemized bill was ordered and received from our client and sent out to *** *** at the address in this complaint on August 2, 2017. Please also be advised that upon receipt of the first letter from *** *** we put the account into a status that generates a deletion request to all major credit bureaus to remove it from reporting and allow the consumer time to present documents corresponding to his reason for dispute.For an account to be permanently removed from credit reporting and collections as disputed, reason and supporting documentation for dispute must be provided by the consumerFor a few examples: if the account was paid prior, a payment receipt must be submittedIf the debt results from identity theft, a police report must be submittedIf insurance should have covered the expense, proof of coverage on the date of service must be submittedAll information pertaining to dispute may be sent to us either by fax to: 855-708-OR to our email address, [email protected] hope this satisfies *** ***'s request for information on/validation of the account as well as removal from credit bureau reporting. In response to his concern at being dropped during call transfer and placed on an extensive hold, we have our I.Tdepartment reviewing the call logs on this account today. We apologize sincerely if there was any incorrect telephone process followed and assure *** *** that additional review or training with the associated staff will take place as needed.Thank you,Kathleen M***Legal/Compliance Admin

RE #***, #***, #***.Dear ***:Commonwealth Financial Systems mailed *** *** validation of debt on #*** $in February of 2016.I will also mail her an itemized statement which will provide original creditor information. #*** and #***for $are not the same account. The service dates are different. #*** was closed with our office. Commonwealthsent a deletion update to the three major credit reporting agencies. At this time I show two open accounts with our office.I will notify our client, *** *** ***, of *** *** claim and ask them to further investigate with the originalcreditorAt this time both accounts have been marked as disputed and have been placed on hold. *** *** can reachour office at ###-###-#### should she have any questions.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client ServicesThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be usedfor that purpose

Dear ***:I am not able to access a record by the telephone number ***. Is consumer being contacted by another number?Thank You.Stephanie D***Client Relations

RE #40810137Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***.The above referenced account was placed with our agency February 13, 2013. Please be advised CommonwealthFinancial Systems is not required to
notify consumer prior to credit bureau reporting. Therefore there were no violations.Also our client, *** *** ***, recalled the account from our agency in September of 2013. CFS sentthe original deletion request to the CRA's in September of 2013. I am sending a second request to the CRA's to removethe tradeline. In addition I sent *** *** a letter notifying him that the account has been closed and a deletion noticehas been sent to the CRA's. Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will beused for that purpose

Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** *** *** in reference to#***. Commonwealth Financial Systems mailed *** *** a validation of debt letter on 1-20-2017. In addition an itemized billing
statement was mailed on 3-28-The account has been placed in a disputed status at this time. *** ***can reach our office at ###-###-#### and correspondence can be sent to our office located at *** *** *** *** City PA ***or faxed directly to the Client Relations Department.Please do not hesitate to contact my office for further assistance.Thank You.Sincerely,Stephanie D***This is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

** *** * ***
*** ***This letter is acknowledgment that a complaint was received from your office on behalf of *** *** ***. The above referencedaccounts were assigned to our agency for collections on May 4, 2017. The debt is a result of medical
services provided 3-19-and5-14-2011. Per *** *** request both accounts will be closed and returned to our client, *** *** *** A copy ofthis complaint will also be forwarded to *** In addition a deletion request will be sent to the three major credit reporting agencies.*** *** should no longer hear from Commonwealth or any of it's representatives pertaining to this debt.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D***
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*** ** *** *** * *** *** *** ** ** *** ** *** * *** *** *** *** *** *** ** *** *** *** ***

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved]
Complaint: ***
I am rejecting this response because: I have never received any bills for and have no idea what they are talking about they mailed meI am attaching a copy of my current *** accounts that Commonwealth is reporting and you will see the that one is showing and the date opened 05-01-and the other is showing date opened 07-01-I am also attaching the last letter I received from Commonwealth that shows a statement with details from the original creditor that shows the amount of and the original service date of 07-24-This whole thing has been a mess since I contacted CommonwealthI went to the ER the hospital received there payment from the insurance however the doctors portion was not paid because the doctor did not submit the payment to my insurance
Regards,
*** ***

Ref #***Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***.The above referenced account has been closed and returned to our client, *** *** ***.Commonwealth Financial Systems sent the three major credit reporting
agenices a deletion update.*** *** can contact *** *** *** at ###-###-#### option for additional information pertainingto this account. Also a deletion letter was mailed to *** *** on 12-31-2015.Please feel free to contact my office with additional questions or concerns.This is communication from a debt collector. This is an attempt to collect a debt and any information obtainedwill be used for that purpose.Sincerely,Stephanie D***Client Relations

RE #81896156Dear ***:This letter is acknowledgment that a complaint was received from your office on behalf of *** ***. Please be advised that Commonwealth Financial Systems will notify our client, *** *** *** of this complaint, andI have requested an itemized
billing statement to send to *** ***. If *** *** has proof that the account has been paid by his insurance he can send it to our fax number ###-###-#### or mail it to *** *** **Dickson City, PA ***.While the account is in dispute and an investigation has begun, Commonwealth will send a deletion request to the three major credit reporting agencies. Collection activity will also cease during this time. *** *** can reach our office at ###-###-####.Please do not hesitate to contact my office for further assistance.Thank You.Sincerely,Stephanie D***Client RelationsThis is communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose