Mid Atlantic Finance Company Inc

My account balance was changed
to a higher balance owed
I bought a trailblazer from Christopher's auto sales in Eagle Lake,Fl.a buy here pay here dealer.then they sold my account to Mid Atlantic finance and at that point mid Atlantic added dollars to my amount owed.called mid Atlantic many times and also sent them copies of my last payment receipt from Christopher's auto sales,showing the correct amount owed.But nobody has ever corrected it.my account #is ***

I have asked many times for this company to come get the car that they have financed It is sitting in front of my house and I want it gone
I have asked for the last month that Mid Atlantic come and get the car that I have financed with them I do not want the car any longer I have contacted them every other day for the last month I have voluntarily relinquished the car to them many times They tell me they are coming to get it but do not do anything It is still in front of my house and I have threatened to have it towed at their expense If they do not want the car, then send me the title and I will get rid of it legally

This is a horrible excuse for a companyThey are lying thieves that don't know how to do their job they steal money from everyone with a dollar fee I never agreed to this fee it is not in my contract why do I have to pay extra to make a payment it's ridiculousthey are horribly rude and yell at you on the phone and lie to the point of harassment I wouldn't recommend them to anyone ever ive contacted a lawyer about them today what they do and how they treat people can't be legal

This company is inaccurately reporting information on my credit reportIn June 2016, I made a payment and would be granted payment cancellation
Mid Atlantic Finance is inaccurately reporting information on my credit reportI made a payment in June and spoke with representative Mike who told me that I would qualify for payment cancellationsThe payment cancellation was never processedAs of late this company has been coming out and threatening to repossess the vehicleI purchased this old car with notable mechanical issuesWithing days of purchase the car needed a starter, then the engine, then the transmissionThe total for the car was $why is my credit reflecting a high balance owedThis company took down for the carThis is a scandal and the car is not workingAs I told Mid Atlantic Finance and the rep said that I would be able to push payments backThe car is $per month and the balance is still highI am sure that this car is paid off

Company calls ask me for copies of checks they cashed and I did soThen they called and stated that I am still late and have to provide my bank statements to prove that they received their money
They refused to update my account with the payments that I sent in
Product_Or_Service: finance

My payments are not being posted to my accountCompany continues to pull out of an account that I have requested not too causuing NSF fees
Acct#XXXXXXCalling and emailing since 04/No return phone callsCharging an account that I requested to no chargeOffice was provided with new billing info that they refuse to chargeCompany would apply payments even though they expected paymentsThey stated that was going to pay me back my NSF fees but it has been monthsNo one will return my call not even cooperate officeWhen you call to speak to representatives they get an attitude and hang up on youOn 6/13/a representative decided to turn in a request stating that I request voluntary repoNo one will call me backI have left several messages and after speaking to *** today he informed me that there are notes in the system that are negative towards me as a customer and how I should be handled when I callThis all started with me speaking to Melissa *** (supervisor)

I was told they would not accept paymentsCar was repossessed and they are not willing to work with me to get it back
I purchased my vehicle in March of from a local car dealer in my area that did their own financingAbout to 1/years into my loan they sold the loan to Mid AtlanticI was never notified of the sale of my loan until I went to make a payment and was told I would have to make my payment to another companyI attempted to contact MidAtlantic to make a paymentIU was told I would be charged for the payment to make it over the phone or onlineI asked for an exception to be made since I had just found out about it needing to be made to themThey agreed after speaking to a manager due to the representative I was speaking to being rudeI asked for them to send me a payment book so I could mail my payments in when they came due in order to avoid having to get charged extra to make my paymentsI never received the payment book so when my next payment came due I

loans showing incorrect amounts and they are not showing my payments posted that have cleared my accounts
I purchased a vehicle from *** Auto Sales in May of 2014, loved the car and the serviceIn June of I call to see about scheduling an oil change and the number no longer worksI then start receiving multiple calls a day from Mid Atlantic with no voicemail's left and the number they called from you could not call backI finally catch them calling and find out who they areI let them know that I changed jobs and only get paid monthly and will send my payment via bill pay as they charge for every single form of paymentAll is well for a month, then the calls start rolling in again, they say that it is mandatory because my payment is behind, again no voicemail's but once a week and they were calling every day multiple timesThey say they never got my payment but my bank shows the check is cashedI tried to get another car and turn in mine but it had too much negativ

I have spoken with Mid Atlantic to get my balance loweredThey claim they could not helpI contacted the dealer they said Mid Atlantic is in charge
I have a Madza minivanMid Atlantic took over my accountThis van has problem after problemI have paid so much already and nothing to showThe van is rustedThe window motor went outBeach blvd automotive sold me a lemon

My loan was sold to Mid Atlantic Finance after about months and everything went smoothlyComing out my Title was released no problems at all

Listing a car that has been paid in full on my credit report and saying I owe them money which is inaccurate
I had a accord financed through them in December of car was totalled and they were paid in full, they also took my car payment out in December along with the check insurance sent them with the balance they requestedI spoke to them in January and tbey said there must have been an interest charge and I explained that I paid in December and they received the check she told me it was an accounting error and would be removed and yet it's still on my creditIf anything I overpaidI was repeatedly told they would remove from my credit report as delinquent which they have notNow after years they are telling me that they will not remove it unless they are paid they have been paid in FULL I received the title from them in December I had to close my bank acct because even after being paid in full they were still trying to take a car payment out of my acco

Breach of contractAll requirements were met for payoff, remainder of money needs to be returned to me
The purpose of this letter is to demand payment of money owed regarding account number XXXXXX
On September 9, my Truck was stolenThis was reported to Mid Atlantic Finance Company, Harris County Sheriffs' Department, and ***
On October 5, I sent an email to Mid Atlantic Finance Company to provide my insurance information as requested
On October 6, I sent an email to Mid Atlantic Finance Company requesting the payoff amount for account XXXXXX
On October 6, I received a response to the request for the payoff amount stating, "The 1o day payoff for account XXXXXX is $664.53"
The Letter also detailed and specified how the funds needed to be certified and the options as to what qualified as certified funds for Mid Atlantic Finance CompanyA cashier's check in the amount of $was furnished in person at the Houston Mid Atlantic Finance Company loca

Lacking professional customer service
Customer service on multiple accounts has been rude and unprofessionalRecently transferred auto loan account unwillingly from dealership On numerous accounts has the company unable to cooperate with payments electronically or app usage Account number Have requested to have account sent back to dealership and was denied on bases that finance company is not willing to send back to dealership

harrassing phone calls saying my payment is days latei have been making payments according to payment book
act *** *** ***
My account was sold to Mid Atlantic in June of I received information from Mid Atlantic that stated I was caught upPaid up till 4/I received a payment book stating the sameI contacted Mid Atlantic to confirmThen on April 25/I received the first corospondence in the mail saying I was days late in the amt of I paid April, May June and Julya monthThey call and say I am days late and owe the balance in fullI am told that my contract ran out 10/I called in august of to change my address there was no talk of a late paymentI contacted again to change tags over in June of that was the first time in a year...yea a year that any one said a payment was lateMy act was in a reviewI received a call saying to go ahead and get my tags and make a paymentI Didand again I get a call in august

System may have had a glitch and wrongfully tried taking a payment out of a yr old account
Made a payment towards my vehicle on the 21st of July and the payment clearedApparently their system may have glitched and tried taking another payment out the next week on the 30thMy next check that came in that I used to make a payment was on the 6th and I paid in person with cashWhen I went to make a payment none of this was stated to me that I owed any moneySo today (10.16) I went to transfer money from my sons acct to mine and the balance was less than what I had notatedThat's when I found out I had a $fee from my bank due to them trying to take a payment that I was not aware of from my sons acctWhen I called to get an explanation they kept stating that I tried posting a payment and I kept telling them it wasn't me and that in had just paid the week before that's and a few days agoI went through a manager and their accounting person and couldn't get anywhere on this ma

Company wont cooperate, vehicle is not safe to be on the road, customer service issues, refusal to get a Supervisor on the phone, refuses to call me
For over a year now, I've refused to make a payment because this car is not safe to be on the roadI have sent this company proof this car is not safe to be on the roads, they never call me back, never reply to my emailsI haven't made a payment in over a yearBut now that the car has been wrecked, and they know there's insurance money involved, all the suddent they want to get involoved by FINALLY saying they are going to reposess my carThey havent tried to repossess in over a year, and now all the sudden they want to repossess all because Insurance company is waiving money in their faceOn top of that, after Mid Atlantic was advised the car has been in a wreck, they made me a settlement offer of $2500, but now because of the Insurance company they want their money in full of $& has removed their settlement offer from meI'

MID ATLANTIC FINANCE CO is reporting to my credit and is refusing to validate the debtHal at Ext*** explained after I gave him my full name and social security number, that they could not provide me with the account number or any information in regards to the account that they are reporting in my name so I was left without any other choice but to file a report on them I explained that I would be filing a report on this company and they just wanted to over talk me and argue Mid Atlantic Finance Company Inc has exactly days to validate this alleged debt that they are reporting with an original consumer contract or credit application If these documents are produced with my signatures, then I will gladly pay the debt If the company chooses not to validate the claim, I can assure you all that the next step will be filing a petition against this company with the courts for violating both the FDCPA and the FCRA

Mid Atlantic is still reporting an old account to my credit reports
I purchased a Volvo Sfrom Drive Today in Birmingham Alabama in January
In March of I lost my job and the vechile was repoedI paid to get it back and made payments for the month of MarchIn July of I was in a car accident which resulted in the car being totaledI couldn't no longer make payments on a non running carThe company refused to take the car back due to it being totaledThe car was added to collection with Mid Atlantic Finance account number on my credit reportThe problem I'm facing on this account is that this company is reporting my last payments to be made in which is bullI've disputed this account numerous times with the credit bureaus and it always comes back as verifiedI've asked for Validation on numerous occasions from this companyMost recent was July 23, And I just sent another certified letter on September 3, Mid Atlantic has not shown me

Refuses to supply me with my contract
I purchased my car in January from a local dealer and was making my payments to them every weeksAll of the sudden June of I am told that my account was sold to Mid-Atlantic finance without my knowledgeI had went through some domestic issues and my copy of my contract was lostI called Mid-Atlantic and requested a copy after the dealer told me that when the account was sold my contract was given to themMid-Atlantic said that they would mail it but it never cameI called again a month later asking for it againThey then told me that they would mail it but it never cameSubsequently I called again and was told that I had to request in writingAt this point I don't understand why I have to go and inconvenience myself to find a place where I can print this and then go spend money to formerly mail them something to prove that I want a copy of a legal document that binds us I don't understand why they have to make this process s

After making payment on my car from auto pay my car was still shut off and I had to go thru a lot to get it back onPayments were made on time
I bought the car in Febfrom Olympic Auto and after a year they sold the loan to Mid Atlantic...From then I started having trouble with themAfter I made my payments they shut my car off The payments were made on timeIt made me late for workEvery time I called to discuss the issue they had me on the phone and I ended up late for work, Was hung up on numerous timesthen when I reconnected they transferred me to a 1-number which is called Pass-timeSometimes they transfer me and sometimes they don'tThey just give me the numberCSR are very unprofessional and very rudeI paid the car off on 08/14/Was told I would get the title in daysI want to trade the car but I can't trade without the titleAlso asking for payoff letter was told it would take two weeksI feel it shouldn't take that longThe shutoff device