Mid America Bank & Trust Co

I have yet to hear from this business and am realizing at this point they are ruining my credit I’ve worked so hard to rebuild. I had a 700$ loan pending and was approved and denied all of a sudden. When I went to go online to see the situation w/ this card I found out I’ve been l blocked from the app itself to not see my account.  I am little by little falling into debit I need help please...

Mid America Bank & Trust Company [redacted] Rolla, MO 65402...

                                        ...⇄     January 27, 2017   Revdex.com 211 N. Broadway, Suite 2060 St. Louis, MO 63102       Re:  Revdex.com Case #[redacted]     Dear Sirs:   We are in receipt of your letter received January 20, 2017, regarding the above referenced individual. Our response was sent directly to [redacted] on January 27, 2017, with a disclosure consent form. Upon receipt of the disclosure consent form from Ms. [redacted], we will forward a copy of the response to your office.   Please don’t hesitate to contact us at the number listed above if you have additional questions or concerns.         Sincerely,     Customer Relations Mid America Bank & Trust Company

Initial Business Response /* (1000, 9, 2015/07/10) */
Dear Sirs:
We are in receipt of your letter dated June 5th and have looked into this customer's issue. This complaint was also made through a separate agency and was resolved on July 2nd, 2015.
Please don't hesitate to contact us with any...

questions or concerns.
Thank you,
Customer Relations
Mid America Bank & Trust Company

Initial Business Response /* (1000, 5, 2015/08/11) */
Dear Sirs:
We are in receipt of your letter dated July 28, 2015 regarding the above referenced individual. Our response was sent directly to [redacted] on August 11, 2015 with a disclosure consent form. Upon receipt of the disclosure...

consent form from Mr. [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company

Initial Business Response /* (1000, 5, 2015/08/25) */
Dear Sirs:
We are in receipt of your letter dated August 11, 2015 regarding the above referenced individual. Our response was sent directly to the account holder, [redacted], on August 25, 2015 with a disclosure consent form. Upon receipt...

of the disclosure consent form from [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company

Initial Business Response /* (1000, 5, 2015/06/02) */
Dear Sirs:
We are in receipt of your letter dated May 18, 2015 regarding the above referenced individual. Our response was sent directly to [redacted] on June 1, 2015 with a disclosure consent form. Upon receipt of the disclosure consent...

form from Ms. [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company

Confusion on due dates and bank not processing payments on time, in conjunction with not properly notifying properly under the FCRA before posting derogatory info to my credit report.

Total Card, Inc.[redacted] May 9, 2017 Revdex.com 211 N. Broadway, Suite 2060St. Louis, MO 63102Re:  Revdex.com Case #[redacted], [redacted]Dear Sirs:We are in receipt of your letter received April 17, 2017, regarding the above...

referenced individual. Our response was sent directly to [redacted] on May 9, 2017, with a disclosure consent form. Upon receipt of the disclosure consent form from Mr. [redacted], we will forward a copy of the response to your office. Please don’t hesitate to contact us at the number listed above if you have additional questions or concerns.Sincerely,Customer RelationsMid America Bank & Trust Company

Total Card, Inc. [redacted] ...

                                        ...⇄ [redacted]                                         ...⇄     October 14, 2016   Revdex.com 211 N Broadway Suite 2060 St. Louis, MO 63102     Re:  Revdex.com Case #[redacted]     Dear Sirs:   We are in receipt of your letter dated October 10, 2016 regarding the above referenced individual. Our response was sent directly to [redacted] October 14, 2016 with a disclosure consent form. Upon receipt of the disclosure consent form from Mr. [redacted] we will forward a copy of the response to your office.   Please don’t hesitate to contact us at the number listed above if you have additional questions or concerns.         Sincerely,     [redacted] Presidential Correspondence

Initial Business Response /* (1000, 7, 2016/01/05) */
Dear Sirs:
We are in receipt of your letter dated December 21, 2015 regarding the above referenced individual. Our response was sent directly to [redacted] on January 5, 2016 with a disclosure consent form. Upon receipt of the disclosure...

consent form from [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company
Initial Consumer Rebuttal /* (2000, 9, 2016/01/05) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response /* (1000, 5, 2015/07/22) */
July 22, 2015
Revdex.com
211 N Broadway, Ste. 2060
Saint Louis, MO XXXXX
Re: Revdex.com Case [redacted] J [redacted]
Dear Sirs:
We are in receipt of your letter dated July 8, 2015 regarding the...

above referenced individual. Our response was sent directly to [redacted] J [redacted] on July 22, 2015 with a disclosure consent form. Upon receipt of the disclosure consent form from Mr. [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us at the number listed above if you have additional questions or concerns.
Sincerely,
[redacted]
Presidential Correspondence

Initial Business Response /* (1000, 7, 2016/01/11) */
January 5, 2016
Revdex.com
211 N. Broadway, Ste. 2060
Saint Louis, MO XXXXX
Re: Revdex.com Case [redacted]
Dear Sirs:
We are in receipt of your letter dated December 22, 2015 regarding the...

above referenced individual. Our response was sent directly to [redacted] on January 5, 2016 with a disclosure consent form. Upon receipt of the disclosure consent form from [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company

Initial Business Response /* (1000, 7, 2016/01/26) */
Total Card, Inc.
PO Box XXXXX
Sioux Falls, SD XXXXX
XXX-XXX-XXXX

January 14, 2016
Revdex.com
211 N Broadway, Ste 2060
Saint Louis, MO XXXXX
Re: Revdex.com Case...

#XXXXXXX
Dear Sirs:
We are in receipt of your letter dated January 5, 2016 regarding the above referenced individual. Our response was sent directly to [redacted] on January 14, 2016 with a disclosure consent form. Upon receipt of the disclosure consent form from Ms. [redacted], we will forward a copy of the response to your office.
Please don't hesitate to contact us at the number listed above if you have additional questions or concerns.
Sincerely,
[redacted]
Presidential Correspondence

Mid America Bank & Trust Company [redacted] Rolla, MO 65402                                                                  ...

                                                       March 7, 2017      Revdex.com 211 N. Broadway, Suite 2060 St. Louis, MO 63102       Re:  Revdex.com Case # [redacted], [redacted]     Dear Sirs:   We are in receipt of your letter received March 7, 2017, regarding the above referenced individual. Our response was sent directly to [redacted] on March 7, 2017, with a disclosure consent form. Upon receipt of the disclosure consent form from Mr. [redacted], we will forward a copy of the response to your office.   Please don’t hesitate to contact us at the number listed above if you have additional questions or concerns.         Sincerely,     Customer Relations Mid America Bank & Trust Company

This communication is in response to a complaint filed by Mr. [redacted] on July 31, 2017. We were in communications with the consumer on August 1, 2017 and have worked with him directly to resolve his concerns.     We are sending the consumer a disclosure consent form. Upon receipt of...

the disclosure form from Mr. [redacted], we will forward a copy of the response to your office. Please do not hesitate to contact us should you have any additional questions or concerns.  Thank you.Customer RelationsMid America Bank & Trust Company

August 18, 2016   Revdex.com 211 N. Broadway, Suite 2060 St. Louis, MO 63102   RE:          [redacted]                   Case #[redacted]     Dear...

Revdex.com:   This letter is in response to your inquiry dated August 10, 2016, regarding a complaint filed with your office by the above referenced consumer.   We appreciate Mr. [redacted] bringing this issue to our attention. After reviewing the information and requested resolution contained in the consumer’s complaint, we reviewed the account and the supplied documentation.  The case has been closed and a letter providing the results of the findings will be sent directly the consumer.   We hope this resolves this matter, but if you or the consumer has additional questions or concerns, please contact us at 1[redacted].  Our Dispute department hours are from 7am to 4pm, Pacific Time, Monday through Friday.   Sincerely,     Bankcard Services

Initial Business Response /* (1000, 5, 2015/05/07) */
Dear Sirs,
We are in receipt of your letter dated April 27, 2015 regarding the above referenced individual. Our response was sent directly to [redacted] A [redacted] on May 6, 2015 with a disclosure consent form. Upon receipt of the disclosure consent...

form from Mr. [redacted], we will forward a copy of the response to your office. Please don't hesitate to contact us if you have additional questions or concerns.
Sincerely,
Customer Relations
Mid America Bank & Trust Company
Initial Consumer Rebuttal /* (3000, 7, 2015/05/07) */
(The consumer indicated he/she DID NOT accept the response from the business.)
As of this day May 7th 2015 have not received the disclosure consent form from Mid America Bank and Trust. Not sure what they mean with a disclosure consent form. Will await for it in the mail.

Dear Sirs: We are in receipt of your letter received September 22, 2017 regarding the above referenced individual. Our response was sent directly to [redacted] on September 29, 2017 with a disclosure consent form. Upon receipt of the disclosure consent form from [redacted], we will forward...

a copy of the response to your office.  Please don’t hesitate to contact us at the number listed above if you have additional questions or concerns. Sincerely,  Customer RelationsMid America Bank & Trust Company

Re: Revdex.com Case #[redacted]: [redacted]   Dear Sirs:   We are in receipt of your letter dated January 26, 2018 regarding the above referenced individual. Our response was sent directly to [redacted] on February 1, 2018 with a disclosure consent form. Upon receipt...

of the disclosure consent form from [redacted], we will forward a copy of the response to your office.   Please don’t hesitate to contact us if you have additional questions or concerns.   Sincerely,   Customer Relations Mid America Bank & Trust Company

Complaint: [redacted]
I am rejecting this response because: This company did not send consent forms when they decided to illegally purchase marketing services through Genisys bankcard services with the intent to illegally spam email accounts and has made no offer to meet my demands of stopping thier illegal actions. Per the FTC's website listing the Can-spam laws, each business is solely responsible for the actions of the parties they do business with, that send electronic communications on their behalf. Data mining or purchasing emails with the intent to send advertising in emails is illegal without opt in consent from the email account owners. This complaint, along with the FCC filed complaints will serve as proof that I have demanded this company or their affiliates are to never contact me with marketing spam in the future. Any future violation of this demand may result in legal action for harassment and at the very least very aggressive pursuit to see penalties for US Can-Spam violations, currently at $16,000 per email, are enforced. comments made with regard to US Can-Spam laws were derived from https://www.ftc.gov/tips-advice/business-center/guidance/can-spam-act-comp...⇄ /> Sincerely,
[redacted]